Bank Of Princeton (BPRN) - Net Assets
Based on the latest financial reports, Bank Of Princeton (BPRN) has net assets worth $270.71 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.28 Billion) and total liabilities ($2.01 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank Of Princeton strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $270.71 Million |
| % of Total Assets | 11.86% |
| Annual Growth Rate | 13.42% |
| 5-Year Change | 25.0% |
| 10-Year Change | 161.65% |
| Growth Volatility | 15.2 |
Bank Of Princeton - Net Assets Trend (2010–2025)
This chart illustrates how Bank Of Princeton's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see Bank Of Princeton (BPRN) market capitalisation.
Annual Net Assets for Bank Of Princeton (2010–2025)
The table below shows the annual net assets of Bank Of Princeton from 2010 to 2025. Also explore Bank Of Princeton equity growth rate to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $270.71 Million | +3.31% |
| 2024-12-31 | $262.04 Million | +9.09% |
| 2023-12-31 | $240.21 Million | +9.39% |
| 2022-12-31 | $219.60 Million | +1.40% |
| 2021-12-31 | $216.58 Million | +3.72% |
| 2020-12-31 | $208.82 Million | +6.58% |
| 2019-12-31 | $195.93 Million | +6.30% |
| 2018-12-31 | $184.32 Million | +9.52% |
| 2017-12-31 | $168.29 Million | +62.66% |
| 2016-12-31 | $103.46 Million | +13.14% |
| 2015-12-31 | $91.44 Million | +16.49% |
| 2014-12-31 | $78.50 Million | +22.22% |
| 2013-12-31 | $64.23 Million | +3.13% |
| 2012-12-31 | $62.28 Million | +14.66% |
| 2011-12-31 | $54.32 Million | +32.62% |
| 2010-12-31 | $40.96 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Of Princeton's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 16339700000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $161.73 Million | 59.74% |
| Other Comprehensive Income | $-5.26 Million | -1.94% |
| Other Components | $114.25 Million | 42.20% |
| Total Equity | $270.71 Million | 100.00% |
Bank Of Princeton Competitors by Market Cap
The table below lists competitors of Bank Of Princeton ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Zhejiang Power New Energy Co. Ltd. A
SHG:688184
|
$243.10 Million |
|
MegaStudyEdu Co. Ltd
KQ:215200
|
$243.11 Million |
|
Tong-Tai Machine Tool Co Ltd
TW:4526
|
$243.18 Million |
|
BROOGE ENERGY DL-0001
F:3SF
|
$243.29 Million |
|
CS Disco LLC
NYSE:LAW
|
$243.07 Million |
|
Lanzhou Huanghe Enterprise Co Ltd
SHE:000929
|
$243.02 Million |
|
P.C.B Tec
TA:PCBT
|
$242.99 Million |
|
Highview Merger Corp. Class A Ordinary Share
NASDAQ:HVMC
|
$242.99 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Of Princeton's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 262,040,000 to 270,712,000, a change of 8,672,000 (3.3%).
- Net income of 18,611,000 contributed positively to equity growth.
- Dividend payments of 8,665,000 reduced retained earnings.
- Share repurchases of 7,865,000 reduced equity.
- Other comprehensive income increased equity by 3,676,000.
- Other factors increased equity by 2,915,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $18.61 Million | +6.87% |
| Dividends Paid | $8.66 Million | -3.2% |
| Share Repurchases | $7.87 Million | -2.91% |
| Other Comprehensive Income | $3.68 Million | +1.36% |
| Other Changes | $2.92 Million | +1.08% |
| Total Change | $- | 3.31% |
Book Value vs Market Value Analysis
This analysis compares Bank Of Princeton's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.09x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.69x to 1.09x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2010-12-31 | $11.67 | $43.04 | x |
| 2011-12-31 | $13.07 | $43.04 | x |
| 2012-12-31 | $13.42 | $43.04 | x |
| 2013-12-31 | $13.84 | $43.04 | x |
| 2014-12-31 | $16.73 | $43.04 | x |
| 2015-12-31 | $19.45 | $43.04 | x |
| 2016-12-31 | $20.61 | $43.04 | x |
| 2017-12-31 | $29.08 | $43.04 | x |
| 2018-12-31 | $26.82 | $43.04 | x |
| 2019-12-31 | $28.41 | $43.04 | x |
| 2020-12-31 | $30.40 | $43.04 | x |
| 2021-12-31 | $31.78 | $43.04 | x |
| 2022-12-31 | $34.05 | $43.04 | x |
| 2023-12-31 | $37.60 | $43.04 | x |
| 2024-12-31 | $39.58 | $43.04 | x |
| 2025-12-31 | $39.46 | $43.04 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Of Princeton utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.87%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.39%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 8.43x
- Recent ROE (6.87%) is below the historical average (8.75%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 5.83% | 13.52% | 0.04x | 11.94x | $-1.71 Million |
| 2011 | 5.18% | 9.96% | 0.04x | 12.27x | $-2.62 Million |
| 2012 | 10.13% | 23.34% | 0.04x | 12.35x | $82.70K |
| 2013 | 13.70% | 29.54% | 0.03x | 13.66x | $2.38 Million |
| 2014 | 11.47% | 26.03% | 0.04x | 12.17x | $1.15 Million |
| 2015 | 12.04% | 24.18% | 0.04x | 11.08x | $1.86 Million |
| 2016 | 11.45% | 24.78% | 0.05x | 9.92x | $1.50 Million |
| 2017 | 6.54% | 21.68% | 0.04x | 7.13x | $-5.82 Million |
| 2018 | 7.98% | 26.04% | 0.05x | 6.79x | $-3.72 Million |
| 2019 | 5.18% | 16.07% | 0.04x | 7.43x | $-9.45 Million |
| 2020 | 6.61% | 20.77% | 0.04x | 7.68x | $-7.08 Million |
| 2021 | 10.38% | 30.41% | 0.04x | 7.79x | $828.20K |
| 2022 | 12.06% | 33.56% | 0.05x | 7.29x | $4.53 Million |
| 2023 | 10.73% | 24.44% | 0.05x | 7.98x | $1.74 Million |
| 2024 | 3.91% | 7.81% | 0.06x | 8.93x | $-15.96 Million |
| 2025 | 6.87% | 13.39% | 0.06x | 8.43x | $-8.46 Million |
Industry Comparison
This section compares Bank Of Princeton's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $574,041,500
- Average return on equity (ROE) among peers: 7.87%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Of Princeton (BPRN) | $270.71 Million | 5.83% | 7.43x | $243.10 Million |
| Ameris Bancorp (ABCB) | $141.98 Million | 7.29% | 7.40x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $804.48 Million | 9.14% | 8.77x | $5.62 Billion |
| ACNB Corporation (ACNB) | $61.12 Million | 12.64% | 7.91x | $656.47 Million |
| Affinity Bancshares Inc (AFBI) | $45.08 Million | 2.57% | 4.16x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $182.82 Million | 9.36% | 8.54x | $822.80 Million |
| Amalgamated Bank (AMAL) | $439.37 Million | 10.16% | 9.66x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $747.42 Million | 6.13% | 9.87x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $334.39 Million | 12.21% | 10.03x | $708.35 Million |
| Associated Banc-Corp (ASB) | $2.88 Billion | 5.86% | 7.41x | $5.62 Billion |
| AmeriServ Financial Inc (ASRV) | $107.25 Million | 3.36% | 12.26x | $78.95 Million |
About Bank Of Princeton
Princeton Bancorp, Inc. operates as the bank holding company for The Bank of Princeton that provides various banking products and services. The company accepts various deposit products, including checking, savings, attorney trust, and money market accounts, as well as certificates of deposit. It also offers traditional retail banking services, one-to-four-family residential mortgage loans, multi-… Read more