Univest Corporation Pennsylvania
Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment offers financial services to individuals, businesses, municipalities, and non-profit organizations, including deposit taking, loan origination and se… Read more
Univest Corporation Pennsylvania (UVSP) - Net Assets
Latest net assets as of December 2025: $943.32 Million USD
Based on the latest financial reports, Univest Corporation Pennsylvania (UVSP) has net assets worth $943.32 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($8.44 Billion) and total liabilities ($7.49 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $943.32 Million |
| % of Total Assets | 11.18% |
| Annual Growth Rate | 8.28% |
| 5-Year Change | 21.91% |
| 10-Year Change | 86.72% |
| Growth Volatility | 9.28 |
Univest Corporation Pennsylvania - Net Assets Trend (1994–2025)
This chart illustrates how Univest Corporation Pennsylvania's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Univest Corporation Pennsylvania (1994–2025)
The table below shows the annual net assets of Univest Corporation Pennsylvania from 1994 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $943.32 Million | +6.31% |
| 2024-12-31 | $887.30 Million | +5.73% |
| 2023-12-31 | $839.21 Million | +8.08% |
| 2022-12-31 | $776.50 Million | +0.35% |
| 2021-12-31 | $773.79 Million | +11.74% |
| 2020-12-31 | $692.47 Million | +2.95% |
| 2019-12-31 | $672.65 Million | +7.77% |
| 2018-12-31 | $624.13 Million | +3.44% |
| 2017-12-31 | $603.37 Million | +19.43% |
| 2016-12-31 | $505.21 Million | +39.72% |
| 2015-12-31 | $361.57 Million | +27.07% |
| 2014-12-31 | $284.55 Million | +1.44% |
| 2013-12-31 | $280.51 Million | -1.33% |
| 2012-12-31 | $284.28 Million | +4.14% |
| 2011-12-31 | $272.98 Million | +2.54% |
| 2010-12-31 | $266.22 Million | -0.59% |
| 2009-12-31 | $267.81 Million | +31.79% |
| 2008-12-31 | $203.21 Million | +2.25% |
| 2007-12-31 | $198.73 Million | +7.20% |
| 2006-12-31 | $185.38 Million | +7.11% |
| 2005-12-31 | $173.08 Million | +7.91% |
| 2004-12-31 | $160.39 Million | +10.05% |
| 2003-12-31 | $145.75 Million | +9.22% |
| 2002-12-31 | $133.45 Million | +9.77% |
| 2001-12-31 | $121.58 Million | +5.50% |
| 2000-12-31 | $115.24 Million | +12.15% |
| 1999-12-31 | $102.75 Million | -0.41% |
| 1998-12-31 | $103.18 Million | -1.36% |
| 1997-12-31 | $104.60 Million | +7.54% |
| 1996-12-31 | $97.27 Million | +8.88% |
| 1995-12-31 | $89.34 Million | +11.45% |
| 1994-12-31 | $80.16 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Univest Corporation Pennsylvania's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 937.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $591.20 Million | 62.67% |
| Common Stock | $157.78 Million | 16.73% |
| Other Comprehensive Income | $-25.47 Million | -2.70% |
| Other Components | $219.80 Million | 23.30% |
| Total Equity | $943.32 Million | 100.00% |
Univest Corporation Pennsylvania Competitors by Market Cap
The table below lists competitors of Univest Corporation Pennsylvania ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Ratch Group Public Company Limited
BK:RATCH
|
$899.39 Million |
|
Machvision Inc
TW:3563
|
$899.49 Million |
|
Guizhou Panjiang Refined Coal Co Ltd
SHG:600395
|
$899.58 Million |
|
Changzheng Engineering Co Ltd
SHG:603698
|
$899.67 Million |
|
Craftsman Automation Limited
NSE:CRAFTSMAN
|
$899.32 Million |
|
Guangdong Sky Dragon Printing Ink Group Co Ltd
SHE:300063
|
$899.32 Million |
|
Hyundai Bioscience Co. Ltd
KQ:048410
|
$899.28 Million |
|
Aptus Value Housing Finance India Limited
NSE:APTUS
|
$898.91 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Univest Corporation Pennsylvania's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 887,301,000 to 943,318,000, a change of 56,017,000 (6.3%).
- Net income of 90,757,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 18,525,000.
- Other factors decreased equity by 53,265,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $90.76 Million | +9.62% |
| Other Comprehensive Income | $18.52 Million | +1.96% |
| Other Changes | $-53.27 Million | -5.65% |
| Total Change | $- | 6.31% |
Book Value vs Market Value Analysis
This analysis compares Univest Corporation Pennsylvania's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.00x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.05x to 1.00x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1994-12-31 | $6.50 | $32.84 | x |
| 1995-12-31 | $5.78 | $32.84 | x |
| 1996-12-31 | $6.32 | $32.84 | x |
| 1997-12-31 | $6.81 | $32.84 | x |
| 1998-12-31 | $6.90 | $32.84 | x |
| 1999-12-31 | $7.20 | $32.84 | x |
| 2000-12-31 | $8.41 | $32.84 | x |
| 2001-12-31 | $9.11 | $32.84 | x |
| 2002-12-31 | $8.16 | $32.84 | x |
| 2003-12-31 | $11.24 | $32.84 | x |
| 2004-12-31 | $12.24 | $32.84 | x |
| 2005-12-31 | $13.29 | $32.84 | x |
| 2006-12-31 | $14.25 | $32.84 | x |
| 2007-12-31 | $15.39 | $32.84 | x |
| 2008-12-31 | $15.76 | $32.84 | x |
| 2009-12-31 | $18.67 | $32.84 | x |
| 2010-12-31 | $16.04 | $32.84 | x |
| 2011-12-31 | $16.30 | $32.84 | x |
| 2012-12-31 | $16.89 | $32.84 | x |
| 2013-12-31 | $16.81 | $32.84 | x |
| 2014-12-31 | $17.41 | $32.84 | x |
| 2015-12-31 | $18.39 | $32.84 | x |
| 2016-12-31 | $21.76 | $32.84 | x |
| 2017-12-31 | $20.57 | $32.84 | x |
| 2018-12-31 | $21.25 | $32.84 | x |
| 2019-12-31 | $22.99 | $32.84 | x |
| 2020-12-31 | $23.66 | $32.84 | x |
| 2021-12-31 | $26.18 | $32.84 | x |
| 2022-12-31 | $26.28 | $32.84 | x |
| 2023-12-31 | $28.42 | $32.84 | x |
| 2024-12-31 | $30.18 | $32.84 | x |
| 2025-12-31 | $32.83 | $32.84 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Univest Corporation Pennsylvania utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.62%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.51%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 8.94x
- Recent ROE (9.62%) is below the historical average (10.61%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1994 | 12.63% | 35.14% | 0.03x | 10.57x | $2.10 Million |
| 1995 | 12.57% | 33.07% | 0.04x | 9.87x | $2.29 Million |
| 1996 | 12.38% | 34.44% | 0.04x | 9.38x | $2.31 Million |
| 1997 | 12.60% | 34.58% | 0.04x | 9.30x | $2.72 Million |
| 1998 | 14.05% | 33.36% | 0.04x | 10.38x | $4.18 Million |
| 1999 | 15.38% | 17.68% | 0.08x | 10.91x | $5.53 Million |
| 2000 | 15.05% | 17.96% | 0.08x | 10.45x | $5.82 Million |
| 2001 | 15.80% | 19.77% | 0.08x | 10.37x | $7.05 Million |
| 2002 | 15.82% | 22.54% | 0.07x | 9.94x | $7.76 Million |
| 2003 | 15.84% | 24.18% | 0.06x | 11.37x | $8.51 Million |
| 2004 | 14.71% | 24.22% | 0.06x | 10.39x | $7.55 Million |
| 2005 | 14.37% | 23.04% | 0.06x | 10.22x | $7.56 Million |
| 2006 | 13.69% | 19.43% | 0.07x | 10.41x | $6.84 Million |
| 2007 | 12.86% | 17.82% | 0.07x | 9.93x | $5.68 Million |
| 2008 | 10.13% | 15.15% | 0.07x | 10.26x | $269.30K |
| 2009 | 4.03% | 8.39% | 0.06x | 7.79x | $-16.00 Million |
| 2010 | 5.92% | 12.56% | 0.06x | 8.02x | $-10.87 Million |
| 2011 | 6.92% | 16.45% | 0.05x | 8.08x | $-8.42 Million |
| 2012 | 7.34% | 18.51% | 0.05x | 8.11x | $-7.56 Million |
| 2013 | 7.55% | 18.29% | 0.05x | 7.81x | $-6.86 Million |
| 2014 | 7.81% | 19.02% | 0.05x | 7.86x | $-6.22 Million |
| 2015 | 7.54% | 17.66% | 0.05x | 7.96x | $-8.89 Million |
| 2016 | 3.86% | 10.68% | 0.04x | 8.37x | $-31.02 Million |
| 2017 | 7.31% | 19.84% | 0.05x | 7.56x | $-16.24 Million |
| 2018 | 8.10% | 20.16% | 0.05x | 7.99x | $-11.87 Million |
| 2019 | 9.77% | 23.51% | 0.05x | 8.03x | $-1.55 Million |
| 2020 | 6.78% | 16.62% | 0.04x | 9.15x | $-22.33 Million |
| 2021 | 11.86% | 31.34% | 0.04x | 9.20x | $14.42 Million |
| 2022 | 10.06% | 23.67% | 0.05x | 9.30x | $470.00K |
| 2023 | 8.47% | 15.85% | 0.06x | 9.27x | $-12.82 Million |
| 2024 | 8.56% | 15.17% | 0.06x | 9.16x | $-12.80 Million |
| 2025 | 9.62% | 17.51% | 0.06x | 8.94x | $-3.57 Million |
Industry Comparison
This section compares Univest Corporation Pennsylvania's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Univest Corporation Pennsylvania (UVSP) | $943.32 Million | 12.63% | 7.94x | $899.37 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |