Auburn National Bancorporation Inc
Auburn National Bancorporation, Inc. operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama. It offers checking, savings, and transaction deposit accounts, as well as certificates of deposit. The company also provides commercial, financial, agricultural, real estate construction, and consumer loan products; and other financial servi… Read more
Auburn National Bancorporation Inc (AUBN) - Net Assets
Latest net assets as of September 2025: $89.61 Million USD
Based on the latest financial reports, Auburn National Bancorporation Inc (AUBN) has net assets worth $89.61 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.01 Billion) and total liabilities ($921.57 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $89.61 Million |
| % of Total Assets | 8.86% |
| Annual Growth Rate | 4.46% |
| 5-Year Change | -27.3% |
| 10-Year Change | -2.07% |
| Growth Volatility | 9.78 |
Auburn National Bancorporation Inc - Net Assets Trend (1996–2024)
This chart illustrates how Auburn National Bancorporation Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Auburn National Bancorporation Inc (1996–2024)
The table below shows the annual net assets of Auburn National Bancorporation Inc from 1996 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $78.29 Million | +2.33% |
| 2023-12-31 | $76.51 Million | +12.44% |
| 2022-12-31 | $68.04 Million | -34.40% |
| 2021-12-31 | $103.73 Million | -3.68% |
| 2020-12-31 | $107.69 Million | +9.52% |
| 2019-12-31 | $98.33 Million | +10.41% |
| 2018-12-31 | $89.06 Million | +2.47% |
| 2017-12-31 | $86.91 Million | +5.75% |
| 2016-12-31 | $82.18 Million | +2.79% |
| 2015-12-31 | $79.95 Million | +5.48% |
| 2014-12-31 | $75.80 Million | +17.55% |
| 2013-12-31 | $64.48 Million | -8.07% |
| 2012-12-31 | $70.15 Million | +7.24% |
| 2011-12-31 | $65.42 Million | +16.05% |
| 2010-12-31 | $56.37 Million | +0.33% |
| 2009-12-31 | $56.18 Million | -1.65% |
| 2008-12-31 | $57.13 Million | +7.75% |
| 2007-12-31 | $53.02 Million | +9.50% |
| 2006-12-31 | $48.42 Million | +10.15% |
| 2005-12-31 | $43.95 Million | -1.23% |
| 2004-12-31 | $44.50 Million | +10.14% |
| 2003-12-31 | $40.41 Million | +2.09% |
| 2002-12-31 | $39.58 Million | +10.46% |
| 2001-12-31 | $35.83 Million | +12.67% |
| 2000-12-31 | $31.81 Million | +11.99% |
| 1999-12-31 | $28.40 Million | -1.73% |
| 1998-12-31 | $28.90 Million | +11.15% |
| 1997-12-31 | $26.00 Million | +12.55% |
| 1996-12-31 | $23.10 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Auburn National Bancorporation Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Other Comprehensive Income | $89.61 Million | 100.00% |
| Total Equity | $89.61 Million | 100.00% |
Auburn National Bancorporation Inc Competitors by Market Cap
The table below lists competitors of Auburn National Bancorporation Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Birlesim Muhendislik Isitma Sogutma Havalandirma Sanayi & Ticaret Sirketi AS
IS:BRLSM
|
$51.78 Million |
|
Amicogen Inc
KQ:092040
|
$51.79 Million |
|
D0X
F:D0X
|
$51.79 Million |
|
Taokaenoi Food & Marketing Public Company Limited
BK:TKN
|
$51.80 Million |
|
TROPHY GAMES DEV. DK-020
F:4H7
|
$51.74 Million |
|
1S90
F:1S90
|
$51.72 Million |
|
MANUKA RESOURCES LTD
F:6M0A
|
$51.70 Million |
|
Centaur Media Plc
PINK:CAUUF
|
$51.69 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Auburn National Bancorporation Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 78,292,000 to 89,613,000, a change of 11,321,000 (14.5%).
- Net income of 7,255,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 119,220,000.
- Other factors decreased equity by 115,154,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $7.25 Million | +8.1% |
| Other Comprehensive Income | $119.22 Million | +133.04% |
| Other Changes | $-115.15 Million | -128.5% |
| Total Change | $- | 14.46% |
Book Value vs Market Value Analysis
This analysis compares Auburn National Bancorporation Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.92x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 4.09x to 0.92x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1996-12-31 | $5.78 | $23.61 | x |
| 1997-12-31 | $6.63 | $23.61 | x |
| 1998-12-31 | $7.36 | $23.61 | x |
| 1999-12-31 | $7.22 | $23.61 | x |
| 2000-12-31 | $8.10 | $23.61 | x |
| 2001-12-31 | $9.17 | $23.61 | x |
| 2002-12-31 | $10.16 | $23.61 | x |
| 2003-12-31 | $10.37 | $23.61 | x |
| 2004-12-31 | $11.50 | $23.61 | x |
| 2005-12-31 | $11.47 | $23.61 | x |
| 2006-12-31 | $12.82 | $23.61 | x |
| 2007-12-31 | $14.27 | $23.61 | x |
| 2008-12-31 | $15.55 | $23.61 | x |
| 2009-12-31 | $15.41 | $23.61 | x |
| 2010-12-31 | $15.47 | $23.61 | x |
| 2011-12-31 | $17.96 | $23.61 | x |
| 2012-12-31 | $19.26 | $23.61 | x |
| 2013-12-31 | $17.70 | $23.61 | x |
| 2014-12-31 | $20.81 | $23.61 | x |
| 2015-12-31 | $21.94 | $23.61 | x |
| 2016-12-31 | $22.55 | $23.61 | x |
| 2017-12-31 | $23.85 | $23.61 | x |
| 2018-12-31 | $24.44 | $23.61 | x |
| 2019-12-31 | $27.46 | $23.61 | x |
| 2020-12-31 | $30.20 | $23.61 | x |
| 2021-12-31 | $29.26 | $23.61 | x |
| 2022-12-31 | $19.38 | $23.61 | x |
| 2023-12-31 | $21.87 | $23.61 | x |
| 2024-12-31 | $22.41 | $23.61 | x |
| 2025-12-31 | $25.64 | $23.61 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Auburn National Bancorporation Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.10%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.12%
- • Asset Turnover: 0.00x
- • Equity Multiplier: 0.00x
- Recent ROE (8.10%) is below the historical average (10.38%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1996 | 12.12% | 14.00% | 0.08x | 11.17x | $490.00K |
| 1997 | 11.92% | 14.16% | 0.08x | 10.15x | $500.00K |
| 1998 | 11.76% | 14.05% | 0.08x | 10.65x | $510.00K |
| 1999 | 10.21% | 10.18% | 0.08x | 13.29x | $60.00K |
| 2000 | 9.48% | 8.98% | 0.08x | 12.72x | $-166.49K |
| 2001 | 12.78% | 12.78% | 0.08x | 13.24x | $994.82K |
| 2002 | 12.77% | 15.25% | 0.07x | 12.76x | $1.10 Million |
| 2003 | 13.41% | 17.09% | 0.05x | 14.60x | $1.38 Million |
| 2004 | 14.63% | 19.09% | 0.06x | 13.28x | $2.06 Million |
| 2005 | 14.72% | 17.83% | 0.06x | 13.84x | $2.07 Million |
| 2006 | 13.60% | 16.35% | 0.06x | 13.12x | $1.74 Million |
| 2007 | 13.05% | 15.91% | 0.06x | 12.99x | $1.62 Million |
| 2008 | 11.62% | 15.59% | 0.06x | 13.06x | $924.20K |
| 2009 | 4.28% | 6.02% | 0.05x | 13.77x | $-3.21 Million |
| 2010 | 9.48% | 13.30% | 0.05x | 13.55x | $-290.80K |
| 2011 | 8.47% | 15.43% | 0.05x | 11.87x | $-1.00 Million |
| 2012 | 9.64% | 17.10% | 0.05x | 10.83x | $-251.90K |
| 2013 | 11.04% | 21.10% | 0.04x | 11.65x | $669.50K |
| 2014 | 9.83% | 24.22% | 0.04x | 10.41x | $-131.90K |
| 2015 | 9.83% | 24.80% | 0.04x | 10.22x | $-136.90K |
| 2016 | 9.92% | 26.99% | 0.04x | 10.12x | $-67.70K |
| 2017 | 9.03% | 24.86% | 0.04x | 9.82x | $-844.60K |
| 2018 | 9.92% | 27.12% | 0.04x | 9.19x | $-71.50K |
| 2019 | 9.91% | 27.25% | 0.04x | 8.42x | $-91.80K |
| 2020 | 6.92% | 22.21% | 0.04x | 8.88x | $-3.31 Million |
| 2021 | 7.75% | 26.10% | 0.03x | 10.65x | $-2.33 Million |
| 2022 | 15.21% | 31.53% | 0.03x | 15.05x | $3.54 Million |
| 2023 | 1.82% | 4.44% | 0.03x | 12.75x | $-6.26 Million |
| 2024 | 8.17% | 15.16% | 0.04x | 12.48x | $-1.43 Million |
| 2025 | 8.10% | 22.12% | 0.00x | 0.00x | $-1.71 Million |
Industry Comparison
This section compares Auburn National Bancorporation Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Auburn National Bancorporation Inc (AUBN) | $89.61 Million | 12.12% | 10.28x | $51.75 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |