Payoneer Global Inc

NASDAQ:PAYO USA Software - Infrastructure
Market Cap
$1.69 Billion
Market Cap Rank
#6269 Global
#3549 in USA
Share Price
$4.74
Change (1 day)
+3.27%
52-Week Range
$4.27 - $7.83
All Time High
$14.40
About

Payoneer Global Inc. operates as a financial technology company. The company offers customers with a multi-currency account to serve their accounts receivable and accounts payable needs through payment infrastructure platform. It delivers a suite of services, such as funds management, working capital, and multicurrency accounts. It also provides various payment options with minimal integration re… Read more

Payoneer Global Inc (PAYO) - Net Assets

Latest net assets as of September 2025: $750.49 Million USD

Based on the latest financial reports, Payoneer Global Inc (PAYO) has net assets worth $750.49 Million USD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($8.21 Billion) and total liabilities ($7.45 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $750.49 Million
% of Total Assets 9.15%
Annual Growth Rate 31.78%
5-Year Change 2882.8%
10-Year Change N/A
Growth Volatility 769.27

Payoneer Global Inc - Net Assets Trend (2018–2024)

This chart illustrates how Payoneer Global Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Payoneer Global Inc (2018–2024)

The table below shows the annual net assets of Payoneer Global Inc from 2018 to 2024.

Year Net Assets Change
2024-12-31 $724.79 Million +9.11%
2023-12-31 $664.27 Million +21.83%
2022-12-31 $545.26 Million +11.95%
2021-12-31 $487.07 Million +1904.50%
2020-12-31 $24.30 Million +553.09%
2019-12-31 $-5.36 Million -103.88%
2018-12-31 $138.34 Million --

Equity Component Analysis

This analysis shows how different components contribute to Payoneer Global Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 14194800000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings $105.97 Million 14.62%
Common Stock $3.96 Million 0.55%
Other Comprehensive Income $-12.61 Million -1.74%
Other Components $627.47 Million 86.57%
Total Equity $724.79 Million 100.00%

Payoneer Global Inc Competitors by Market Cap

The table below lists competitors of Payoneer Global Inc ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Payoneer Global Inc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 664,273,000 to 724,790,000, a change of 60,517,000 (9.1%).
  • Net income of 121,163,000 contributed positively to equity growth.
  • Share repurchases of 137,513,000 reduced equity.
  • Other comprehensive income decreased equity by 12,433,000.
  • Other factors increased equity by 89,300,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $121.16 Million +16.72%
Share Repurchases $137.51 Million -18.97%
Other Comprehensive Income $-12.43 Million -1.72%
Other Changes $89.30 Million +12.32%
Total Change $- 9.11%

Book Value vs Market Value Analysis

This analysis compares Payoneer Global Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 2.53x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 11.59x to 2.53x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2018-12-31 $0.41 $4.74 x
2019-12-31 $-0.06 $4.74 x
2020-12-31 $0.07 $4.74 x
2021-12-31 $2.40 $4.74 x
2022-12-31 $1.57 $4.74 x
2023-12-31 $1.69 $4.74 x
2024-12-31 $1.88 $4.74 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Payoneer Global Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 16.72%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 12.39%
  • • Asset Turnover: 0.12x
  • • Equity Multiplier: 10.94x
  • Recent ROE (16.72%) is above the historical average (-11.62%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2018 -5.20% -2.76% 0.16x 11.40x $-21.02 Million
2019 0.00% -0.20% 0.16x 0.00x $-88.70K
2020 -97.72% -6.87% 0.09x 151.02x $-26.18 Million
2021 -6.98% -7.18% 0.09x 10.43x $-82.69 Million
2022 -2.20% -1.91% 0.10x 12.09x $-66.50 Million
2023 14.05% 11.23% 0.11x 10.96x $26.91 Million
2024 16.72% 12.39% 0.12x 10.94x $48.68 Million

Industry Comparison

This section compares Payoneer Global Inc's net assets metrics with peer companies in the Software - Infrastructure industry.

Industry Context

  • Industry: Software - Infrastructure
  • Average net assets among peers: $237,144,588
  • Average return on equity (ROE) among peers: -85.78%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Payoneer Global Inc (PAYO) $750.49 Million -5.20% 9.93x $1.32 Billion
Automatic Bank Services Limited (ABANF) $231.37 Million 16.52% 0.19x $269.02 Million
ACI Worldwide Inc (ACIW) $76.50 Million 16.47% 0.61x $4.01 Billion
Adyen N.V (ADYYF) $389.78 Million 18.29% 1.92x $34.24 Billion
Aeva Technologies, Inc. Common Stock (AEVA) $99.35 Million -153.25% 0.48x $418.95 Million
Aeva Technologies, Inc. Warrants (AEVAW) $456.38 Million -22.32% 0.05x $3.74 Million
Affluence Corporation (AFFU) $-639.00K 0.00% 0.00x $3.98K
Axe Compute Inc. (AGPU) $923.68K -706.52% 2.04x $2.86 Million
C3 Ai Inc (AI) $838.30 Million -34.44% 0.22x $1.15 Billion
iLearningEngines, Inc. (AILE) $264.32 Million 1.83% 0.09x $17.39 Million
PowerFleet, Inc. (AIOT) $15.17 Million 5.61% 0.31x $383.57 Million