N. B. I. Industrial Finance Company Limited (NBIFIN) - Net Assets
Based on the latest financial reports, N. B. I. Industrial Finance Company Limited (NBIFIN) has net assets worth Rs32.17 Billion INR (≈ $347.91 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs34.06 Billion ≈ $368.33 Million USD) and total liabilities (Rs1.89 Billion ≈ $20.42 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check NBIFIN asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs32.17 Billion |
| % of Total Assets | 94.46% |
| Annual Growth Rate | 35.04% |
| 5-Year Change | 30.18% |
| 10-Year Change | 12395.82% |
| Growth Volatility | 290.71 |
N. B. I. Industrial Finance Company Limited - Net Assets Trend (2004–2025)
This chart illustrates how N. B. I. Industrial Finance Company Limited's net assets have evolved over time, based on quarterly financial data. Also explore NBIFIN current and non-current assets for the complete picture of this company's asset base.
Annual Net Assets for N. B. I. Industrial Finance Company Limited (2004–2025)
The table below shows the annual net assets of N. B. I. Industrial Finance Company Limited from 2004 to 2025. For live valuation and market cap data, see N. B. I. Industrial Finance Company Limi market cap and net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | Rs33.08 Billion ≈ $357.75 Million |
+41.48% |
| 2024-03-31 | Rs23.38 Billion ≈ $252.86 Million |
-0.83% |
| 2023-03-31 | Rs23.58 Billion ≈ $254.98 Million |
+10.25% |
| 2022-03-31 | Rs21.39 Billion ≈ $231.27 Million |
-15.85% |
| 2021-03-31 | Rs25.41 Billion ≈ $274.82 Million |
+57.16% |
| 2020-03-31 | Rs16.17 Billion ≈ $174.86 Million |
-5.42% |
| 2019-03-31 | Rs17.09 Billion ≈ $184.87 Million |
+14.22% |
| 2018-03-31 | Rs14.97 Billion ≈ $161.86 Million |
+1298.76% |
| 2017-03-31 | Rs1.07 Billion ≈ $11.57 Million |
+304.19% |
| 2016-03-31 | Rs264.73 Million ≈ $2.86 Million |
+14.80% |
| 2015-03-31 | Rs230.61 Million ≈ $2.49 Million |
+20.03% |
| 2014-03-31 | Rs192.12 Million ≈ $2.08 Million |
+14.61% |
| 2013-03-31 | Rs167.63 Million ≈ $1.81 Million |
+7.65% |
| 2012-03-31 | Rs155.73 Million ≈ $1.68 Million |
+9.61% |
| 2011-03-31 | Rs142.08 Million ≈ $1.54 Million |
+11.03% |
| 2010-03-31 | Rs127.96 Million ≈ $1.38 Million |
+17.82% |
| 2007-03-31 | Rs108.61 Million ≈ $1.17 Million |
+6.36% |
| 2006-03-31 | Rs102.12 Million ≈ $1.10 Million |
+62.40% |
| 2005-03-31 | Rs62.88 Million ≈ $680.04K |
+4.31% |
| 2004-03-31 | Rs60.28 Million ≈ $651.93K |
-- |
Equity Component Analysis
This analysis shows how different components contribute to N. B. I. Industrial Finance Company Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 71232.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rs33.07 Billion | 99.96% |
| Common Stock | Rs14.77 Million | 0.04% |
| Total Equity | Rs33.08 Billion | 100.00% |
N. B. I. Industrial Finance Company Limited Competitors by Market Cap
The table below lists competitors of N. B. I. Industrial Finance Company Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Dawonsys Co.Ltd
KQ:068240
|
$65.43 Million |
|
Scage Future American Depositary Shares
NASDAQ:SCAG
|
$65.49 Million |
|
Betamek Bhd
KLSE:0263
|
$65.50 Million |
|
Forsys Metals Corp.
TO:FSY
|
$65.50 Million |
|
SDS Group Bhd
KLSE:0212
|
$65.36 Million |
|
Atari S.A.
PA:ALATA
|
$65.31 Million |
|
Me2on Co. Ltd
KQ:201490
|
$65.29 Million |
|
Ensurge Micropower ASA
OL:ENSU
|
$65.29 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in N. B. I. Industrial Finance Company Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 23,381,231,000 to 33,080,648,000, a change of 9,699,417,000 (41.5%).
- Net income of 84,842,000 contributed positively to equity growth.
- Dividend payments of 1,228,000 reduced retained earnings.
- Other comprehensive income decreased equity by 23,381,231,000.
- Other factors increased equity by 32,997,034,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs84.84 Million | +0.26% |
| Dividends Paid | Rs1.23 Million | -0.0% |
| Other Comprehensive Income | Rs-23.38 Billion | -70.68% |
| Other Changes | Rs33.00 Billion | +99.75% |
| Total Change | Rs- | 41.48% |
Book Value vs Market Value Analysis
This analysis compares N. B. I. Industrial Finance Company Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.18x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 39.31x to 0.18x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2010-03-31 | Rs52.08 | Rs2047.60 | x |
| 2011-03-31 | Rs57.83 | Rs2047.60 | x |
| 2012-03-31 | Rs63.39 | Rs2047.60 | x |
| 2013-03-31 | Rs68.23 | Rs2047.60 | x |
| 2014-03-31 | Rs78.20 | Rs2047.60 | x |
| 2015-03-31 | Rs93.86 | Rs2047.60 | x |
| 2016-03-31 | Rs107.76 | Rs2047.60 | x |
| 2017-03-31 | Rs435.53 | Rs2047.60 | x |
| 2018-03-31 | Rs6092.07 | Rs2047.60 | x |
| 2019-03-31 | Rs6958.14 | Rs2047.60 | x |
| 2020-03-31 | Rs6581.36 | Rs2047.60 | x |
| 2021-03-31 | Rs10343.49 | Rs2047.60 | x |
| 2022-03-31 | Rs8704.52 | Rs2047.60 | x |
| 2023-03-31 | Rs9596.62 | Rs2047.60 | x |
| 2024-03-31 | Rs9518.00 | Rs2047.60 | x |
| 2025-03-31 | Rs11200.46 | Rs2047.60 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently N. B. I. Industrial Finance Company Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.26%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 64.59%
- • Asset Turnover: 0.00x
- • Equity Multiplier: 1.06x
- Recent ROE (0.26%) is below the historical average (10.38%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 5.56% | 68.54% | 0.08x | 1.03x | Rs-2.68 Million |
| 2005 | 4.13% | 27.42% | 0.07x | 2.12x | Rs-3.69 Million |
| 2006 | 38.42% | 76.18% | 0.45x | 1.12x | Rs29.02 Million |
| 2007 | 5.97% | 33.27% | 0.17x | 1.06x | Rs-4.38 Million |
| 2010 | 7.27% | 61.12% | 0.11x | 1.08x | Rs-3.49 Million |
| 2011 | 9.94% | 79.02% | 0.12x | 1.01x | Rs-91.94K |
| 2012 | 8.77% | 76.51% | 0.11x | 1.01x | Rs-1.92 Million |
| 2013 | 7.18% | 68.93% | 0.10x | 1.01x | Rs-4.72 Million |
| 2014 | 12.74% | 84.53% | 0.15x | 1.02x | Rs5.27 Million |
| 2015 | 16.69% | 77.98% | 0.21x | 1.01x | Rs15.43 Million |
| 2016 | 12.89% | 89.10% | 0.14x | 1.01x | Rs7.65 Million |
| 2017 | 75.40% | 79.97% | 0.94x | 1.01x | Rs699.77 Million |
| 2018 | 0.26% | 66.98% | 0.00x | 1.00x | Rs-1.46 Billion |
| 2019 | 0.25% | 70.05% | 0.00x | 1.00x | Rs-1.67 Billion |
| 2020 | 0.80% | 91.79% | 0.01x | 1.00x | Rs-1.49 Billion |
| 2021 | 0.06% | 109.62% | 0.00x | 1.05x | Rs-2.53 Billion |
| 2022 | 0.37% | 70.18% | 0.01x | 1.03x | Rs-2.06 Billion |
| 2023 | 0.22% | 51.88% | 0.00x | 1.04x | Rs-2.30 Billion |
| 2024 | 0.34% | 61.38% | 0.01x | 1.04x | Rs-2.26 Billion |
| 2025 | 0.26% | 64.59% | 0.00x | 1.06x | Rs-3.22 Billion |
Industry Comparison
This section compares N. B. I. Industrial Finance Company Limited's net assets metrics with peer companies in the Capital Markets industry.
Industry Context
- Industry: Capital Markets
- Average net assets among peers: $1,760,362,035
- Average return on equity (ROE) among peers: 9.10%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| N. B. I. Industrial Finance Company Limited (NBIFIN) | Rs32.17 Billion | 5.56% | 0.06x | $65.43 Million |
| 21st Century Management Services Limited (21STCENMGM) | $456.10 Million | 12.69% | 0.44x | $4.15 Million |
| 5paisa Capital Ltd (5PAISA) | $121.33 Million | -45.32% | 2.67x | $113.39 Million |
| Abans Holdings Limited (AHL) | $7.36 Billion | 8.41% | 0.59x | $117.39 Million |
| AUTHUM INVESTMENT & INFRASTRUCTU ORD (BSE) (AIIL) | $552.74 Million | 2.13% | 0.52x | $4.33 Billion |
| Almondz Global Securities Limited (ALMONDZ) | $1.10 Billion | 10.23% | 0.67x | $30.95 Million |
| Angel One Limited (ANGELONE) | $3.47 Billion | 12.65% | 1.81x | $3.03 Billion |
| Arihant Capital Markets Limited (ARIHANTCAP) | $1.19 Billion | 17.41% | 1.60x | $83.11 Million |
| Ausom Enterprise Limited (AUSOMENT) | $605.47 Million | 34.34% | 0.54x | $21.77 Million |
| Avonmore Capital & Management Services Limited (AVONMORE) | $1.13 Billion | 5.92% | 0.68x | $37.72 Million |
| Aditya Birla Money Limited (BIRLAMONEY) | $1.63 Billion | 32.55% | 12.01x | $89.41 Million |
About N. B. I. Industrial Finance Company Limited
N.B.I. Industrial Finance Company Limited, a non-banking financial company, engages in the investing in shares, securities, and financial activities in India. The company was formerly known as The New Bank of India Limited and changed its name to N.B.I. Industrial Finance Company Limited in May 1951. The company was incorporated in 1936 and is based in Kolkata, India.