Payoneer Global Inc (PAYO) - Net Assets
Based on the latest financial reports, Payoneer Global Inc (PAYO) has net assets worth $750.49 Million USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($8.21 Billion) and total liabilities ($7.45 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check PAYO asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $750.49 Million |
| % of Total Assets | 9.15% |
| Annual Growth Rate | 31.78% |
| 5-Year Change | 2882.8% |
| 10-Year Change | N/A |
| Growth Volatility | 769.27 |
Payoneer Global Inc - Net Assets Trend (2018–2024)
This chart illustrates how Payoneer Global Inc's net assets have evolved over time, based on quarterly financial data. Also explore PAYO total assets for the complete picture of this company's asset base.
Annual Net Assets for Payoneer Global Inc (2018–2024)
The table below shows the annual net assets of Payoneer Global Inc from 2018 to 2024. For live valuation and market cap data, see Payoneer Global Inc stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $724.79 Million | +9.11% |
| 2023-12-31 | $664.27 Million | +21.83% |
| 2022-12-31 | $545.26 Million | +11.95% |
| 2021-12-31 | $487.07 Million | +1904.50% |
| 2020-12-31 | $24.30 Million | +553.09% |
| 2019-12-31 | $-5.36 Million | -103.88% |
| 2018-12-31 | $138.34 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Payoneer Global Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 14194800000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $105.97 Million | 14.62% |
| Common Stock | $3.96 Million | 0.55% |
| Other Comprehensive Income | $-12.61 Million | -1.74% |
| Other Components | $627.47 Million | 86.57% |
| Total Equity | $724.79 Million | 100.00% |
Payoneer Global Inc Competitors by Market Cap
The table below lists competitors of Payoneer Global Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
AECC Aero Science and Technology Co Ltd
SHG:600391
|
$1.80 Billion |
|
Guangdong Xinbao Electrical Appliances Holdings Co Ltd
SHE:002705
|
$1.80 Billion |
|
LendingClub Corp
NYSE:LC
|
$1.80 Billion |
|
ANI Pharmaceuticals Inc
NASDAQ:ANIP
|
$1.80 Billion |
|
SJW Group Common Stock
NYSE:SJW
|
$1.80 Billion |
|
Guangdong Taienkang Pharmaceutical Co. Ltd
SHE:301263
|
$1.80 Billion |
|
President Securities Corp
TW:2855
|
$1.80 Billion |
|
Shenzhen Mason Technologies Co Ltd
SHE:002654
|
$1.80 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Payoneer Global Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 664,273,000 to 724,790,000, a change of 60,517,000 (9.1%).
- Net income of 121,163,000 contributed positively to equity growth.
- Share repurchases of 137,513,000 reduced equity.
- Other comprehensive income decreased equity by 12,433,000.
- Other factors increased equity by 89,300,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $121.16 Million | +16.72% |
| Share Repurchases | $137.51 Million | -18.97% |
| Other Comprehensive Income | $-12.43 Million | -1.72% |
| Other Changes | $89.30 Million | +12.32% |
| Total Change | $- | 9.11% |
Book Value vs Market Value Analysis
This analysis compares Payoneer Global Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.69x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 12.33x to 2.69x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-12-31 | $0.41 | $5.04 | x |
| 2019-12-31 | $-0.06 | $5.04 | x |
| 2020-12-31 | $0.07 | $5.04 | x |
| 2021-12-31 | $2.40 | $5.04 | x |
| 2022-12-31 | $1.57 | $5.04 | x |
| 2023-12-31 | $1.69 | $5.04 | x |
| 2024-12-31 | $1.88 | $5.04 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Payoneer Global Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 16.72%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.39%
- • Asset Turnover: 0.12x
- • Equity Multiplier: 10.94x
- Recent ROE (16.72%) is above the historical average (-11.62%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2018 | -5.20% | -2.76% | 0.16x | 11.40x | $-21.02 Million |
| 2019 | 0.00% | -0.20% | 0.16x | 0.00x | $-88.70K |
| 2020 | -97.72% | -6.87% | 0.09x | 151.02x | $-26.18 Million |
| 2021 | -6.98% | -7.18% | 0.09x | 10.43x | $-82.69 Million |
| 2022 | -2.20% | -1.91% | 0.10x | 12.09x | $-66.50 Million |
| 2023 | 14.05% | 11.23% | 0.11x | 10.96x | $26.91 Million |
| 2024 | 16.72% | 12.39% | 0.12x | 10.94x | $48.68 Million |
Industry Comparison
This section compares Payoneer Global Inc's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $527,355,826
- Average return on equity (ROE) among peers: -32.22%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Payoneer Global Inc (PAYO) | $750.49 Million | -5.20% | 9.93x | $1.80 Billion |
| ACI Worldwide Inc (ACIW) | $267.21 Million | 20.72% | 1.00x | $4.34 Billion |
| Aeva Technologies, Inc. Common Stock (AEVA) | $26.91 Million | -95.01% | 0.21x | $821.47 Million |
| Aeva Technologies, Inc. Common Stock (AEVA) | $456.38 Million | -22.24% | 0.05x | $906.22 Million |
| Axe Compute Inc. (AGPU) | $-2.19 Million | 0.00% | 0.00x | $24.93 Million |
| C3 Ai Inc (AI) | $1.06 Billion | -5.25% | 0.13x | $1.26 Billion |
| iLearningEngines, Inc. (AILE) | $264.32 Million | 0.95% | 0.09x | $59.29 Million |
| PowerFleet, Inc. (AIOT) | $13.57 Million | 2.93% | 0.26x | $437.32 Million |
| Airship AI Holdings Inc (AISP) | $-8.36 Million | 0.00% | 0.00x | $83.39 Million |
| AIxCrypto Holdings, Inc. (AIXC) | $2.68 Million | -233.64% | 0.75x | $5.68 Million |
| Akamai Technologies Inc (AKAM) | $3.19 Billion | 9.35% | 0.71x | $15.05 Billion |
About Payoneer Global Inc
Payoneer Global Inc. operates as a financial technology company. The company offers customers with a multi-currency account to serve their accounts receivable and accounts payable needs through payment infrastructure platform. It delivers a suite of services, such as funds management, working capital, and multicurrency accounts. It also provides various payment options with minimal integration re… Read more