Bank Of Princeton (BPRN) - Net Assets

Latest as of December 2025: $270.71 Million USD

Based on the latest financial reports, Bank Of Princeton (BPRN) has net assets worth $270.71 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.28 Billion) and total liabilities ($2.01 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check financial resilience of Bank Of Princeton to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	$270.71 Million
% of Total Assets	11.86%
Annual Growth Rate	13.42%
5-Year Change	25.0%
10-Year Change	161.65%
Growth Volatility	15.2

Bank Of Princeton - Net Assets Trend (2010–2025)

This chart illustrates how Bank Of Princeton's net assets have evolved over time, based on quarterly financial data. Also explore total assets of Bank Of Princeton for the complete picture of this company's asset base.

Annual Net Assets for Bank Of Princeton (2010–2025)

The table below shows the annual net assets of Bank Of Princeton from 2010 to 2025. For live valuation and market cap data, see market value of Bank Of Princeton.

Year	Net Assets	Change
2025-12-31	$270.71 Million	+3.31%
2024-12-31	$262.04 Million	+9.09%
2023-12-31	$240.21 Million	+9.39%
2022-12-31	$219.60 Million	+1.40%
2021-12-31	$216.58 Million	+3.72%
2020-12-31	$208.82 Million	+6.58%
2019-12-31	$195.93 Million	+6.30%
2018-12-31	$184.32 Million	+9.52%
2017-12-31	$168.29 Million	+62.66%
2016-12-31	$103.46 Million	+13.14%
2015-12-31	$91.44 Million	+16.49%
2014-12-31	$78.50 Million	+22.22%
2013-12-31	$64.23 Million	+3.13%
2012-12-31	$62.28 Million	+14.66%
2011-12-31	$54.32 Million	+32.62%
2010-12-31	$40.96 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Bank Of Princeton's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 16339700000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	$161.73 Million	59.74%
Other Comprehensive Income	$-5.26 Million	-1.94%
Other Components	$114.25 Million	42.20%
Total Equity	$270.71 Million	100.00%

Bank Of Princeton Competitors by Market Cap

The table below lists competitors of Bank Of Princeton ranked by their market capitalization.

Company	Market Cap
CVC Brasil Operadora e Agencia SA:CVCB3	$243.21 Million
Transportadora de Gas del Norte SA Class C BA:TGNO4	$243.22 Million
SAMG Entertainment Co. Ltd. KQ:419530	$243.27 Million
Beacon Lighting Group Ltd AU:BLX	$243.41 Million
Sizzle Acquisition Corp. II - Class A ordinary shares NASDAQ:SZZL	$243.08 Million
Seanergy Maritime Holdings Corp NASDAQ:SHIP	$243.02 Million
Carlsmed, Inc. Common Stock NASDAQ:CARL	$242.99 Million
Zhejiang Heda Technology Co Ltd SHG:688296	$242.99 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Of Princeton's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 262,040,000 to 270,712,000, a change of 8,672,000 (3.3%).
Net income of 18,611,000 contributed positively to equity growth.
Dividend payments of 8,665,000 reduced retained earnings.
Share repurchases of 7,865,000 reduced equity.
Other comprehensive income increased equity by 3,676,000.
Other factors increased equity by 2,915,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	$18.61 Million	+6.87%
Dividends Paid	$8.66 Million	-3.2%
Share Repurchases	$7.87 Million	-2.91%
Other Comprehensive Income	$3.68 Million	+1.36%
Other Changes	$2.92 Million	+1.08%
Total Change	$-	3.31%

Book Value vs Market Value Analysis

This analysis compares Bank Of Princeton's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.91x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 3.08x to 0.91x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2010-12-31	$11.67	$35.93	x
2011-12-31	$13.07	$35.93	x
2012-12-31	$13.42	$35.93	x
2013-12-31	$13.84	$35.93	x
2014-12-31	$16.73	$35.93	x
2015-12-31	$19.45	$35.93	x
2016-12-31	$20.61	$35.93	x
2017-12-31	$29.08	$35.93	x
2018-12-31	$26.82	$35.93	x
2019-12-31	$28.41	$35.93	x
2020-12-31	$30.40	$35.93	x
2021-12-31	$31.78	$35.93	x
2022-12-31	$34.05	$35.93	x
2023-12-31	$37.60	$35.93	x
2024-12-31	$39.58	$35.93	x
2025-12-31	$39.46	$35.93	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Of Princeton utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 6.87%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 13.39%
• Asset Turnover: 0.06x
• Equity Multiplier: 8.43x
Recent ROE (6.87%) is below the historical average (8.75%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2010	5.83%	13.52%	0.04x	11.94x	$-1.71 Million
2011	5.18%	9.96%	0.04x	12.27x	$-2.62 Million
2012	10.13%	23.34%	0.04x	12.35x	$82.70K
2013	13.70%	29.54%	0.03x	13.66x	$2.38 Million
2014	11.47%	26.03%	0.04x	12.17x	$1.15 Million
2015	12.04%	24.18%	0.04x	11.08x	$1.86 Million
2016	11.45%	24.78%	0.05x	9.92x	$1.50 Million
2017	6.54%	21.68%	0.04x	7.13x	$-5.82 Million
2018	7.98%	26.04%	0.05x	6.79x	$-3.72 Million
2019	5.18%	16.07%	0.04x	7.43x	$-9.45 Million
2020	6.61%	20.77%	0.04x	7.68x	$-7.08 Million
2021	10.38%	30.41%	0.04x	7.79x	$828.20K
2022	12.06%	33.56%	0.05x	7.29x	$4.53 Million
2023	10.73%	24.44%	0.05x	7.98x	$1.74 Million
2024	3.91%	7.81%	0.06x	8.93x	$-15.96 Million
2025	6.87%	13.39%	0.06x	8.43x	$-8.46 Million

Industry Comparison

This section compares Bank Of Princeton's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $260,431,200
Average return on equity (ROE) among peers: 10.53%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bank Of Princeton (BPRN)	$270.71 Million	5.83%	7.43x	$243.10 Million
Ameris Bancorp (ABCB)	$63.00 Million	11.43%	9.69x	$4.95 Billion
Ameris Bancorp (ABCB)	$71.80 Million	9.61%	9.10x	$5.70 Billion
ACNB Corporation (ACNB)	$74.01 Million	9.97%	11.77x	$483.21 Million
Affinity Bancshares Inc (AFBI)	$45.08 Million	2.57%	4.16x	$135.98 Million
Alerus Financial Corp (ALRS)	$153.31 Million	13.22%	8.01x	$647.19 Million
Amalgamated Bank (AMAL)	$707.65 Million	15.04%	10.67x	$1.14 Billion
Amerant Bancorp Inc. (AMTB)	$901.22 Million	12.53%	7.48x	$949.39 Million
Arrow Financial Corporation (AROW)	$334.39 Million	12.21%	10.03x	$598.55 Million
Associated Banc-Corp (ASB)	$138.60 Million	13.85%	12.49x	$5.20 Billion
AmeriServ Financial Inc (ASRV)	$115.24 Million	4.87%	11.62x	$62.60 Million

About Bank Of Princeton

NASDAQ:BPRN USA Banks - Regional

Market Cap

$243.91 Million

Market Cap Rank

#15822 Global

#3577 in USA

Share Price

$35.93

Change (1 day)

-0.50%

52-Week Range

$29.35 - $37.84

All Time High

$38.90