Eagle Bancorp Inc (EGBN) - Net Assets
Based on the latest financial reports, Eagle Bancorp Inc (EGBN) has net assets worth $1.14 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($10.50 Billion) and total liabilities ($9.36 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Eagle Bancorp Inc (EGBN) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.14 Billion |
| % of Total Assets | 10.87% |
| Annual Growth Rate | 17.43% |
| 5-Year Change | -15.51% |
| 10-Year Change | 35.42% |
| Growth Volatility | 33.47 |
Eagle Bancorp Inc - Net Assets Trend (1998–2025)
This chart illustrates how Eagle Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Also explore EGBN total assets for the complete picture of this company's asset base.
Annual Net Assets for Eagle Bancorp Inc (1998–2025)
The table below shows the annual net assets of Eagle Bancorp Inc from 1998 to 2025. For live valuation and market cap data, see Eagle Bancorp Inc market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.14 Billion | -6.91% |
| 2024-12-31 | $1.23 Billion | -3.78% |
| 2023-12-31 | $1.27 Billion | +3.74% |
| 2022-12-31 | $1.23 Billion | -9.07% |
| 2021-12-31 | $1.35 Billion | +8.86% |
| 2020-12-31 | $1.24 Billion | +4.22% |
| 2019-12-31 | $1.19 Billion | +7.37% |
| 2018-12-31 | $1.11 Billion | +16.68% |
| 2017-12-31 | $950.44 Million | +12.77% |
| 2016-12-31 | $842.80 Million | +14.11% |
| 2015-12-31 | $738.60 Million | +18.98% |
| 2014-12-31 | $620.76 Million | +57.61% |
| 2013-12-31 | $393.86 Million | +12.54% |
| 2012-12-31 | $349.98 Million | +31.22% |
| 2011-12-31 | $266.71 Million | +30.28% |
| 2010-12-31 | $204.72 Million | +8.71% |
| 2009-12-31 | $188.32 Million | +32.27% |
| 2008-12-31 | $142.37 Million | +75.41% |
| 2007-12-31 | $81.17 Million | +11.31% |
| 2006-12-31 | $72.92 Million | +12.24% |
| 2005-12-31 | $64.96 Million | +10.99% |
| 2004-12-31 | $58.53 Million | +10.42% |
| 2003-12-31 | $53.01 Million | +164.69% |
| 2002-12-31 | $20.03 Million | +16.90% |
| 2001-12-31 | $17.13 Million | +10.37% |
| 2000-12-31 | $15.52 Million | +13.30% |
| 1999-12-31 | $13.70 Million | -8.05% |
| 1998-12-31 | $14.90 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Eagle Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 84053800000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $838.94 Million | 73.51% |
| Common Stock | $300.00K | 0.03% |
| Other Comprehensive Income | $-89.16 Million | -7.81% |
| Other Components | $391.20 Million | 34.28% |
| Total Equity | $1.14 Billion | 100.00% |
Eagle Bancorp Inc Competitors by Market Cap
The table below lists competitors of Eagle Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Butterfly Network Inc
NYSE:BFLY
|
$767.91 Million |
|
Caregen Co.Ltd
KQ:214370
|
$768.08 Million |
|
Redtape Limited
NSE:REDTAPE
|
$768.11 Million |
|
Jilin Liyuan Precision Manufacturing Co Ltd
SHE:002501
|
$768.83 Million |
|
Sunway Co Ltd
SHG:603333
|
$767.61 Million |
|
Canadian General Investments Ltd
TO:CGI
|
$767.51 Million |
|
BEIJ.JINGNENG CL.ERG.HYC1
F:BJ6
|
$767.50 Million |
|
Shenyang Jinbei Automotive Co Ltd
SHG:600609
|
$767.41 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Eagle Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,226,061,000 to 1,141,283,000, a change of -84,778,000 (-6.9%).
- Net loss of 128,052,000 reduced equity.
- Dividend payments of 15,314,000 reduced retained earnings.
- Other comprehensive income increased equity by 52,314,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-128.05 Million | -11.22% |
| Dividends Paid | $15.31 Million | -1.34% |
| Other Comprehensive Income | $52.31 Million | +4.58% |
| Other Changes | $6.27 Million | +0.55% |
| Total Change | $- | -6.91% |
Book Value vs Market Value Analysis
This analysis compares Eagle Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.69x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 10.37x to 0.69x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1998-12-31 | $2.52 | $26.13 | x |
| 1999-12-31 | $2.18 | $26.13 | x |
| 2000-12-31 | $2.58 | $26.13 | x |
| 2001-12-31 | $2.80 | $26.13 | x |
| 2002-12-31 | $3.17 | $26.13 | x |
| 2003-12-31 | $6.27 | $26.13 | x |
| 2004-12-31 | $5.04 | $26.13 | x |
| 2005-12-31 | $5.48 | $26.13 | x |
| 2006-12-31 | $6.08 | $26.13 | x |
| 2007-12-31 | $6.79 | $26.13 | x |
| 2008-12-31 | $11.07 | $26.13 | x |
| 2009-12-31 | $11.58 | $26.13 | x |
| 2010-12-31 | $9.29 | $26.13 | x |
| 2011-12-31 | $11.95 | $26.13 | x |
| 2012-12-31 | $13.67 | $26.13 | x |
| 2013-12-31 | $14.94 | $26.13 | x |
| 2014-12-31 | $22.53 | $26.13 | x |
| 2015-12-31 | $22.06 | $26.13 | x |
| 2016-12-31 | $24.66 | $26.13 | x |
| 2017-12-31 | $27.69 | $26.13 | x |
| 2018-12-31 | $32.20 | $26.13 | x |
| 2019-12-31 | $34.80 | $26.13 | x |
| 2020-12-31 | $38.34 | $26.13 | x |
| 2021-12-31 | $42.21 | $26.13 | x |
| 2022-12-31 | $38.29 | $26.13 | x |
| 2023-12-31 | $41.93 | $26.13 | x |
| 2024-12-31 | $40.66 | $26.13 | x |
| 2025-12-31 | $37.74 | $26.13 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Eagle Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -11.22%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -20.19%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 9.20x
- Recent ROE (-11.22%) is below the historical average (7.41%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1998 | -9.40% | -135.48% | 0.02x | 3.49x | $-2.89 Million |
| 1999 | -6.57% | -16.67% | 0.05x | 8.26x | $-2.27 Million |
| 2000 | 6.82% | 9.75% | 0.07x | 10.57x | $-494.17K |
| 2001 | 10.24% | 11.36% | 0.07x | 13.82x | $40.80K |
| 2002 | 13.32% | 14.21% | 0.05x | 17.37x | $664.20K |
| 2003 | 6.06% | 15.13% | 0.05x | 8.36x | $-2.09 Million |
| 2004 | 8.69% | 18.20% | 0.05x | 9.46x | $-766.40K |
| 2005 | 11.61% | 18.52% | 0.06x | 10.35x | $1.05 Million |
| 2006 | 11.01% | 14.82% | 0.07x | 10.61x | $733.40K |
| 2007 | 9.49% | 12.37% | 0.07x | 10.43x | $-415.60K |
| 2008 | 5.22% | 10.61% | 0.05x | 10.51x | $-6.81 Million |
| 2009 | 5.53% | 11.37% | 0.05x | 9.59x | $-8.41 Million |
| 2010 | 8.14% | 15.73% | 0.05x | 10.21x | $-3.81 Million |
| 2011 | 9.21% | 18.52% | 0.05x | 10.62x | $-2.11 Million |
| 2012 | 10.08% | 21.54% | 0.05x | 9.74x | $291.40K |
| 2013 | 11.93% | 25.83% | 0.05x | 9.58x | $7.62 Million |
| 2014 | 8.74% | 25.85% | 0.04x | 8.45x | $-7.82 Million |
| 2015 | 11.40% | 29.96% | 0.05x | 8.23x | $10.31 Million |
| 2016 | 11.59% | 31.21% | 0.05x | 8.18x | $13.43 Million |
| 2017 | 10.55% | 28.36% | 0.05x | 7.87x | $5.19 Million |
| 2018 | 13.73% | 36.62% | 0.05x | 7.56x | $41.38 Million |
| 2019 | 12.01% | 31.39% | 0.05x | 7.55x | $23.87 Million |
| 2020 | 10.65% | 30.35% | 0.04x | 8.96x | $8.13 Million |
| 2021 | 13.08% | 43.64% | 0.03x | 8.77x | $41.61 Million |
| 2022 | 11.47% | 31.44% | 0.04x | 9.08x | $18.10 Million |
| 2023 | 7.89% | 15.54% | 0.06x | 9.15x | $-26.89 Million |
| 2024 | -3.84% | -6.65% | 0.06x | 9.08x | $-169.64 Million |
| 2025 | -11.22% | -20.19% | 0.06x | 9.20x | $-242.18 Million |
Industry Comparison
This section compares Eagle Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Eagle Bancorp Inc (EGBN) | $1.14 Billion | -9.40% | 8.20x | $767.78 Million |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About Eagle Bancorp Inc
Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. It also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable… Read more