The Federal Bank Limited
The Federal Bank Limited provides a range of banking and financial services in India. The company operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. Its deposit products include savings accounts, current accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, exchange earners' fore… Read more
The Federal Bank Limited (FEDERALBNK) - Net Assets
Latest net assets as of September 2025: ₹362.66 Billion INR
Based on the latest financial reports, The Federal Bank Limited (FEDERALBNK) has net assets worth ₹362.66 Billion INR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹3.68 Trillion) and total liabilities (₹3.31 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹362.66 Billion |
| % of Total Assets | 9.87% |
| Annual Growth Rate | 20.98% |
| 5-Year Change | 112.05% |
| 10-Year Change | 339.64% |
| Growth Volatility | 241.97 |
The Federal Bank Limited - Net Assets Trend (2004–2025)
This chart illustrates how The Federal Bank Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for The Federal Bank Limited (2004–2025)
The table below shows the annual net assets of The Federal Bank Limited from 2004 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹354.53 Billion | +14.64% |
| 2024-03-31 | ₹309.26 Billion | -87.23% |
| 2023-03-31 | ₹2.42 Trillion | +1137.89% |
| 2022-03-31 | ₹195.61 Billion | +17.00% |
| 2021-03-31 | ₹167.19 Billion | +11.44% |
| 2020-03-31 | ₹150.03 Billion | +10.49% |
| 2019-03-31 | ₹135.79 Billion | +10.63% |
| 2018-03-31 | ₹122.74 Billion | +37.12% |
| 2017-03-31 | ₹89.51 Billion | +11.00% |
| 2016-03-31 | ₹80.64 Billion | +4.73% |
| 2015-03-31 | ₹77.00 Billion | +12.24% |
| 2014-03-31 | ₹68.61 Billion | +9.51% |
| 2013-03-31 | ₹62.65 Billion | +12.03% |
| 2012-03-31 | ₹55.92 Billion | +11.45% |
| 2011-03-31 | ₹50.18 Billion | +6.98% |
| 2010-03-31 | ₹46.90 Billion | +9.32% |
| 2009-03-31 | ₹42.90 Billion | +9.49% |
| 2008-03-31 | ₹39.19 Billion | +160.69% |
| 2007-03-31 | ₹15.03 Billion | +20.16% |
| 2006-03-31 | ₹12.51 Billion | +72.70% |
| 2005-03-31 | ₹7.24 Billion | +11.48% |
| 2004-03-31 | ₹6.50 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to The Federal Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 9303752300000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹93.04 Billion | 26.94% |
| Common Stock | ₹4.91 Billion | 1.42% |
| Other Comprehensive Income | ₹139.12 Billion | 40.28% |
| Other Components | ₹108.32 Billion | 31.36% |
| Total Equity | ₹345.38 Billion | 100.00% |
The Federal Bank Limited Competitors by Market Cap
The table below lists competitors of The Federal Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sonic Healthcare Limited
PINK:SKHCF
|
$6.95 Billion |
|
Western Alliance Bancorporation
NYSE:WAL
|
$6.95 Billion |
|
SCB X Public Company Limited
BK:SCB
|
$6.95 Billion |
|
Nedbank Group Limited
PINK:NDBKF
|
$6.96 Billion |
|
Stockland Corp Ltd
STU:LN1
|
$6.94 Billion |
|
NBCDF
PINK:NBCDF
|
$6.94 Billion |
|
Bouygues SA
PINK:BOUYF
|
$6.94 Billion |
|
KANZHUN LTD SP.ADS/2 CL.A
F:8JN
|
$6.93 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in The Federal Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 301,053,546,000 to 345,383,300,000, a change of 44,329,754,000 (14.7%).
- Net income of 41,588,458,000 contributed positively to equity growth.
- Dividend payments of 2,940,000,000 reduced retained earnings.
- Share repurchases of 1,684,100,000 reduced equity.
- New share issuances of 1,684,100,000 increased equity.
- Other comprehensive income increased equity by 24,766,982,000.
- Other factors decreased equity by 19,085,686,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹41.59 Billion | +12.04% |
| Dividends Paid | ₹2.94 Billion | -0.85% |
| Share Repurchases | ₹1.68 Billion | -0.49% |
| Share Issuances | ₹1.68 Billion | +0.49% |
| Other Comprehensive Income | ₹24.77 Billion | +7.17% |
| Other Changes | ₹-19.09 Billion | -5.53% |
| Total Change | ₹- | 14.72% |
Book Value vs Market Value Analysis
This analysis compares The Federal Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.89x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 34.79x to 1.89x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-03-31 | ₹7.56 | ₹263.05 | x |
| 2005-03-31 | ₹8.43 | ₹263.05 | x |
| 2006-03-31 | ₹13.87 | ₹263.05 | x |
| 2007-03-31 | ₹13.41 | ₹263.05 | x |
| 2008-03-31 | ₹34.51 | ₹263.05 | x |
| 2009-03-31 | ₹25.09 | ₹263.05 | x |
| 2010-03-31 | ₹27.42 | ₹263.05 | x |
| 2011-03-31 | ₹29.34 | ₹263.05 | x |
| 2012-03-31 | ₹32.69 | ₹263.05 | x |
| 2013-03-31 | ₹36.63 | ₹263.05 | x |
| 2014-03-31 | ₹40.11 | ₹263.05 | x |
| 2015-03-31 | ₹44.99 | ₹263.05 | x |
| 2016-03-31 | ₹40.81 | ₹263.05 | x |
| 2017-03-31 | ₹45.30 | ₹263.05 | x |
| 2018-03-31 | ₹62.11 | ₹263.05 | x |
| 2019-03-31 | ₹67.74 | ₹263.05 | x |
| 2020-03-31 | ₹73.96 | ₹263.05 | x |
| 2021-03-31 | ₹82.44 | ₹263.05 | x |
| 2022-03-31 | ₹92.33 | ₹263.05 | x |
| 2023-03-31 | ₹103.80 | ₹263.05 | x |
| 2024-03-31 | ₹128.40 | ₹263.05 | x |
| 2025-03-31 | ₹139.52 | ₹263.05 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently The Federal Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.04%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.05%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 10.43x
- Recent ROE (12.04%) is below the historical average (12.22%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 20.98% | 9.15% | 0.10x | 23.26x | ₹713.38 Million |
| 2005 | 12.45% | 6.43% | 0.08x | 23.22x | ₹177.16 Million |
| 2006 | 18.00% | 13.62% | 0.08x | 16.50x | ₹1.00 Billion |
| 2007 | 19.48% | 13.91% | 0.08x | 16.69x | ₹1.42 Billion |
| 2008 | 9.19% | 12.37% | 0.09x | 8.29x | ₹-318.04 Million |
| 2009 | 11.67% | 13.06% | 0.10x | 9.05x | ₹714.53 Million |
| 2010 | 9.37% | 10.45% | 0.10x | 9.31x | ₹-293.78 Million |
| 2011 | 11.09% | 12.18% | 0.09x | 10.23x | ₹546.97 Million |
| 2012 | 13.48% | 12.50% | 0.10x | 10.83x | ₹1.94 Billion |
| 2013 | 13.61% | 12.42% | 0.10x | 11.33x | ₹2.26 Billion |
| 2014 | 12.39% | 11.11% | 0.10x | 10.88x | ₹1.64 Billion |
| 2015 | 13.74% | 12.81% | 0.10x | 10.77x | ₹2.88 Billion |
| 2016 | 6.03% | 5.69% | 0.09x | 11.35x | ₹-3.20 Billion |
| 2017 | 9.68% | 8.86% | 0.08x | 12.90x | ₹-282.70 Million |
| 2018 | 7.62% | 8.58% | 0.08x | 11.34x | ₹-2.92 Billion |
| 2019 | 9.75% | 10.28% | 0.08x | 11.89x | ₹-335.36 Million |
| 2020 | 10.66% | 10.29% | 0.08x | 12.37x | ₹979.60 Million |
| 2021 | 10.09% | 10.27% | 0.08x | 12.42x | ₹141.11 Million |
| 2022 | 10.23% | 11.94% | 0.07x | 11.75x | ₹442.38 Million |
| 2023 | 14.31% | 15.63% | 0.08x | 12.11x | ₹9.52 Billion |
| 2024 | 12.89% | 14.57% | 0.08x | 10.56x | ₹8.70 Billion |
| 2025 | 12.04% | 13.05% | 0.09x | 10.43x | ₹7.05 Billion |
Industry Comparison
This section compares The Federal Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $156,553,838,400
- Average return on equity (ROE) among peers: 7.35%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| The Federal Bank Limited (FEDERALBNK) | ₹362.66 Billion | 20.98% | 9.14x | $6.95 Billion |
| AU Small Finance Bank Limited (AUBANK) | $109.77 Billion | 13.01% | 7.22x | $5.53 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $216.10 Billion | 10.32% | 7.23x | $1.95 Billion |
| Bank of Baroda (BANKBARODA) | $113.95 Billion | 13.59% | 15.10x | $5.99 Billion |
| Bank of India (BANKINDIA) | $478.14 Billion | -11.35% | 12.19x | $1.35 Billion |
| Canara Bank (CANBK) | $232.05 Billion | 14.40% | 15.34x | $4.81 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $4.07 Billion | 6.24% | 12.10x | $29.58 Million |
| Central Bank of India (CENTRALBK) | $369.67 Billion | 10.64% | 12.00x | $276.56 Million |
| CSB Bank Limited (CSBBANK) | $5.46 Billion | -10.62% | 27.88x | $387.35 Million |
| City Union Bank Limited (CUB) | $8.26 Billion | 18.50% | 13.00x | $1.96 Billion |
| DCB Bank Limited (DCBBANK) | $28.08 Billion | 8.74% | 9.76x | $517.83 Million |