Presurance Holdings, Inc.
Presurance Holdings, Inc., an insurance holding company, provides specialty property, and casualty insurance in the United States. The company provides specialty insurance coverage for individuals, businesses, and communities. It offers both specialty commercial and specialty personal product lines. It offers insurance services to various sectors including hospitality, such as restaurants, bars, … Read more
Presurance Holdings, Inc. (PRHI) - Net Assets
Latest net assets as of September 2025: $25.30 Million USD
Based on the latest financial reports, Presurance Holdings, Inc. (PRHI) has net assets worth $25.30 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($285.00 Million) and total liabilities ($259.69 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $25.30 Million |
| % of Total Assets | 8.88% |
| Annual Growth Rate | 0.12% |
| 5-Year Change | -51.53% |
| 10-Year Change | -72.14% |
| Growth Volatility | 193.45 |
Presurance Holdings, Inc. - Net Assets Trend (2013–2024)
This chart illustrates how Presurance Holdings, Inc.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Presurance Holdings, Inc. (2013–2024)
The table below shows the annual net assets of Presurance Holdings, Inc. from 2013 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $21.52 Million | +645.07% |
| 2023-12-31 | $2.89 Million | -84.75% |
| 2022-12-31 | $18.95 Million | -53.21% |
| 2021-12-31 | $40.50 Million | -8.80% |
| 2020-12-31 | $44.41 Million | +3.95% |
| 2019-12-31 | $42.73 Million | +1.33% |
| 2018-12-31 | $42.16 Million | -20.19% |
| 2017-12-31 | $52.83 Million | -22.08% |
| 2016-12-31 | $67.79 Million | -12.25% |
| 2015-12-31 | $77.26 Million | +53.67% |
| 2014-12-31 | $50.28 Million | +136.59% |
| 2013-12-31 | $21.25 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Presurance Holdings, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 1739.9% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $98.18 Million | 456.11% |
| Other Comprehensive Income | $-13.50 Million | -62.72% |
| Total Equity | $21.52 Million | 100.00% |
Presurance Holdings, Inc. Competitors by Market Cap
The table below lists competitors of Presurance Holdings, Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Hudson Investment Group Ltd
AU:HGL
|
$2.21 Million |
|
Sakol Energy Public Company Limited
BK:SKE
|
$2.21 Million |
|
HIKARI TSUSHIN - Dusseldorf Stock Exchang
DU:HIK
|
$2.21 Million |
|
U Power Limited Ordinary Shares
NASDAQ:UCAR
|
$2.21 Million |
|
General Cannabis Corp
PINK:CANN
|
$2.21 Million |
|
Vidhance AB (publ)
F:8W50
|
$2.21 Million |
|
Weststar Industrial Ltd
AU:WSI
|
$2.21 Million |
|
Askari Metals Ltd
AU:AS2
|
$2.21 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Presurance Holdings, Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 2,889,000 to 21,525,000, a change of 18,636,000 (645.1%).
- Net income of 24,347,000 contributed positively to equity growth.
- Dividend payments of 439,000 reduced retained earnings.
- Share repurchases of 6,397,000 reduced equity.
- Other comprehensive income increased equity by 1,028,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $24.35 Million | +113.11% |
| Dividends Paid | $439.00K | -2.04% |
| Share Repurchases | $6.40 Million | -29.72% |
| Other Comprehensive Income | $1.03 Million | +4.78% |
| Other Changes | $97.00K | +0.45% |
| Total Change | $- | 645.07% |
Book Value vs Market Value Analysis
This analysis compares Presurance Holdings, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.37x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.19x to 0.37x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | $3.32 | $0.65 | x |
| 2014-12-31 | $7.86 | $0.65 | x |
| 2015-12-31 | $14.39 | $0.65 | x |
| 2016-12-31 | $8.90 | $0.65 | x |
| 2017-12-31 | $6.71 | $0.65 | x |
| 2018-12-31 | $4.93 | $0.65 | x |
| 2019-12-31 | $4.81 | $0.65 | x |
| 2020-12-31 | $4.61 | $0.65 | x |
| 2021-12-31 | $4.18 | $0.65 | x |
| 2022-12-31 | $1.77 | $0.65 | x |
| 2023-12-31 | $0.24 | $0.65 | x |
| 2024-12-31 | $1.76 | $0.65 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Presurance Holdings, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 113.11%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 36.72%
- • Asset Turnover: 0.24x
- • Equity Multiplier: 13.09x
- Recent ROE (113.11%) is above the historical average (-78.89%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 1.64% | 0.80% | 0.45x | 4.55x | $-1.78 Million |
| 2014 | -13.79% | -9.95% | 0.43x | 3.26x | $-11.97 Million |
| 2015 | 0.08% | 0.08% | 0.47x | 2.30x | $-7.66 Million |
| 2016 | -12.45% | -8.10% | 0.51x | 3.00x | $-15.22 Million |
| 2017 | -40.78% | -22.36% | 0.40x | 4.52x | $-26.82 Million |
| 2018 | -21.88% | -9.80% | 0.40x | 5.52x | $-13.44 Million |
| 2019 | -18.31% | -8.27% | 0.38x | 5.79x | $-12.09 Million |
| 2020 | 1.34% | 0.57% | 0.40x | 5.89x | $-3.85 Million |
| 2021 | -2.70% | -0.94% | 0.40x | 7.17x | $-5.14 Million |
| 2022 | -56.36% | -10.53% | 0.32x | 16.48x | $-12.58 Million |
| 2023 | -896.64% | -28.79% | 0.29x | 107.93x | $-26.19 Million |
| 2024 | 113.11% | 36.72% | 0.24x | 13.09x | $22.19 Million |
Industry Comparison
This section compares Presurance Holdings, Inc.'s net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $3,948,110,200
- Average return on equity (ROE) among peers: 16.04%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Presurance Holdings, Inc. (PRHI) | $25.30 Million | 1.64% | 10.26x | $2.21 Million |
| American Coastal Insurance Corp (ACIC) | $45.29 Million | -2.04% | 3.72x | $250.00 Million |
| American Financial Group Inc (AFG) | $1.95 Billion | -0.76% | 7.91x | $8.54 Billion |
| AmTrust Financial Services Inc Pref Series A (AFSIA) | $118.83 Million | 11.87% | 3.19x | $1.69 Billion |
| Aspen Insurance Holdings Limited (AHL) | $2.39 Billion | 15.82% | 1.78x | $14.67 Million |
| American Integrity Insurance Group, Inc. (AII) | $337.02 Million | 29.56% | 2.63x | $227.08 Million |
| Assurant Inc (AIZ) | $3.37 Billion | 2.66% | 6.24x | $10.74 Billion |
| The Allstate Corporation (ALL) | $30.61 Billion | 33.59% | 2.91x | $53.61 Billion |
| Admiral Group plc (AMIGF) | $68.95 Million | 44.87% | 4.47x | $10.33 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $398.81 Million | 11.81% | 1.82x | $155.46 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $192.08 Million | 13.04% | 4.35x | $707.67 Million |