Coastal Financial Corp (CCB) - Net Assets
Based on the latest financial reports, Coastal Financial Corp (CCB) has net assets worth $503.76 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($5.66 Billion) and total liabilities ($5.16 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore how large is Coastal Financial Corp's balance sheet for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $503.76 Million |
| % of Total Assets | 8.89% |
| Annual Growth Rate | 23.64% |
| 5-Year Change | 143.99% |
| 10-Year Change | 719.67% |
| Growth Volatility | 17.84 |
Coastal Financial Corp - Net Assets Trend (2013–2025)
This chart illustrates how Coastal Financial Corp's net assets have evolved over time, based on quarterly financial data. Check CCB tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Net Assets for Coastal Financial Corp (2013–2025)
The table below shows the annual net assets of Coastal Financial Corp from 2013 to 2025. For live valuation and market cap data, see CCB stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $490.96 Million | +11.91% |
| 2024-12-31 | $438.70 Million | +48.72% |
| 2023-12-31 | $294.98 Million | +21.14% |
| 2022-12-31 | $243.49 Million | +21.01% |
| 2021-12-31 | $201.22 Million | +43.51% |
| 2020-12-31 | $140.22 Million | +12.92% |
| 2019-12-31 | $124.17 Million | +13.76% |
| 2018-12-31 | $109.16 Million | +66.12% |
| 2017-12-31 | $65.71 Million | +9.71% |
| 2016-12-31 | $59.90 Million | +14.04% |
| 2014-12-31 | $52.52 Million | +36.46% |
| 2013-12-31 | $38.49 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Coastal Financial Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 25917800000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $257.52 Million | 52.45% |
| Common Stock | $233.44 Million | 47.55% |
| Other Comprehensive Income | $-1.00K | 0.00% |
| Total Equity | $490.96 Million | 100.00% |
Coastal Financial Corp Competitors by Market Cap
The table below lists competitors of Coastal Financial Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Shanghai Sanyou Medical Co Ltd
SHG:688085
|
$625.57 Million |
|
Longyan Zhuoyue New Energy Co Ltd
SHG:688196
|
$626.11 Million |
|
Personalis Inc
NASDAQ:PSNL
|
$626.23 Million |
|
Hubei Biocause Heilen Pharmaceutical Co. Ltd.
SHE:301211
|
$626.36 Million |
|
Team Group Inc
TW:4967
|
$625.04 Million |
|
YaGuang Technology Group Co Ltd
SHE:300123
|
$625.02 Million |
|
Warteck Invest Ltd
SW:WARN
|
$624.94 Million |
|
Climb Bio Inc
NASDAQ:CLYM
|
$624.74 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Coastal Financial Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 438,704,000 to 490,959,000, a change of 52,255,000 (11.9%).
- Net income of 46,993,000 contributed positively to equity growth.
- Share repurchases of 3,529,000 reduced equity.
- New share issuances of 82,000 increased equity.
- Other comprehensive income increased equity by 1,000.
- Other factors increased equity by 8,708,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $46.99 Million | +9.57% |
| Share Repurchases | $3.53 Million | -0.72% |
| Share Issuances | $82.00K | +0.02% |
| Other Comprehensive Income | $1.00K | +0.0% |
| Other Changes | $8.71 Million | +1.77% |
| Total Change | $- | 11.91% |
Book Value vs Market Value Analysis
This analysis compares Coastal Financial Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.29x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 9.81x to 1.29x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | $4.18 | $40.99 | x |
| 2014-12-31 | $5.70 | $40.99 | x |
| 2016-12-31 | $5.25 | $40.99 | x |
| 2017-12-31 | $5.76 | $40.99 | x |
| 2018-12-31 | $10.29 | $40.99 | x |
| 2019-12-31 | $10.18 | $40.99 | x |
| 2020-12-31 | $11.48 | $40.99 | x |
| 2021-12-31 | $16.07 | $40.99 | x |
| 2022-12-31 | $18.02 | $40.99 | x |
| 2023-12-31 | $21.63 | $40.99 | x |
| 2024-12-31 | $31.62 | $40.99 | x |
| 2025-12-31 | $31.78 | $40.99 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Coastal Financial Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.57%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.11%
- • Asset Turnover: 0.14x
- • Equity Multiplier: 9.66x
- Recent ROE (9.57%) is below the historical average (10.15%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 5.31% | 11.59% | 0.04x | 11.14x | $-1.81 Million |
| 2014 | 4.47% | 10.78% | 0.04x | 10.41x | $-2.91 Million |
| 2016 | 8.35% | 14.96% | 0.05x | 12.36x | $-986.70K |
| 2017 | 8.27% | 14.99% | 0.05x | 12.26x | $-1.14 Million |
| 2018 | 8.89% | 21.94% | 0.05x | 8.72x | $-1.21 Million |
| 2019 | 10.63% | 23.22% | 0.05x | 9.09x | $783.70K |
| 2020 | 10.80% | 21.35% | 0.04x | 12.60x | $1.12 Million |
| 2021 | 13.42% | 25.61% | 0.04x | 13.10x | $6.88 Million |
| 2022 | 16.68% | 17.49% | 0.07x | 12.91x | $16.28 Million |
| 2023 | 15.11% | 13.49% | 0.09x | 12.71x | $15.08 Million |
| 2024 | 10.31% | 7.84% | 0.14x | 9.39x | $1.35 Million |
| 2025 | 9.57% | 7.11% | 0.14x | 9.66x | $-2.10 Million |
Industry Comparison
This section compares Coastal Financial Corp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,529,438,500
- Average return on equity (ROE) among peers: 7.29%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Coastal Financial Corp (CCB) | $503.76 Million | 5.31% | 10.24x | $625.05 Million |
| Ameris Bancorp (ABCB) | $279.02 Million | 5.17% | 9.82x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $19.89 Billion | 1.32% | 0.03x | $5.85 Billion |
| ACNB Corporation (ACNB) | $106.80 Million | 8.72% | 8.79x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $43.92 Million | 3.67% | 4.15x | $137.20 Million |
| Alerus Financial Corp (ALRS) | $141.28 Million | 11.51% | 8.36x | $775.72 Million |
| Amalgamated Bank (AMAL) | $707.65 Million | 15.04% | 10.67x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $704.74 Million | 3.35% | 10.97x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $213.97 Million | 11.53% | 10.43x | $658.52 Million |
| Associated Banc-Corp (ASB) | $3.09 Billion | 6.48% | 8.43x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $116.55 Million | 6.07% | 10.46x | $62.43 Million |
About Coastal Financial Corp
Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to consumers and small and medium-sized businesses in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts. The company also offers commercial and i… Read more