BancFirst Corporation Asset Resilience Ratio
BancFirst Corporation asset resilience ratio. BancFirst Corporation (BANF) has an Asset Resilience Ratio of 2.51% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BancFirst Corporation liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of BancFirst Corporation (2000–2024)
Asset resilience ratio of BancFirst Corporation from 2000 to 2024. This chart shows how BancFirst Corporation's Asset Resilience Ratio has changed over time. Read debt load of BancFirst Corporation for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down BancFirst Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see BancFirst Corporation (BANF) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $356.28 Million | 2.51% |
| Total Liquid Assets | $356.28 Million | 2.51% |
Asset Resilience Insights
- Limited Liquidity: BancFirst Corporation maintains only 2.51% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
BancFirst Corporation Industry Peers by Asset Resilience Ratio
Compare BancFirst Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
BancFirst Corporation Asset Resilience Ratio by Year (2000–2024)
BancFirst Corporation asset resilience ratio by year from 2000 to 2024. The table below shows the annual Asset Resilience Ratio data for BancFirst Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 2.43% | $329.92 Million | $13.55 Billion | -10.13pp |
| 2023-12-31 | 12.56% | $1.55 Billion | $12.37 Billion | +0.14pp |
| 2022-12-31 | 12.42% | $1.54 Billion | $12.39 Billion | +6.77pp |
| 2021-12-31 | 5.65% | $531.52 Million | $9.41 Billion | -0.34pp |
| 2020-12-31 | 5.99% | $552.23 Million | $9.21 Billion | +0.28pp |
| 2019-12-31 | 5.72% | $489.72 Million | $8.57 Billion | -4.46pp |
| 2018-12-31 | 10.18% | $770.70 Million | $7.57 Billion | +3.73pp |
| 2017-12-31 | 6.45% | $467.70 Million | $7.25 Billion | -0.25pp |
| 2016-12-31 | 6.69% | $469.83 Million | $7.02 Billion | -1.57pp |
| 2015-12-31 | 8.26% | $552.95 Million | $6.69 Billion | +0.28pp |
| 2014-12-31 | 7.98% | $524.78 Million | $6.57 Billion | -0.76pp |
| 2013-12-31 | 8.74% | $527.63 Million | $6.04 Billion | -20.04pp |
| 2012-12-31 | 28.77% | $1.73 Billion | $6.02 Billion | +1.24pp |
| 2011-12-31 | 27.54% | $1.54 Billion | $5.61 Billion | +4.77pp |
| 2010-12-31 | 22.77% | $1.15 Billion | $5.06 Billion | +1.61pp |
| 2009-12-31 | 21.16% | $934.65 Million | $4.42 Billion | +12.69pp |
| 2008-12-31 | 8.48% | $327.87 Million | $3.87 Billion | -2.25pp |
| 2007-12-31 | 10.72% | $401.39 Million | $3.74 Billion | +0.73pp |
| 2006-12-31 | 9.99% | $341.47 Million | $3.42 Billion | +6.83pp |
| 2005-12-31 | 3.16% | $101.81 Million | $3.22 Billion | -1.62pp |
| 2004-12-31 | 4.78% | $145.64 Million | $3.05 Billion | +1.03pp |
| 2003-12-31 | 3.75% | $109.57 Million | $2.92 Billion | -1.36pp |
| 2002-12-31 | 5.11% | $142.87 Million | $2.80 Billion | -2.89pp |
| 2001-12-31 | 8.00% | $220.53 Million | $2.76 Billion | +5.41pp |
| 2000-12-31 | 2.59% | $66.56 Million | $2.57 Billion | -- |
About BancFirst Corporation
BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. The company offers checking, negotiable order of withdr… Read more