INDIA SHELTER FINANCE CORPORATION LIMITED Net Assets
INDIA SHELTER FINANCE CORPORATION LIMITED net assets. Based on the latest financial reports, INDIA SHELTER FINANCE CORPORATION LIMITED (INDIASHLTR) has net assets worth Rs31.98 Billion INR (≈ $345.87 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs96.15 Billion ≈ $1.04 Billion USD) and total liabilities (Rs64.17 Billion ≈ $693.96 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore INDIASHLTR year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs31.98 Billion |
| % of Total Assets | 33.26% |
| Annual Growth Rate | 27.82% |
| 5-Year Change | 197.19% |
| 10-Year Change | N/A |
| Growth Volatility | 25.44 |
Net Assets of INDIA SHELTER FINANCE CORPORATION LIMITED (2016–2025)
Net assets of INDIA SHELTER FINANCE CORPORATION LIMITED from 2016 to 2025. This chart illustrates how INDIA SHELTER FINANCE CORPORATION LIMITED's net assets have evolved over time, based on quarterly financial data. See INDIASHLTR equity to assets ratio to measure how much of total assets are equity-financed.
Annual Net Assets for INDIA SHELTER FINANCE CORPORATION LIMITED (2016–2025)
The table below shows the annual net assets of INDIA SHELTER FINANCE CORPORATION LIMITED from 2016 to 2025. For live market cap and overall valuation, see INDIA SHELTER FINANCE CORPORATION LIMITE (INDIASHLTR) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-09-30 | Rs31.98 Billion ≈ $345.87 Million |
+18.07% |
| 2024-09-30 | Rs27.09 Billion ≈ $292.94 Million |
+17.84% |
| 2023-09-30 | Rs22.99 Billion ≈ $248.59 Million |
+85.30% |
| 2022-09-30 | Rs12.41 Billion ≈ $134.16 Million |
+15.28% |
| 2021-09-30 | Rs10.76 Billion ≈ $116.38 Million |
+14.82% |
| 2020-09-30 | Rs9.37 Billion ≈ $101.36 Million |
+10.49% |
| 2019-09-30 | Rs8.48 Billion ≈ $91.74 Million |
+6.10% |
| 2018-09-30 | Rs8.00 Billion ≈ $86.47 Million |
+41.77% |
| 2017-09-30 | Rs5.64 Billion ≈ $60.99 Million |
+60.60% |
| 2016-09-30 | Rs3.51 Billion ≈ $37.98 Million |
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Equity Component Analysis
This analysis shows how different components contribute to INDIA SHELTER FINANCE CORPORATION LIMITED's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3908.9% over the analyzed period, indicating profitable operations and earnings retention.
INDIA SHELTER FINANCE CORPORATION LIMITED Net Assets Breakdown (September 2025)
INDIA SHELTER FINANCE CORPORATION LIMITED net assets breakdown by equity component as of September 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rs10.31 Billion | 32.23% |
| Common Stock | Rs543.79 Million | 1.70% |
| Other Comprehensive Income | Rs5.77 Billion | 18.03% |
| Other Components | Rs15.36 Billion | 48.04% |
| Total Equity | Rs31.98 Billion | 100.00% |
INDIA SHELTER FINANCE CORPORATION LIMITED Competitors by Market Cap
The table below lists competitors of INDIA SHELTER FINANCE CORPORATION LIMITED ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Power Mech Projects Limited
NSE:POWERMECH
|
$757.49 Million |
|
Safe Bulkers Inc
NYSE:SB
|
$757.64 Million |
|
Salfacorp
SN:SALFACORP
|
$757.65 Million |
|
Hanma Technology Group Co Ltd
SHG:600375
|
$757.69 Million |
|
Shanghai Ganglian E Commerce
SHE:300226
|
$757.42 Million |
|
Chongqing Constr Engineering
SHG:600939
|
$757.23 Million |
|
Bingshan Refrigeration & Heat Transfer Technologies Co Ltd
SHE:000530
|
$757.23 Million |
|
Clean Science and Technology Limited
NSE:CLEAN
|
$757.19 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in INDIA SHELTER FINANCE CORPORATION LIMITED's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 27,087,354,000 to 31,981,246,000, a change of 4,893,892,000 (18.1%).
- Net income of 5,031,468,000 contributed positively to equity growth.
- Dividend payments of 539,672,000 reduced retained earnings.
- New share issuances of 168,124,000 increased equity.
- Other comprehensive income increased equity by 3,306,457,000.
- Other factors decreased equity by 3,072,485,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs5.03 Billion | +15.73% |
| Dividends Paid | Rs539.67 Million | -1.69% |
| Share Issuances | Rs168.12 Million | +0.53% |
| Other Comprehensive Income | Rs3.31 Billion | +10.34% |
| Other Changes | Rs-3.07 Billion | -9.61% |
| Total Change | Rs- | 18.07% |
Book Value vs Market Value Analysis
This analysis compares INDIA SHELTER FINANCE CORPORATION LIMITED's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.25x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 10.53x to 2.25x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-09-30 | Rs61.09 | Rs643.45 | x |
| 2017-09-30 | Rs82.60 | Rs643.45 | x |
| 2018-09-30 | Rs101.09 | Rs643.45 | x |
| 2019-09-30 | Rs97.68 | Rs643.45 | x |
| 2020-09-30 | Rs87.55 | Rs643.45 | x |
| 2021-09-30 | Rs100.52 | Rs643.45 | x |
| 2022-09-30 | Rs115.88 | Rs643.45 | x |
| 2023-09-30 | Rs233.74 | Rs643.45 | x |
| 2024-09-30 | Rs243.22 | Rs643.45 | x |
| 2025-09-30 | Rs285.78 | Rs643.45 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently INDIA SHELTER FINANCE CORPORATION LIMITED utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.73%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 32.92%
- • Asset Turnover: 0.16x
- • Equity Multiplier: 3.01x
- Recent ROE (15.73%) is above the historical average (9.34%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 5.84% | 29.41% | 0.11x | 1.75x | Rs-146.00 Million |
| 2017 | 3.97% | 25.26% | 0.09x | 1.68x | Rs-339.88 Million |
| 2018 | 3.80% | 25.41% | 0.09x | 1.67x | Rs-495.66 Million |
| 2019 | 5.53% | 32.82% | 0.08x | 2.12x | Rs-379.17 Million |
| 2020 | 9.32% | 32.87% | 0.11x | 2.63x | Rs-63.38 Million |
| 2021 | 11.94% | 34.59% | 0.12x | 2.99x | Rs208.34 Million |
| 2022 | 12.52% | 31.28% | 0.12x | 3.46x | Rs312.89 Million |
| 2023 | 10.77% | 36.31% | 0.12x | 2.52x | Rs177.31 Million |
| 2024 | 13.95% | 37.81% | 0.13x | 2.86x | Rs1.07 Billion |
| 2025 | 15.73% | 32.92% | 0.16x | 3.01x | Rs1.83 Billion |
Industry Comparison
This section compares INDIA SHELTER FINANCE CORPORATION LIMITED's net assets metrics with peer companies in the Mortgage Finance industry.
Industry Context
- Industry: Mortgage Finance
- Average net assets among peers: $28,773,522,661
- Average return on equity (ROE) among peers: 13.06%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| INDIA SHELTER FINANCE CORPORATION LIMITED (INDIASHLTR) | Rs31.98 Billion | 5.84% | 2.01x | $757.48 Million |
| Aadhar Housing Finance Ltd (AADHARHFC) | $31.47 Billion | 14.14% | 3.57x | $1.98 Billion |
| Aavas Financiers Limited (AAVAS) | $20.98 Billion | 11.87% | 2.65x | $961.83 Million |
| Aptus Value Housing Finance India Limited (APTUS) | $19.79 Billion | 13.49% | 1.28x | $1.09 Billion |
| Bajaj Housing Finance (BAJAJHFL) | $122.33 Billion | 14.15% | 5.69x | $7.04 Billion |
| GIC Housing Finance Limited (GICHSGFIN) | $2.85 Billion | 17.56% | 6.38x | $70.95 Million |
| Home First Finance Company India Limited (HOMEFIRST) | $25.21 Billion | 15.15% | 3.84x | $1.20 Billion |
| PNB Housing Finance Limited (PNBHOUSING) | $21.44 Billion | 15.22% | 12.84x | $2.99 Billion |
| Repco Home Finance Limited (REPCOHOME) | $15.62 Billion | 15.95% | 6.04x | $217.05 Million |
| Reliance Home Finance Limited (RHFL) | $-738.30 Million | 0.00% | 0.00x | $7.55 Million |
About INDIA SHELTER FINANCE CORPORATION LIMITED
India Shelter Finance Corporation Limited operates as a housing finance company in India. The company offers home, purchase and construction, and home renovation loans, as well as loans against property. It also provides secured retail home and home equity loans. The company was formerly known as Satyaprakash Housing Finance India Limited and changed its name to India Shelter Finance Corporation … Read more