The Bancorp Inc (TBBK) - Net Assets

Latest as of June 2026: $705.38 Million USD

Based on the latest financial reports, The Bancorp Inc (TBBK) has net assets worth $705.38 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($9.22 Billion) and total liabilities ($8.51 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check The Bancorp Inc strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Key Net Assets Metrics

Metric Value
Current Net Assets $705.38 Million
% of Total Assets 7.65%
Annual Growth Rate 17.55%
5-Year Change -89.69%
10-Year Change 130.94%
Growth Volatility 267.3

The Bancorp Inc - Net Assets Trend (2001–2025)

This chart illustrates how The Bancorp Inc's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see TBBK market cap.

Annual Net Assets for The Bancorp Inc (2001–2025)

The table below shows the annual net assets of The Bancorp Inc from 2001 to 2025. Also explore The Bancorp Inc (TBBK) equity growth momentum to track the company's year-over-year net asset growth rate.

Year Net Assets Change
2025-12-31 $689.80 Million -12.66%
2024-12-31 $789.78 Million -2.17%
2023-12-31 $807.28 Million +16.32%
2022-12-31 $694.03 Million -89.63%
2021-12-31 $6.69 Billion +9.24%
2020-12-31 $6.13 Billion +9.30%
2019-12-31 $5.60 Billion +1277.71%
2018-12-31 $406.78 Million +25.49%
2017-12-31 $324.15 Million +8.52%
2016-12-31 $298.69 Million -16.11%
2015-12-31 $356.03 Million +11.60%
2014-12-31 $319.02 Million -11.02%
2013-12-31 $358.54 Million +6.49%
2012-12-31 $336.68 Million +24.02%
2011-12-31 $271.48 Million +36.49%
2010-12-31 $198.91 Million +9.72%
2009-12-31 $181.28 Million +0.49%
2008-12-31 $180.40 Million +2.35%
2007-12-31 $176.26 Million +18.37%
2006-12-31 $148.91 Million +10.35%
2005-12-31 $134.95 Million +11.16%
2004-12-31 $121.40 Million +460.15%
2003-12-31 $21.67 Million +27.72%
2002-12-31 $16.97 Million +19.17%
2001-12-31 $14.24 Million --

Equity Component Analysis

This analysis shows how different components contribute to The Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 100736800000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings $1.01 Billion 146.04%
Common Stock $48.40 Million 7.02%
Other Comprehensive Income $10.84 Million 1.57%
Total Equity $689.80 Million 100.00%

The Bancorp Inc Competitors by Market Cap

The table below lists competitors of The Bancorp Inc ranked by their market capitalization.

Company Market Cap
Shaanxi Huaqin Technology Industry Co. Ltd. A
SHG:688281
 $2.04 Billion
Quantinuum Inc. Class A Common Stock
NASDAQ:QNT
 $2.04 Billion
Timah Persero Tbk
JK:TINS
 $2.04 Billion
DANAOS CORP. DL -01
F:DVW1
 $2.04 Billion
Alamo Group Inc
NYSE:ALG
 $2.04 Billion
Huabao Flavours & Fragrances Co Ltd Class A
SHE:300741
 $2.04 Billion
Shenzhen Hopewind Elec Co Ltd
SHG:603063
 $2.04 Billion
Sai Gon Ha Noi Commercial Joint Stock Bank
VN:SHB
 $2.04 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in The Bancorp Inc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 789,783,000 to 689,796,000, a change of -99,987,000 (-12.7%).
  • Net income of 228,213,000 contributed positively to equity growth.
  • Share repurchases of 378,341,000 reduced equity.
  • New share issuances of 2,061,000 increased equity.
  • Other comprehensive income increased equity by 28,476,000.
  • Other factors increased equity by 19,604,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $228.21 Million +33.08%
Share Repurchases $378.34 Million -54.85%
Share Issuances $2.06 Million +0.3%
Other Comprehensive Income $28.48 Million +4.13%
Other Changes $19.60 Million +2.84%
Total Change $- -12.66%

Book Value vs Market Value Analysis

This analysis compares The Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 3.41x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 7.40x to 3.41x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2001-12-31 $6.86 $50.73 x
2002-12-31 $8.17 $50.73 x
2003-12-31 $10.44 $50.73 x
2004-12-31 $11.30 $50.73 x
2005-12-31 $10.25 $50.73 x
2006-12-31 $10.40 $50.73 x
2007-12-31 $12.20 $50.73 x
2008-12-31 $12.40 $50.73 x
2009-12-31 $9.38 $50.73 x
2010-12-31 $7.60 $50.73 x
2011-12-31 $8.50 $50.73 x
2012-12-31 $10.11 $50.73 x
2013-12-31 $9.41 $50.73 x
2014-12-31 $8.46 $50.73 x
2015-12-31 $9.44 $50.73 x
2016-12-31 $6.67 $50.73 x
2017-12-31 $5.77 $50.73 x
2018-12-31 $7.13 $50.73 x
2019-12-31 $97.74 $50.73 x
2020-12-31 $104.87 $50.73 x
2021-12-31 $113.74 $50.73 x
2022-12-31 $11.88 $50.73 x
2023-12-31 $14.66 $50.73 x
2024-12-31 $15.57 $50.73 x
2025-12-31 $14.86 $50.73 x

Capital Efficiency Dashboard

This dashboard shows how efficiently The Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 33.08%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 33.05%
  • • Asset Turnover: 0.07x
  • • Equity Multiplier: 13.56x
  • Recent ROE (33.08%) is above the historical average (3.90%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2001 -25.41% -331.02% 0.01x 10.89x $-5.04 Million
2002 0.05% 0.39% 0.10x 1.38x $-1.69 Million
2003 4.94% 4.24% 0.08x 14.03x $-1.10 Million
2004 3.06% 13.53% 0.05x 4.75x $-8.42 Million
2005 5.52% 14.47% 0.06x 6.80x $-6.05 Million
2006 8.39% 14.53% 0.06x 8.96x $-2.39 Million
2007 8.14% 12.56% 0.07x 8.90x $-3.29 Million
2008 -23.49% -39.48% 0.06x 9.94x $-60.42 Million
2009 2.26% 4.39% 0.05x 9.55x $-14.03 Million
2010 2.63% 5.05% 0.04x 12.04x $-14.67 Million
2011 3.28% 7.53% 0.04x 11.09x $-18.23 Million
2012 -12.82% -48.50% 0.02x 10.99x $-76.82 Million
2013 -4.02% -10.83% 0.03x 13.12x $-50.28 Million
2014 17.90% 39.53% 0.03x 15.63x $25.21 Million
2015 3.77% 6.20% 0.04x 14.09x $-22.17 Million
2016 -32.30% -66.68% 0.03x 16.21x $-126.36 Million
2017 6.69% 9.99% 0.05x 14.52x $-10.74 Million
2018 21.80% 29.39% 0.07x 10.95x $48.00 Million
2019 0.92% 18.17% 0.05x 1.01x $-508.86 Million
2020 1.31% 27.11% 0.05x 1.02x $-532.46 Million
2021 1.65% 33.85% 0.05x 1.02x $-558.51 Million
2022 18.76% 31.45% 0.05x 11.39x $60.81 Million
2023 23.82% 31.44% 0.08x 9.55x $111.57 Million
2024 27.54% 30.63% 0.08x 11.05x $138.56 Million
2025 33.08% 33.05% 0.07x 13.56x $159.23 Million

Industry Comparison

This section compares The Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $574,041,500
  • Average return on equity (ROE) among peers: 7.87%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
The Bancorp Inc (TBBK) $705.38 Million -25.41% 12.07x $2.04 Billion
Ameris Bancorp (ABCB) $141.98 Million 7.29% 7.40x $4.95 Billion
Ameris Bancorp (ABCB) $804.48 Million 9.14% 8.77x $5.62 Billion
ACNB Corporation (ACNB) $61.12 Million 12.64% 7.91x $656.47 Million
Affinity Bancshares Inc (AFBI) $45.08 Million 2.57% 4.16x $140.18 Million
Alerus Financial Corp (ALRS) $182.82 Million 9.36% 8.54x $822.80 Million
Amalgamated Bank (AMAL) $439.37 Million 10.16% 9.66x $1.27 Billion
Amerant Bancorp Inc. (AMTB) $747.42 Million 6.13% 9.87x $979.96 Million
Arrow Financial Corporation (AROW) $334.39 Million 12.21% 10.03x $708.35 Million
Associated Banc-Corp (ASB) $2.88 Billion 5.86% 7.41x $5.62 Billion
AmeriServ Financial Inc (ASRV) $107.25 Million 3.36% 12.26x $78.95 Million

About The Bancorp Inc

NASDAQ:TBBK USA Banks - Regional
Market Cap
$2.07 Billion
Market Cap Rank
#6100 Global
#1957 in USA
Share Price
$50.73
Change (1 day)
+1.40%
52-Week Range
$50.03 - $80.34
All Time High
$80.34
Categories
Companies in USA Banks - Regional Banking & Financial
About

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of cr… Read more