Bankwell Financial Group Inc
Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. It offers various traditional depository products, including checking, savings, money market, and certificates of deposit. The company also provides first mortgage loans secured by one-to-four family owner occupied residential proper… Read more
Bankwell Financial Group Inc (BWFG) - Net Assets
Latest net assets as of December 2025: $301.49 Million USD
Based on the latest financial reports, Bankwell Financial Group Inc (BWFG) has net assets worth $301.49 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.36 Billion) and total liabilities ($3.06 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $301.49 Million |
| % of Total Assets | 8.97% |
| Annual Growth Rate | 16.87% |
| 5-Year Change | -87.29% |
| 10-Year Change | 106.65% |
| Growth Volatility | 183.59 |
Bankwell Financial Group Inc - Net Assets Trend (2003–2025)
This chart illustrates how Bankwell Financial Group Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bankwell Financial Group Inc (2003–2025)
The table below shows the annual net assets of Bankwell Financial Group Inc from 2003 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $301.49 Million | +11.45% |
| 2024-12-31 | $270.52 Million | +1.79% |
| 2023-12-31 | $265.75 Million | +11.44% |
| 2022-12-31 | $238.47 Million | -89.95% |
| 2021-12-31 | $2.37 Billion | +15.50% |
| 2020-12-31 | $2.05 Billion | +20.30% |
| 2019-12-31 | $1.71 Billion | +879.92% |
| 2018-12-31 | $174.20 Million | +8.18% |
| 2017-12-31 | $161.03 Million | +10.37% |
| 2016-12-31 | $145.90 Million | +10.72% |
| 2015-12-31 | $131.77 Million | +1.98% |
| 2014-12-31 | $129.21 Million | +85.95% |
| 2013-12-31 | $69.48 Million | +34.83% |
| 2012-12-31 | $51.53 Million | +4.77% |
| 2011-12-31 | $49.19 Million | +21.89% |
| 2010-12-31 | $40.35 Million | +13.05% |
| 2009-12-31 | $35.70 Million | +13.04% |
| 2008-12-31 | $31.58 Million | +4.44% |
| 2007-12-31 | $30.23 Million | +121.80% |
| 2006-12-31 | $13.63 Million | +6.71% |
| 2005-12-31 | $12.77 Million | +35.90% |
| 2004-12-31 | $9.40 Million | -3.76% |
| 2003-12-31 | $9.77 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bankwell Financial Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 18476300000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $181.59 Million | 60.23% |
| Common Stock | $120.12 Million | 39.84% |
| Other Comprehensive Income | $-216.00K | -0.07% |
| Total Equity | $301.49 Million | 100.00% |
Bankwell Financial Group Inc Competitors by Market Cap
The table below lists competitors of Bankwell Financial Group Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Chang Lan Electric Technology Co Ltd
SHE:002879
|
$280.54 Million |
|
Eventbrite Inc Class A
NYSE:EB
|
$280.54 Million |
|
Fujian SuperTech Advanced Material Co Ltd
SHG:688398
|
$280.55 Million |
|
GS P&L CO LTD
KO:499790
|
$280.66 Million |
|
Shenmao Technology Inc
TW:3305
|
$280.21 Million |
|
Acco Brands Corporation
NYSE:ACCO
|
$280.20 Million |
|
Tianjin Binhai Energy & Development Co Ltd
SHE:000695
|
$280.18 Million |
|
AbraSilver Resource Corp
OTCQX:ABBRF
|
$280.10 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bankwell Financial Group Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 270,520,000 to 301,489,000, a change of 30,969,000 (11.4%).
- Net income of 35,198,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 1,028,000.
- Other factors decreased equity by 5,257,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $35.20 Million | +11.67% |
| Other Comprehensive Income | $1.03 Million | +0.34% |
| Other Changes | $-5.26 Million | -1.74% |
| Total Change | $- | 11.45% |
Book Value vs Market Value Analysis
This analysis compares Bankwell Financial Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.22x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 6.29x to 1.22x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | $7.48 | $47.03 | x |
| 2004-12-31 | $6.31 | $47.03 | x |
| 2005-12-31 | $8.58 | $47.03 | x |
| 2006-12-31 | $9.15 | $47.03 | x |
| 2007-12-31 | $12.82 | $47.03 | x |
| 2008-12-31 | $12.83 | $47.03 | x |
| 2009-12-31 | $14.20 | $47.03 | x |
| 2010-12-31 | $15.59 | $47.03 | x |
| 2011-12-31 | $7.48 | $47.03 | x |
| 2012-12-31 | $7.83 | $47.03 | x |
| 2013-12-31 | $10.56 | $47.03 | x |
| 2014-12-31 | $23.05 | $47.03 | x |
| 2015-12-31 | $18.45 | $47.03 | x |
| 2016-12-31 | $19.48 | $47.03 | x |
| 2017-12-31 | $20.99 | $47.03 | x |
| 2018-12-31 | $22.40 | $47.03 | x |
| 2019-12-31 | $23.43 | $47.03 | x |
| 2020-12-31 | $22.79 | $47.03 | x |
| 2021-12-31 | $26.02 | $47.03 | x |
| 2022-12-31 | $31.21 | $47.03 | x |
| 2023-12-31 | $34.75 | $47.03 | x |
| 2024-12-31 | $34.96 | $47.03 | x |
| 2025-12-31 | $38.52 | $47.03 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bankwell Financial Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.67%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.95%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 11.14x
- Recent ROE (11.67%) is above the historical average (5.51%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | -8.91% | -24.31% | 0.05x | 7.76x | $-1.85 Million |
| 2004 | -4.04% | -8.50% | 0.04x | 10.65x | $-1.32 Million |
| 2005 | 13.15% | 31.68% | 0.04x | 10.19x | $402.60K |
| 2006 | 3.76% | 8.56% | 0.04x | 10.94x | $-851.10K |
| 2007 | 2.26% | 6.37% | 0.06x | 6.31x | $-2.34 Million |
| 2008 | -1.40% | -3.42% | 0.05x | 7.82x | $-3.60 Million |
| 2009 | -2.33% | -5.59% | 0.05x | 9.20x | $-4.40 Million |
| 2010 | 1.26% | 2.77% | 0.05x | 9.81x | $-3.53 Million |
| 2011 | 4.48% | 10.15% | 0.05x | 9.72x | $-2.71 Million |
| 2012 | 2.36% | 4.91% | 0.04x | 11.84x | $-3.94 Million |
| 2013 | 7.43% | 16.39% | 0.04x | 11.22x | $-1.79 Million |
| 2014 | 3.54% | 11.83% | 0.04x | 8.51x | $-8.35 Million |
| 2015 | 6.85% | 16.65% | 0.04x | 10.10x | $-4.15 Million |
| 2016 | 8.46% | 19.40% | 0.04x | 11.17x | $-2.24 Million |
| 2017 | 8.59% | 18.24% | 0.04x | 11.16x | $-2.27 Million |
| 2018 | 10.01% | 20.76% | 0.04x | 10.76x | $13.40K |
| 2019 | 9.99% | 20.65% | 0.05x | 10.32x | $-23.70K |
| 2020 | 3.34% | 7.35% | 0.04x | 12.76x | $-11.76 Million |
| 2021 | 13.16% | 30.55% | 0.04x | 12.16x | $6.39 Million |
| 2022 | 15.70% | 30.94% | 0.04x | 13.64x | $13.58 Million |
| 2023 | 13.80% | 18.97% | 0.06x | 12.10x | $10.09 Million |
| 2024 | 3.61% | 4.99% | 0.06x | 12.08x | $-17.28 Million |
| 2025 | 11.67% | 16.95% | 0.06x | 11.14x | $5.05 Million |
Industry Comparison
This section compares Bankwell Financial Group Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $16,924,188,763
- Average return on equity (ROE) among peers: 8.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bankwell Financial Group Inc (BWFG) | $301.49 Million | -8.91% | 10.14x | $280.39 Million |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.91 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $474.47 Million |
| Addiko Bank AG (ADBKF) | $851.70 Million | 0.16% | 5.94x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $79.30 Million |
| Absa Group Limited (AGRPF) | $85.20 Billion | 14.06% | 10.26x | $6.72 Billion |
| AIB Group plc (AIBGY) | $13.66 Billion | 4.74% | 8.36x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $62.92 Billion | 9.95% | 6.60x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $5.78 Billion | 1.48% | 10.55x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $18.00 Million | 9.85% | 14.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |