Capital Bancorp
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in Maryland, Virginia, and the District of Columbia. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit pro… Read more
Capital Bancorp (CBNK) - Net Assets
Latest net assets as of December 2025: $401.98 Million USD
Based on the latest financial reports, Capital Bancorp (CBNK) has net assets worth $401.98 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.61 Billion) and total liabilities ($3.20 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $401.98 Million |
| % of Total Assets | 11.15% |
| Annual Growth Rate | 19.05% |
| 5-Year Change | 103.12% |
| 10-Year Change | 468.19% |
| Growth Volatility | 103.55 |
Capital Bancorp - Net Assets Trend (2000–2025)
This chart illustrates how Capital Bancorp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Capital Bancorp (2000–2025)
The table below shows the annual net assets of Capital Bancorp from 2000 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $401.98 Million | +13.19% |
| 2024-12-31 | $355.14 Million | +39.35% |
| 2023-12-31 | $254.86 Million | +13.77% |
| 2022-12-31 | $224.01 Million | +13.19% |
| 2021-12-31 | $197.90 Million | +24.22% |
| 2020-12-31 | $159.31 Million | +19.49% |
| 2019-12-31 | $133.33 Million | +16.38% |
| 2018-12-31 | $114.56 Million | +42.99% |
| 2017-12-31 | $80.12 Million | +13.25% |
| 2016-12-31 | $70.75 Million | +18.59% |
| 2015-12-31 | $59.66 Million | -- |
| 2014-12-31 | $0.00 | -- |
| 2012-12-31 | $89.97 Million | -0.90% |
| 2011-12-31 | $90.78 Million | +159.61% |
| 2006-12-31 | $34.97 Million | +22.22% |
| 2005-12-31 | $28.61 Million | +10.95% |
| 2004-12-31 | $25.79 Million | +401.33% |
| 2000-12-31 | $5.14 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Capital Bancorp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 28851918800.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $286.66 Million | 71.31% |
| Common Stock | $164.00K | 0.04% |
| Other Comprehensive Income | $-5.76 Million | -1.43% |
| Other Components | $120.91 Million | 30.08% |
| Total Equity | $401.98 Million | 100.00% |
Capital Bancorp Competitors by Market Cap
The table below lists competitors of Capital Bancorp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Kumyang
KO:001570
|
$316.82 Million |
|
Wuhan Sanzhen Industry Holding Co Ltd
SHG:600168
|
$316.91 Million |
|
Berli Jucker PCL
BK:BJC
|
$316.94 Million |
|
Camelot Electronics Technology Co. Ltd. A
SHE:301282
|
$317.01 Million |
|
Indocement Tunggal Prakarsa
JK:INTP
|
$316.72 Million |
|
Korea Petro Chemical Ind
KO:006650
|
$316.72 Million |
|
Keystone Microtech Corp
TWO:6683
|
$316.72 Million |
|
Group Up Industrial Co Ltd
TWO:6664
|
$316.65 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Capital Bancorp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 355,139,000 to 401,978,000, a change of 46,839,000 (13.2%).
- Net income of 57,170,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 5,709,000.
- Other factors decreased equity by 16,040,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $57.17 Million | +14.22% |
| Other Comprehensive Income | $5.71 Million | +1.42% |
| Other Changes | $-16.04 Million | -3.99% |
| Total Change | $- | 13.19% |
Book Value vs Market Value Analysis
This analysis compares Capital Bancorp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.19x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 15.19x to 1.19x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | $1.91 | $29.03 | x |
| 2005-12-31 | $2.12 | $29.03 | x |
| 2006-12-31 | $2.59 | $29.03 | x |
| 2014-12-31 | $0.00 | $29.03 | x |
| 2015-12-31 | $4.53 | $29.03 | x |
| 2016-12-31 | $5.38 | $29.03 | x |
| 2017-12-31 | $6.09 | $29.03 | x |
| 2018-12-31 | $9.19 | $29.03 | x |
| 2019-12-31 | $9.54 | $29.03 | x |
| 2020-12-31 | $11.54 | $29.03 | x |
| 2021-12-31 | $14.05 | $29.03 | x |
| 2022-12-31 | $15.60 | $29.03 | x |
| 2023-12-31 | $18.10 | $29.03 | x |
| 2024-12-31 | $24.26 | $29.03 | x |
| 2025-12-31 | $24.37 | $29.03 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Capital Bancorp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.22%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 18.83%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 8.97x
- Recent ROE (14.22%) is above the historical average (9.57%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | -18.71% | -371.48% | 0.01x | 3.37x | $-1.48 Million |
| 2004 | 13.08% | 16.97% | 0.05x | 14.51x | $794.20K |
| 2005 | 11.27% | 11.12% | 0.06x | 16.57x | $362.80K |
| 2006 | 11.96% | 10.47% | 0.07x | 16.15x | $684.10K |
| 2011 | 1.21% | 0.00% | 0.00x | 6.79x | $-7.98 Million |
| 2012 | 2.74% | 0.00% | 0.00x | 6.67x | $-6.53 Million |
| 2014 | 0.00% | 0.00% | 0.00x | 0.00x | $-578.00K |
| 2015 | 12.56% | 14.08% | 0.07x | 12.46x | $1.53 Million |
| 2016 | 13.34% | 13.54% | 0.08x | 12.80x | $2.37 Million |
| 2017 | 8.87% | 9.89% | 0.07x | 12.81x | $-902.90K |
| 2018 | 11.14% | 14.93% | 0.08x | 9.65x | $1.31 Million |
| 2019 | 12.67% | 15.66% | 0.08x | 10.71x | $3.56 Million |
| 2020 | 16.21% | 17.52% | 0.08x | 11.78x | $9.89 Million |
| 2021 | 20.20% | 22.99% | 0.08x | 10.39x | $20.19 Million |
| 2022 | 18.66% | 23.22% | 0.08x | 9.48x | $19.40 Million |
| 2023 | 14.07% | 17.37% | 0.09x | 8.73x | $10.38 Million |
| 2024 | 8.72% | 12.78% | 0.08x | 9.03x | $-4.54 Million |
| 2025 | 14.22% | 18.83% | 0.08x | 8.97x | $16.97 Million |
Industry Comparison
This section compares Capital Bancorp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Capital Bancorp (CBNK) | $401.98 Million | -18.71% | 7.97x | $316.74 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |