Capital Small Finance Bank Limited
Capital Small Finance Bank Limited provides a range of banking and financial products and services for individuals and businesses in India. It operates through Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, current, and real estate regulatory authority accounts; term deposits; bank lockers; debit cards; trade finance; bank guarantee… Read more
Capital Small Finance Bank Limited (CAPITALSFB) - Net Assets
Latest net assets as of June 2025: ₹13.76 Billion INR
Based on the latest financial reports, Capital Small Finance Bank Limited (CAPITALSFB) has net assets worth ₹13.76 Billion INR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹111.13 Billion) and total liabilities (₹97.37 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹13.76 Billion |
| % of Total Assets | 12.38% |
| Annual Growth Rate | 29.24% |
| 5-Year Change | 197.29% |
| 10-Year Change | 1067.01% |
| Growth Volatility | 28.0 |
Capital Small Finance Bank Limited - Net Assets Trend (2013–2024)
This chart illustrates how Capital Small Finance Bank Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Capital Small Finance Bank Limited (2013–2024)
The table below shows the annual net assets of Capital Small Finance Bank Limited from 2013 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-09-30 | ₹13.40 Billion | +11.92% |
| 2023-09-30 | ₹11.97 Billion | +96.10% |
| 2022-09-30 | ₹6.11 Billion | +18.39% |
| 2021-09-30 | ₹5.16 Billion | +14.42% |
| 2020-09-30 | ₹4.51 Billion | +10.82% |
| 2019-09-30 | ₹4.07 Billion | +62.50% |
| 2018-09-30 | ₹2.50 Billion | +7.17% |
| 2017-09-30 | ₹2.34 Billion | +22.80% |
| 2016-09-30 | ₹1.90 Billion | +65.64% |
| 2015-09-30 | ₹1.15 Billion | +28.29% |
| 2014-09-30 | ₹895.11 Million | +12.21% |
| 2013-09-30 | ₹797.74 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Capital Small Finance Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 577.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (September 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹3.94 Billion | 29.43% |
| Common Stock | ₹452.47 Million | 3.38% |
| Other Comprehensive Income | ₹5.94 Billion | 44.34% |
| Other Components | ₹3.06 Billion | 22.85% |
| Total Equity | ₹13.40 Billion | 100.00% |
Capital Small Finance Bank Limited Competitors by Market Cap
The table below lists competitors of Capital Small Finance Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Rein Therapeutics Inc
NASDAQ:RNTX
|
$29.44 Million |
|
FERMENTALG EO -04
F:1F6
|
$29.45 Million |
|
Van Dien Fused Magnesium Phosphate Fertilizer JSC
VN:VAF
|
$29.45 Million |
|
Mural Oncology plc
NASDAQ:MURA
|
$29.47 Million |
|
09women Co. Ltd.
KQ:366030
|
$29.43 Million |
|
Joong Ang Enervis Co. Ltd
KQ:000440
|
$29.43 Million |
|
Ferrari Group PLC
AS:FERGR
|
$29.40 Million |
|
MGI Digital
PA:ALMDG
|
$29.40 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Capital Small Finance Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 11,974,177,000 to 13,401,354,000, a change of 1,427,177,000 (11.9%).
- Net income of 1,316,500,000 contributed positively to equity growth.
- Dividend payments of 54,100,000 reduced retained earnings.
- Other comprehensive income increased equity by 5,829,214,000.
- Other factors decreased equity by 5,664,437,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹1.32 Billion | +9.82% |
| Dividends Paid | ₹54.10 Million | -0.4% |
| Other Comprehensive Income | ₹5.83 Billion | +43.5% |
| Other Changes | ₹-5.66 Billion | -42.27% |
| Total Change | ₹- | 11.92% |
Book Value vs Market Value Analysis
This analysis compares Capital Small Finance Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.79x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 5.05x to 0.79x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-09-30 | ₹46.21 | ₹233.45 | x |
| 2014-09-30 | ₹51.85 | ₹233.45 | x |
| 2015-09-30 | ₹55.96 | ₹233.45 | x |
| 2016-09-30 | ₹82.59 | ₹233.45 | x |
| 2017-09-30 | ₹84.19 | ₹233.45 | x |
| 2018-09-30 | ₹87.89 | ₹233.45 | x |
| 2019-09-30 | ₹90.31 | ₹233.45 | x |
| 2020-09-30 | ₹100.08 | ₹233.45 | x |
| 2021-09-30 | ₹114.51 | ₹233.45 | x |
| 2022-09-30 | ₹135.56 | ₹233.45 | x |
| 2023-09-30 | ₹326.92 | ₹233.45 | x |
| 2024-09-30 | ₹296.12 | ₹233.45 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Capital Small Finance Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.82%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.24%
- • Asset Turnover: 0.10x
- • Equity Multiplier: 7.54x
- Recent ROE (9.82%) is below the historical average (10.57%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 13.30% | 19.65% | 0.04x | 17.63x | ₹26.29 Million |
| 2014 | 15.89% | 20.99% | 0.04x | 18.77x | ₹52.69 Million |
| 2015 | 11.96% | 18.17% | 0.04x | 17.87x | ₹22.56 Million |
| 2016 | 7.91% | 16.27% | 0.03x | 14.30x | ₹-39.82 Million |
| 2017 | 8.14% | 15.29% | 0.04x | 14.35x | ₹-43.38 Million |
| 2018 | 7.76% | 12.20% | 0.04x | 17.26x | ₹-56.18 Million |
| 2019 | 6.24% | 13.45% | 0.04x | 13.10x | ₹-152.96 Million |
| 2020 | 9.05% | 7.32% | 0.09x | 14.13x | ₹-42.95 Million |
| 2021 | 12.13% | 9.89% | 0.09x | 13.87x | ₹109.91 Million |
| 2022 | 15.33% | 12.90% | 0.09x | 13.09x | ₹325.39 Million |
| 2023 | 9.31% | 12.93% | 0.09x | 7.76x | ₹-82.16 Million |
| 2024 | 9.82% | 13.24% | 0.10x | 7.54x | ₹-23.64 Million |
Industry Comparison
This section compares Capital Small Finance Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $170,916,847,427
- Average return on equity (ROE) among peers: 0.15%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Capital Small Finance Bank Limited (CAPITALSFB) | ₹13.76 Billion | 13.30% | 7.08x | $29.44 Million |
| AU Small Finance Bank Limited (AUBANK) | $171.66 Billion | 12.27% | 8.20x | $5.64 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $112.02 Billion | 17.42% | 4.04x | $1.95 Billion |
| Bank of Baroda (BANKBARODA) | $764.90 Billion | 1.21% | 14.69x | $6.06 Billion |
| Canara Bank (CANBK) | $351.83 Billion | 3.86% | 15.94x | $4.81 Billion |
| Central Bank of India (CENTRALBK) | $110.28 Billion | 11.92% | 18.04x | $275.77 Million |
| CSB Bank Limited (CSBBANK) | $21.80 Billion | 10.02% | 9.70x | $383.55 Million |
| City Union Bank Limited (CUB) | $2.41 Billion | 19.24% | 13.52x | $1.93 Billion |
| DCB Bank Limited (DCBBANK) | $1.99 Billion | -81.69% | 22.36x | $503.70 Million |
| Dhanlaxmi Bank Limited (DHANBANK) | $1.34 Billion | 7.08% | 20.20x | $59.94 Million |