WSFS Financial Corporation
WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth Management segments. It offers various deposit products, including savings accounts, demand deposits, interest-bearing demand deposits, money market deposit acco… Read more
WSFS Financial Corporation (WSFS) - Net Assets
Latest net assets as of September 2025: $2.73 Billion USD
Based on the latest financial reports, WSFS Financial Corporation (WSFS) has net assets worth $2.73 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($21.31 Billion) and total liabilities ($18.59 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $2.73 Billion |
| % of Total Assets | 12.8% |
| Annual Growth Rate | 9.95% |
| 5-Year Change | 40.84% |
| 10-Year Change | 296.91% |
| Growth Volatility | 54.67 |
WSFS Financial Corporation - Net Assets Trend (1989–2025)
This chart illustrates how WSFS Financial Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for WSFS Financial Corporation (1989–2025)
The table below shows the annual net assets of WSFS Financial Corporation from 1989 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $2.73 Billion | +5.76% |
| 2024-12-31 | $2.58 Billion | +4.44% |
| 2023-12-31 | $2.47 Billion | +12.17% |
| 2022-12-31 | $2.20 Billion | +13.67% |
| 2021-12-31 | $1.94 Billion | +8.24% |
| 2020-12-31 | $1.79 Billion | -3.24% |
| 2019-12-31 | $1.85 Billion | +125.29% |
| 2018-12-31 | $820.92 Million | +13.33% |
| 2017-12-31 | $724.35 Million | +5.38% |
| 2016-12-31 | $687.34 Million | +18.41% |
| 2015-12-31 | $580.47 Million | +18.69% |
| 2014-12-31 | $489.05 Million | +27.67% |
| 2013-12-31 | $383.05 Million | -9.03% |
| 2012-12-31 | $421.05 Million | +7.38% |
| 2011-12-31 | $392.13 Million | +6.61% |
| 2010-12-31 | $367.82 Million | +21.88% |
| 2009-12-31 | $301.80 Million | +39.31% |
| 2008-12-31 | $216.63 Million | +2.51% |
| 2007-12-31 | $211.33 Million | -0.37% |
| 2006-12-31 | $212.11 Million | +16.43% |
| 2005-12-31 | $182.18 Million | -7.31% |
| 2004-12-31 | $196.54 Million | +4.55% |
| 2003-12-31 | $187.99 Million | -3.85% |
| 2002-12-31 | $195.52 Million | +84.79% |
| 2001-12-31 | $105.80 Million | +2.70% |
| 2000-12-31 | $103.02 Million | +1.74% |
| 1999-12-31 | $101.26 Million | +18.02% |
| 1998-12-31 | $85.80 Million | -1.15% |
| 1997-12-31 | $86.80 Million | +14.51% |
| 1996-12-31 | $75.80 Million | +3.13% |
| 1995-12-31 | $73.50 Million | +62.25% |
| 1994-12-31 | $45.30 Million | +17.05% |
| 1993-12-31 | $38.70 Million | +19.81% |
| 1992-12-31 | $32.30 Million | +107.05% |
| 1991-12-31 | $15.60 Million | +271.43% |
| 1990-12-31 | $4.20 Million | -95.32% |
| 1989-12-31 | $89.80 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to WSFS Financial Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | $2.73 Billion | 100.00% |
| Total Equity | $2.73 Billion | 100.00% |
WSFS Financial Corporation Competitors by Market Cap
The table below lists competitors of WSFS Financial Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
JSC National Atomic Company Kazatomprom
PINK:NATKY
|
$3.32 Billion |
|
Adtalem Global Education Inc
NYSE:ATGE
|
$3.32 Billion |
|
Exponent Inc
NASDAQ:EXPO
|
$3.32 Billion |
|
Renasant Corporation
NYSE:RNST
|
$3.32 Billion |
|
Freddie Mac
LSE:0IKZ
|
$3.32 Billion |
|
EDENRED UNSP.ARD 1/2 EO 2
F:QSV0
|
$3.32 Billion |
|
Oscar Health Inc
NYSE:OSCR
|
$3.31 Billion |
|
Hitachi Construction Machinery Co. Ltd
F:HCM
|
$3.31 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in WSFS Financial Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 2,589,752,000 to 2,728,075,000, a change of 138,323,000 (5.3%).
- Net income of 287,349,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 624,877,000.
- Other factors decreased equity by 773,903,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $287.35 Million | +10.53% |
| Other Comprehensive Income | $624.88 Million | +22.91% |
| Other Changes | $-773.90 Million | -28.37% |
| Total Change | $- | 5.34% |
Book Value vs Market Value Analysis
This analysis compares WSFS Financial Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.25x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 9.71x to 1.25x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-12-31 | $6.46 | $62.72 | x |
| 1990-12-31 | $0.29 | $62.72 | x |
| 1991-12-31 | $1.07 | $62.72 | x |
| 1992-12-31 | $2.09 | $62.72 | x |
| 1993-12-31 | $2.00 | $62.72 | x |
| 1994-12-31 | $1.03 | $62.72 | x |
| 1995-12-31 | $1.67 | $62.72 | x |
| 1996-12-31 | $1.79 | $62.72 | x |
| 1997-12-31 | $2.28 | $62.72 | x |
| 1998-12-31 | $2.29 | $62.72 | x |
| 1999-12-31 | $2.81 | $62.72 | x |
| 2000-12-31 | $3.03 | $62.72 | x |
| 2001-12-31 | $3.43 | $62.72 | x |
| 2002-12-31 | $6.41 | $62.72 | x |
| 2003-12-31 | $7.61 | $62.72 | x |
| 2004-12-31 | $8.62 | $62.72 | x |
| 2005-12-31 | $8.47 | $62.72 | x |
| 2006-12-31 | $10.24 | $62.72 | x |
| 2007-12-31 | $10.81 | $62.72 | x |
| 2008-12-31 | $11.48 | $62.72 | x |
| 2009-12-31 | $15.65 | $62.72 | x |
| 2010-12-31 | $14.38 | $62.72 | x |
| 2011-12-31 | $14.99 | $62.72 | x |
| 2012-12-31 | $15.97 | $62.72 | x |
| 2013-12-31 | $14.28 | $62.72 | x |
| 2014-12-31 | $17.34 | $62.72 | x |
| 2015-12-31 | $19.50 | $62.72 | x |
| 2016-12-31 | $22.11 | $62.72 | x |
| 2017-12-31 | $22.42 | $62.72 | x |
| 2018-12-31 | $25.52 | $62.72 | x |
| 2019-12-31 | $35.88 | $62.72 | x |
| 2020-12-31 | $35.45 | $62.72 | x |
| 2021-12-31 | $40.65 | $62.72 | x |
| 2022-12-31 | $34.64 | $62.72 | x |
| 2023-12-31 | $40.47 | $62.72 | x |
| 2024-12-31 | $43.35 | $62.72 | x |
| 2025-12-31 | $50.18 | $62.72 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently WSFS Financial Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.53%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 21.14%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 7.81x
- Recent ROE (10.53%) is above the historical average (-39.70%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | -6.35% | -3.66% | 0.11x | 15.97x | $-14.68 Million |
| 1990 | -2035.71% | -53.04% | 0.11x | 360.24x | $-85.92 Million |
| 1991 | 72.44% | 7.70% | 0.13x | 73.49x | $9.74 Million |
| 1992 | 14.86% | 5.11% | 0.09x | 31.27x | $1.57 Million |
| 1993 | 16.54% | 7.97% | 0.08x | 25.70x | $2.53 Million |
| 1994 | 18.10% | 9.33% | 0.07x | 26.40x | $3.67 Million |
| 1995 | 36.73% | 22.02% | 0.10x | 16.58x | $19.65 Million |
| 1996 | 21.64% | 14.58% | 0.08x | 17.91x | $8.82 Million |
| 1997 | 18.89% | 12.66% | 0.09x | 17.46x | $7.72 Million |
| 1998 | 19.23% | 12.42% | 0.08x | 19.06x | $7.92 Million |
| 1999 | 20.50% | 16.46% | 0.07x | 18.24x | $10.09 Million |
| 2000 | 11.34% | 8.23% | 0.08x | 17.90x | $1.30 Million |
| 2001 | 17.08% | 13.95% | 0.06x | 19.13x | $7.08 Million |
| 2002 | 55.37% | 46.23% | 0.13x | 9.33x | $82.87 Million |
| 2003 | 33.52% | 54.58% | 0.05x | 11.74x | $44.22 Million |
| 2004 | 13.19% | 19.04% | 0.05x | 12.75x | $6.27 Million |
| 2005 | 15.31% | 16.32% | 0.06x | 15.64x | $9.66 Million |
| 2006 | 14.35% | 14.00% | 0.07x | 14.13x | $9.24 Million |
| 2007 | 14.03% | 12.48% | 0.07x | 15.14x | $8.52 Million |
| 2008 | 7.45% | 7.59% | 0.06x | 15.84x | $-5.53 Million |
| 2009 | 0.22% | 0.32% | 0.06x | 12.42x | $-29.52 Million |
| 2010 | 3.84% | 6.85% | 0.05x | 10.75x | $-22.67 Million |
| 2011 | 5.78% | 10.63% | 0.05x | 10.94x | $-16.54 Million |
| 2012 | 7.44% | 13.61% | 0.05x | 10.39x | $-10.79 Million |
| 2013 | 12.24% | 20.65% | 0.05x | 11.79x | $8.58 Million |
| 2014 | 10.99% | 22.77% | 0.05x | 9.92x | $4.85 Million |
| 2015 | 9.22% | 19.62% | 0.05x | 9.62x | $-4.51 Million |
| 2016 | 9.32% | 19.92% | 0.05x | 9.84x | $-4.65 Million |
| 2017 | 6.94% | 13.31% | 0.05x | 9.66x | $-22.19 Million |
| 2018 | 16.41% | 29.68% | 0.06x | 8.83x | $52.65 Million |
| 2019 | 8.04% | 20.98% | 0.06x | 6.62x | $-36.22 Million |
| 2020 | 6.41% | 16.20% | 0.05x | 8.00x | $-64.40 Million |
| 2021 | 14.00% | 42.29% | 0.04x | 8.14x | $77.53 Million |
| 2022 | 10.08% | 23.09% | 0.05x | 9.03x | $1.86 Million |
| 2023 | 10.86% | 21.27% | 0.06x | 8.31x | $21.39 Million |
| 2024 | 10.18% | 18.80% | 0.07x | 8.04x | $4.70 Million |
| 2025 | 10.53% | 21.14% | 0.06x | 7.81x | $14.54 Million |
Industry Comparison
This section compares WSFS Financial Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $16,924,188,763
- Average return on equity (ROE) among peers: 8.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| WSFS Financial Corporation (WSFS) | $2.73 Billion | -6.35% | 6.81x | $3.32 Billion |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.91 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $474.47 Million |
| Addiko Bank AG (ADBKF) | $851.70 Million | 0.16% | 5.94x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $79.30 Million |
| Absa Group Limited (AGRPF) | $85.20 Billion | 14.06% | 10.26x | $6.72 Billion |
| AIB Group plc (AIBGY) | $13.66 Billion | 4.74% | 8.36x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $62.92 Billion | 9.95% | 6.60x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $5.78 Billion | 1.48% | 10.55x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $18.00 Million | 9.85% | 14.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |