Eastern Bankshares Inc
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers. The company provides deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also offers commercial and industrial, such as asset based … Read more
Eastern Bankshares Inc (EBC) - Net Assets
Latest net assets as of December 2025: $4.34 Billion USD
Based on the latest financial reports, Eastern Bankshares Inc (EBC) has net assets worth $4.34 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($30.59 Billion) and total liabilities ($26.25 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $4.34 Billion |
| % of Total Assets | 14.19% |
| Annual Growth Rate | 17.15% |
| 5-Year Change | 27.43% |
| 10-Year Change | N/A |
| Growth Volatility | 40.66 |
Eastern Bankshares Inc - Net Assets Trend (2018–2025)
This chart illustrates how Eastern Bankshares Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Eastern Bankshares Inc (2018–2025)
The table below shows the annual net assets of Eastern Bankshares Inc from 2018 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $4.34 Billion | +20.17% |
| 2024-12-31 | $3.61 Billion | +21.42% |
| 2023-12-31 | $2.97 Billion | +20.35% |
| 2022-12-31 | $2.47 Billion | -27.44% |
| 2021-12-31 | $3.41 Billion | -0.63% |
| 2020-12-31 | $3.43 Billion | +114.23% |
| 2019-12-31 | $1.60 Billion | +11.65% |
| 2018-12-31 | $1.43 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Eastern Bankshares Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 37.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $2.07 Billion | 47.63% |
| Common Stock | $2.40 Million | 0.06% |
| Other Comprehensive Income | $-350.20 Million | -8.07% |
| Other Components | $2.62 Billion | 60.38% |
| Total Equity | $4.34 Billion | 100.00% |
Eastern Bankshares Inc Competitors by Market Cap
The table below lists competitors of Eastern Bankshares Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Hunan Yuneng New Energy Battery Material Co. Ltd. A
SHE:301358
|
$3.73 Billion |
|
Teleperformance SE
PINK:TLPFF
|
$3.73 Billion |
|
AGL Energy Ltd
PINK:AGLXY
|
$3.74 Billion |
|
Kontoor Brands Inc
NYSE:KTB
|
$3.74 Billion |
|
Founder Technology Group Co Ltd
SHG:600601
|
$3.73 Billion |
|
Sensient Technologies Corporation
NYSE:SXT
|
$3.73 Billion |
|
LEENO Industrial Inc
KQ:058470
|
$3.73 Billion |
|
International Bancshares Corporation
NASDAQ:IBOC
|
$3.73 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Eastern Bankshares Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,611,967,000 to 4,340,500,000, a change of 728,533,000 (20.2%).
- Net income of 88,211,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 234,129,000.
- Other factors increased equity by 406,193,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $88.21 Million | +2.03% |
| Other Comprehensive Income | $234.13 Million | +5.39% |
| Other Changes | $406.19 Million | +9.36% |
| Total Change | $- | 20.17% |
Book Value vs Market Value Analysis
This analysis compares Eastern Bankshares Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.94x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.76x to 0.94x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-12-31 | $6.82 | $18.83 | x |
| 2019-12-31 | $7.62 | $18.83 | x |
| 2020-12-31 | $19.95 | $18.83 | x |
| 2021-12-31 | $19.78 | $18.83 | x |
| 2022-12-31 | $14.92 | $18.83 | x |
| 2023-12-31 | $18.32 | $18.83 | x |
| 2024-12-31 | $19.83 | $18.83 | x |
| 2025-12-31 | $20.06 | $18.83 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Eastern Bankshares Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.03%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.35%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 7.05x
- Recent ROE (2.03%) is below the historical average (5.69%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2018 | 8.56% | 20.73% | 0.05x | 7.94x | $-20.59 Million |
| 2019 | 8.44% | 21.69% | 0.05x | 7.27x | $-24.92 Million |
| 2020 | 0.66% | 3.90% | 0.04x | 4.66x | $-320.07 Million |
| 2021 | 4.54% | 29.55% | 0.02x | 6.90x | $-185.97 Million |
| 2022 | 8.08% | 29.29% | 0.03x | 9.16x | $-47.42 Million |
| 2023 | 9.91% | 37.02% | 0.04x | 7.10x | $-2.62 Million |
| 2024 | 3.31% | 11.17% | 0.04x | 7.08x | $-241.64 Million |
| 2025 | 2.03% | 8.35% | 0.03x | 7.05x | $-345.84 Million |
Industry Comparison
This section compares Eastern Bankshares Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Eastern Bankshares Inc (EBC) | $4.34 Billion | 8.56% | 6.05x | $3.73 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |