IDBI Bank Limited
IDBI Bank Limited provides banking and financial solutions to retail and corporate customers in India. It operates through three segments: Corporate/Wholesale Banking, Retail Banking, and Treasury Operations. The company offers savings, current, and salary accounts, as well as fixed deposits; home, auto, education, and personal loans, as well as loans against properties and securities; debit, cre… Read more
IDBI Bank Limited (IDBI) - Net Assets
Latest net assets as of December 2025: ₹698.01 Billion INR
Based on the latest financial reports, IDBI Bank Limited (IDBI) has net assets worth ₹698.01 Billion INR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹4.24 Trillion) and total liabilities (₹3.54 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹698.01 Billion |
| % of Total Assets | 16.47% |
| Annual Growth Rate | 9.82% |
| 5-Year Change | 63.71% |
| 10-Year Change | 119.72% |
| Growth Volatility | 199.62 |
IDBI Bank Limited - Net Assets Trend (2002–2025)
This chart illustrates how IDBI Bank Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for IDBI Bank Limited (2002–2025)
The table below shows the annual net assets of IDBI Bank Limited from 2002 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹617.85 Billion | +20.61% |
| 2024-03-31 | ₹512.26 Billion | +10.26% |
| 2023-03-31 | ₹464.58 Billion | +8.80% |
| 2022-03-31 | ₹427.00 Billion | +13.14% |
| 2021-03-31 | ₹377.41 Billion | +8.02% |
| 2020-03-31 | ₹349.39 Billion | -9.12% |
| 2019-03-31 | ₹384.44 Billion | +74.79% |
| 2018-03-31 | ₹219.94 Billion | -5.74% |
| 2017-03-31 | ₹233.33 Billion | -17.02% |
| 2016-03-31 | ₹281.20 Billion | +15.12% |
| 2015-03-31 | ₹244.26 Billion | +3.17% |
| 2014-03-31 | ₹236.76 Billion | +11.48% |
| 2013-03-31 | ₹212.38 Billion | +9.36% |
| 2012-03-31 | ₹194.21 Billion | +33.30% |
| 2011-03-31 | ₹145.69 Billion | +41.57% |
| 2010-03-31 | ₹102.91 Billion | +976.26% |
| 2009-03-31 | ₹9.56 Billion | -89.45% |
| 2008-03-31 | ₹90.60 Billion | +6.26% |
| 2007-03-31 | ₹85.26 Billion | +28.04% |
| 2006-03-31 | ₹66.59 Billion | +6.78% |
| 2005-03-31 | ₹62.36 Billion | -6.85% |
| 2004-03-31 | ₹66.94 Billion | -11.94% |
| 2003-03-31 | ₹76.02 Billion | +6.03% |
| 2002-03-31 | ₹71.69 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to IDBI Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1901.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹117.05 Billion | 19.00% |
| Common Stock | ₹107.52 Billion | 17.45% |
| Other Comprehensive Income | ₹338.39 Billion | 54.92% |
| Other Components | ₹53.24 Billion | 8.64% |
| Total Equity | ₹616.20 Billion | 100.00% |
IDBI Bank Limited Competitors by Market Cap
The table below lists competitors of IDBI Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
FRANKLIN BSP RE.TR DL-01
F:6VH
|
$638.42 Million |
|
Discovery Metals Corp
OTCQX:DSVSF
|
$638.46 Million |
|
Colt CZ Group SE
PR:CZG
|
$638.74 Million |
|
UIE PLC
CO:UIE
|
$638.97 Million |
|
Shenzhen Baoming Technology Co
SHE:002992
|
$637.83 Million |
|
Shanghai Weaver Network Co Ltd
SHG:603039
|
$637.44 Million |
|
Delong Composite Energy Group Co Ltd
SHE:000593
|
$637.44 Million |
|
Hoymiles Power Electronics Inc
SHG:688032
|
$637.33 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in IDBI Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 510,730,591,000 to 616,200,500,000, a change of 105,469,909,000 (20.7%).
- Net income of 76,306,827,000 contributed positively to equity growth.
- Dividend payments of 16,117,900,000 reduced retained earnings.
- Other comprehensive income increased equity by 65,277,367,000.
- Other factors decreased equity by 19,996,385,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹76.31 Billion | +12.38% |
| Dividends Paid | ₹16.12 Billion | -2.62% |
| Other Comprehensive Income | ₹65.28 Billion | +10.59% |
| Other Changes | ₹-20.00 Billion | -3.25% |
| Total Change | ₹- | 20.65% |
Book Value vs Market Value Analysis
This analysis compares IDBI Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.72x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 16.44x to 1.72x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-03-31 | ₹6.01 | ₹98.81 | x |
| 2006-03-31 | ₹6.42 | ₹98.81 | x |
| 2007-03-31 | ₹8.22 | ₹98.81 | x |
| 2008-03-31 | ₹8.73 | ₹98.81 | x |
| 2009-03-31 | ₹0.92 | ₹98.81 | x |
| 2010-03-31 | ₹9.92 | ₹98.81 | x |
| 2011-03-31 | ₹14.04 | ₹98.81 | x |
| 2012-03-31 | ₹18.69 | ₹98.81 | x |
| 2013-03-31 | ₹20.44 | ₹98.81 | x |
| 2014-03-31 | ₹22.78 | ₹98.81 | x |
| 2015-03-31 | ₹151.97 | ₹98.81 | x |
| 2016-03-31 | ₹166.69 | ₹98.81 | x |
| 2017-03-31 | ₹112.99 | ₹98.81 | x |
| 2018-03-31 | ₹91.61 | ₹98.81 | x |
| 2019-03-31 | ₹77.33 | ₹98.81 | x |
| 2020-03-31 | ₹39.14 | ₹98.81 | x |
| 2021-03-31 | ₹35.89 | ₹98.81 | x |
| 2022-03-31 | ₹39.59 | ₹98.81 | x |
| 2023-03-31 | ₹43.08 | ₹98.81 | x |
| 2024-03-31 | ₹47.50 | ₹98.81 | x |
| 2025-03-31 | ₹57.33 | ₹98.81 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently IDBI Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.38%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.66%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 6.70x
- Recent ROE (12.38%) is above the historical average (2.99%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 7.30% | 7.02% | 0.11x | 9.87x | ₹-2.01 Billion |
| 2004 | 9.98% | 6.34% | 0.12x | 12.59x | ₹-15.05 Million |
| 2005 | 5.11% | 9.50% | 0.04x | 13.31x | ₹-3.05 Billion |
| 2006 | 8.17% | 7.98% | 0.08x | 13.56x | ₹-1.22 Billion |
| 2007 | 6.90% | 7.83% | 0.07x | 12.43x | ₹-2.64 Billion |
| 2008 | 8.24% | 7.49% | 0.08x | 14.63x | ₹-1.59 Billion |
| 2009 | 80.17% | 5.74% | 0.08x | 182.05x | ₹6.71 Billion |
| 2010 | 9.92% | 5.73% | 0.08x | 22.94x | ₹-85.80 Million |
| 2011 | 10.73% | 7.56% | 0.08x | 17.40x | ₹1.07 Billion |
| 2012 | 10.33% | 7.88% | 0.09x | 14.99x | ₹633.79 Million |
| 2013 | 8.91% | 6.72% | 0.09x | 15.22x | ₹-2.31 Billion |
| 2014 | 4.87% | 3.90% | 0.09x | 13.92x | ₹-12.11 Billion |
| 2015 | 3.86% | 2.92% | 0.09x | 14.60x | ₹-14.96 Billion |
| 2016 | -12.80% | -11.44% | 0.08x | 13.34x | ₹-63.97 Billion |
| 2017 | -21.56% | -15.75% | 0.09x | 15.58x | ₹-73.42 Billion |
| 2018 | -37.12% | -27.52% | 0.08x | 16.03x | ₹-103.23 Billion |
| 2019 | -39.08% | -59.38% | 0.08x | 8.37x | ₹-188.21 Billion |
| 2020 | -36.85% | -52.05% | 0.08x | 8.63x | ₹-163.19 Billion |
| 2021 | 4.02% | 6.26% | 0.08x | 7.94x | ₹-22.49 Billion |
| 2022 | 5.95% | 11.47% | 0.07x | 7.10x | ₹-17.24 Billion |
| 2023 | 8.00% | 15.36% | 0.07x | 7.16x | ₹-9.26 Billion |
| 2024 | 11.33% | 19.66% | 0.08x | 7.13x | ₹6.81 Billion |
| 2025 | 12.38% | 23.66% | 0.08x | 6.70x | ₹14.69 Billion |
Industry Comparison
This section compares IDBI Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $156,553,838,400
- Average return on equity (ROE) among peers: 7.35%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| IDBI Bank Limited (IDBI) | ₹698.01 Billion | 7.30% | 5.07x | $637.98 Million |
| AU Small Finance Bank Limited (AUBANK) | $109.77 Billion | 13.01% | 7.22x | $5.53 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $216.10 Billion | 10.32% | 7.23x | $1.95 Billion |
| Bank of Baroda (BANKBARODA) | $113.95 Billion | 13.59% | 15.10x | $5.99 Billion |
| Bank of India (BANKINDIA) | $478.14 Billion | -11.35% | 12.19x | $1.35 Billion |
| Canara Bank (CANBK) | $232.05 Billion | 14.40% | 15.34x | $4.81 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $4.07 Billion | 6.24% | 12.10x | $29.58 Million |
| Central Bank of India (CENTRALBK) | $369.67 Billion | 10.64% | 12.00x | $276.56 Million |
| CSB Bank Limited (CSBBANK) | $5.46 Billion | -10.62% | 27.88x | $387.35 Million |
| City Union Bank Limited (CUB) | $8.26 Billion | 18.50% | 13.00x | $1.96 Billion |
| DCB Bank Limited (DCBBANK) | $28.08 Billion | 8.74% | 9.76x | $517.83 Million |