Bank7 Corp (BSVN) - Net Assets
Based on the latest financial reports, Bank7 Corp (BSVN) has net assets worth $259.82 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.95 Billion) and total liabilities ($1.69 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank7 Corp tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $259.82 Million |
| % of Total Assets | 13.36% |
| Annual Growth Rate | 18.34% |
| 5-Year Change | 97.0% |
| 10-Year Change | N/A |
| Growth Volatility | 6.39 |
Bank7 Corp - Net Assets Trend (2016–2025)
This chart illustrates how Bank7 Corp's net assets have evolved over time, based on quarterly financial data. See how many days can Bank7 Corp fund operations to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Bank7 Corp (2016–2025)
The table below shows the annual net assets of Bank7 Corp from 2016 to 2025. For live valuation and market cap data, see Bank7 Corp (BSVN) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $251.00 Million | +17.72% |
| 2024-12-31 | $213.21 Million | +25.18% |
| 2023-12-31 | $170.33 Million | +18.20% |
| 2022-12-31 | $144.10 Million | +13.10% |
| 2021-12-31 | $127.41 Million | +18.72% |
| 2020-12-31 | $107.32 Million | +7.18% |
| 2019-12-31 | $100.13 Million | +13.18% |
| 2018-12-31 | $88.47 Million | +27.89% |
| 2017-12-31 | $69.18 Million | +25.46% |
| 2016-12-31 | $55.14 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank7 Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 211.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $149.71 Million | 59.65% |
| Common Stock | $95.00K | 0.04% |
| Other Comprehensive Income | $-2.55 Million | -1.01% |
| Other Components | $103.74 Million | 41.33% |
| Total Equity | $251.00 Million | 100.00% |
Bank7 Corp Competitors by Market Cap
The table below lists competitors of Bank7 Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Samhi Hotels Limited
NSE:SAMHI
|
$402.12 Million |
|
Shanghai HYP-ARCH Architectural Design Consultant Co.Ltd.
SHE:301024
|
$402.14 Million |
|
Xinjiang Baihuacun Co Ltd
SHG:600721
|
$402.34 Million |
|
Costamare Bulkers Holdings Limited
NYSE:CMDB
|
$402.36 Million |
|
Teladan Prima Agro PT Tbk
JK:TLDN
|
$402.07 Million |
|
Novavest Real Estate Ag
SW:NREN
|
$401.75 Million |
|
RCE Capital Berhad
KLSE:9296
|
$401.75 Million |
|
Yung Chi Paint & Varnish Mfg Co Ltd
TW:1726
|
$401.68 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank7 Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 213,213,000 to 250,995,000, a change of 37,782,000 (17.7%).
- Net income of 43,069,000 contributed positively to equity growth.
- Dividend payments of 9,342,000 reduced retained earnings.
- Share repurchases of 1,277,000 reduced equity.
- Other comprehensive income increased equity by 2,425,000.
- Other factors increased equity by 2,907,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $43.07 Million | +17.16% |
| Dividends Paid | $9.34 Million | -3.72% |
| Share Repurchases | $1.28 Million | -0.51% |
| Other Comprehensive Income | $2.42 Million | +0.97% |
| Other Changes | $2.91 Million | +1.16% |
| Total Change | $- | 17.72% |
Book Value vs Market Value Analysis
This analysis compares Bank7 Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.74x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 8.44x to 1.74x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | $5.41 | $45.68 | x |
| 2017-12-31 | $6.79 | $45.68 | x |
| 2018-12-31 | $10.74 | $45.68 | x |
| 2019-12-31 | $9.87 | $45.68 | x |
| 2020-12-31 | $11.44 | $45.68 | x |
| 2021-12-31 | $14.01 | $45.68 | x |
| 2022-12-31 | $15.65 | $45.68 | x |
| 2023-12-31 | $18.39 | $45.68 | x |
| 2024-12-31 | $22.57 | $45.68 | x |
| 2025-12-31 | $26.22 | $45.68 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank7 Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.16%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 31.38%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 7.82x
- Recent ROE (17.16%) is below the historical average (21.32%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 30.50% | 48.33% | 0.06x | 11.13x | $11.30 Million |
| 2017 | 34.39% | 53.69% | 0.06x | 10.17x | $16.87 Million |
| 2018 | 28.26% | 51.94% | 0.06x | 8.71x | $16.15 Million |
| 2019 | 8.19% | 15.47% | 0.06x | 8.65x | $-1.81 Million |
| 2020 | 17.95% | 35.04% | 0.05x | 9.47x | $8.53 Million |
| 2021 | 18.18% | 39.56% | 0.04x | 10.60x | $10.42 Million |
| 2022 | 20.57% | 36.28% | 0.05x | 10.99x | $15.23 Million |
| 2023 | 16.60% | 21.62% | 0.07x | 10.40x | $11.24 Million |
| 2024 | 21.43% | 32.00% | 0.08x | 8.16x | $24.38 Million |
| 2025 | 17.16% | 31.38% | 0.07x | 7.82x | $17.97 Million |
Industry Comparison
This section compares Bank7 Corp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $389,399,400
- Average return on equity (ROE) among peers: 10.20%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank7 Corp (BSVN) | $259.82 Million | 30.50% | 6.49x | $402.10 Million |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $5.79 Billion |
| ACNB Corporation (ACNB) | $51.46 Million | 12.55% | 7.93x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $137.13 Million |
| Alerus Financial Corp (ALRS) | $127.25 Million | 8.42% | 8.09x | $736.27 Million |
| Amalgamated Bank (AMAL) | $508.95 Million | 16.01% | 14.41x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $1.00 Billion | 3.23% | 8.67x | $974.56 Million |
| Arrow Financial Corporation (AROW) | $431.85 Million | 10.18% | 9.29x | $622.98 Million |
| Associated Banc-Corp (ASB) | $968.70 Million | 17.34% | 12.55x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $141.70 Million | 14.89% | 15.78x | $62.43 Million |
About Bank7 Corp
Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It provides commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, … Read more