INDIA SHELTER FINANCE CORPORATION LIMITED (INDIASHLTR) - Net Assets
Based on the latest financial reports, INDIA SHELTER FINANCE CORPORATION LIMITED (INDIASHLTR) has net assets worth Rs29.15 Billion INR (≈ $315.28 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs85.80 Billion ≈ $927.93 Million USD) and total liabilities (Rs56.65 Billion ≈ $612.66 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset resilience ratio of INDIA SHELTER FINANCE CORPORATION LIMITE to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs29.15 Billion |
| % of Total Assets | 33.98% |
| Annual Growth Rate | 29.09% |
| 5-Year Change | 189.0% |
| 10-Year Change | N/A |
| Growth Volatility | 26.6 |
INDIA SHELTER FINANCE CORPORATION LIMITED - Net Assets Trend (2016–2024)
This chart illustrates how INDIA SHELTER FINANCE CORPORATION LIMITED's net assets have evolved over time, based on quarterly financial data. Also explore INDIASHLTR asset base for the complete picture of this company's asset base.
Annual Net Assets for INDIA SHELTER FINANCE CORPORATION LIMITED (2016–2024)
The table below shows the annual net assets of INDIA SHELTER FINANCE CORPORATION LIMITED from 2016 to 2024. For live valuation and market cap data, see INDIASHLTR stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-09-30 | Rs27.09 Billion ≈ $292.94 Million |
+17.84% |
| 2023-09-30 | Rs22.99 Billion ≈ $248.59 Million |
+85.30% |
| 2022-09-30 | Rs12.41 Billion ≈ $134.16 Million |
+15.28% |
| 2021-09-30 | Rs10.76 Billion ≈ $116.38 Million |
+14.82% |
| 2020-09-30 | Rs9.37 Billion ≈ $101.36 Million |
+10.49% |
| 2019-09-30 | Rs8.48 Billion ≈ $91.74 Million |
+6.10% |
| 2018-09-30 | Rs8.00 Billion ≈ $86.47 Million |
+41.77% |
| 2017-09-30 | Rs5.64 Billion ≈ $60.99 Million |
+60.60% |
| 2016-09-30 | Rs3.51 Billion ≈ $37.98 Million |
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Equity Component Analysis
This analysis shows how different components contribute to INDIA SHELTER FINANCE CORPORATION LIMITED's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3377.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (September 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rs8.94 Billion | 33.00% |
| Common Stock | Rs539.48 Million | 1.99% |
| Other Comprehensive Income | Rs2.46 Billion | 9.08% |
| Other Components | Rs15.15 Billion | 55.92% |
| Total Equity | Rs27.09 Billion | 100.00% |
INDIA SHELTER FINANCE CORPORATION LIMITED Competitors by Market Cap
The table below lists competitors of INDIA SHELTER FINANCE CORPORATION LIMITED ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Uniphar Group PLC
IR:UPR
|
$951.34 Million |
|
Suzhou Hycan Holdings Co Ltd
SHE:002787
|
$951.51 Million |
|
Jiangsu Lianhuan Pharmaceutical Co Ltd
SHG:600513
|
$951.55 Million |
|
ZheJiang ZhongKe Magnetic Co. Ltd. A
SHE:301141
|
$952.51 Million |
|
Empire State Realty Trust Inc
NYSE:ESRT
|
$951.02 Million |
|
Hangzhou Advance Gearbox Group Co Ltd
SHG:601177
|
$951.01 Million |
|
CTT Correios de Portugal SA
LS:CTT
|
$950.92 Million |
|
Guangdong Kinlong Hardware Products Co Ltd
SHE:002791
|
$950.76 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in INDIA SHELTER FINANCE CORPORATION LIMITED's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 22,986,657,000 to 27,087,354,000, a change of 4,100,697,000 (17.8%).
- Net income of 3,778,734,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 856,130,001.
- Other factors decreased equity by 534,167,001.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs3.78 Billion | +13.95% |
| Other Comprehensive Income | Rs856.13 Million | +3.16% |
| Other Changes | Rs-534.17 Million | -1.97% |
| Total Change | Rs- | 17.84% |
Book Value vs Market Value Analysis
This analysis compares INDIA SHELTER FINANCE CORPORATION LIMITED's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.33x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 13.25x to 3.33x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-09-30 | Rs61.09 | Rs809.60 | x |
| 2017-09-30 | Rs82.60 | Rs809.60 | x |
| 2018-09-30 | Rs101.09 | Rs809.60 | x |
| 2019-09-30 | Rs97.68 | Rs809.60 | x |
| 2020-09-30 | Rs87.55 | Rs809.60 | x |
| 2021-09-30 | Rs100.52 | Rs809.60 | x |
| 2022-09-30 | Rs115.88 | Rs809.60 | x |
| 2023-09-30 | Rs233.74 | Rs809.60 | x |
| 2024-09-30 | Rs243.22 | Rs809.60 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently INDIA SHELTER FINANCE CORPORATION LIMITED utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.95%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 37.81%
- • Asset Turnover: 0.13x
- • Equity Multiplier: 2.86x
- Recent ROE (13.95%) is above the historical average (8.63%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 5.84% | 29.41% | 0.11x | 1.75x | Rs-146.00 Million |
| 2017 | 3.97% | 25.26% | 0.09x | 1.68x | Rs-339.88 Million |
| 2018 | 3.80% | 25.41% | 0.09x | 1.67x | Rs-495.66 Million |
| 2019 | 5.53% | 32.82% | 0.08x | 2.12x | Rs-379.17 Million |
| 2020 | 9.32% | 32.87% | 0.11x | 2.63x | Rs-63.38 Million |
| 2021 | 11.94% | 34.59% | 0.12x | 2.99x | Rs208.34 Million |
| 2022 | 12.52% | 31.28% | 0.12x | 3.46x | Rs312.89 Million |
| 2023 | 10.77% | 36.31% | 0.12x | 2.52x | Rs177.31 Million |
| 2024 | 13.95% | 37.81% | 0.13x | 2.86x | Rs1.07 Billion |
Industry Comparison
This section compares INDIA SHELTER FINANCE CORPORATION LIMITED's net assets metrics with peer companies in the Mortgage Finance industry.
Industry Context
- Industry: Mortgage Finance
- Average net assets among peers: $18,602,244,551
- Average return on equity (ROE) among peers: 11.69%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| INDIA SHELTER FINANCE CORPORATION LIMITED (INDIASHLTR) | Rs29.15 Billion | 5.84% | 1.94x | $951.30 Million |
| Aadhar Housing Finance Ltd (AADHARHFC) | $26.93 Billion | 0.00% | 4.06x | $2.29 Billion |
| Aavas Financiers Limited (AAVAS) | $43.61 Billion | 13.17% | 3.27x | $1.18 Billion |
| Aptus Value Housing Finance India Limited (APTUS) | $19.79 Billion | 13.49% | 1.28x | $1.41 Billion |
| Bajaj Housing Finance (BAJAJHFL) | $36.58 Billion | 2.85% | 4.26x | $7.85 Billion |
| GIC Housing Finance Limited (GICHSGFIN) | $6.60 Billion | 15.59% | 9.18x | $88.24 Million |
| Home First Finance Company India Limited (HOMEFIRST) | $18.17 Billion | 12.56% | 2.71x | $1.31 Billion |
| PNB Housing Finance Limited (PNBHOUSING) | $4.00 Billion | 19.37% | 10.09x | $2.95 Billion |
| Repco Home Finance Limited (REPCOHOME) | $1.35 Billion | 11.53% | 4.46x | $275.64 Million |
| Reliance Home Finance Limited (RHFL) | $10.38 Billion | 16.63% | 9.74x | $10.54 Million |
About INDIA SHELTER FINANCE CORPORATION LIMITED
India Shelter Finance Corporation Limited operates as a housing finance company in India. The company offers home loan, purchase and home construction loan, home renovation loan, and loan against property. The company was formerly known as Satyaprakash Housing Finance India Limited and changed its name to India Shelter Finance Corporation Limited in March 2010. India Shelter Finance Corporation L… Read more