Fulton Financial Corporation
Fulton Financial Corporation operates as the bank holding company for Fulton Bank that provides banking and financial products and services in the United States. It provides various checking accounts and savings deposit products, and certificates of deposit. The company also offers consumer loans products, including home equity loans and lines of credit; construction and jumbo residential mortgag… Read more
Fulton Financial Corporation (FULT) - Net Assets
Latest net assets as of December 2025: $3.49 Billion USD
Based on the latest financial reports, Fulton Financial Corporation (FULT) has net assets worth $3.49 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($32.12 Billion) and total liabilities ($28.63 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $3.49 Billion |
| % of Total Assets | 10.87% |
| Annual Growth Rate | 9.66% |
| 5-Year Change | 28.67% |
| 10-Year Change | 64.56% |
| Growth Volatility | 11.04 |
Fulton Financial Corporation - Net Assets Trend (1989–2025)
This chart illustrates how Fulton Financial Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Fulton Financial Corporation (1989–2025)
The table below shows the annual net assets of Fulton Financial Corporation from 1989 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $3.49 Billion | +9.17% |
| 2024-12-31 | $3.20 Billion | +15.84% |
| 2023-12-31 | $2.76 Billion | +6.99% |
| 2022-12-31 | $2.58 Billion | -4.90% |
| 2021-12-31 | $2.71 Billion | +3.66% |
| 2020-12-31 | $2.62 Billion | +11.43% |
| 2019-12-31 | $2.35 Billion | +4.49% |
| 2018-12-31 | $2.25 Billion | +0.79% |
| 2017-12-31 | $2.23 Billion | +5.13% |
| 2016-12-31 | $2.12 Billion | +3.88% |
| 2015-12-31 | $2.04 Billion | +2.27% |
| 2014-12-31 | $2.00 Billion | -3.22% |
| 2013-12-31 | $2.06 Billion | -0.89% |
| 2012-12-31 | $2.08 Billion | +4.47% |
| 2011-12-31 | $1.99 Billion | +5.96% |
| 2010-12-31 | $1.88 Billion | -2.90% |
| 2009-12-31 | $1.94 Billion | +4.13% |
| 2008-12-31 | $1.86 Billion | +18.08% |
| 2007-12-31 | $1.57 Billion | +3.87% |
| 2006-12-31 | $1.52 Billion | +18.19% |
| 2005-12-31 | $1.28 Billion | +3.27% |
| 2004-12-31 | $1.24 Billion | +31.19% |
| 2003-12-31 | $946.94 Million | +9.63% |
| 2002-12-31 | $863.74 Million | +6.44% |
| 2001-12-31 | $811.45 Million | +10.98% |
| 2000-12-31 | $731.17 Million | +19.03% |
| 1999-12-31 | $614.30 Million | +0.99% |
| 1998-12-31 | $608.30 Million | +7.76% |
| 1997-12-31 | $564.50 Million | +34.53% |
| 1996-12-31 | $419.60 Million | +23.45% |
| 1995-12-31 | $339.90 Million | +12.85% |
| 1994-12-31 | $301.20 Million | +18.26% |
| 1993-12-31 | $254.70 Million | +28.57% |
| 1992-12-31 | $198.10 Million | +9.03% |
| 1991-12-31 | $181.70 Million | 0.00% |
| 1990-12-31 | $181.70 Million | +43.98% |
| 1989-12-31 | $126.20 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Fulton Financial Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 8478.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $2.02 Billion | 58.00% |
| Common Stock | $617.83 Million | 17.70% |
| Other Comprehensive Income | $-198.68 Million | -5.69% |
| Other Components | $1.05 Billion | 29.99% |
| Total Equity | $3.49 Billion | 100.00% |
Fulton Financial Corporation Competitors by Market Cap
The table below lists competitors of Fulton Financial Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Azimut Holding SpA
LSE:0MHJ
|
$3.41 Billion |
|
Riocan REIT
PINK:RIOCF
|
$3.42 Billion |
|
Sime Darby Plantation Berhad
OTCGREY:SDPNF
|
$3.42 Billion |
|
Getinge Industrier AB
PINK:GNGBY
|
$3.42 Billion |
|
Northland Power Inc.
PINK:NPIFF
|
$3.41 Billion |
|
Ambu A/S
PINK:AMBFF
|
$3.41 Billion |
|
Sai MicroElectronics Inc
SHE:300456
|
$3.41 Billion |
|
SalMar ASA
PINK:SALRF
|
$3.40 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fulton Financial Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,197,325,000 to 3,490,447,000, a change of 293,122,000 (9.2%).
- Net income of 391,609,000 contributed positively to equity growth.
- Dividend payments of 141,207,000 reduced retained earnings.
- Share repurchases of 66,048,000 reduced equity.
- New share issuances of 7,709,000 increased equity.
- Other comprehensive income increased equity by 89,137,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $391.61 Million | +11.22% |
| Dividends Paid | $141.21 Million | -4.05% |
| Share Repurchases | $66.05 Million | -1.89% |
| Share Issuances | $7.71 Million | +0.22% |
| Other Comprehensive Income | $89.14 Million | +2.55% |
| Other Changes | $11.92 Million | +0.34% |
| Total Change | $- | 9.17% |
Book Value vs Market Value Analysis
This analysis compares Fulton Financial Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.01x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 7.75x to 1.01x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-12-31 | $2.48 | $19.22 | x |
| 1990-12-31 | $2.66 | $19.22 | x |
| 1991-12-31 | $2.74 | $19.22 | x |
| 1992-12-31 | $2.96 | $19.22 | x |
| 1993-12-31 | $2.99 | $19.22 | x |
| 1994-12-31 | $3.16 | $19.22 | x |
| 1995-12-31 | $3.09 | $19.22 | x |
| 1996-12-31 | $4.11 | $19.22 | x |
| 1997-12-31 | $5.03 | $19.22 | x |
| 1998-12-31 | $4.37 | $19.22 | x |
| 1999-12-31 | $4.09 | $19.22 | x |
| 2000-12-31 | $4.96 | $19.22 | x |
| 2001-12-31 | $5.31 | $19.22 | x |
| 2002-12-31 | $5.79 | $19.22 | x |
| 2003-12-31 | $6.36 | $19.22 | x |
| 2004-12-31 | $7.84 | $19.22 | x |
| 2005-12-31 | $7.72 | $19.22 | x |
| 2006-12-31 | $8.67 | $19.22 | x |
| 2007-12-31 | $9.03 | $19.22 | x |
| 2008-12-31 | $10.67 | $19.22 | x |
| 2009-12-31 | $11.01 | $19.22 | x |
| 2010-12-31 | $9.82 | $19.22 | x |
| 2011-12-31 | $9.98 | $19.22 | x |
| 2012-12-31 | $10.41 | $19.22 | x |
| 2013-12-31 | $10.62 | $19.22 | x |
| 2014-12-31 | $10.67 | $19.22 | x |
| 2015-12-31 | $11.55 | $19.22 | x |
| 2016-12-31 | $12.16 | $19.22 | x |
| 2017-12-31 | $12.67 | $19.22 | x |
| 2018-12-31 | $12.73 | $19.22 | x |
| 2019-12-31 | $14.00 | $19.22 | x |
| 2020-12-31 | $16.05 | $19.22 | x |
| 2021-12-31 | $16.61 | $19.22 | x |
| 2022-12-31 | $15.59 | $19.22 | x |
| 2023-12-31 | $16.55 | $19.22 | x |
| 2024-12-31 | $18.04 | $19.22 | x |
| 2025-12-31 | $19.04 | $19.22 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fulton Financial Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.22%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 20.71%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 9.20x
- Recent ROE (11.22%) is above the historical average (10.92%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | 15.37% | 13.77% | 0.10x | 11.09x | $6.78 Million |
| 1990 | 13.70% | 13.25% | 0.09x | 11.24x | $6.73 Million |
| 1991 | 13.70% | 13.25% | 0.09x | 11.24x | $6.73 Million |
| 1992 | 13.43% | 15.00% | 0.08x | 10.96x | $6.79 Million |
| 1993 | 11.82% | 16.25% | 0.08x | 9.44x | $4.63 Million |
| 1994 | 13.28% | 18.32% | 0.07x | 10.23x | $9.88 Million |
| 1995 | 15.18% | 16.76% | 0.09x | 9.81x | $17.61 Million |
| 1996 | 15.71% | 16.67% | 0.10x | 9.80x | $23.94 Million |
| 1997 | 13.53% | 17.52% | 0.08x | 9.53x | $19.95 Million |
| 1998 | 14.55% | 18.93% | 0.08x | 9.60x | $27.68 Million |
| 1999 | 17.03% | 19.67% | 0.09x | 9.88x | $43.20 Million |
| 2000 | 14.61% | 17.91% | 0.08x | 10.07x | $33.72 Million |
| 2001 | 14.00% | 18.28% | 0.08x | 9.58x | $32.44 Million |
| 2002 | 15.39% | 22.72% | 0.07x | 9.71x | $46.57 Million |
| 2003 | 14.59% | 24.14% | 0.06x | 10.31x | $43.49 Million |
| 2004 | 12.04% | 23.65% | 0.06x | 8.98x | $25.38 Million |
| 2005 | 12.94% | 21.57% | 0.06x | 9.67x | $37.78 Million |
| 2006 | 12.24% | 18.29% | 0.07x | 9.84x | $33.90 Million |
| 2007 | 9.70% | 14.07% | 0.07x | 10.11x | $-4.77 Million |
| 2008 | -0.30% | -0.57% | 0.06x | 8.70x | $-191.58 Million |
| 2009 | 3.82% | 7.70% | 0.06x | 8.59x | $-119.72 Million |
| 2010 | 6.82% | 13.83% | 0.06x | 8.66x | $-59.71 Million |
| 2011 | 7.31% | 16.52% | 0.05x | 8.22x | $-53.68 Million |
| 2012 | 7.68% | 18.50% | 0.05x | 7.94x | $-48.32 Million |
| 2013 | 7.84% | 20.30% | 0.05x | 8.21x | $-44.48 Million |
| 2014 | 7.91% | 20.68% | 0.04x | 8.58x | $-41.77 Million |
| 2015 | 7.32% | 19.53% | 0.04x | 8.77x | $-54.69 Million |
| 2016 | 7.62% | 20.37% | 0.04x | 8.93x | $-50.49 Million |
| 2017 | 7.70% | 19.70% | 0.04x | 8.99x | $-51.23 Million |
| 2018 | 9.27% | 21.84% | 0.05x | 9.20x | $-16.36 Million |
| 2019 | 9.64% | 21.73% | 0.05x | 9.32x | $-8.51 Million |
| 2020 | 6.80% | 18.31% | 0.04x | 9.90x | $-83.64 Million |
| 2021 | 10.16% | 27.63% | 0.04x | 9.51x | $4.23 Million |
| 2022 | 11.12% | 26.28% | 0.04x | 10.44x | $29.01 Million |
| 2023 | 10.30% | 18.94% | 0.05x | 9.99x | $8.27 Million |
| 2024 | 9.03% | 16.04% | 0.06x | 10.03x | $-30.99 Million |
| 2025 | 11.22% | 20.71% | 0.06x | 9.20x | $42.56 Million |
Industry Comparison
This section compares Fulton Financial Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,823,266,317
- Average return on equity (ROE) among peers: 14.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fulton Financial Corporation (FULT) | $3.49 Billion | 15.37% | 8.20x | $3.41 Billion |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.91 Billion |
| ACNB Corporation (ACNB) | $106.80 Million | 8.72% | 8.79x | $452.68 Million |
| Addiko Bank AG (ADBKF) | $6.08 Billion | 0.58% | 0.00x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $80.78 Million | 3.82% | 9.53x | $79.98 Million |
| Absa Group Limited (AGRPF) | $56.49 Billion | 12.11% | 11.71x | $6.72 Billion |
| AIB Group plc (AIBGY) | $2.74 Billion | 18.02% | 16.84x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $153.61 Billion | 39.08% | 6.47x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $8.37 Billion | 34.92% | 7.81x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $235.94 Million | 14.17% | 11.96x | $248.47 Million |