Inter & Co. Inc. Class A Common Shares (INTR) - Net Assets
Based on the latest financial reports, Inter & Co. Inc. Class A Common Shares (INTR) has net assets worth $10.39 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($98.56 Billion) and total liabilities ($88.17 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check INTR financial resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $10.39 Billion |
| % of Total Assets | 10.54% |
| Annual Growth Rate | 17.88% |
| 5-Year Change | 22.94% |
| 10-Year Change | 2837.95% |
| Growth Volatility | 65.35 |
Inter & Co. Inc. Class A Common Shares - Net Assets Trend (2012–2025)
This chart illustrates how Inter & Co. Inc. Class A Common Shares's net assets have evolved over time, based on quarterly financial data. Also explore Inter & Co. Inc. Class A Common Shares assets under control for the complete picture of this company's asset base.
Annual Net Assets for Inter & Co. Inc. Class A Common Shares (2012–2025)
The table below shows the annual net assets of Inter & Co. Inc. Class A Common Shares from 2012 to 2025. For live valuation and market cap data, see Inter & Co. Inc. Class A Common Shares stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $10.39 Billion | +14.50% |
| 2024-12-31 | $9.07 Billion | +19.42% |
| 2023-12-31 | $7.60 Billion | +7.16% |
| 2022-12-31 | $7.09 Billion | -16.10% |
| 2021-12-31 | $8.45 Billion | +152.20% |
| 2020-12-31 | $3.35 Billion | +52.30% |
| 2019-12-31 | $2.20 Billion | +131.81% |
| 2018-12-31 | $949.03 Million | +147.10% |
| 2017-12-31 | $384.07 Million | +8.63% |
| 2016-12-31 | $353.57 Million | +4.87% |
| 2015-12-31 | $337.14 Million | -81.47% |
| 2014-12-31 | $1.82 Billion | +27.22% |
| 2013-12-31 | $1.43 Billion | +16.85% |
| 2012-12-31 | $1.22 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Inter & Co. Inc. Class A Common Shares's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $12.99K | 0.00% |
| Other Comprehensive Income | $10.16 Billion | 100.00% |
| Other Components | $7.00 | 0.00% |
| Total Equity | $10.16 Billion | 100.00% |
Inter & Co. Inc. Class A Common Shares Competitors by Market Cap
The table below lists competitors of Inter & Co. Inc. Class A Common Shares ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Highwoods Properties Inc
NYSE:HIW
|
$2.45 Billion |
|
Treasury Wine Estates Ltd
AU:TWE
|
$2.45 Billion |
|
Pearl Abyss Corp
KQ:263750
|
$2.45 Billion |
|
Wockhardt Limited
NSE:WOCKPHARMA
|
$2.45 Billion |
|
Eaglerise Electric & Electronic China Co Ltd Class A
SHE:002922
|
$2.45 Billion |
|
Beijing Dabeinong Technology Group Co Ltd
SHE:002385
|
$2.45 Billion |
|
Topco Scientific Co Ltd
TW:5434
|
$2.45 Billion |
|
Meshek Energy-Renewable Energies Ltd
TA:MSKE
|
$2.45 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Inter & Co. Inc. Class A Common Shares's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 8,895,175,000 to 10,164,485,000, a change of 1,269,310,000 (14.3%).
- Net income of 1,286,610,000 contributed positively to equity growth.
- Dividend payments of 238,909,029 reduced retained earnings.
- Share repurchases of 26,577,471 reduced equity.
- Other comprehensive income increased equity by 1,269,310,000.
- Other factors decreased equity by 1,021,123,500.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.29 Billion | +12.66% |
| Dividends Paid | $238.91 Million | -2.35% |
| Share Repurchases | $26.58 Million | -0.26% |
| Other Comprehensive Income | $1.27 Billion | +12.49% |
| Other Changes | $-1.02 Billion | -10.05% |
| Total Change | $- | 14.27% |
Book Value vs Market Value Analysis
This analysis compares Inter & Co. Inc. Class A Common Shares's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.33x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 5.85x to 0.33x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $1.29 | $7.52 | x |
| 2013-12-31 | $1.35 | $7.52 | x |
| 2014-12-31 | $1.43 | $7.52 | x |
| 2015-12-31 | $1.58 | $7.52 | x |
| 2016-12-31 | $1.65 | $7.52 | x |
| 2017-12-31 | $0.30 | $7.52 | x |
| 2018-12-31 | $0.58 | $7.52 | x |
| 2019-12-31 | $1.04 | $7.52 | x |
| 2020-12-31 | $4.32 | $7.52 | x |
| 2021-12-31 | $9.98 | $7.52 | x |
| 2022-12-31 | $17.43 | $7.52 | x |
| 2023-12-31 | $18.53 | $7.52 | x |
| 2024-12-31 | $20.26 | $7.52 | x |
| 2025-12-31 | $23.09 | $7.52 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Inter & Co. Inc. Class A Common Shares utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.66%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.80%
- • Asset Turnover: 0.15x
- • Equity Multiplier: 9.70x
- Recent ROE (12.66%) is above the historical average (6.01%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 5.92% | 13.17% | 0.10x | 4.46x | $-11.20 Million |
| 2013 | 5.95% | 20.11% | 0.06x | 4.98x | $-11.66 Million |
| 2014 | 7.26% | 20.84% | 0.06x | 6.06x | $-8.35 Million |
| 2015 | 9.79% | 6.76% | 0.19x | 7.52x | $-720.60K |
| 2016 | 7.18% | 4.27% | 0.19x | 9.04x | $-9.96 Million |
| 2017 | 12.57% | 8.42% | 0.16x | 9.34x | $9.85 Million |
| 2018 | 7.36% | 10.14% | 0.12x | 5.95x | $-25.04 Million |
| 2019 | 3.59% | 7.81% | 0.10x | 4.56x | $-140.70 Million |
| 2020 | 0.54% | 1.60% | 0.06x | 6.00x | $-312.28 Million |
| 2021 | -2.74% | -2.63% | 0.08x | 13.79x | $-338.28 Million |
| 2022 | -0.16% | -0.20% | 0.12x | 6.63x | $-710.33 Million |
| 2023 | 4.05% | 3.96% | 0.13x | 8.08x | $-444.84 Million |
| 2024 | 10.20% | 9.34% | 0.13x | 8.60x | $17.61 Million |
| 2025 | 12.66% | 8.80% | 0.15x | 9.70x | $270.16 Million |
Industry Comparison
This section compares Inter & Co. Inc. Class A Common Shares's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Inter & Co. Inc. Class A Common Shares (INTR) | $10.39 Billion | 5.92% | 8.49x | $2.45 Billion |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About Inter & Co. Inc. Class A Common Shares
Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage, and inter shop businesses in Brazil and the United States. The company offers banking products and services, including checking accounts; cards; deposits; loans and advances; and other services, as well as debt collection; foreign exchange and financial services; and global account d… Read more