Akme Fintrade India Ltd (AFIL) - Net Assets
Based on the latest financial reports, Akme Fintrade India Ltd (AFIL) has net assets worth Rs4.02 Billion INR (≈ $43.47 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs7.95 Billion ≈ $85.94 Million USD) and total liabilities (Rs3.93 Billion ≈ $42.47 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are Akme Fintrade India Ltd's assets to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs4.02 Billion |
| % of Total Assets | 50.58% |
| Annual Growth Rate | 30.88% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 27.8 |
Akme Fintrade India Ltd - Net Assets Trend (2021–2025)
This chart illustrates how Akme Fintrade India Ltd's net assets have evolved over time, based on quarterly financial data. Also explore AFIL current and non-current assets for the complete picture of this company's asset base.
Annual Net Assets for Akme Fintrade India Ltd (2021–2025)
The table below shows the annual net assets of Akme Fintrade India Ltd from 2021 to 2025. For live valuation and market cap data, see AFIL market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | Rs3.82 Billion ≈ $41.33 Million |
+71.21% |
| 2024-03-31 | Rs2.23 Billion ≈ $24.14 Million |
+9.01% |
| 2023-03-31 | Rs2.05 Billion ≈ $22.15 Million |
+49.65% |
| 2022-03-31 | Rs1.37 Billion ≈ $14.80 Million |
+5.05% |
| 2021-03-31 | Rs1.30 Billion ≈ $14.09 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Akme Fintrade India Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 128.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rs1.06 Billion | 27.81% |
| Common Stock | Rs426.75 Million | 11.17% |
| Other Components | Rs2.33 Billion | 61.02% |
| Total Equity | Rs3.82 Billion | 100.00% |
Akme Fintrade India Ltd Competitors by Market Cap
The table below lists competitors of Akme Fintrade India Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Uniform Industrial Corp
TW:2482
|
$41.35 Million |
|
Sonoro Gold Corp
V:SGO
|
$41.39 Million |
|
Cherrybro co.Ltd
KQ:066360
|
$41.40 Million |
|
Coastal Corporation Limited
NSE:COASTCORP
|
$41.42 Million |
|
Nupur Recyclers Limited
NSE:NRL
|
$41.30 Million |
|
CItech Co Ltd
KO:004920
|
$41.29 Million |
|
Neptis
WAR:YAN
|
$41.28 Million |
|
Hyperion DeFi, Inc.
NASDAQ:HYPD
|
$41.26 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Akme Fintrade India Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 2,232,387,000 to 3,822,068,000, a change of 1,589,681,000 (71.2%).
- Net income of 332,319,000 contributed positively to equity growth.
- New share issuances of 1,254,550,900 increased equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs332.32 Million | +8.69% |
| Share Issuances | Rs1.25 Billion | +32.82% |
| Other Changes | Rs2.81 Million | +0.07% |
| Total Change | Rs- | 71.21% |
Book Value vs Market Value Analysis
This analysis compares Akme Fintrade India Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.94x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.18x to 0.94x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-03-31 | Rs4.11 | Rs8.95 | x |
| 2022-03-31 | Rs3.21 | Rs8.95 | x |
| 2023-03-31 | Rs4.80 | Rs8.95 | x |
| 2024-03-31 | Rs7.05 | Rs8.95 | x |
| 2025-03-31 | Rs9.53 | Rs8.95 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Akme Fintrade India Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.69%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 33.94%
- • Asset Turnover: 0.14x
- • Equity Multiplier: 1.77x
- Recent ROE (8.69%) is above the historical average (6.93%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 3.01% | 6.17% | 0.18x | 2.73x | Rs-95.64 Million |
| 2023 | 7.72% | 24.34% | 0.17x | 1.91x | Rs-46.75 Million |
| 2024 | 8.30% | 26.04% | 0.16x | 1.95x | Rs-37.95 Million |
| 2025 | 8.69% | 33.94% | 0.14x | 1.77x | Rs-49.89 Million |
Industry Comparison
This section compares Akme Fintrade India Ltd's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $40,851,396,079
- Average return on equity (ROE) among peers: 11.04%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Akme Fintrade India Ltd (AFIL) | Rs4.02 Billion | 3.01% | 0.98x | $41.31 Million |
| Arman Financial Services Limited (ARMANFIN) | $392.47 Million | 15.69% | 2.49x | $169.77 Million |
| Baid Finserv Limited (BAIDFIN) | $108.03 Million | 5.96% | 2.17x | $19.08 Million |
| Bajaj Finance Limited (BAJFINANCE) | $48.00 Billion | 18.71% | 5.84x | $62.99 Billion |
| Capri Global Capital Limited (CGCL) | $13.83 Billion | 9.81% | 2.09x | $1.94 Billion |
| Cholamandalam Investment and Finance Company Limited (CHOLAFIN) | $195.93 Billion | 17.46% | 7.00x | $14.26 Billion |
| Cholamandalam Financial Holdings Limited (CHOLAHLDNG) | $39.31 Billion | 10.79% | 6.73x | $3.16 Billion |
| CREDITACCESS GRAMEEN LIMITED (CREDITACC) | $69.56 Billion | 7.64% | 3.00x | $2.25 Billion |
| CSL Finance Limited (CSLFINANCE) | $983.69 Million | 13.27% | 0.12x | $55.14 Million |
| DCM Financial Services Limited (DCMFINSERV) | $-453.82 Million | 0.00% | 0.00x | $1.13 Million |
About Akme Fintrade India Ltd
Akme Fintrade (India) Limited, a non-banking financial company, provides lending services in India. The company offers two-wheeler, four-wheeler, old vehicle, business, solar rooftop, mahila udyog, farm equipment, corporate, and working capital loans, as well as provides loan against property. Akme Fintrade (India) Limited was founded in 1995 and is based in Udaipur, India.