ICICI Lombard General Insurance Company Limited
ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, mass health, and motor, as well as home… Read more
ICICI Lombard General Insurance Company Limited (ICICIGI) - Net Assets
Latest net assets as of December 2025: ₹172.03 Billion INR
Based on the latest financial reports, ICICI Lombard General Insurance Company Limited (ICICIGI) has net assets worth ₹172.03 Billion INR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹758.48 Billion) and total liabilities (₹586.45 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹172.03 Billion |
| % of Total Assets | 22.68% |
| Annual Growth Rate | 18.42% |
| 5-Year Change | 97.2% |
| 10-Year Change | 354.61% |
| Growth Volatility | 4.74 |
ICICI Lombard General Insurance Company Limited - Net Assets Trend (2013–2025)
This chart illustrates how ICICI Lombard General Insurance Company Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for ICICI Lombard General Insurance Company Limited (2013–2025)
The table below shows the annual net assets of ICICI Lombard General Insurance Company Limited from 2013 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹149.84 Billion | +15.71% |
| 2024-03-31 | ₹129.50 Billion | +24.00% |
| 2023-03-31 | ₹104.44 Billion | +13.61% |
| 2022-03-31 | ₹91.93 Billion | +20.98% |
| 2021-03-31 | ₹75.99 Billion | +25.82% |
| 2020-03-31 | ₹60.39 Billion | +11.83% |
| 2019-03-31 | ₹54.00 Billion | +14.25% |
| 2018-03-31 | ₹47.27 Billion | +21.18% |
| 2017-03-31 | ₹39.01 Billion | +18.35% |
| 2016-03-31 | ₹32.96 Billion | +11.57% |
| 2015-03-31 | ₹29.54 Billion | +22.48% |
| 2014-03-31 | ₹24.12 Billion | +22.36% |
| 2013-03-31 | ₹19.71 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to ICICI Lombard General Insurance Company Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 20161.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹67.59 Billion | 46.66% |
| Common Stock | ₹4.96 Billion | 3.42% |
| Other Comprehensive Income | ₹2.96 Billion | 2.04% |
| Other Components | ₹69.34 Billion | 47.87% |
| Total Equity | ₹144.85 Billion | 100.00% |
ICICI Lombard General Insurance Company Limited Competitors by Market Cap
The table below lists competitors of ICICI Lombard General Insurance Company Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Guanghui Energy Co Ltd
SHG:600256
|
$5.13 Billion |
|
Delivery Hero SE
PINK:DLVHF
|
$5.14 Billion |
|
SK Innovation
KO:096770
|
$5.14 Billion |
|
Rumo S.A
OTCGREY:RUMOF
|
$5.14 Billion |
|
One Gas Inc
NYSE:OGS
|
$5.13 Billion |
|
Orica Limited
PINK:OCLDF
|
$5.13 Billion |
|
Aurora Innovation Inc
NASDAQ:AUR
|
$5.13 Billion |
|
Plexus Corp
NASDAQ:PLXS
|
$5.12 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in ICICI Lombard General Insurance Company Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 122,050,029,000 to 144,851,700,000, a change of 22,801,671,000 (18.7%).
- Net income of 25,082,900,000 contributed positively to equity growth.
- Share repurchases of 3,496,100,000 reduced equity.
- New share issuances of 3,496,100,000 increased equity.
- Other comprehensive income decreased equity by 101,920,000.
- Other factors decreased equity by 2,179,309,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹25.08 Billion | +17.32% |
| Share Repurchases | ₹3.50 Billion | -2.41% |
| Share Issuances | ₹3.50 Billion | +2.41% |
| Other Comprehensive Income | ₹-101.92 Million | -0.07% |
| Other Changes | ₹-2.18 Billion | -1.5% |
| Total Change | ₹- | 18.68% |
Book Value vs Market Value Analysis
This analysis compares ICICI Lombard General Insurance Company Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 6.33x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 41.23x to 6.33x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-03-31 | ₹44.56 | ₹1837.10 | x |
| 2014-03-31 | ₹53.72 | ₹1837.10 | x |
| 2015-03-31 | ₹65.79 | ₹1837.10 | x |
| 2016-03-31 | ₹73.21 | ₹1837.10 | x |
| 2017-03-31 | ₹86.18 | ₹1837.10 | x |
| 2018-03-31 | ₹104.16 | ₹1837.10 | x |
| 2019-03-31 | ₹118.70 | ₹1837.10 | x |
| 2020-03-31 | ₹132.49 | ₹1837.10 | x |
| 2021-03-31 | ₹166.47 | ₹1837.10 | x |
| 2022-03-31 | ₹186.78 | ₹1837.10 | x |
| 2023-03-31 | ₹212.36 | ₹1837.10 | x |
| 2024-03-31 | ₹246.72 | ₹1837.10 | x |
| 2025-03-31 | ₹290.17 | ₹1837.10 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently ICICI Lombard General Insurance Company Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.32%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.07%
- • Asset Turnover: 0.36x
- • Equity Multiplier: 4.76x
- Recent ROE (17.32%) is below the historical average (17.91%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 17.90% | 7.18% | 0.39x | 6.46x | ₹1.56 Billion |
| 2014 | 21.56% | 9.41% | 0.37x | 6.11x | ₹2.79 Billion |
| 2015 | 19.81% | 10.19% | 0.39x | 4.96x | ₹2.90 Billion |
| 2016 | 15.33% | 7.28% | 0.41x | 5.19x | ₹1.76 Billion |
| 2017 | 17.99% | 8.40% | 0.36x | 5.99x | ₹3.12 Billion |
| 2018 | 18.23% | 8.91% | 0.33x | 6.29x | ₹3.89 Billion |
| 2019 | 19.43% | 9.41% | 0.33x | 6.19x | ₹5.09 Billion |
| 2020 | 19.77% | 10.33% | 0.31x | 6.13x | ₹5.90 Billion |
| 2021 | 19.39% | 11.37% | 0.33x | 5.17x | ₹7.13 Billion |
| 2022 | 13.83% | 7.68% | 0.33x | 5.53x | ₹3.52 Billion |
| 2023 | 16.56% | 9.31% | 0.34x | 5.27x | ₹6.85 Billion |
| 2024 | 15.72% | 8.81% | 0.34x | 5.19x | ₹6.98 Billion |
| 2025 | 17.32% | 10.07% | 0.36x | 4.76x | ₹10.60 Billion |
Industry Comparison
This section compares ICICI Lombard General Insurance Company Limited's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $128,609,690,500
- Average return on equity (ROE) among peers: -3.19%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| ICICI Lombard General Insurance Company Limited (ICICIGI) | ₹172.03 Billion | 17.90% | 3.41x | $5.13 Billion |
| The New India Assurance Company Limited (NIACL) | $241.45 Billion | 2.50% | 2.34x | $117.12 Million |
| Star Health and Allied Insurance Company Limited (STARHEALTH) | $15.77 Billion | -8.88% | 0.01x | $1.27 Billion |