Western New England Bancorp Inc
Western New England Bancorp, Inc. operates as the holding company for Westfield Bank that provides a range of commercial and retail banking products and services to individuals and companies. The company offers various deposit products, including commercial, small business, nonprofit and municipal checking, money market, sweep accounts, time deposits, interest-bearing and noninterest-bearing chec… Read more
Western New England Bancorp Inc (WNEB) - Net Assets
Latest net assets as of December 2025: $247.64 Million USD
Based on the latest financial reports, Western New England Bancorp Inc (WNEB) has net assets worth $247.64 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.74 Billion) and total liabilities ($2.49 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $247.64 Million |
| % of Total Assets | 9.05% |
| Annual Growth Rate | 4.74% |
| 5-Year Change | 10.71% |
| 10-Year Change | 3.88% |
| Growth Volatility | 178.9 |
Western New England Bancorp Inc - Net Assets Trend (2000–2025)
This chart illustrates how Western New England Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Western New England Bancorp Inc (2000–2025)
The table below shows the annual net assets of Western New England Bancorp Inc from 2000 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $247.64 Million | +4.97% |
| 2024-12-31 | $235.91 Million | -0.63% |
| 2023-12-31 | $237.41 Million | +4.06% |
| 2022-12-31 | $228.14 Million | +1.99% |
| 2021-12-31 | $223.69 Million | -90.31% |
| 2020-12-31 | $2.31 Billion | +894.74% |
| 2019-12-31 | $232.02 Million | -2.11% |
| 2018-12-31 | $237.03 Million | -4.15% |
| 2017-12-31 | $247.28 Million | +3.73% |
| 2016-12-31 | $238.40 Million | +70.93% |
| 2015-12-31 | $139.47 Million | -2.16% |
| 2014-12-31 | $142.54 Million | -7.53% |
| 2013-12-31 | $154.14 Million | -18.52% |
| 2012-12-31 | $189.19 Million | -13.61% |
| 2011-12-31 | $218.99 Million | -1.02% |
| 2010-12-31 | $221.25 Million | -10.54% |
| 2009-12-31 | $247.30 Million | -4.86% |
| 2008-12-31 | $259.92 Million | -9.29% |
| 2007-12-31 | $286.53 Million | -0.99% |
| 2006-12-31 | $289.41 Million | +149.83% |
| 2005-12-31 | $115.84 Million | -1.87% |
| 2004-12-31 | $118.05 Million | -5.41% |
| 2003-12-31 | $124.80 Million | -1.50% |
| 2002-12-31 | $126.70 Million | -3.52% |
| 2001-12-31 | $131.32 Million | +68.89% |
| 2000-12-31 | $77.75 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Western New England Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | $247.64 Million | 100.00% |
| Total Equity | $247.64 Million | 100.00% |
Western New England Bancorp Inc Competitors by Market Cap
The table below lists competitors of Western New England Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
China-Singapore Suzhou Industrial Park Development Group Co Ltd
SHG:601512
|
$207.43 Million |
|
ABC arbitrage SA
PA:ABCA
|
$207.45 Million |
|
Guiyang Xintian Pharmaceutical Co Ltd
SHE:002873
|
$207.58 Million |
|
SGL Carbon SE
PINK:SGLFF
|
$207.60 Million |
|
Impax Asset Management Group plc
PINK:IPXAF
|
$207.41 Million |
|
Qingdao Citymedia Co Ltd
SHG:600229
|
$207.35 Million |
|
AMASTEN
F:4M2B
|
$207.35 Million |
|
ABG Sundal Collier Holding ASA
PINK:ABGSF
|
$207.31 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Western New England Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 235,910,000 to 247,637,000, a change of 11,727,000 (5.0%).
- Net income of 15,269,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 23,274,000.
- Other factors decreased equity by 26,816,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $15.27 Million | +6.17% |
| Other Comprehensive Income | $23.27 Million | +9.4% |
| Other Changes | $-26.82 Million | -10.83% |
| Total Change | $- | 4.97% |
Book Value vs Market Value Analysis
This analysis compares Western New England Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.04x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.37x to 1.04x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2000-12-31 | $2.36 | $12.69 | x |
| 2001-12-31 | $3.99 | $12.69 | x |
| 2002-12-31 | $3.63 | $12.69 | x |
| 2003-12-31 | $3.75 | $12.69 | x |
| 2004-12-31 | $3.60 | $12.69 | x |
| 2005-12-31 | $3.59 | $12.69 | x |
| 2006-12-31 | $9.21 | $12.69 | x |
| 2007-12-31 | $9.55 | $12.69 | x |
| 2008-12-31 | $8.61 | $12.69 | x |
| 2009-12-31 | $8.36 | $12.69 | x |
| 2010-12-31 | $7.96 | $12.69 | x |
| 2011-12-31 | $8.24 | $12.69 | x |
| 2012-12-31 | $7.72 | $12.69 | x |
| 2013-12-31 | $7.68 | $12.69 | x |
| 2014-12-31 | $7.84 | $12.69 | x |
| 2015-12-31 | $7.97 | $12.69 | x |
| 2016-12-31 | $12.04 | $12.69 | x |
| 2017-12-31 | $8.24 | $12.69 | x |
| 2018-12-31 | $8.17 | $12.69 | x |
| 2019-12-31 | $8.82 | $12.69 | x |
| 2020-12-31 | $9.04 | $12.69 | x |
| 2021-12-31 | $9.60 | $12.69 | x |
| 2022-12-31 | $10.40 | $12.69 | x |
| 2023-12-31 | $10.99 | $12.69 | x |
| 2024-12-31 | $11.23 | $12.69 | x |
| 2025-12-31 | $12.26 | $12.69 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Western New England Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.17%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 11.76%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 11.05x
- Recent ROE (6.17%) is above the historical average (4.70%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 7.82% | 21.35% | 0.04x | 8.94x | $-1.70 Million |
| 2001 | 3.82% | 17.21% | 0.04x | 5.96x | $-8.11 Million |
| 2002 | 3.19% | 20.90% | 0.02x | 6.42x | $-8.63 Million |
| 2003 | 2.93% | 20.65% | 0.02x | 6.37x | $-8.83 Million |
| 2004 | 5.36% | 40.64% | 0.02x | 6.75x | $-5.48 Million |
| 2005 | 5.37% | 15.29% | 0.05x | 6.95x | $-5.37 Million |
| 2006 | 1.61% | 10.23% | 0.05x | 3.44x | $-24.29 Million |
| 2007 | 3.04% | 14.96% | 0.06x | 3.63x | $-19.95 Million |
| 2008 | 2.57% | 11.37% | 0.05x | 4.27x | $-19.30 Million |
| 2009 | 2.21% | 9.74% | 0.05x | 4.82x | $-19.27 Million |
| 2010 | 1.36% | 5.61% | 0.04x | 5.60x | $-19.12 Million |
| 2011 | 2.68% | 12.03% | 0.04x | 5.77x | $-16.02 Million |
| 2012 | 3.31% | 12.48% | 0.04x | 6.88x | $-12.66 Million |
| 2013 | 4.38% | 13.88% | 0.04x | 8.28x | $-8.66 Million |
| 2014 | 4.32% | 13.56% | 0.03x | 9.26x | $-8.09 Million |
| 2015 | 4.10% | 11.75% | 0.04x | 9.61x | $-8.23 Million |
| 2016 | 2.03% | 8.71% | 0.03x | 8.71x | $-19.01 Million |
| 2017 | 4.98% | 14.93% | 0.04x | 8.42x | $-12.41 Million |
| 2018 | 6.92% | 18.60% | 0.04x | 8.94x | $-7.29 Million |
| 2019 | 5.75% | 14.54% | 0.04x | 9.40x | $-9.85 Million |
| 2020 | 4.95% | 12.17% | 0.04x | 10.44x | $-11.45 Million |
| 2021 | 10.59% | 25.64% | 0.04x | 11.35x | $1.33 Million |
| 2022 | 11.35% | 26.08% | 0.04x | 11.19x | $3.07 Million |
| 2023 | 6.35% | 14.90% | 0.04x | 10.80x | $-8.67 Million |
| 2024 | 4.95% | 9.50% | 0.05x | 11.25x | $-11.93 Million |
| 2025 | 6.17% | 11.76% | 0.05x | 11.05x | $-9.49 Million |
Industry Comparison
This section compares Western New England Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Western New England Bancorp Inc (WNEB) | $247.64 Million | 7.82% | 10.05x | $207.43 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |