The Federal Bank Limited (FEDERALBNK) - Net Assets
Based on the latest financial reports, The Federal Bank Limited (FEDERALBNK) has net assets worth Rs411.12 Billion INR (≈ $4.45 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs4.02 Trillion ≈ $43.48 Billion USD) and total liabilities (Rs3.61 Trillion ≈ $39.04 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check The Federal Bank Limited (FEDERALBNK) tangible net worth to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs411.12 Billion |
| % of Total Assets | 10.22% |
| Annual Growth Rate | 20.75% |
| 5-Year Change | 110.18% |
| 10-Year Change | 359.29% |
| Growth Volatility | 236.69 |
The Federal Bank Limited - Net Assets Trend (2004–2026)
This chart illustrates how The Federal Bank Limited's net assets have evolved over time, based on quarterly financial data. See The Federal Bank Limited (FEDERALBNK) liquidity interval to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for The Federal Bank Limited (2004–2026)
The table below shows the annual net assets of The Federal Bank Limited from 2004 to 2026. For live valuation and market cap data, see FEDERALBNK stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2026-03-31 | Rs411.12 Billion ≈ $4.45 Billion |
+15.96% |
| 2025-03-31 | Rs354.53 Billion ≈ $3.83 Billion |
+14.64% |
| 2024-03-31 | Rs309.26 Billion ≈ $3.34 Billion |
-87.23% |
| 2023-03-31 | Rs2.42 Trillion ≈ $26.19 Billion |
+1137.89% |
| 2022-03-31 | Rs195.61 Billion ≈ $2.12 Billion |
+17.00% |
| 2021-03-31 | Rs167.19 Billion ≈ $1.81 Billion |
+11.44% |
| 2020-03-31 | Rs150.03 Billion ≈ $1.62 Billion |
+10.49% |
| 2019-03-31 | Rs135.79 Billion ≈ $1.47 Billion |
+10.63% |
| 2018-03-31 | Rs122.74 Billion ≈ $1.33 Billion |
+37.12% |
| 2017-03-31 | Rs89.51 Billion ≈ $968.06 Million |
+11.00% |
| 2016-03-31 | Rs80.64 Billion ≈ $872.10 Million |
+4.73% |
| 2015-03-31 | Rs77.00 Billion ≈ $832.76 Million |
+12.24% |
| 2014-03-31 | Rs68.61 Billion ≈ $741.96 Million |
+9.51% |
| 2013-03-31 | Rs62.65 Billion ≈ $677.55 Million |
+12.03% |
| 2012-03-31 | Rs55.92 Billion ≈ $604.79 Million |
+11.45% |
| 2011-03-31 | Rs50.18 Billion ≈ $542.65 Million |
+6.98% |
| 2010-03-31 | Rs46.90 Billion ≈ $507.25 Million |
+9.32% |
| 2009-03-31 | Rs42.90 Billion ≈ $463.99 Million |
+9.49% |
| 2008-03-31 | Rs39.19 Billion ≈ $423.79 Million |
+160.69% |
| 2007-03-31 | Rs15.03 Billion ≈ $162.57 Million |
+20.16% |
| 2006-03-31 | Rs12.51 Billion ≈ $135.29 Million |
+72.70% |
| 2005-03-31 | Rs7.24 Billion ≈ $78.34 Million |
+11.48% |
| 2004-03-31 | Rs6.50 Billion ≈ $70.27 Million |
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Equity Component Analysis
This analysis shows how different components contribute to The Federal Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 0.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (March 2026)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | Rs4.92 Billion | 1.23% |
| Other Comprehensive Income | Rs15.49 Billion | 3.87% |
| Other Components | Rs380.01 Billion | 94.90% |
| Total Equity | Rs400.43 Billion | 100.00% |
The Federal Bank Limited Competitors by Market Cap
The table below lists competitors of The Federal Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Beijing Compass Technology Develop
SHE:300803
|
$8.54 Billion |
|
Zhejiang Hailiang Co Ltd
SHE:002203
|
$8.56 Billion |
|
Indoritel Makmur Internasional
JK:DNET
|
$8.56 Billion |
|
Yintai Resources Co Ltd
SHE:000975
|
$8.56 Billion |
|
Subsea 7 S.A
F:SOCA
|
$8.54 Billion |
|
National Retail Properties Inc
NYSE:NNN
|
$8.54 Billion |
|
Wuhan Guide Infrared Co Ltd
SHE:002414
|
$8.54 Billion |
|
Darling Ingredients Inc
NYSE:DAR
|
$8.53 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in The Federal Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 345,383,300,000 to 400,426,100,000, a change of 55,042,800,000 (15.9%).
- Net income of 43,453,000,000 contributed positively to equity growth.
- Dividend payments of 2,950,400,000 reduced retained earnings.
- New share issuances of 16,144,700,000 increased equity.
- Other comprehensive income decreased equity by 123,627,503,000.
- Other factors increased equity by 122,023,003,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs43.45 Billion | +10.85% |
| Dividends Paid | Rs2.95 Billion | -0.74% |
| Share Issuances | Rs16.14 Billion | +4.03% |
| Other Comprehensive Income | Rs-123.63 Billion | -30.87% |
| Other Changes | Rs122.02 Billion | +30.47% |
| Total Change | Rs- | 15.94% |
Book Value vs Market Value Analysis
This analysis compares The Federal Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.99x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 42.38x to 1.99x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-03-31 | Rs7.56 | Rs320.45 | x |
| 2005-03-31 | Rs8.43 | Rs320.45 | x |
| 2006-03-31 | Rs13.87 | Rs320.45 | x |
| 2007-03-31 | Rs13.41 | Rs320.45 | x |
| 2008-03-31 | Rs34.51 | Rs320.45 | x |
| 2009-03-31 | Rs25.09 | Rs320.45 | x |
| 2010-03-31 | Rs27.42 | Rs320.45 | x |
| 2011-03-31 | Rs29.34 | Rs320.45 | x |
| 2012-03-31 | Rs32.69 | Rs320.45 | x |
| 2013-03-31 | Rs36.63 | Rs320.45 | x |
| 2014-03-31 | Rs40.11 | Rs320.45 | x |
| 2015-03-31 | Rs44.99 | Rs320.45 | x |
| 2016-03-31 | Rs40.81 | Rs320.45 | x |
| 2017-03-31 | Rs45.30 | Rs320.45 | x |
| 2018-03-31 | Rs62.11 | Rs320.45 | x |
| 2019-03-31 | Rs67.74 | Rs320.45 | x |
| 2020-03-31 | Rs73.96 | Rs320.45 | x |
| 2021-03-31 | Rs82.44 | Rs320.45 | x |
| 2022-03-31 | Rs92.33 | Rs320.45 | x |
| 2023-03-31 | Rs103.80 | Rs320.45 | x |
| 2024-03-31 | Rs128.40 | Rs320.45 | x |
| 2025-03-31 | Rs139.52 | Rs320.45 | x |
| 2026-03-31 | Rs161.08 | Rs320.45 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently The Federal Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.85%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.68%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 10.04x
- Recent ROE (10.85%) is below the historical average (12.16%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 20.98% | 9.15% | 0.10x | 23.26x | Rs713.38 Million |
| 2005 | 12.45% | 6.43% | 0.08x | 23.22x | Rs177.16 Million |
| 2006 | 18.00% | 13.62% | 0.08x | 16.50x | Rs1.00 Billion |
| 2007 | 19.48% | 13.91% | 0.08x | 16.69x | Rs1.42 Billion |
| 2008 | 9.19% | 12.37% | 0.09x | 8.29x | Rs-318.04 Million |
| 2009 | 11.67% | 13.06% | 0.10x | 9.05x | Rs714.53 Million |
| 2010 | 9.37% | 10.45% | 0.10x | 9.31x | Rs-293.78 Million |
| 2011 | 11.09% | 12.18% | 0.09x | 10.23x | Rs546.97 Million |
| 2012 | 13.48% | 12.50% | 0.10x | 10.83x | Rs1.94 Billion |
| 2013 | 13.61% | 12.42% | 0.10x | 11.33x | Rs2.26 Billion |
| 2014 | 12.39% | 11.11% | 0.10x | 10.88x | Rs1.64 Billion |
| 2015 | 13.74% | 12.81% | 0.10x | 10.77x | Rs2.88 Billion |
| 2016 | 6.03% | 5.69% | 0.09x | 11.35x | Rs-3.20 Billion |
| 2017 | 9.68% | 8.86% | 0.08x | 12.90x | Rs-282.70 Million |
| 2018 | 7.62% | 8.58% | 0.08x | 11.34x | Rs-2.92 Billion |
| 2019 | 9.75% | 10.28% | 0.08x | 11.89x | Rs-335.36 Million |
| 2020 | 10.66% | 10.29% | 0.08x | 12.37x | Rs979.60 Million |
| 2021 | 10.09% | 10.27% | 0.08x | 12.42x | Rs141.11 Million |
| 2022 | 10.23% | 11.94% | 0.07x | 11.75x | Rs442.38 Million |
| 2023 | 14.31% | 15.63% | 0.08x | 12.11x | Rs9.52 Billion |
| 2024 | 12.89% | 14.57% | 0.08x | 10.56x | Rs8.70 Billion |
| 2025 | 12.04% | 13.05% | 0.09x | 10.43x | Rs7.05 Billion |
| 2026 | 10.85% | 12.68% | 0.09x | 10.04x | Rs3.41 Billion |
Industry Comparison
This section compares The Federal Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $105,668,636,200
- Average return on equity (ROE) among peers: 7.07%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| The Federal Bank Limited (FEDERALBNK) | Rs411.12 Billion | 20.98% | 8.78x | $8.54 Billion |
| AU Small Finance Bank Limited (AUBANK) | $7.66 Billion | 18.19% | 4.19x | $8.30 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $44.46 Billion | 25.01% | 5.80x | $3.73 Billion |
| Bank of Baroda (BANKBARODA) | $218.99 Billion | 20.25% | 15.72x | $15.83 Billion |
| Bank of India (BANKINDIA) | $369.16 Billion | -16.15% | 15.66x | $7.27 Billion |
| Canara Bank (CANBK) | $328.59 Billion | -7.93% | 16.16x | $13.24 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $2.50 Billion | 7.76% | 16.26x | $142.52 Million |
| Central Bank of India (CENTRALBK) | $18.68 Billion | 17.14% | 29.40x | $3.24 Billion |
| CSB Bank Limited (CSBBANK) | $9.74 Billion | -20.27% | 15.89x | $673.57 Million |
| City Union Bank Limited (CUB) | $16.41 Billion | 19.63% | 13.00x | $1.59 Billion |
| DCB Bank Limited (DCBBANK) | $40.49 Billion | 7.10% | 10.07x | $647.71 Million |
About The Federal Bank Limited
The Federal Bank Limited provides a range of banking and financial services in India. The company operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. Its deposit products include savings accounts, current accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, exchange earners' fore… Read more