NB Bancorp, Inc. Common Stock
NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-beari… Read more
NB Bancorp, Inc. Common Stock (NBBK) - Net Assets
Latest net assets as of December 2025: $858.93 Million USD
Based on the latest financial reports, NB Bancorp, Inc. Common Stock (NBBK) has net assets worth $858.93 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($7.01 Billion) and total liabilities ($6.15 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $858.93 Million |
| % of Total Assets | 12.26% |
| Annual Growth Rate | 27.39% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 49.55 |
NB Bancorp, Inc. Common Stock - Net Assets Trend (2021–2025)
This chart illustrates how NB Bancorp, Inc. Common Stock's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for NB Bancorp, Inc. Common Stock (2021–2025)
The table below shows the annual net assets of NB Bancorp, Inc. Common Stock from 2021 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-09-30 | $858.93 Million | +12.25% |
| 2024-09-30 | $765.17 Million | +0.95% |
| 2023-09-30 | $757.96 Million | +120.30% |
| 2022-09-30 | $344.06 Million | +5.50% |
| 2021-09-30 | $326.13 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to NB Bancorp, Inc. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 35.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (September 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $445.20 Million | 51.83% |
| Common Stock | $458.00K | 0.05% |
| Other Comprehensive Income | $-3.14 Million | -0.37% |
| Other Components | $416.41 Million | 48.48% |
| Total Equity | $858.93 Million | 100.00% |
NB Bancorp, Inc. Common Stock Competitors by Market Cap
The table below lists competitors of NB Bancorp, Inc. Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
HOB Biotech Group Corp Ltd
SHG:688656
|
$667.97 Million |
|
Taiheiyo Cement Corp
PINK:THYCY
|
$668.21 Million |
|
Toyo Ink SC Holdings Co. Ltd
F:TO5
|
$668.39 Million |
|
Shenzhen Das Intellitech Co Ltd
SHE:002421
|
$668.47 Million |
|
Youcare Pharmaceutical Group Co. Ltd. A
SHG:688658
|
$667.79 Million |
|
Investors Real Estate Trust
F:WXC1
|
$667.49 Million |
|
Guangzhou Wondfo Biotech Co Ltd
SHE:300482
|
$667.47 Million |
|
DINE S.A.B. de C.V
MX:DINEB
|
$667.42 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in NB Bancorp, Inc. Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 765,167,000 to 858,932,000, a change of 93,765,000 (12.3%).
- Net income of 50,303,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 5,031,000.
- Other factors increased equity by 38,431,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $50.30 Million | +5.86% |
| Other Comprehensive Income | $5.03 Million | +0.59% |
| Other Changes | $38.43 Million | +4.47% |
| Total Change | $- | 12.25% |
Book Value vs Market Value Analysis
This analysis compares NB Bancorp, Inc. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.99x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.71x to 0.99x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-09-30 | $7.64 | $20.71 | x |
| 2022-09-30 | $8.06 | $20.71 | x |
| 2023-09-30 | $18.04 | $20.71 | x |
| 2024-09-30 | $19.43 | $20.71 | x |
| 2025-09-30 | $20.86 | $20.71 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently NB Bancorp, Inc. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.86%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 15.86%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 8.16x
- Recent ROE (5.86%) is above the historical average (5.60%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 6.62% | 21.84% | 0.03x | 8.96x | $-11.04 Million |
| 2022 | 8.74% | 23.33% | 0.04x | 10.44x | $-4.34 Million |
| 2023 | 1.30% | 4.14% | 0.05x | 5.98x | $-65.97 Million |
| 2024 | 5.51% | 13.86% | 0.06x | 6.74x | $-34.37 Million |
| 2025 | 5.86% | 15.86% | 0.05x | 8.16x | $-35.59 Million |
Industry Comparison
This section compares NB Bancorp, Inc. Common Stock's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| NB Bancorp, Inc. Common Stock (NBBK) | $858.93 Million | 6.62% | 7.16x | $667.93 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |