Farmers National Banc Corp
Farmers National Banc Corp. operates as a bank holding company for The Farmers National Bank of Canfield that engages in the banking, trust, retirement consulting, insurance, and financial management businesses. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of… Read more
Farmers National Banc Corp (FMNB) - Net Assets
Latest net assets as of December 2025: $485.73 Million USD
Based on the latest financial reports, Farmers National Banc Corp (FMNB) has net assets worth $485.73 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($5.25 Billion) and total liabilities ($4.76 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $485.73 Million |
| % of Total Assets | 9.26% |
| Annual Growth Rate | 9.27% |
| 5-Year Change | -88.02% |
| 10-Year Change | 127.81% |
| Growth Volatility | 189.98 |
Farmers National Banc Corp - Net Assets Trend (1995–2025)
This chart illustrates how Farmers National Banc Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Farmers National Banc Corp (1995–2025)
The table below shows the annual net assets of Farmers National Banc Corp from 1995 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $485.73 Million | +19.63% |
| 2024-12-31 | $406.03 Million | +0.40% |
| 2023-12-31 | $404.42 Million | +38.36% |
| 2022-12-31 | $292.30 Million | -92.79% |
| 2021-12-31 | $4.05 Billion | +1058.25% |
| 2020-12-31 | $350.10 Million | +16.97% |
| 2019-12-31 | $299.31 Million | +14.10% |
| 2018-12-31 | $262.32 Million | +8.36% |
| 2017-12-31 | $242.07 Million | +13.53% |
| 2016-12-31 | $213.22 Million | +7.66% |
| 2015-12-31 | $198.05 Million | +60.28% |
| 2014-12-31 | $123.56 Million | +9.34% |
| 2013-12-31 | $113.01 Million | -6.44% |
| 2012-12-31 | $120.79 Million | +5.55% |
| 2011-12-31 | $114.44 Million | +29.98% |
| 2010-12-31 | $88.05 Million | +9.20% |
| 2009-12-31 | $80.63 Million | +4.57% |
| 2008-12-31 | $77.10 Million | +4.30% |
| 2007-12-31 | $73.92 Million | -3.02% |
| 2006-12-31 | $76.22 Million | +0.47% |
| 2005-12-31 | $75.86 Million | -3.55% |
| 2004-12-31 | $78.65 Million | -1.94% |
| 2003-12-31 | $80.21 Million | -0.91% |
| 2002-12-31 | $80.95 Million | +6.91% |
| 2001-12-31 | $75.72 Million | +6.90% |
| 2000-12-31 | $70.83 Million | +36.48% |
| 1999-12-31 | $51.90 Million | +9.79% |
| 1998-12-31 | $47.27 Million | +15.52% |
| 1997-12-31 | $40.92 Million | +17.56% |
| 1996-12-31 | $34.81 Million | +2.45% |
| 1995-12-31 | $33.98 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Farmers National Banc Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | $485.73 Million | 100.00% |
| Total Equity | $485.73 Million | 100.00% |
Farmers National Banc Corp Competitors by Market Cap
The table below lists competitors of Farmers National Banc Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
DOMS Industries Limited
NSE:DOMS
|
$447.53 Million |
|
Honasa Consumer Limited
NSE:HONASA
|
$447.54 Million |
|
Molymet
SN:MOLYMET
|
$447.57 Million |
|
MilDef Group AB
ST:MILDEF
|
$447.60 Million |
|
PT Darma Henwa Tbk
F:0DH
|
$447.22 Million |
|
Shaanxi Construction Machinery Co Ltd
SHG:600984
|
$447.19 Million |
|
Hardwoods Distribution Inc
PINK:HDIUF
|
$446.96 Million |
|
Usinas Siderurgicas de Minas Gerais
PINK:USNZY
|
$446.78 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Farmers National Banc Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 406,028,000 to 485,725,000, a change of 79,697,000 (19.6%).
- Net income of 54,586,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 193,265,000.
- Other factors decreased equity by 168,154,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $54.59 Million | +11.24% |
| Other Comprehensive Income | $193.26 Million | +39.79% |
| Other Changes | $-168.15 Million | -34.62% |
| Total Change | $- | 19.63% |
Book Value vs Market Value Analysis
This analysis compares Farmers National Banc Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.96x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.91x to 0.96x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1995-12-31 | $4.28 | $12.44 | x |
| 1996-12-31 | $4.39 | $12.44 | x |
| 1997-12-31 | $5.22 | $12.44 | x |
| 1998-12-31 | $5.83 | $12.44 | x |
| 1999-12-31 | $6.24 | $12.44 | x |
| 2000-12-31 | $8.52 | $12.44 | x |
| 2001-12-31 | $5.03 | $12.44 | x |
| 2002-12-31 | $6.28 | $12.44 | x |
| 2003-12-31 | $6.20 | $12.44 | x |
| 2004-12-31 | $6.02 | $12.44 | x |
| 2005-12-31 | $5.84 | $12.44 | x |
| 2006-12-31 | $5.81 | $12.44 | x |
| 2007-12-31 | $5.68 | $12.44 | x |
| 2008-12-31 | $5.88 | $12.44 | x |
| 2009-12-31 | $6.03 | $12.44 | x |
| 2010-12-31 | $6.49 | $12.44 | x |
| 2011-12-31 | $6.26 | $12.44 | x |
| 2012-12-31 | $6.43 | $12.44 | x |
| 2013-12-31 | $6.02 | $12.44 | x |
| 2014-12-31 | $6.62 | $12.44 | x |
| 2015-12-31 | $8.73 | $12.44 | x |
| 2016-12-31 | $7.90 | $12.44 | x |
| 2017-12-31 | $8.76 | $12.44 | x |
| 2018-12-31 | $9.38 | $12.44 | x |
| 2019-12-31 | $10.74 | $12.44 | x |
| 2020-12-31 | $12.33 | $12.44 | x |
| 2021-12-31 | $16.14 | $12.44 | x |
| 2022-12-31 | $8.61 | $12.44 | x |
| 2023-12-31 | $10.78 | $12.44 | x |
| 2024-12-31 | $10.82 | $12.44 | x |
| 2025-12-31 | $12.91 | $12.44 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Farmers National Banc Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.24%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 20.08%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 10.80x
- Recent ROE (11.24%) is above the historical average (10.25%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1995 | 10.53% | 31.65% | 0.04x | 9.25x | $178.63K |
| 1996 | 11.87% | 32.05% | 0.04x | 9.71x | $650.51K |
| 1997 | 11.59% | 32.14% | 0.04x | 9.00x | $649.70K |
| 1998 | 10.82% | 33.49% | 0.04x | 8.50x | $387.60K |
| 1999 | 10.60% | 17.13% | 0.07x | 8.31x | $310.00K |
| 2000 | 10.81% | 15.68% | 0.08x | 8.84x | $573.70K |
| 2001 | 11.44% | 30.81% | 0.04x | 8.67x | $1.09 Million |
| 2002 | 9.80% | 16.81% | 0.06x | 9.24x | $-161.20K |
| 2003 | 11.86% | 20.40% | 0.06x | 10.13x | $1.49 Million |
| 2004 | 9.13% | 15.77% | 0.06x | 10.40x | $-684.40K |
| 2005 | 10.62% | 17.20% | 0.06x | 10.90x | $473.60K |
| 2006 | 9.47% | 14.66% | 0.06x | 10.78x | $-407.30K |
| 2007 | 8.02% | 11.66% | 0.06x | 10.80x | $-1.47 Million |
| 2008 | 7.35% | 10.95% | 0.06x | 11.42x | $-2.05 Million |
| 2009 | 7.25% | 9.86% | 0.06x | 12.59x | $-2.22 Million |
| 2010 | 10.21% | 14.60% | 0.06x | 11.16x | $186.20K |
| 2011 | 8.05% | 16.18% | 0.05x | 9.33x | $-2.23 Million |
| 2012 | 8.22% | 17.84% | 0.05x | 9.44x | $-2.15 Million |
| 2013 | 6.88% | 14.18% | 0.05x | 10.06x | $-3.52 Million |
| 2014 | 7.26% | 15.95% | 0.05x | 9.20x | $-3.39 Million |
| 2015 | 4.07% | 11.17% | 0.04x | 9.44x | $-11.75 Million |
| 2016 | 9.64% | 21.47% | 0.05x | 9.22x | $-764.60K |
| 2017 | 9.38% | 21.72% | 0.05x | 8.92x | $-1.50 Million |
| 2018 | 12.42% | 27.77% | 0.05x | 8.88x | $6.34 Million |
| 2019 | 11.95% | 27.50% | 0.05x | 8.18x | $5.83 Million |
| 2020 | 11.96% | 28.20% | 0.05x | 8.77x | $6.87 Million |
| 2021 | 10.97% | 33.52% | 0.04x | 8.77x | $4.60 Million |
| 2022 | 20.73% | 34.06% | 0.04x | 13.97x | $31.37 Million |
| 2023 | 12.35% | 23.41% | 0.04x | 12.56x | $9.49 Million |
| 2024 | 11.32% | 17.05% | 0.05x | 12.61x | $5.35 Million |
| 2025 | 11.24% | 20.08% | 0.05x | 10.80x | $6.01 Million |
Industry Comparison
This section compares Farmers National Banc Corp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Farmers National Banc Corp (FMNB) | $485.73 Million | 10.53% | 9.80x | $447.37 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |