Capital Small Finance Bank Limited (CAPITALSFB) - Net Assets

Latest as of June 2025: Rs13.76 Billion INR ≈ $148.83 Million USD

Based on the latest financial reports, Capital Small Finance Bank Limited (CAPITALSFB) has net assets worth Rs13.76 Billion INR (≈ $148.83 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs111.13 Billion ≈ $1.20 Billion USD) and total liabilities (Rs97.37 Billion ≈ $1.05 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Capital Small Finance Bank Limited liquidity resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs13.76 Billion
% of Total Assets	12.38%
Annual Growth Rate	29.24%
5-Year Change	197.29%
10-Year Change	1067.01%
Growth Volatility	28.0

Capital Small Finance Bank Limited - Net Assets Trend (2013–2024)

This chart illustrates how Capital Small Finance Bank Limited's net assets have evolved over time, based on quarterly financial data. Also explore how large is Capital Small Finance Bank Limited's balance sheet for the complete picture of this company's asset base.

Annual Net Assets for Capital Small Finance Bank Limited (2013–2024)

The table below shows the annual net assets of Capital Small Finance Bank Limited from 2013 to 2024. For live valuation and market cap data, see Capital Small Finance Bank Limited market cap and net worth.

Year	Net Assets	Change
2024-09-30	Rs13.40 Billion ≈ $144.93 Million	+11.92%
2023-09-30	Rs11.97 Billion ≈ $129.50 Million	+96.10%
2022-09-30	Rs6.11 Billion ≈ $66.04 Million	+18.39%
2021-09-30	Rs5.16 Billion ≈ $55.78 Million	+14.42%
2020-09-30	Rs4.51 Billion ≈ $48.75 Million	+10.82%
2019-09-30	Rs4.07 Billion ≈ $43.99 Million	+62.50%
2018-09-30	Rs2.50 Billion ≈ $27.07 Million	+7.17%
2017-09-30	Rs2.34 Billion ≈ $25.26 Million	+22.80%
2016-09-30	Rs1.90 Billion ≈ $20.57 Million	+65.64%
2015-09-30	Rs1.15 Billion ≈ $12.42 Million	+28.29%
2014-09-30	Rs895.11 Million ≈ $9.68 Million	+12.21%
2013-09-30	Rs797.74 Million ≈ $8.63 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Capital Small Finance Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 577.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (September 2024)

Component	Amount	Percentage
Retained Earnings	Rs3.94 Billion	29.43%
Common Stock	Rs452.47 Million	3.38%
Other Comprehensive Income	Rs5.94 Billion	44.34%
Other Components	Rs3.06 Billion	22.85%
Total Equity	Rs13.40 Billion	100.00%

Capital Small Finance Bank Limited Competitors by Market Cap

The table below lists competitors of Capital Small Finance Bank Limited ranked by their market capitalization.

Company	Market Cap
Central Proteina Prima Tbk JK:CPRO	$135.17 Million
Shree Pushkar Chemicals & Fertilisers Limited NSE:SHREEPUSHK	$135.27 Million
Orient Technologies Limited NSE:ORIENTTECH	$135.34 Million
Gentas Genel Metal Sanayi ve Ticaret AS IS:GENTS	$135.39 Million
Grange Resources Ltd AU:GRR	$135.12 Million
Shanghai Prosolar Resources Development Co Ltd SHG:600193	$135.07 Million
American Eagle Gold Corp V:AE	$135.06 Million
GrafTech International Ltd NYSE:EAF	$135.04 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Capital Small Finance Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 11,974,177,000 to 13,401,354,000, a change of 1,427,177,000 (11.9%).
Net income of 1,316,500,000 contributed positively to equity growth.
Dividend payments of 54,100,000 reduced retained earnings.
Other comprehensive income increased equity by 5,829,214,000.
Other factors decreased equity by 5,664,437,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	Rs1.32 Billion	+9.82%
Dividends Paid	Rs54.10 Million	-0.4%
Other Comprehensive Income	Rs5.83 Billion	+43.5%
Other Changes	Rs-5.66 Billion	-42.27%
Total Change	Rs-	11.92%

Book Value vs Market Value Analysis

This analysis compares Capital Small Finance Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.93x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 5.97x to 0.93x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2013-09-30	Rs46.21	Rs275.90	x
2014-09-30	Rs51.85	Rs275.90	x
2015-09-30	Rs55.96	Rs275.90	x
2016-09-30	Rs82.59	Rs275.90	x
2017-09-30	Rs84.19	Rs275.90	x
2018-09-30	Rs87.89	Rs275.90	x
2019-09-30	Rs90.31	Rs275.90	x
2020-09-30	Rs100.08	Rs275.90	x
2021-09-30	Rs114.51	Rs275.90	x
2022-09-30	Rs135.56	Rs275.90	x
2023-09-30	Rs326.92	Rs275.90	x
2024-09-30	Rs296.12	Rs275.90	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Capital Small Finance Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 9.82%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 13.24%
• Asset Turnover: 0.10x
• Equity Multiplier: 7.54x
Recent ROE (9.82%) is below the historical average (10.57%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2013	13.30%	19.65%	0.04x	17.63x	Rs26.29 Million
2014	15.89%	20.99%	0.04x	18.77x	Rs52.69 Million
2015	11.96%	18.17%	0.04x	17.87x	Rs22.56 Million
2016	7.91%	16.27%	0.03x	14.30x	Rs-39.82 Million
2017	8.14%	15.29%	0.04x	14.35x	Rs-43.38 Million
2018	7.76%	12.20%	0.04x	17.26x	Rs-56.18 Million
2019	6.24%	13.45%	0.04x	13.10x	Rs-152.96 Million
2020	9.05%	7.32%	0.09x	14.13x	Rs-42.95 Million
2021	12.13%	9.89%	0.09x	13.87x	Rs109.91 Million
2022	15.33%	12.90%	0.09x	13.09x	Rs325.39 Million
2023	9.31%	12.93%	0.09x	7.76x	Rs-82.16 Million
2024	9.82%	13.24%	0.10x	7.54x	Rs-23.64 Million

Industry Comparison

This section compares Capital Small Finance Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $114,125,880,649
Average return on equity (ROE) among peers: 13.47%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Capital Small Finance Bank Limited (CAPITALSFB)	Rs13.76 Billion	13.30%	7.08x	$135.12 Million
AU Small Finance Bank Limited (AUBANK)	$7.66 Billion	18.19%	4.19x	$8.20 Billion
Bandhan Bank Limited (BANDHANBNK)	$112.02 Billion	17.42%	4.04x	$3.60 Billion
Bank of Baroda (BANKBARODA)	$286.07 Billion	18.35%	14.99x	$14.73 Billion
Bank of India (BANKINDIA)	$137.59 Billion	22.41%	15.45x	$6.83 Billion
Canara Bank (CANBK)	$151.59 Billion	19.79%	16.58x	$13.22 Billion
Central Bank of India (CENTRALBK)	$276.07 Billion	3.83%	13.03x	$3.48 Billion
CSB Bank Limited (CSBBANK)	$8.88 Billion	-5.98%	16.74x	$718.54 Million
City Union Bank Limited (CUB)	$35.70 Billion	14.08%	8.88x	$2.18 Billion
DCB Bank Limited (DCBBANK)	$11.54 Billion	13.12%	10.20x	$646.09 Million

About Capital Small Finance Bank Limited

NSE:CAPITALSFB India Banks - Regional

Market Cap

$135.12 Million

Rs12.49 Billion INR

Market Cap Rank

#18021 Global

#945 in India

Share Price

Rs275.90

Change (1 day)

-1.31%

52-Week Range

Rs218.90 - Rs324.85

All Time High

Rs453.72