BOK Financial Corporation
BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, a… Read more
BOK Financial Corporation (BOKF) - Net Assets
Latest net assets as of December 2025: $5.92 Billion USD
Based on the latest financial reports, BOK Financial Corporation (BOKF) has net assets worth $5.92 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($52.24 Billion) and total liabilities ($46.32 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $5.92 Billion |
| % of Total Assets | 11.33% |
| Annual Growth Rate | 12.52% |
| 5-Year Change | 10.29% |
| 10-Year Change | 79.07% |
| Growth Volatility | 155.14 |
BOK Financial Corporation - Net Assets Trend (1991–2025)
This chart illustrates how BOK Financial Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for BOK Financial Corporation (1991–2025)
The table below shows the annual net assets of BOK Financial Corporation from 1991 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $5.92 Billion | +6.66% |
| 2024-12-31 | $5.55 Billion | +7.88% |
| 2023-12-31 | $5.15 Billion | +9.77% |
| 2022-12-31 | $4.69 Billion | -12.69% |
| 2021-12-31 | $5.37 Billion | +1.45% |
| 2020-12-31 | $5.29 Billion | +8.79% |
| 2019-12-31 | $4.86 Billion | +9.47% |
| 2018-12-31 | $4.44 Billion | +26.28% |
| 2017-12-31 | $3.52 Billion | +6.41% |
| 2016-12-31 | $3.31 Billion | +1.18% |
| 2015-12-31 | $3.27 Billion | -2.06% |
| 2014-12-31 | $3.34 Billion | +9.21% |
| 2013-12-31 | $3.05 Billion | +2.05% |
| 2012-12-31 | $2.99 Billion | +7.43% |
| 2011-12-31 | $2.79 Billion | -87.73% |
| 2010-12-31 | $22.71 Billion | +920.47% |
| 2009-12-31 | $2.23 Billion | +19.64% |
| 2008-12-31 | $1.86 Billion | -3.89% |
| 2007-12-31 | $1.94 Billion | +12.46% |
| 2006-12-31 | $1.72 Billion | +11.82% |
| 2005-12-31 | $1.54 Billion | +10.06% |
| 2004-12-31 | $1.40 Billion | +13.83% |
| 2003-12-31 | $1.23 Billion | +12.35% |
| 2002-12-31 | $1.09 Billion | +32.00% |
| 2001-12-31 | $828.48 Million | +17.75% |
| 2000-12-31 | $703.58 Million | +26.27% |
| 1999-12-31 | $557.20 Million | +6.17% |
| 1998-12-31 | $524.80 Million | +20.51% |
| 1997-12-31 | $435.50 Million | +21.01% |
| 1996-12-31 | $359.90 Million | +19.33% |
| 1995-12-31 | $301.60 Million | +27.31% |
| 1994-12-31 | $236.90 Million | +23.19% |
| 1993-12-31 | $192.30 Million | +38.64% |
| 1992-12-31 | $138.70 Million | +29.26% |
| 1991-12-31 | $107.30 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to BOK Financial Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 70754.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $6.02 Billion | 101.76% |
| Common Stock | $5.00K | 0.00% |
| Other Comprehensive Income | $-166.17 Million | -2.81% |
| Other Components | $62.23 Million | 1.05% |
| Total Equity | $5.92 Billion | 100.00% |
BOK Financial Corporation Competitors by Market Cap
The table below lists competitors of BOK Financial Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Zhongfu Straits Pingtan Development Co Ltd
SHE:000592
|
$2.33 Billion |
|
Yihai Kerry Arawana Holdings Co Ltd
SHE:300999
|
$2.33 Billion |
|
FI
NEO:FI
|
$2.33 Billion |
|
Mitsubishi Logistics Corporation
OTCMKTS:MILGF
|
$2.33 Billion |
|
Amneal Pharmaceuticals, Inc. Class A Common Stock
NYSE:AMRX
|
$2.33 Billion |
|
Bethel Automotive Safety Systems Co Ltd Class A
SHG:603596
|
$2.33 Billion |
|
China Eastern Airlines Corporation Limited
PINK:CHEAF
|
$2.32 Billion |
|
Imeik Technology Development Co
SHE:300896
|
$2.32 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BOK Financial Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 5,548,353,000 to 5,918,646,000, a change of 370,293,000 (6.7%).
- Net income of 577,990,000 contributed positively to equity growth.
- Dividend payments of 147,504,000 reduced retained earnings.
- Share repurchases of 413,208,000 reduced equity.
- Other comprehensive income increased equity by 336,870,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $577.99 Million | +9.77% |
| Dividends Paid | $147.50 Million | -2.49% |
| Share Repurchases | $413.21 Million | -6.98% |
| Other Comprehensive Income | $336.87 Million | +5.69% |
| Other Changes | $16.14 Million | +0.27% |
| Total Change | $- | 6.67% |
Book Value vs Market Value Analysis
This analysis compares BOK Financial Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.29x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 28.75x to 1.29x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1991-12-31 | $4.36 | $125.32 | x |
| 1992-12-31 | $2.95 | $125.32 | x |
| 1993-12-31 | $3.62 | $125.32 | x |
| 1994-12-31 | $3.99 | $125.32 | x |
| 1995-12-31 | $5.12 | $125.32 | x |
| 1996-12-31 | $6.04 | $125.32 | x |
| 1997-12-31 | $6.94 | $125.32 | x |
| 1998-12-31 | $8.34 | $125.32 | x |
| 1999-12-31 | $9.12 | $125.32 | x |
| 2000-12-31 | $11.57 | $125.32 | x |
| 2001-12-31 | $13.47 | $125.32 | x |
| 2002-12-31 | $16.99 | $125.32 | x |
| 2003-12-31 | $18.47 | $125.32 | x |
| 2004-12-31 | $20.96 | $125.32 | x |
| 2005-12-31 | $22.96 | $125.32 | x |
| 2006-12-31 | $25.57 | $125.32 | x |
| 2007-12-31 | $28.65 | $125.32 | x |
| 2008-12-31 | $27.33 | $125.32 | x |
| 2009-12-31 | $32.68 | $125.32 | x |
| 2010-12-31 | $37.18 | $125.32 | x |
| 2011-12-31 | $40.42 | $125.32 | x |
| 2012-12-31 | $43.52 | $125.32 | x |
| 2013-12-31 | $44.28 | $125.32 | x |
| 2014-12-31 | $48.18 | $125.32 | x |
| 2015-12-31 | $47.72 | $125.32 | x |
| 2016-12-31 | $50.27 | $125.32 | x |
| 2017-12-31 | $53.94 | $125.32 | x |
| 2018-12-31 | $66.49 | $125.32 | x |
| 2019-12-31 | $68.58 | $125.32 | x |
| 2020-12-31 | $75.40 | $125.32 | x |
| 2021-12-31 | $78.19 | $125.32 | x |
| 2022-12-31 | $69.67 | $125.32 | x |
| 2023-12-31 | $78.33 | $125.32 | x |
| 2024-12-31 | $87.04 | $125.32 | x |
| 2025-12-31 | $97.16 | $125.32 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BOK Financial Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.77%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.38%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 8.83x
- Recent ROE (9.77%) is below the historical average (12.04%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1991 | 7.92% | 7.37% | 0.06x | 19.52x | $-2.23 Million |
| 1992 | 18.46% | 13.04% | 0.07x | 19.00x | $11.73 Million |
| 1993 | 18.62% | 14.94% | 0.08x | 15.17x | $16.57 Million |
| 1994 | 19.04% | 15.16% | 0.08x | 16.46x | $21.41 Million |
| 1995 | 16.31% | 23.84% | 0.05x | 14.00x | $19.04 Million |
| 1996 | 15.03% | 13.67% | 0.09x | 12.84x | $18.11 Million |
| 1997 | 15.66% | 13.96% | 0.09x | 12.40x | $24.65 Million |
| 1998 | 15.17% | 13.78% | 0.08x | 13.45x | $27.12 Million |
| 1999 | 16.01% | 12.95% | 0.08x | 15.03x | $33.48 Million |
| 2000 | 14.23% | 11.97% | 0.09x | 13.86x | $29.78 Million |
| 2001 | 13.81% | 12.58% | 0.08x | 13.43x | $31.59 Million |
| 2002 | 13.52% | 16.51% | 0.07x | 11.20x | $38.52 Million |
| 2003 | 12.89% | 18.24% | 0.06x | 11.05x | $35.50 Million |
| 2004 | 12.80% | 19.39% | 0.06x | 10.29x | $39.17 Million |
| 2005 | 13.09% | 18.04% | 0.07x | 10.56x | $47.59 Million |
| 2006 | 12.38% | 15.68% | 0.08x | 10.49x | $40.87 Million |
| 2007 | 11.25% | 13.96% | 0.07x | 10.77x | $24.13 Million |
| 2008 | 8.30% | 10.25% | 0.07x | 12.31x | $-31.39 Million |
| 2009 | 9.09% | 13.91% | 0.06x | 10.66x | $-20.00 Million |
| 2010 | 9.79% | 18.61% | 0.06x | 9.49x | $-5.42 Million |
| 2011 | 10.39% | 21.92% | 0.05x | 9.27x | $10.83 Million |
| 2012 | 11.87% | 25.01% | 0.05x | 9.52x | $55.41 Million |
| 2013 | 10.48% | 23.73% | 0.05x | 8.95x | $14.60 Million |
| 2014 | 8.86% | 22.11% | 0.05x | 8.81x | $-37.78 Million |
| 2015 | 8.93% | 20.81% | 0.04x | 9.74x | $-34.49 Million |
| 2016 | 7.10% | 16.14% | 0.04x | 10.01x | $-94.82 Million |
| 2017 | 9.57% | 20.87% | 0.05x | 9.23x | $-14.89 Million |
| 2018 | 10.05% | 24.74% | 0.05x | 8.58x | $2.44 Million |
| 2019 | 10.31% | 23.12% | 0.05x | 8.68x | $15.18 Million |
| 2020 | 8.26% | 21.24% | 0.04x | 8.86x | $-91.60 Million |
| 2021 | 11.52% | 33.79% | 0.04x | 9.37x | $81.75 Million |
| 2022 | 11.11% | 26.02% | 0.04x | 10.21x | $52.01 Million |
| 2023 | 10.32% | 17.43% | 0.06x | 9.69x | $16.50 Million |
| 2024 | 9.44% | 15.57% | 0.07x | 8.96x | $-31.27 Million |
| 2025 | 9.77% | 17.38% | 0.06x | 8.83x | $-13.87 Million |
Industry Comparison
This section compares BOK Financial Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $16,924,188,763
- Average return on equity (ROE) among peers: 8.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BOK Financial Corporation (BOKF) | $5.92 Billion | 7.92% | 7.82x | $2.33 Billion |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.91 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $474.47 Million |
| Addiko Bank AG (ADBKF) | $851.70 Million | 0.16% | 5.94x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $79.30 Million |
| Absa Group Limited (AGRPF) | $85.20 Billion | 14.06% | 10.26x | $6.72 Billion |
| AIB Group plc (AIBGY) | $13.66 Billion | 4.74% | 8.36x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $62.92 Billion | 9.95% | 6.60x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $5.78 Billion | 1.48% | 10.55x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $18.00 Million | 9.85% | 14.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |