ICICI Lombard General Insurance Company Limited - Asset Resilience Ratio
ICICI Lombard General Insurance Company Limited (ICICIGI) has an Asset Resilience Ratio of 0.48% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of ICICI Lombard General Insurance Company for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2025)
This chart shows how ICICI Lombard General Insurance Company Limited's Asset Resilience Ratio has changed over time. See ICICIGI net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down ICICI Lombard General Insurance Company Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ICICI Lombard General Insurance Company (ICICIGI) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs3.52 Billion | 0.48% |
| Short-term Investments | Rs0.00 | 0% |
| Total Liquid Assets | Rs3.52 Billion | 0.48% |
Asset Resilience Insights
- Limited Liquidity: ICICI Lombard General Insurance Company Limited maintains only 0.48% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
ICICI Lombard General Insurance Company Limited Industry Peers by Asset Resilience Ratio
Compare ICICI Lombard General Insurance Company Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
ageas SA/NV
BR:AGS |
Insurance - Diversified | 57.24% |
|
Alm. Brand
CO:ALMB |
Insurance - Diversified | 0.24% |
|
FG Financial Group
NASDAQ:FGF |
Insurance - Diversified | 4.71% |
|
Vienna Insurance Group AG
VI:VIG |
Insurance - Diversified | 48.85% |
|
UNIQA Insurance Group AG
VI:UQA |
Insurance - Diversified | 45.14% |
|
BB Seguridade Participacoes SA
SA:BBSE3 |
Insurance - Diversified | 43.47% |
|
Porto Seguro S.A
SA:PSSA3 |
Insurance - Diversified | 2.90% |
|
Sun Life Financial Inc.
TO:SLF |
Insurance - Diversified | 6.77% |
Annual Asset Resilience Ratio for ICICI Lombard General Insurance Company Limited (2014–2025)
The table below shows the annual Asset Resilience Ratio data for ICICI Lombard General Insurance Company Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 4.36% | Rs30.12 Billion ≈ $325.77 Million |
Rs690.20 Billion ≈ $7.46 Billion |
-0.81pp |
| 2024-03-31 | 5.17% | Rs32.75 Billion ≈ $354.23 Million |
Rs633.08 Billion ≈ $6.85 Billion |
-1.82pp |
| 2023-03-31 | 7.00% | Rs38.54 Billion ≈ $416.77 Million |
Rs550.86 Billion ≈ $5.96 Billion |
-3.74pp |
| 2022-03-31 | 10.74% | Rs54.61 Billion ≈ $590.58 Million |
Rs508.48 Billion ≈ $5.50 Billion |
+3.05pp |
| 2021-03-31 | 7.69% | Rs30.22 Billion ≈ $326.81 Million |
Rs392.98 Billion ≈ $4.25 Billion |
+0.02pp |
| 2020-03-31 | 7.67% | Rs28.40 Billion ≈ $307.19 Million |
Rs370.42 Billion ≈ $4.01 Billion |
+0.83pp |
| 2019-03-31 | 6.84% | Rs22.85 Billion ≈ $247.12 Million |
Rs334.03 Billion ≈ $3.61 Billion |
+0.24pp |
| 2018-03-31 | 6.60% | Rs19.64 Billion ≈ $212.42 Million |
Rs297.50 Billion ≈ $3.22 Billion |
-1.82pp |
| 2017-03-31 | 8.43% | Rs19.67 Billion ≈ $212.77 Million |
Rs233.51 Billion ≈ $2.53 Billion |
+8.18pp |
| 2016-03-31 | 0.25% | Rs420.24 Million ≈ $4.54 Million |
Rs171.14 Billion ≈ $1.85 Billion |
-8.03pp |
| 2015-03-31 | 8.28% | Rs12.12 Billion ≈ $131.10 Million |
Rs146.46 Billion ≈ $1.58 Billion |
-3.17pp |
| 2014-03-31 | 11.44% | Rs16.87 Billion ≈ $182.45 Million |
Rs147.44 Billion ≈ $1.59 Billion |
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About ICICI Lombard General Insurance Company Limited
ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, mass health, and motor, as well as home… Read more