BOK Financial Corporation Net Assets
BOK Financial Corporation net assets. Based on the latest financial reports, BOK Financial Corporation (BOKF) has net assets worth $5.98 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($53.76 Billion) and total liabilities ($47.79 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore BOKF year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $5.98 Billion |
| % of Total Assets | 11.11% |
| Annual Growth Rate | 12.52% |
| 5-Year Change | 10.29% |
| 10-Year Change | 79.07% |
| Growth Volatility | 155.14 |
Net Assets of BOK Financial Corporation (1991–2025)
Net assets of BOK Financial Corporation from 1991 to 2025. This chart illustrates how BOK Financial Corporation's net assets have evolved over time, based on quarterly financial data. See how leveraged is BOK Financial Corporation's balance sheet to measure how much of total assets are equity-financed.
Annual Net Assets for BOK Financial Corporation (1991–2025)
The table below shows the annual net assets of BOK Financial Corporation from 1991 to 2025. For live market cap and overall valuation, see BOKF market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $5.92 Billion | +6.66% |
| 2024-12-31 | $5.55 Billion | +7.88% |
| 2023-12-31 | $5.15 Billion | +9.77% |
| 2022-12-31 | $4.69 Billion | -12.69% |
| 2021-12-31 | $5.37 Billion | +1.45% |
| 2020-12-31 | $5.29 Billion | +8.79% |
| 2019-12-31 | $4.86 Billion | +9.47% |
| 2018-12-31 | $4.44 Billion | +26.28% |
| 2017-12-31 | $3.52 Billion | +6.41% |
| 2016-12-31 | $3.31 Billion | +1.18% |
| 2015-12-31 | $3.27 Billion | -2.06% |
| 2014-12-31 | $3.34 Billion | +9.21% |
| 2013-12-31 | $3.05 Billion | +2.05% |
| 2012-12-31 | $2.99 Billion | +7.43% |
| 2011-12-31 | $2.79 Billion | -87.73% |
| 2010-12-31 | $22.71 Billion | +920.47% |
| 2009-12-31 | $2.23 Billion | +19.64% |
| 2008-12-31 | $1.86 Billion | -3.89% |
| 2007-12-31 | $1.94 Billion | +12.46% |
| 2006-12-31 | $1.72 Billion | +11.82% |
| 2005-12-31 | $1.54 Billion | +10.06% |
| 2004-12-31 | $1.40 Billion | +13.83% |
| 2003-12-31 | $1.23 Billion | +12.35% |
| 2002-12-31 | $1.09 Billion | +32.00% |
| 2001-12-31 | $828.48 Million | +17.75% |
| 2000-12-31 | $703.58 Million | +26.27% |
| 1999-12-31 | $557.20 Million | +6.17% |
| 1998-12-31 | $524.80 Million | +20.51% |
| 1997-12-31 | $435.50 Million | +21.01% |
| 1996-12-31 | $359.90 Million | +19.33% |
| 1995-12-31 | $301.60 Million | +27.31% |
| 1994-12-31 | $236.90 Million | +23.19% |
| 1993-12-31 | $192.30 Million | +38.64% |
| 1992-12-31 | $138.70 Million | +29.26% |
| 1991-12-31 | $107.30 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to BOK Financial Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 70754.0% over the analyzed period, indicating profitable operations and earnings retention.
BOK Financial Corporation Net Assets Breakdown (December 2025)
BOK Financial Corporation net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $6.02 Billion | 101.76% |
| Common Stock | $5.00K | 0.00% |
| Other Comprehensive Income | $-166.17 Million | -2.81% |
| Other Components | $62.23 Million | 1.05% |
| Total Equity | $5.92 Billion | 100.00% |
BOK Financial Corporation Competitors by Market Cap
The table below lists competitors of BOK Financial Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Shandong Hi-speed Co Ltd
SHG:600350
|
$7.96 Billion |
|
Janus Henderson Group PLC
NYSE:JHG
|
$7.96 Billion |
|
AXIS Capital Holdings Ltd
NYSE:AXS
|
$7.96 Billion |
|
Itissalat Al-Maghrib (IAM) S.A
F:MSPA
|
$7.96 Billion |
|
Descartes Systems Group Inc
TO:DSG
|
$7.94 Billion |
|
MGM Resorts International
NYSE:MGM
|
$7.94 Billion |
|
Xiamen Tungsten Co Ltd
SHG:600549
|
$7.94 Billion |
|
Hanjinkal
KO:180640
|
$7.93 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BOK Financial Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 5,548,353,000 to 5,918,646,000, a change of 370,293,000 (6.7%).
- Net income of 577,990,000 contributed positively to equity growth.
- Dividend payments of 147,504,000 reduced retained earnings.
- Share repurchases of 413,208,000 reduced equity.
- Other comprehensive income increased equity by 336,870,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $577.99 Million | +9.77% |
| Dividends Paid | $147.50 Million | -2.49% |
| Share Repurchases | $413.21 Million | -6.98% |
| Other Comprehensive Income | $336.87 Million | +5.69% |
| Other Changes | $16.14 Million | +0.27% |
| Total Change | $- | 6.67% |
Book Value vs Market Value Analysis
This analysis compares BOK Financial Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.35x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 30.04x to 1.35x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1991-12-31 | $4.36 | $130.92 | x |
| 1992-12-31 | $2.95 | $130.92 | x |
| 1993-12-31 | $3.62 | $130.92 | x |
| 1994-12-31 | $3.99 | $130.92 | x |
| 1995-12-31 | $5.12 | $130.92 | x |
| 1996-12-31 | $6.04 | $130.92 | x |
| 1997-12-31 | $6.94 | $130.92 | x |
| 1998-12-31 | $8.34 | $130.92 | x |
| 1999-12-31 | $9.12 | $130.92 | x |
| 2000-12-31 | $11.57 | $130.92 | x |
| 2001-12-31 | $13.47 | $130.92 | x |
| 2002-12-31 | $16.99 | $130.92 | x |
| 2003-12-31 | $18.47 | $130.92 | x |
| 2004-12-31 | $20.96 | $130.92 | x |
| 2005-12-31 | $22.96 | $130.92 | x |
| 2006-12-31 | $25.57 | $130.92 | x |
| 2007-12-31 | $28.65 | $130.92 | x |
| 2008-12-31 | $27.33 | $130.92 | x |
| 2009-12-31 | $32.68 | $130.92 | x |
| 2010-12-31 | $334.79 | $130.92 | x |
| 2011-12-31 | $40.42 | $130.92 | x |
| 2012-12-31 | $44.05 | $130.92 | x |
| 2013-12-31 | $44.28 | $130.92 | x |
| 2014-12-31 | $48.67 | $130.92 | x |
| 2015-12-31 | $48.27 | $130.92 | x |
| 2016-12-31 | $50.75 | $130.92 | x |
| 2017-12-31 | $54.29 | $130.92 | x |
| 2018-12-31 | $66.65 | $130.92 | x |
| 2019-12-31 | $68.70 | $130.92 | x |
| 2020-12-31 | $75.76 | $130.92 | x |
| 2021-12-31 | $78.26 | $130.92 | x |
| 2022-12-31 | $69.74 | $130.92 | x |
| 2023-12-31 | $78.33 | $130.92 | x |
| 2024-12-31 | $87.04 | $130.92 | x |
| 2025-12-31 | $97.16 | $130.92 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BOK Financial Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.77%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.38%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 8.83x
- Recent ROE (9.77%) is below the historical average (11.77%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1991 | 7.92% | 7.37% | 0.06x | 19.52x | $-2.23 Million |
| 1992 | 18.46% | 13.04% | 0.07x | 19.00x | $11.73 Million |
| 1993 | 18.62% | 14.94% | 0.08x | 15.17x | $16.57 Million |
| 1994 | 19.04% | 15.16% | 0.08x | 16.46x | $21.41 Million |
| 1995 | 16.31% | 23.84% | 0.05x | 14.00x | $19.04 Million |
| 1996 | 15.03% | 13.67% | 0.09x | 12.84x | $18.11 Million |
| 1997 | 15.66% | 13.96% | 0.09x | 12.40x | $24.65 Million |
| 1998 | 15.17% | 13.78% | 0.08x | 13.45x | $27.12 Million |
| 1999 | 16.01% | 12.95% | 0.08x | 15.03x | $33.48 Million |
| 2000 | 14.23% | 11.97% | 0.09x | 13.86x | $29.78 Million |
| 2001 | 13.81% | 12.58% | 0.08x | 13.43x | $31.59 Million |
| 2002 | 13.52% | 16.51% | 0.07x | 11.20x | $38.52 Million |
| 2003 | 12.89% | 18.24% | 0.06x | 11.05x | $35.50 Million |
| 2004 | 12.80% | 19.39% | 0.06x | 10.29x | $39.17 Million |
| 2005 | 13.09% | 18.04% | 0.07x | 10.56x | $47.59 Million |
| 2006 | 12.38% | 15.68% | 0.08x | 10.49x | $40.87 Million |
| 2007 | 11.25% | 13.96% | 0.07x | 10.77x | $24.13 Million |
| 2008 | 8.30% | 10.25% | 0.07x | 12.31x | $-31.39 Million |
| 2009 | 9.09% | 13.91% | 0.06x | 10.66x | $-20.00 Million |
| 2010 | 1.09% | 18.61% | 0.06x | 1.05x | $-2.02 Billion |
| 2011 | 10.39% | 21.92% | 0.05x | 9.27x | $10.83 Million |
| 2012 | 11.73% | 25.01% | 0.05x | 9.40x | $51.82 Million |
| 2013 | 10.48% | 23.73% | 0.05x | 8.95x | $14.60 Million |
| 2014 | 8.77% | 22.11% | 0.05x | 8.72x | $-41.19 Million |
| 2015 | 8.83% | 20.81% | 0.04x | 9.63x | $-38.20 Million |
| 2016 | 7.04% | 16.14% | 0.04x | 9.91x | $-97.97 Million |
| 2017 | 9.51% | 20.87% | 0.05x | 9.17x | $-17.19 Million |
| 2018 | 10.03% | 24.74% | 0.05x | 8.56x | $1.34 Million |
| 2019 | 10.30% | 23.12% | 0.05x | 8.67x | $14.37 Million |
| 2020 | 8.22% | 21.24% | 0.04x | 8.82x | $-94.13 Million |
| 2021 | 11.51% | 33.79% | 0.04x | 9.36x | $81.28 Million |
| 2022 | 11.10% | 26.02% | 0.04x | 10.20x | $51.54 Million |
| 2023 | 10.32% | 17.43% | 0.06x | 9.69x | $16.50 Million |
| 2024 | 9.44% | 15.57% | 0.07x | 8.96x | $-31.27 Million |
| 2025 | 9.77% | 17.38% | 0.06x | 8.83x | $-13.87 Million |
Industry Comparison
This section compares BOK Financial Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $308,911,800
- Average return on equity (ROE) among peers: 0.08%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BOK Financial Corporation (BOKF) | $5.98 Billion | 7.92% | 8.00x | $7.95 Billion |
| Ameris Bancorp (ABCB) | $71.80 Million | 9.61% | 9.10x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $30.50 Million | 10.16% | 8.60x | $5.57 Billion |
| ACNB Corporation (ACNB) | $62.69 Million | 13.30% | 9.05x | $645.30 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $196.95 Million | 13.13% | 10.06x | $829.34 Million |
| Amalgamated Bank (AMAL) | $794.46 Million | 13.15% | 10.16x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $34.90 Million | -95.70% | 21.06x | $715.76 Million |
| Associated Banc-Corp (ASB) | $803.60 Million | 13.32% | 11.60x | $5.84 Billion |
| AmeriServ Financial Inc (ASRV) | $116.60 Million | 10.72% | 9.65x | $77.09 Million |
About BOK Financial Corporation
BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, a… Read more