ICICI Lombard General Insurance Company Limited - Asset Resilience Ratio

Latest as of March 2026: 4.84%

ICICI Lombard General Insurance Company Limited (ICICIGI) has an Asset Resilience Ratio of 4.84% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of ICICI Lombard General Insurance Company to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs36.86 Billion

≈ $398.63 Million USD Cash + Short-term Investments

Total Assets

Rs761.11 Billion

≈ $8.23 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2014–2026)

This chart shows how ICICI Lombard General Insurance Company Limited's Asset Resilience Ratio has changed over time. See ICICIGI equity financing ratio to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down ICICI Lombard General Insurance Company Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ICICI Lombard General Insurance Company (ICICIGI) market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs36.86 Billion	4.84%
Total Liquid Assets	Rs36.86 Billion	4.84%

Asset Resilience Insights

Limited Liquidity: ICICI Lombard General Insurance Company Limited maintains only 4.84% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

ICICI Lombard General Insurance Company Limited Industry Peers by Asset Resilience Ratio

Compare ICICI Lombard General Insurance Company Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Vienna Insurance Group AG VI:VIG	Insurance - Diversified	48.65%
UNIQA Insurance Group AG VI:UQA	Insurance - Diversified	45.14%
ageas SA/NV BR:AGS	Insurance - Diversified	57.24%
BB Seguridade Participacoes SA SA:BBSE3	Insurance - Diversified	43.47%
Porto Seguro S.A SA:PSSA3	Insurance - Diversified	2.90%
Sun Life Financial Inc. TO:SLF	Insurance - Diversified	6.77%
iA Financial Corporation Inc TO:IAG	Insurance - Diversified	0.65%
Western Investment Company of Canada Limited V:WI	Insurance - Diversified	5.56%

Annual Asset Resilience Ratio for ICICI Lombard General Insurance Company Limited (2014–2026)

The table below shows the annual Asset Resilience Ratio data for ICICI Lombard General Insurance Company Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2026-03-31	4.84%	Rs36.86 Billion ≈ $398.63 Million	Rs761.11 Billion ≈ $8.23 Billion	+0.48pp
2025-03-31	4.36%	Rs30.12 Billion ≈ $325.77 Million	Rs690.20 Billion ≈ $7.46 Billion	-0.81pp
2024-03-31	5.17%	Rs32.75 Billion ≈ $354.23 Million	Rs633.08 Billion ≈ $6.85 Billion	-1.82pp
2023-03-31	7.00%	Rs38.54 Billion ≈ $416.77 Million	Rs550.86 Billion ≈ $5.96 Billion	-3.74pp
2022-03-31	10.74%	Rs54.61 Billion ≈ $590.58 Million	Rs508.48 Billion ≈ $5.50 Billion	+3.05pp
2021-03-31	7.69%	Rs30.22 Billion ≈ $326.81 Million	Rs392.98 Billion ≈ $4.25 Billion	+0.02pp
2020-03-31	7.67%	Rs28.40 Billion ≈ $307.19 Million	Rs370.42 Billion ≈ $4.01 Billion	+0.83pp
2019-03-31	6.84%	Rs22.85 Billion ≈ $247.12 Million	Rs334.03 Billion ≈ $3.61 Billion	+0.24pp
2018-03-31	6.60%	Rs19.64 Billion ≈ $212.42 Million	Rs297.50 Billion ≈ $3.22 Billion	-1.82pp
2017-03-31	8.43%	Rs19.67 Billion ≈ $212.77 Million	Rs233.51 Billion ≈ $2.53 Billion	+8.18pp
2016-03-31	0.25%	Rs420.24 Million ≈ $4.54 Million	Rs171.14 Billion ≈ $1.85 Billion	-8.03pp
2015-03-31	8.28%	Rs12.12 Billion ≈ $131.10 Million	Rs146.46 Billion ≈ $1.58 Billion	-3.17pp
2014-03-31	11.44%	Rs16.87 Billion ≈ $182.45 Million	Rs147.44 Billion ≈ $1.59 Billion	--

pp = percentage points

About ICICI Lombard General Insurance Company Limited

NSE:ICICIGI India Insurance - Diversified

Market Cap

$9.63 Billion

Rs890.21 Billion INR

Market Cap Rank

#2322 Global

#91 in India

Share Price

Rs1783.60

Change (1 day)

+2.85%

52-Week Range

Rs1689.10 - Rs2061.00

All Time High

Rs2268.71