Bank of Baroda (BANKBARODA) - Net Assets

Latest as of December 2025: Rs1.66 Trillion INR ≈ $17.91 Billion USD

Based on the latest financial reports, Bank of Baroda (BANKBARODA) has net assets worth Rs1.66 Trillion INR (≈ $17.91 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs19.71 Trillion ≈ $213.18 Billion USD) and total liabilities (Rs18.06 Trillion ≈ $195.26 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank of Baroda (BANKBARODA) liquid assets ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric Value
Current Net Assets Rs1.66 Trillion
% of Total Assets 8.4%
Annual Growth Rate 17.48%
5-Year Change 78.39%
10-Year Change 246.04%
Growth Volatility 11.14

Bank of Baroda - Net Assets Trend (2005–2025)

This chart illustrates how Bank of Baroda's net assets have evolved over time, based on quarterly financial data. Also explore BANKBARODA total assets for the complete picture of this company's asset base.

Annual Net Assets for Bank of Baroda (2005–2025)

The table below shows the annual net assets of Bank of Baroda from 2005 to 2025. For live valuation and market cap data, see Bank of Baroda stock valuation.

Year Net Assets Change
2025-03-31 Rs1.48 Trillion
≈ $15.98 Billion		 +22.38%
2024-03-31 Rs1.21 Trillion
≈ $13.06 Billion		 +13.84%
2023-03-31 Rs1.06 Trillion
≈ $11.47 Billion		 +14.49%
2022-03-31 Rs926.26 Billion
≈ $10.02 Billion		 +11.83%
2021-03-31 Rs828.26 Billion
≈ $8.96 Billion		 +8.28%
2020-03-31 Rs764.90 Billion
≈ $8.27 Billion		 +38.23%
2019-03-31 Rs553.37 Billion
≈ $5.98 Billion		 +18.14%
2018-03-31 Rs468.39 Billion
≈ $5.07 Billion		 +8.17%
2017-03-31 Rs433.00 Billion
≈ $4.68 Billion		 +1.41%
2016-03-31 Rs426.97 Billion
≈ $4.62 Billion		 +1.17%
2015-03-31 Rs422.04 Billion
≈ $4.56 Billion		 +11.05%
2014-03-31 Rs380.05 Billion
≈ $4.11 Billion		 +13.82%
2013-03-31 Rs333.92 Billion
≈ $3.61 Billion		 +16.72%
2012-03-31 Rs286.07 Billion
≈ $3.09 Billion		 +30.63%
2011-03-31 Rs218.99 Billion
≈ $2.37 Billion		 +38.83%
2010-03-31 Rs157.74 Billion
≈ $1.71 Billion		 +17.97%
2009-03-31 Rs133.71 Billion
≈ $1.45 Billion		 +17.34%
2008-03-31 Rs113.95 Billion
≈ $1.23 Billion		 +27.90%
2007-03-31 Rs89.09 Billion
≈ $963.51 Million		 +9.48%
2006-03-31 Rs81.38 Billion
≈ $880.05 Million		 +38.09%
2005-03-31 Rs58.93 Billion
≈ $637.29 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to Bank of Baroda's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 3155806700000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component Amount Percentage
Retained Earnings Rs31.56 Billion 2.15%
Common Stock Rs10.36 Billion 0.71%
Other Comprehensive Income Rs1.11 Trillion 75.68%
Other Components Rs314.32 Billion 21.45%
Total Equity Rs1.47 Trillion 100.00%

Bank of Baroda Competitors by Market Cap

The table below lists competitors of Bank of Baroda ranked by their market capitalization.

Company Market Cap
H.K. CHINA GAS HD-25 ADR
F:HCGS
 $14.74 Billion
HAL Trust
AS:HAL
 $14.75 Billion
Roku Inc
NASDAQ:ROKU
 $14.75 Billion
WUXI BIOLOGICS UNSP.ADR/2
F:1FW1
 $14.75 Billion
MPI Corporation
TWO:6223
 $14.73 Billion
Indian Railway Finance Corporation Limited
NSE:IRFC
 $14.73 Billion
Elia Group SA/NV
BR:ELI
 $14.72 Billion
CoStar Group Inc
NASDAQ:CSGP
 $14.72 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank of Baroda's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 1,197,122,413,000 to 1,465,027,153,000, a change of 267,904,740,000 (22.4%).
  • Net income of 207,163,280,000 contributed positively to equity growth.
  • Dividend payments of 39,302,400,000 reduced retained earnings.
  • Share repurchases of 8,100,000 reduced equity.
  • New share issuances of 8,100,000 increased equity.
  • Other comprehensive income increased equity by 261,505,322,000.
  • Other factors decreased equity by 161,461,462,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income Rs207.16 Billion +14.14%
Dividends Paid Rs39.30 Billion -2.68%
Share Repurchases Rs8.10 Million -0.0%
Share Issuances Rs8.10 Million +0.0%
Other Comprehensive Income Rs261.51 Billion +17.85%
Other Changes Rs-161.46 Billion -11.02%
Total Change Rs- 22.38%

Book Value vs Market Value Analysis

This analysis compares Bank of Baroda's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.93x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 15.71x to 0.93x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2005-03-31 Rs16.77 Rs263.46 x
2006-03-31 Rs23.25 Rs263.46 x
2007-03-31 Rs25.44 Rs263.46 x
2008-03-31 Rs32.55 Rs263.46 x
2009-03-31 Rs38.19 Rs263.46 x
2010-03-31 Rs45.04 Rs263.46 x
2011-03-31 Rs62.55 Rs263.46 x
2012-03-31 Rs81.72 Rs263.46 x
2013-03-31 Rs95.38 Rs263.46 x
2014-03-31 Rs108.46 Rs263.46 x
2015-03-31 Rs120.42 Rs263.46 x
2016-03-31 Rs188.20 Rs263.46 x
2017-03-31 Rs186.91 Rs263.46 x
2018-03-31 Rs201.69 Rs263.46 x
2019-03-31 Rs157.61 Rs263.46 x
2020-03-31 Rs189.91 Rs263.46 x
2021-03-31 Rs176.69 Rs263.46 x
2022-03-31 Rs177.65 Rs263.46 x
2023-03-31 Rs203.15 Rs263.46 x
2024-03-31 Rs231.49 Rs263.46 x
2025-03-31 Rs283.30 Rs263.46 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank of Baroda utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 14.14%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 14.00%
  • • Asset Turnover: 0.08x
  • • Equity Multiplier: 12.71x
  • Recent ROE (14.14%) is above the historical average (10.00%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2005 12.82% 9.32% 0.08x 16.65x Rs1.65 Billion
2006 11.15% 10.58% 0.07x 14.38x Rs933.96 Million
2007 12.72% 10.44% 0.07x 16.54x Rs2.41 Billion
2008 13.63% 10.82% 0.08x 16.15x Rs4.13 Billion
2009 17.89% 12.96% 0.08x 17.38x Rs10.52 Billion
2010 20.23% 15.74% 0.07x 18.09x Rs16.08 Billion
2011 20.31% 17.18% 0.07x 16.78x Rs22.51 Billion
2012 18.41% 15.28% 0.08x 16.04x Rs23.97 Billion
2013 14.44% 11.79% 0.07x 16.81x Rs14.76 Billion
2014 13.21% 10.91% 0.07x 17.86x Rs12.16 Billion
2015 9.31% 7.74% 0.07x 17.47x Rs-2.90 Billion
2016 -11.92% -9.85% 0.07x 16.26x Rs-93.18 Billion
2017 4.21% 3.47% 0.07x 16.70x Rs-24.92 Billion
2018 -4.05% -3.55% 0.07x 16.06x Rs-65.44 Billion
2019 2.00% 1.81% 0.07x 14.90x Rs-44.00 Billion
2020 1.22% 1.03% 0.08x 15.77x Rs-66.83 Billion
2021 1.88% 1.75% 0.07x 14.60x Rs-66.91 Billion
2022 8.54% 9.00% 0.07x 14.59x Rs-13.37 Billion
2023 14.19% 14.10% 0.07x 14.52x Rs44.00 Billion
2024 15.68% 13.62% 0.08x 13.82x Rs67.96 Billion
2025 14.14% 14.00% 0.08x 12.71x Rs60.66 Billion

Industry Comparison

This section compares Bank of Baroda's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $105,416,200,222
  • Average return on equity (ROE) among peers: 5.50%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Bank of Baroda (BANKBARODA) Rs1.66 Trillion 12.82% 10.90x $14.73 Billion
AU Small Finance Bank Limited (AUBANK) $62.75 Billion 18.66% 7.22x $8.21 Billion
Bandhan Bank Limited (BANDHANBNK) $216.10 Billion 10.32% 7.23x $3.48 Billion
Bank of India (BANKINDIA) $245.44 Billion 28.81% 17.60x $6.89 Billion
Canara Bank (CANBK) $254.09 Billion 11.69% 15.50x $13.21 Billion
Capital Small Finance Bank Limited (CAPITALSFB) $1.15 Billion 11.96% 16.87x $136.92 Million
Central Bank of India (CENTRALBK) $110.28 Billion 11.92% 18.04x $3.57 Billion
CSB Bank Limited (CSBBANK) $8.88 Billion -5.98% 16.74x $699.76 Million
City Union Bank Limited (CUB) $48.41 Billion 14.11% 8.35x $2.17 Billion
DCB Bank Limited (DCBBANK) $1.64 Billion -51.93% 21.79x $649.92 Million

About Bank of Baroda

NSE:BANKBARODA India Banks - Regional
Market Cap
$14.73 Billion
Rs1.36 Trillion INR
Market Cap Rank
#1628 Global
#53 in India
Share Price
Rs263.46
Change (1 day)
-1.79%
52-Week Range
Rs217.27 - Rs324.45
All Time High
Rs324.45
Categories
Companies in India Banks - Regional Banking & Financial
About

Bank of Baroda Limited provides various banking products and services to individuals, government departments, and corporate customers in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, salary, and current accounts; and fixed and recurring deposits. It also provides loans, inclu… Read more