Bank7 Corp
Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It offers commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, an… Read more
Bank7 Corp (BSVN) - Net Assets
Latest net assets as of December 2025: $251.00 Million USD
Based on the latest financial reports, Bank7 Corp (BSVN) has net assets worth $251.00 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.96 Billion) and total liabilities ($1.71 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $251.00 Million |
| % of Total Assets | 12.78% |
| Annual Growth Rate | 18.34% |
| 5-Year Change | 97.0% |
| 10-Year Change | N/A |
| Growth Volatility | 6.39 |
Bank7 Corp - Net Assets Trend (2016–2025)
This chart illustrates how Bank7 Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank7 Corp (2016–2025)
The table below shows the annual net assets of Bank7 Corp from 2016 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $251.00 Million | +17.72% |
| 2024-12-31 | $213.21 Million | +25.18% |
| 2023-12-31 | $170.33 Million | +18.20% |
| 2022-12-31 | $144.10 Million | +13.10% |
| 2021-12-31 | $127.41 Million | +18.72% |
| 2020-12-31 | $107.32 Million | +7.18% |
| 2019-12-31 | $100.13 Million | +13.18% |
| 2018-12-31 | $88.47 Million | +27.89% |
| 2017-12-31 | $69.18 Million | +25.46% |
| 2016-12-31 | $55.14 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank7 Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 211.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $149.71 Million | 59.65% |
| Common Stock | $95.00K | 0.04% |
| Other Comprehensive Income | $-2.55 Million | -1.01% |
| Other Components | $103.74 Million | 41.33% |
| Total Equity | $251.00 Million | 100.00% |
Bank7 Corp Competitors by Market Cap
The table below lists competitors of Bank7 Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
DAEA TI Co. Ltd
KQ:045390
|
$166.31 Million |
|
Assure Tech Hangzhou Co Ltd
SHG:688075
|
$166.31 Million |
|
Jiangsu Yitong High-tech Co Ltd
SHE:300211
|
$166.33 Million |
|
Y.U.D. Yangtze River Investment Industry Co Ltd
SHG:600119
|
$166.34 Million |
|
QuantumSi Inc
NASDAQ:QSI
|
$166.26 Million |
|
Ashoka Buildcon Limited
NSE:ASHOKA
|
$166.24 Million |
|
agilon health Inc
NYSE:AGL
|
$166.17 Million |
|
Bajaj Hindusthan Sugar Limited
NSE:BAJAJHIND
|
$166.10 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank7 Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 213,213,000 to 250,995,000, a change of 37,782,000 (17.7%).
- Net income of 43,069,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 2,425,000.
- Other factors decreased equity by 7,712,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $43.07 Million | +17.16% |
| Other Comprehensive Income | $2.42 Million | +0.97% |
| Other Changes | $-7.71 Million | -3.07% |
| Total Change | $- | 17.72% |
Book Value vs Market Value Analysis
This analysis compares Bank7 Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.50x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 7.28x to 1.50x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | $5.41 | $39.41 | x |
| 2017-12-31 | $6.79 | $39.41 | x |
| 2018-12-31 | $10.74 | $39.41 | x |
| 2019-12-31 | $9.87 | $39.41 | x |
| 2020-12-31 | $11.44 | $39.41 | x |
| 2021-12-31 | $14.01 | $39.41 | x |
| 2022-12-31 | $15.65 | $39.41 | x |
| 2023-12-31 | $18.39 | $39.41 | x |
| 2024-12-31 | $22.57 | $39.41 | x |
| 2025-12-31 | $26.22 | $39.41 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank7 Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.16%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 31.38%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 7.82x
- Recent ROE (17.16%) is below the historical average (21.32%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 30.50% | 48.33% | 0.06x | 11.13x | $11.30 Million |
| 2017 | 34.39% | 53.69% | 0.06x | 10.17x | $16.87 Million |
| 2018 | 28.26% | 51.94% | 0.06x | 8.71x | $16.15 Million |
| 2019 | 8.19% | 15.47% | 0.06x | 8.65x | $-1.81 Million |
| 2020 | 17.95% | 35.04% | 0.05x | 9.47x | $8.53 Million |
| 2021 | 18.18% | 39.56% | 0.04x | 10.60x | $10.42 Million |
| 2022 | 20.57% | 36.28% | 0.05x | 10.99x | $15.23 Million |
| 2023 | 16.60% | 21.62% | 0.07x | 10.40x | $11.24 Million |
| 2024 | 21.43% | 32.00% | 0.08x | 8.16x | $24.38 Million |
| 2025 | 17.16% | 31.38% | 0.07x | 7.82x | $17.97 Million |
Industry Comparison
This section compares Bank7 Corp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank7 Corp (BSVN) | $251.00 Million | 30.50% | 6.82x | $166.28 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |