CPI Card Group Inc (PMTS) - Net Assets
Based on the latest financial reports, CPI Card Group Inc (PMTS) has net assets worth $-25.66 Million USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($407.06 Million) and total liabilities ($432.72 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are CPI Card Group Inc's assets to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $-25.66 Million |
| % of Total Assets | -6.3% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | N/A |
CPI Card Group Inc - Net Assets Trend (2013–2024)
This chart illustrates how CPI Card Group Inc's net assets have evolved over time, based on quarterly financial data. Also explore PMTS total assets for the complete picture of this company's asset base.
Annual Net Assets for CPI Card Group Inc (2013–2024)
The table below shows the annual net assets of CPI Card Group Inc from 2013 to 2024. For live valuation and market cap data, see PMTS stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $-35.62 Million | +31.41% |
| 2023-12-31 | $-51.94 Million | +36.72% |
| 2022-12-31 | $-82.08 Million | +32.18% |
| 2021-12-31 | $-121.02 Million | +12.33% |
| 2020-12-31 | $-138.04 Million | +9.45% |
| 2019-12-31 | $-152.44 Million | -1.91% |
| 2018-12-31 | $-149.58 Million | -25.09% |
| 2017-12-31 | $-119.57 Million | -25.51% |
| 2016-12-31 | $-95.27 Million | -10.00% |
| 2015-12-31 | $-86.61 Million | -299.23% |
| 2014-12-31 | $-21.69 Million | +41.20% |
| 2013-12-31 | $-36.90 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to CPI Card Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 7730100000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $69.80 Million | % |
| Common Stock | $11.00K | % |
| Other Comprehensive Income | $-105.43 Million | % |
| Total Equity | $-35.62 Million | 100.00% |
CPI Card Group Inc Competitors by Market Cap
The table below lists competitors of CPI Card Group Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Peak Minerals Ltd
AU:PUA
|
$129.60 Million |
|
Astra Graphia Tbk
JK:ASGR
|
$129.61 Million |
|
Soc Centrale Bois Scieries Manche SA
PA:CBSM
|
$129.62 Million |
|
Excellence Optoelectronic Inc
TW:6288
|
$129.66 Million |
|
Wonik Corporation
KQ:032940
|
$129.58 Million |
|
Novem Group S.A.
XETRA:NVM
|
$129.52 Million |
|
Oramed Pharmaceuticals Inc
NASDAQ:ORMP
|
$129.51 Million |
|
Samsung Pharm
KO:001360
|
$129.48 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in CPI Card Group Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from -51,936,000 to -35,621,000, a change of 16,315,000.
- Net income of 19,521,000 contributed positively to equity growth.
- Share repurchases of 8,678,000 reduced equity.
- Other comprehensive income decreased equity by 3,206,000.
- Other factors increased equity by 8,678,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $19.52 Million | +54.8% |
| Share Repurchases | $8.68 Million | -24.36% |
| Other Comprehensive Income | $-3.21 Million | -9.0% |
| Other Changes | $8.68 Million | +24.36% |
| Total Change | $- | % |
Book Value vs Market Value Analysis
This analysis compares CPI Card Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | $-4.49 | $17.38 | x |
| 2014-12-31 | $-2.63 | $17.38 | x |
| 2015-12-31 | $-9.60 | $17.38 | x |
| 2016-12-31 | $-8.82 | $17.38 | x |
| 2017-12-31 | $-10.76 | $17.38 | x |
| 2018-12-31 | $-13.42 | $17.38 | x |
| 2019-12-31 | $-13.61 | $17.38 | x |
| 2020-12-31 | $-12.29 | $17.38 | x |
| 2021-12-31 | $-10.29 | $17.38 | x |
| 2022-12-31 | $-6.99 | $17.38 | x |
| 2023-12-31 | $-4.36 | $17.38 | x |
| 2024-12-31 | $-3.00 | $17.38 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently CPI Card Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.06%
- • Asset Turnover: 1.37x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is below the historical average (0.00%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 0.00% | 4.37% | 1.14x | 0.00x | $12.28 Million |
| 2014 | 0.00% | 5.10% | 0.98x | 0.00x | $15.47 Million |
| 2015 | 0.00% | 8.25% | 1.33x | 0.00x | $39.52 Million |
| 2016 | 0.00% | 1.75% | 1.17x | 0.00x | $14.93 Million |
| 2017 | 0.00% | -9.84% | 0.96x | 0.00x | $-10.05 Million |
| 2018 | 0.00% | -14.64% | 1.23x | 0.00x | $-22.50 Million |
| 2019 | 0.00% | -1.84% | 1.30x | 0.00x | $10.13 Million |
| 2020 | 0.00% | 5.17% | 1.17x | 0.00x | $29.93 Million |
| 2021 | 0.00% | 4.25% | 1.40x | 0.00x | $28.04 Million |
| 2022 | 0.00% | 7.68% | 1.60x | 0.00x | $44.75 Million |
| 2023 | 0.00% | 5.40% | 1.51x | 0.00x | $29.18 Million |
| 2024 | 0.00% | 4.06% | 1.37x | 0.00x | $23.08 Million |
Industry Comparison
This section compares CPI Card Group Inc's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $4,949,099,118
- Average return on equity (ROE) among peers: 3.80%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| CPI Card Group Inc (PMTS) | $-25.66 Million | 0.00% | N/A | $129.59 Million |
| Affirm Holdings Inc (AFRM) | $2.53 Billion | -38.88% | 2.22x | $16.59 Billion |
| Federal Agricultural Mortgage Corporation (AGM) | $248.49 Million | 12.88% | 18.94x | $1.63 Billion |
| Federal Agricultural Mortgage Corporation (AGM-A) | $183.57 Million | 12.39% | 22.00x | $137.84 Million |
| AIOS Tech Inc. (AIOS) | $79.94 Million | -16.55% | 0.35x | $3.53 Million |
| Ally Financial Inc (ALLY) | $21.85 Billion | 8.55% | 7.67x | $12.59 Billion |
| Antalpha Platform Holding Co (ANTA) | $12.71 Million | -51.81% | 56.59x | $210.67 Million |
| Atlanticus Holdings Corporation (ATLC) | $54.50 Million | 46.61% | 0.61x | $958.76 Million |
| American Express Company (AXP) | $22.00 Billion | 31.46% | 7.59x | $219.50 Billion |
| Bread Financial Holdings, Inc. (BFH) | $2.18 Billion | 27.40% | 9.26x | $3.31 Billion |
| Credit Acceptance Corporation (CACC) | $346.20 Million | 5.95% | 0.23x | $5.39 Billion |
About CPI Card Group Inc
CPI Card Group Inc., together with its subsidiaries, engages in the design, production, data personalization, packaging, and fulfillment of payment cards in the United States. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces secure debit and credit cards, such as contact, contactless, eco-focused, and magnetic stripe cards; and provides card … Read more