Western New England Bancorp Inc - Asset Resilience Ratio
Western New England Bancorp Inc (WNEB) has an Asset Resilience Ratio of 6.24% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Western New England Bancorp Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Western New England Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of Western New England Bancorp Inc.
Liquid Assets Composition Over Time
This chart breaks down Western New England Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Western New England Bancorp Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $170.60 Million | 6.24% |
| Total Liquid Assets | $170.60 Million | 6.24% |
Asset Resilience Insights
- Limited Liquidity: Western New England Bancorp Inc maintains only 6.24% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Western New England Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Western New England Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Western New England Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Western New England Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.18% | $5.00 Million | $2.74 Billion | -5.87pp |
| 2024-12-31 | 6.06% | $160.70 Million | $2.65 Billion | +0.71pp |
| 2023-12-31 | 5.35% | $137.12 Million | $2.56 Billion | -0.41pp |
| 2022-12-31 | 5.76% | $147.00 Million | $2.55 Billion | -1.90pp |
| 2021-12-31 | 7.66% | $194.35 Million | $2.54 Billion | -0.88pp |
| 2020-12-31 | 8.53% | $201.88 Million | $2.37 Billion | -1.91pp |
| 2019-12-31 | 10.44% | $227.71 Million | $2.18 Billion | -1.54pp |
| 2018-12-31 | 11.98% | $253.75 Million | $2.12 Billion | -1.87pp |
| 2017-12-31 | 13.85% | $288.42 Million | $2.08 Billion | -0.61pp |
| 2016-12-31 | 14.46% | $300.12 Million | $2.08 Billion | +0.83pp |
| 2015-12-31 | 13.63% | $182.59 Million | $1.34 Billion | -2.72pp |
| 2014-12-31 | 16.34% | $215.75 Million | $1.32 Billion | -2.70pp |
| 2013-12-31 | 19.05% | $243.20 Million | $1.28 Billion | -28.71pp |
| 2012-12-31 | 47.75% | $621.51 Million | $1.30 Billion | -1.13pp |
| 2011-12-31 | 48.88% | $617.54 Million | $1.26 Billion | +48.69pp |
| 2010-12-31 | 0.19% | $2.35 Million | $1.24 Billion | -1.20pp |
| 2009-12-31 | 1.39% | $16.52 Million | $1.19 Billion | +1.15pp |
| 2008-12-31 | 0.24% | $2.67 Million | $1.11 Billion | -1.78pp |
| 2007-12-31 | 2.02% | $21.02 Million | $1.04 Billion | -8.30pp |
| 2006-12-31 | 10.32% | $102.86 Million | $996.83 Million | +9.29pp |
| 2005-12-31 | 1.03% | $8.32 Million | $805.10 Million | -3.62pp |
| 2004-12-31 | 4.65% | $37.09 Million | $796.90 Million | +0.39pp |
| 2003-12-31 | 4.27% | $33.93 Million | $795.22 Million | -1.22pp |
| 2002-12-31 | 5.49% | $44.60 Million | $812.98 Million | +0.01pp |
| 2001-12-31 | 5.48% | $42.87 Million | $782.73 Million | +3.32pp |
| 2000-12-31 | 2.16% | $15.00 Million | $694.79 Million | -- |
About Western New England Bancorp Inc
Western New England Bancorp, Inc. operates as the holding company for Westfield Bank that provides various commercial and retail banking products and services to individuals and companies. It offers various deposit products, including commercial, small business, nonprofit and municipal checking, money market, sweep accounts, time deposits, interest-bearing and noninterest-bearing checking, and in… Read more