Fanhua Inc. - Asset Resilience Ratio
Fanhua Inc. (AIFU) has an Asset Resilience Ratio of 0.34% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check AIFU strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2025)
This chart shows how Fanhua Inc.'s Asset Resilience Ratio has changed over time. See Fanhua Inc. (AIFU) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Fanhua Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Fanhua Inc. market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.20 Million | 0.34% |
| Total Liquid Assets | $5.20 Million | 0.34% |
Asset Resilience Insights
- Limited Liquidity: Fanhua Inc. maintains only 0.34% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Fanhua Inc. Industry Peers by Asset Resilience Ratio
Compare Fanhua Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Steadfast Group Ltd
AU:SDF |
Insurance Brokers | 6.24% |
|
AUB Group Ltd
AU:AUB |
Insurance Brokers | 27.76% |
|
Wiz Soluções e Corretagem de Seguros S.A
SA:WIZC3 |
Insurance Brokers | 0.40% |
|
Banvida
SN:BANVIDA |
Insurance Brokers | 0.65% |
|
Aon PLC
F:4VK |
Insurance Brokers | 0.46% |
|
AUB GROUP LTD.
F:A5H |
Insurance Brokers | 0.03% |
|
Fanhua Inc
F:4CIA |
Insurance Brokers | 15.16% |
|
PB Fintech Limited
NSE:POLICYBZR |
Insurance Brokers | 15.57% |
Annual Asset Resilience Ratio for Fanhua Inc. (2011–2025)
The table below shows the annual Asset Resilience Ratio data for Fanhua Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.34% | $5.20 Million | $1.53 Billion | -14.82pp |
| 2024-12-31 | 15.16% | $629.22 Million | $4.15 Billion | -10.14pp |
| 2023-12-31 | 25.29% | $1.02 Billion | $4.05 Billion | +14.04pp |
| 2022-12-31 | 11.26% | $347.75 Million | $3.09 Billion | -15.60pp |
| 2021-12-31 | 26.86% | $870.68 Million | $3.24 Billion | -15.59pp |
| 2020-12-31 | 42.45% | $1.31 Billion | $3.08 Billion | -4.41pp |
| 2019-12-31 | 46.86% | $1.61 Billion | $3.44 Billion | +6.67pp |
| 2018-12-31 | 40.19% | $1.55 Billion | $3.87 Billion | -12.55pp |
| 2017-12-31 | 52.74% | $2.50 Billion | $4.74 Billion | -13.27pp |
| 2016-12-31 | 66.01% | $2.80 Billion | $4.24 Billion | +15.53pp |
| 2015-12-31 | 50.47% | $2.03 Billion | $4.01 Billion | +32.10pp |
| 2014-12-31 | 18.38% | $688.90 Million | $3.75 Billion | +11.25pp |
| 2013-12-31 | 7.13% | $253.90 Million | $3.56 Billion | +7.11pp |
| 2012-12-31 | 0.02% | $600.00K | $3.40 Billion | -0.93pp |
| 2011-12-31 | 0.95% | $31.23 Million | $3.28 Billion | -- |
About Fanhua Inc.
AIFU Inc., through its subsidiary, distributes insurance products in China. The company provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-life insurance products primarily includes individual accident, travel, homeowner, indemnity medical,… Read more