CPI Card Group Inc (PMTS) - Net Assets
Based on the latest financial reports, CPI Card Group Inc (PMTS) has net assets worth $-14.01 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($386.45 Million) and total liabilities ($400.46 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore CPI Card Group Inc (PMTS) total assets for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $-14.01 Million |
| % of Total Assets | -3.63% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | N/A |
CPI Card Group Inc - Net Assets Trend (2013–2025)
This chart illustrates how CPI Card Group Inc's net assets have evolved over time, based on quarterly financial data. Also explore PMTS net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Net Assets for CPI Card Group Inc (2013–2025)
The table below shows the annual net assets of CPI Card Group Inc from 2013 to 2025. For live valuation and market cap data, see CPI Card Group Inc (PMTS) market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $-17.33 Million | +51.34% |
| 2024-12-31 | $-35.62 Million | +31.41% |
| 2023-12-31 | $-51.94 Million | +36.72% |
| 2022-12-31 | $-82.08 Million | +32.18% |
| 2021-12-31 | $-121.02 Million | +12.33% |
| 2020-12-31 | $-138.04 Million | +9.45% |
| 2019-12-31 | $-152.44 Million | -1.91% |
| 2018-12-31 | $-149.58 Million | -25.09% |
| 2017-12-31 | $-119.57 Million | -25.51% |
| 2016-12-31 | $-95.27 Million | -10.00% |
| 2015-12-31 | $-86.61 Million | -299.23% |
| 2014-12-31 | $-21.69 Million | +41.20% |
| 2013-12-31 | $-36.90 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to CPI Card Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 9225100000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $84.75 Million | % |
| Common Stock | $11.00K | % |
| Total Equity | $-17.33 Million | 100.00% |
CPI Card Group Inc Competitors by Market Cap
The table below lists competitors of CPI Card Group Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Shane Global Holding Inc
TW:8482
|
$175.47 Million |
|
Bjorn Borg AB
ST:BORG
|
$175.64 Million |
|
AMA Group Limited
F:KC7
|
$175.68 Million |
|
PTT Synergy Group Bhd
KLSE:7010
|
$175.70 Million |
|
BayWa AG vNa
XETRA:BYW6
|
$175.44 Million |
|
Creative Sensor Inc
TW:8249
|
$175.43 Million |
|
Servet Gayrimenkul Yatirim Ortakligi AS
IS:SRVGY
|
$175.43 Million |
|
Friedman Industries Inc. Common Stock
NASDAQ:FRD
|
$175.39 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in CPI Card Group Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from -35,621,000 to -17,333,000, a change of 18,288,000.
- Net income of 14,950,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 105,429,000.
- Other factors decreased equity by 102,091,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $14.95 Million | +86.25% |
| Other Comprehensive Income | $105.43 Million | +608.26% |
| Other Changes | $-102.09 Million | -589.0% |
| Total Change | $- | % |
Book Value vs Market Value Analysis
This analysis compares CPI Card Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | $-4.49 | $21.07 | x |
| 2014-12-31 | $-2.63 | $21.07 | x |
| 2015-12-31 | $-9.60 | $21.07 | x |
| 2016-12-31 | $-8.82 | $21.07 | x |
| 2017-12-31 | $-10.76 | $21.07 | x |
| 2018-12-31 | $-13.42 | $21.07 | x |
| 2019-12-31 | $-13.61 | $21.07 | x |
| 2020-12-31 | $-12.29 | $21.07 | x |
| 2021-12-31 | $-10.29 | $21.07 | x |
| 2022-12-31 | $-6.99 | $21.07 | x |
| 2023-12-31 | $-4.36 | $21.07 | x |
| 2024-12-31 | $-3.00 | $21.07 | x |
| 2025-12-31 | $-1.45 | $21.07 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently CPI Card Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 2.75%
- • Asset Turnover: 1.35x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is below the historical average (0.00%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 0.00% | 4.37% | 1.14x | 0.00x | $12.28 Million |
| 2014 | 0.00% | 5.10% | 0.98x | 0.00x | $15.47 Million |
| 2015 | 0.00% | 8.25% | 1.33x | 0.00x | $39.52 Million |
| 2016 | 0.00% | 1.75% | 1.17x | 0.00x | $14.93 Million |
| 2017 | 0.00% | -9.84% | 0.96x | 0.00x | $-10.05 Million |
| 2018 | 0.00% | -14.64% | 1.23x | 0.00x | $-22.50 Million |
| 2019 | 0.00% | -1.84% | 1.30x | 0.00x | $10.13 Million |
| 2020 | 0.00% | 5.17% | 1.17x | 0.00x | $29.93 Million |
| 2021 | 0.00% | 4.25% | 1.40x | 0.00x | $28.04 Million |
| 2022 | 0.00% | 7.68% | 1.60x | 0.00x | $44.75 Million |
| 2023 | 0.00% | 5.40% | 1.51x | 0.00x | $29.18 Million |
| 2024 | 0.00% | 4.06% | 1.37x | 0.00x | $23.08 Million |
| 2025 | 0.00% | 2.75% | 1.35x | 0.00x | $16.68 Million |
Industry Comparison
This section compares CPI Card Group Inc's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $4,726,481,705
- Average return on equity (ROE) among peers: 88.13%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| CPI Card Group Inc (PMTS) | $-14.01 Million | 0.00% | N/A | $175.46 Million |
| Affirm Holdings Inc (AFRM) | $2.62 Billion | -27.02% | 1.66x | $21.03 Billion |
| Federal Agricultural Mortgage Corporation (AGM) | $248.49 Million | 12.88% | 18.94x | $1.97 Billion |
| Federal Agricultural Mortgage Corporation (AGM-A) | $781.83 Million | 6.15% | 17.27x | $159.02 Million |
| AIOS Tech Inc. (AIOS) | $6.35 Million | 30.77% | 0.99x | $3.53 Million |
| Ally Financial Inc (ALLY) | $14.42 Billion | 11.90% | 11.53x | $12.59 Billion |
| Antalpha Platform Holding Co (ANTA) | $12.71 Million | -51.81% | 56.59x | $73.20 Million |
| Atlanticus Holdings Corporation (ATLC) | $812.65 Million | 21.09% | 1.24x | $1.49 Billion |
| American Express Company (AXP) | $28.06 Billion | 29.85% | 8.31x | $215.64 Billion |
| Bread Financial Holdings, Inc. (BFH) | $23.09 Million | 838.91% | 357.19x | $4.12 Billion |
| Credit Acceptance Corporation (CACC) | $288.44 Million | 8.55% | 1.99x | $5.46 Billion |
About CPI Card Group Inc
CPI Card Group Inc., together with its subsidiaries, provides physical and digital payment solutions for financial institutions, processors, fintechs, prepaid program managers, and other organizations in the United States. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces secure debit and credit cards, such as contact, contactless, eco-focused… Read more