BancFirst Corporation
BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. The company offers checking, negotiable order of withdr… Read more
BancFirst Corporation (BANF) - Net Assets
Latest net assets as of December 2025: $6.04 Billion USD
Based on the latest financial reports, BancFirst Corporation (BANF) has net assets worth $6.04 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($14.71 Billion) and total liabilities ($8.67 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $6.04 Billion |
| % of Total Assets | 41.08% |
| Annual Growth Rate | 11.33% |
| 5-Year Change | 51.81% |
| 10-Year Change | 147.32% |
| Growth Volatility | 13.68 |
BancFirst Corporation - Net Assets Trend (1992–2024)
This chart illustrates how BancFirst Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for BancFirst Corporation (1992–2024)
The table below shows the annual net assets of BancFirst Corporation from 1992 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $1.62 Billion | +13.06% |
| 2023-12-31 | $1.43 Billion | +14.63% |
| 2022-12-31 | $1.25 Billion | +6.75% |
| 2021-12-31 | $1.17 Billion | +9.72% |
| 2020-12-31 | $1.07 Billion | +6.26% |
| 2019-12-31 | $1.00 Billion | +11.32% |
| 2018-12-31 | $902.79 Million | +16.39% |
| 2017-12-31 | $775.63 Million | +9.08% |
| 2016-12-31 | $711.09 Million | +8.48% |
| 2015-12-31 | $655.51 Million | +7.58% |
| 2014-12-31 | $609.31 Million | +9.39% |
| 2013-12-31 | $557.00 Million | +7.20% |
| 2012-12-31 | $519.57 Million | +7.56% |
| 2011-12-31 | $483.04 Million | +5.33% |
| 2010-12-31 | $458.59 Million | +6.46% |
| 2009-12-31 | $430.75 Million | +4.10% |
| 2008-12-31 | $413.79 Million | +11.25% |
| 2007-12-31 | $371.96 Million | +6.78% |
| 2006-12-31 | $348.36 Million | +14.74% |
| 2005-12-31 | $303.60 Million | +8.51% |
| 2004-12-31 | $279.79 Million | +8.56% |
| 2003-12-31 | $257.72 Million | +1.56% |
| 2002-12-31 | $253.76 Million | +12.63% |
| 2001-12-31 | $225.31 Million | +14.39% |
| 2000-12-31 | $196.96 Million | +19.58% |
| 1999-12-31 | $164.71 Million | -18.42% |
| 1998-12-31 | $201.90 Million | +11.42% |
| 1997-12-31 | $181.20 Million | +61.64% |
| 1996-12-31 | $112.10 Million | +14.04% |
| 1995-12-31 | $98.30 Million | +19.88% |
| 1994-12-31 | $82.00 Million | +1.23% |
| 1993-12-31 | $81.00 Million | +55.17% |
| 1992-12-31 | $52.20 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to BancFirst Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 5372.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.43 Billion | 88.44% |
| Common Stock | $33.22 Million | 2.05% |
| Other Comprehensive Income | $-32.86 Million | -2.03% |
| Other Components | $187.06 Million | 11.54% |
| Total Equity | $1.62 Billion | 100.00% |
BancFirst Corporation Competitors by Market Cap
The table below lists competitors of BancFirst Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Maxis Bhd
KLSE:6012
|
$2.39 Billion |
|
China State Construction International Holdings Limited
PINK:CCOHF
|
$2.39 Billion |
|
Walvax BioTech
SHE:300142
|
$2.39 Billion |
|
Guangdong Dowstone Technology Co Ltd
SHE:300409
|
$2.40 Billion |
|
Allreal
PINK:ALRHF
|
$2.39 Billion |
|
Zhuzhou CRRC Times Electric Co. Ltd
PINK:ZHUZF
|
$2.39 Billion |
|
Plus500 Ltd
PINK:PLSQF
|
$2.39 Billion |
|
JTC PLC LS-01
F:2N9
|
$2.39 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BancFirst Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 1,433,891,000 to 1,621,187,000, a change of 187,296,000 (13.1%).
- Net income of 216,354,000 contributed positively to equity growth.
- Dividend payments of 57,773,000 reduced retained earnings.
- Other comprehensive income increased equity by 17,182,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $216.35 Million | +13.35% |
| Dividends Paid | $57.77 Million | -3.56% |
| Other Comprehensive Income | $17.18 Million | +1.06% |
| Other Changes | $11.53 Million | +0.71% |
| Total Change | $- | 13.06% |
Book Value vs Market Value Analysis
This analysis compares BancFirst Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.14x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 37.20x to 2.14x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1992-12-31 | $2.78 | $103.36 | x |
| 1993-12-31 | $3.80 | $103.36 | x |
| 1994-12-31 | $3.18 | $103.36 | x |
| 1995-12-31 | $3.84 | $103.36 | x |
| 1996-12-31 | $4.35 | $103.36 | x |
| 1997-12-31 | $6.85 | $103.36 | x |
| 1998-12-31 | $5.30 | $103.36 | x |
| 1999-12-31 | $4.73 | $103.36 | x |
| 2000-12-31 | $5.99 | $103.36 | x |
| 2001-12-31 | $6.66 | $103.36 | x |
| 2002-12-31 | $7.61 | $103.36 | x |
| 2003-12-31 | $8.01 | $103.36 | x |
| 2004-12-31 | $8.68 | $103.36 | x |
| 2005-12-31 | $9.46 | $103.36 | x |
| 2006-12-31 | $10.83 | $103.36 | x |
| 2007-12-31 | $11.66 | $103.36 | x |
| 2008-12-31 | $13.28 | $103.36 | x |
| 2009-12-31 | $13.80 | $103.36 | x |
| 2010-12-31 | $14.63 | $103.36 | x |
| 2011-12-31 | $15.51 | $103.36 | x |
| 2012-12-31 | $16.82 | $103.36 | x |
| 2013-12-31 | $17.91 | $103.36 | x |
| 2014-12-31 | $19.29 | $103.36 | x |
| 2015-12-31 | $20.63 | $103.36 | x |
| 2016-12-31 | $22.35 | $103.36 | x |
| 2017-12-31 | $23.82 | $103.36 | x |
| 2018-12-31 | $27.00 | $103.36 | x |
| 2019-12-31 | $30.15 | $103.36 | x |
| 2020-12-31 | $32.15 | $103.36 | x |
| 2021-12-31 | $35.17 | $103.36 | x |
| 2022-12-31 | $37.41 | $103.36 | x |
| 2023-12-31 | $42.81 | $103.36 | x |
| 2024-12-31 | $48.23 | $103.36 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BancFirst Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.35%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.81%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 8.36x
- Recent ROE (13.35%) is above the historical average (12.73%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1992 | 22.09% | 18.95% | 0.08x | 13.91x | $6.13 Million |
| 1993 | 14.37% | 18.82% | 0.07x | 10.29x | $3.50 Million |
| 1994 | 14.15% | 16.34% | 0.08x | 10.65x | $3.40 Million |
| 1995 | 13.02% | 14.76% | 0.08x | 10.66x | $2.97 Million |
| 1996 | 18.91% | 13.92% | 0.12x | 11.02x | $9.99 Million |
| 1997 | 11.53% | 12.48% | 0.08x | 11.13x | $2.78 Million |
| 1998 | 10.70% | 11.67% | 0.08x | 11.57x | $1.41 Million |
| 1999 | 14.54% | 12.73% | 0.08x | 14.18x | $7.48 Million |
| 2000 | 13.31% | 12.35% | 0.08x | 13.05x | $6.52 Million |
| 2001 | 12.53% | 12.74% | 0.08x | 12.35x | $5.64 Million |
| 2002 | 13.34% | 16.59% | 0.07x | 11.12x | $8.41 Million |
| 2003 | 12.48% | 16.79% | 0.06x | 11.44x | $6.34 Million |
| 2004 | 13.40% | 18.91% | 0.06x | 10.98x | $9.43 Million |
| 2005 | 14.17% | 18.95% | 0.07x | 10.66x | $12.60 Million |
| 2006 | 14.17% | 18.17% | 0.08x | 9.81x | $14.52 Million |
| 2007 | 14.27% | 17.59% | 0.08x | 10.06x | $15.90 Million |
| 2008 | 10.72% | 16.29% | 0.07x | 9.35x | $2.98 Million |
| 2009 | 7.57% | 13.78% | 0.05x | 10.25x | $-10.47 Million |
| 2010 | 9.23% | 17.57% | 0.05x | 11.03x | $-3.55 Million |
| 2011 | 9.44% | 17.62% | 0.05x | 11.61x | $-2.68 Million |
| 2012 | 9.99% | 19.20% | 0.04x | 11.59x | $-56.70K |
| 2013 | 9.75% | 20.31% | 0.04x | 10.84x | $-1.38 Million |
| 2014 | 10.49% | 21.99% | 0.04x | 10.79x | $2.96 Million |
| 2015 | 10.09% | 21.56% | 0.05x | 10.21x | $619.00K |
| 2016 | 9.94% | 21.71% | 0.05x | 9.87x | $-435.40K |
| 2017 | 11.14% | 23.61% | 0.05x | 9.35x | $8.88 Million |
| 2018 | 13.94% | 29.37% | 0.06x | 8.39x | $35.54 Million |
| 2019 | 13.42% | 28.46% | 0.06x | 8.52x | $34.38 Million |
| 2020 | 9.33% | 21.45% | 0.05x | 8.63x | $-7.20 Million |
| 2021 | 14.31% | 33.72% | 0.05x | 8.03x | $50.46 Million |
| 2022 | 15.44% | 31.99% | 0.05x | 9.90x | $68.02 Million |
| 2023 | 14.82% | 26.25% | 0.07x | 8.63x | $69.08 Million |
| 2024 | 13.35% | 23.81% | 0.07x | 8.36x | $54.24 Million |
Industry Comparison
This section compares BancFirst Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,823,266,317
- Average return on equity (ROE) among peers: 14.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BancFirst Corporation (BANF) | $6.04 Billion | 22.09% | 1.43x | $2.39 Billion |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.91 Billion |
| ACNB Corporation (ACNB) | $106.80 Million | 8.72% | 8.79x | $452.68 Million |
| Addiko Bank AG (ADBKF) | $6.08 Billion | 0.58% | 0.00x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $80.78 Million | 3.82% | 9.53x | $79.98 Million |
| Absa Group Limited (AGRPF) | $56.49 Billion | 12.11% | 11.71x | $6.72 Billion |
| AIB Group plc (AIBGY) | $2.74 Billion | 18.02% | 16.84x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $153.61 Billion | 39.08% | 6.47x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $8.37 Billion | 34.92% | 7.81x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $235.94 Million | 14.17% | 11.96x | $248.47 Million |