The Federal Bank Limited (FEDERALBNK) - Net Assets

Latest as of September 2025: Rs362.66 Billion INR ≈ $3.92 Billion USD

Based on the latest financial reports, The Federal Bank Limited (FEDERALBNK) has net assets worth Rs362.66 Billion INR (≈ $3.92 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs3.68 Trillion ≈ $39.75 Billion USD) and total liabilities (Rs3.31 Trillion ≈ $35.83 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check FEDERALBNK asset liquidity ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs362.66 Billion
% of Total Assets	9.87%
Annual Growth Rate	20.98%
5-Year Change	112.05%
10-Year Change	339.64%
Growth Volatility	241.97

The Federal Bank Limited - Net Assets Trend (2004–2025)

This chart illustrates how The Federal Bank Limited's net assets have evolved over time, based on quarterly financial data. Also explore how large is The Federal Bank Limited's balance sheet for the complete picture of this company's asset base.

Annual Net Assets for The Federal Bank Limited (2004–2025)

The table below shows the annual net assets of The Federal Bank Limited from 2004 to 2025. For live valuation and market cap data, see FEDERALBNK stock market capitalisation.

Year	Net Assets	Change
2025-03-31	Rs354.53 Billion ≈ $3.83 Billion	+14.64%
2024-03-31	Rs309.26 Billion ≈ $3.34 Billion	-87.23%
2023-03-31	Rs2.42 Trillion ≈ $26.19 Billion	+1137.89%
2022-03-31	Rs195.61 Billion ≈ $2.12 Billion	+17.00%
2021-03-31	Rs167.19 Billion ≈ $1.81 Billion	+11.44%
2020-03-31	Rs150.03 Billion ≈ $1.62 Billion	+10.49%
2019-03-31	Rs135.79 Billion ≈ $1.47 Billion	+10.63%
2018-03-31	Rs122.74 Billion ≈ $1.33 Billion	+37.12%
2017-03-31	Rs89.51 Billion ≈ $968.06 Million	+11.00%
2016-03-31	Rs80.64 Billion ≈ $872.10 Million	+4.73%
2015-03-31	Rs77.00 Billion ≈ $832.76 Million	+12.24%
2014-03-31	Rs68.61 Billion ≈ $741.96 Million	+9.51%
2013-03-31	Rs62.65 Billion ≈ $677.55 Million	+12.03%
2012-03-31	Rs55.92 Billion ≈ $604.79 Million	+11.45%
2011-03-31	Rs50.18 Billion ≈ $542.65 Million	+6.98%
2010-03-31	Rs46.90 Billion ≈ $507.25 Million	+9.32%
2009-03-31	Rs42.90 Billion ≈ $463.99 Million	+9.49%
2008-03-31	Rs39.19 Billion ≈ $423.79 Million	+160.69%
2007-03-31	Rs15.03 Billion ≈ $162.57 Million	+20.16%
2006-03-31	Rs12.51 Billion ≈ $135.29 Million	+72.70%
2005-03-31	Rs7.24 Billion ≈ $78.34 Million	+11.48%
2004-03-31	Rs6.50 Billion ≈ $70.27 Million	--

Equity Component Analysis

This analysis shows how different components contribute to The Federal Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 9303752300000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component	Amount	Percentage
Retained Earnings	Rs93.04 Billion	26.94%
Common Stock	Rs4.91 Billion	1.42%
Other Comprehensive Income	Rs139.12 Billion	40.28%
Other Components	Rs108.32 Billion	31.36%
Total Equity	Rs345.38 Billion	100.00%

The Federal Bank Limited Competitors by Market Cap

The table below lists competitors of The Federal Bank Limited ranked by their market capitalization.

Company	Market Cap
Planet Labs PBC NYSE:PL	$7.65 Billion
BYD Electronic (International) Company Limited F:4BY	$7.65 Billion
Metallurgical Corporation of China Ltd SHG:601618	$7.65 Billion
NIBE INDUSTR. UNSP.ADR/1 F:NJB0	$7.65 Billion
Inpost SA AS:INPST	$7.62 Billion
ALK-Abelló A/S CO:ALK-B	$7.62 Billion
Commercial Metals Company NYSE:CMC	$7.61 Billion
Thai Beverage Public Company Limited F:T6W	$7.61 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in The Federal Bank Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 301,053,546,000 to 345,383,300,000, a change of 44,329,754,000 (14.7%).
Net income of 41,588,458,000 contributed positively to equity growth.
Dividend payments of 2,940,000,000 reduced retained earnings.
Share repurchases of 1,684,100,000 reduced equity.
New share issuances of 1,684,100,000 increased equity.
Other comprehensive income increased equity by 24,766,982,000.
Other factors decreased equity by 19,085,686,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rs41.59 Billion	+12.04%
Dividends Paid	Rs2.94 Billion	-0.85%
Share Repurchases	Rs1.68 Billion	-0.49%
Share Issuances	Rs1.68 Billion	+0.49%
Other Comprehensive Income	Rs24.77 Billion	+7.17%
Other Changes	Rs-19.09 Billion	-5.53%
Total Change	Rs-	14.72%

Book Value vs Market Value Analysis

This analysis compares The Federal Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 2.06x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 37.95x to 2.06x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2004-03-31	Rs7.56	Rs286.95	x
2005-03-31	Rs8.43	Rs286.95	x
2006-03-31	Rs13.87	Rs286.95	x
2007-03-31	Rs13.41	Rs286.95	x
2008-03-31	Rs34.51	Rs286.95	x
2009-03-31	Rs25.09	Rs286.95	x
2010-03-31	Rs27.42	Rs286.95	x
2011-03-31	Rs29.34	Rs286.95	x
2012-03-31	Rs32.69	Rs286.95	x
2013-03-31	Rs36.63	Rs286.95	x
2014-03-31	Rs40.11	Rs286.95	x
2015-03-31	Rs44.99	Rs286.95	x
2016-03-31	Rs40.81	Rs286.95	x
2017-03-31	Rs45.30	Rs286.95	x
2018-03-31	Rs62.11	Rs286.95	x
2019-03-31	Rs67.74	Rs286.95	x
2020-03-31	Rs73.96	Rs286.95	x
2021-03-31	Rs82.44	Rs286.95	x
2022-03-31	Rs92.33	Rs286.95	x
2023-03-31	Rs103.80	Rs286.95	x
2024-03-31	Rs128.40	Rs286.95	x
2025-03-31	Rs139.52	Rs286.95	x

Capital Efficiency Dashboard

This dashboard shows how efficiently The Federal Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 12.04%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 13.05%
• Asset Turnover: 0.09x
• Equity Multiplier: 10.43x
Recent ROE (12.04%) is below the historical average (12.22%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2004	20.98%	9.15%	0.10x	23.26x	Rs713.38 Million
2005	12.45%	6.43%	0.08x	23.22x	Rs177.16 Million
2006	18.00%	13.62%	0.08x	16.50x	Rs1.00 Billion
2007	19.48%	13.91%	0.08x	16.69x	Rs1.42 Billion
2008	9.19%	12.37%	0.09x	8.29x	Rs-318.04 Million
2009	11.67%	13.06%	0.10x	9.05x	Rs714.53 Million
2010	9.37%	10.45%	0.10x	9.31x	Rs-293.78 Million
2011	11.09%	12.18%	0.09x	10.23x	Rs546.97 Million
2012	13.48%	12.50%	0.10x	10.83x	Rs1.94 Billion
2013	13.61%	12.42%	0.10x	11.33x	Rs2.26 Billion
2014	12.39%	11.11%	0.10x	10.88x	Rs1.64 Billion
2015	13.74%	12.81%	0.10x	10.77x	Rs2.88 Billion
2016	6.03%	5.69%	0.09x	11.35x	Rs-3.20 Billion
2017	9.68%	8.86%	0.08x	12.90x	Rs-282.70 Million
2018	7.62%	8.58%	0.08x	11.34x	Rs-2.92 Billion
2019	9.75%	10.28%	0.08x	11.89x	Rs-335.36 Million
2020	10.66%	10.29%	0.08x	12.37x	Rs979.60 Million
2021	10.09%	10.27%	0.08x	12.42x	Rs141.11 Million
2022	10.23%	11.94%	0.07x	11.75x	Rs442.38 Million
2023	14.31%	15.63%	0.08x	12.11x	Rs9.52 Billion
2024	12.89%	14.57%	0.08x	10.56x	Rs8.70 Billion
2025	12.04%	13.05%	0.09x	10.43x	Rs7.05 Billion

Industry Comparison

This section compares The Federal Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $108,245,704,600
Average return on equity (ROE) among peers: 6.74%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
The Federal Bank Limited (FEDERALBNK)	Rs362.66 Billion	20.98%	9.14x	$7.63 Billion
AU Small Finance Bank Limited (AUBANK)	$62.75 Billion	18.66%	7.22x	$8.21 Billion
Bandhan Bank Limited (BANDHANBNK)	$216.10 Billion	10.32%	7.23x	$3.48 Billion
Bank of Baroda (BANKBARODA)	$133.71 Billion	17.83%	16.32x	$14.73 Billion
Bank of India (BANKINDIA)	$245.44 Billion	28.81%	17.60x	$6.89 Billion
Canara Bank (CANBK)	$254.09 Billion	11.69%	15.50x	$13.21 Billion
Capital Small Finance Bank Limited (CAPITALSFB)	$1.15 Billion	11.96%	16.87x	$136.92 Million
Central Bank of India (CENTRALBK)	$110.28 Billion	11.92%	18.04x	$3.57 Billion
CSB Bank Limited (CSBBANK)	$8.88 Billion	-5.98%	16.74x	$699.76 Million
City Union Bank Limited (CUB)	$48.41 Billion	14.11%	8.35x	$2.17 Billion
DCB Bank Limited (DCBBANK)	$1.64 Billion	-51.93%	21.79x	$649.92 Million

About The Federal Bank Limited

NSE:FEDERALBNK India Banks - Regional

Market Cap

$7.63 Billion

Rs705.75 Billion INR

Market Cap Rank

#2702 Global

#114 in India

Share Price

Rs286.95

Change (1 day)

+0.77%

52-Week Range

Rs186.73 - Rs299.85

All Time High

Rs299.85