The New India Assurance Company Limited (NIACL) - Net Assets

Latest as of September 2025: Rs288.61 Billion INR ≈ $3.12 Billion USD

Based on the latest financial reports, The New India Assurance Company Limited (NIACL) has net assets worth Rs288.61 Billion INR (≈ $3.12 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs1.11 Trillion ≈ $11.97 Billion USD) and total liabilities (Rs818.45 Billion ≈ $8.85 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check financial resilience of The New India Assurance Company Limited to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs288.61 Billion
% of Total Assets	26.07%
Annual Growth Rate	9.11%
5-Year Change	72.75%
10-Year Change	124.84%
Growth Volatility	20.71

The New India Assurance Company Limited - Net Assets Trend (2013–2025)

This chart illustrates how The New India Assurance Company Limited's net assets have evolved over time, based on quarterly financial data. Also explore NIACL total assets for the complete picture of this company's asset base.

Annual Net Assets for The New India Assurance Company Limited (2013–2025)

The table below shows the annual net assets of The New India Assurance Company Limited from 2013 to 2025. For live valuation and market cap data, see The New India Assurance Company Limited (NIACL) total market value.

Year	Net Assets	Change
2025-03-31	Rs442.30 Billion ≈ $4.78 Billion	-1.29%
2024-03-31	Rs448.10 Billion ≈ $4.85 Billion	+72.87%
2023-03-31	Rs259.21 Billion ≈ $2.80 Billion	+0.23%
2022-03-31	Rs258.61 Billion ≈ $2.80 Billion	+1.00%
2021-03-31	Rs256.04 Billion ≈ $2.77 Billion	+18.65%
2020-03-31	Rs215.81 Billion ≈ $2.33 Billion	-10.62%
2019-03-31	Rs241.45 Billion ≈ $2.61 Billion	-2.30%
2018-03-31	Rs247.15 Billion ≈ $2.67 Billion	+16.21%
2017-03-31	Rs212.68 Billion ≈ $2.30 Billion	+8.11%
2016-03-31	Rs196.72 Billion ≈ $2.13 Billion	-2.94%
2015-03-31	Rs202.68 Billion ≈ $2.19 Billion	+15.05%
2014-03-31	Rs176.16 Billion ≈ $1.91 Billion	+13.39%
2013-03-31	Rs155.36 Billion ≈ $1.68 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to The New India Assurance Company Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 107.9% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component	Amount	Percentage
Retained Earnings	Rs182.04 Billion	41.20%
Common Stock	Rs8.24 Billion	1.86%
Other Comprehensive Income	Rs214.27 Billion	48.50%
Other Components	Rs37.28 Billion	8.44%
Total Equity	Rs441.83 Billion	100.00%

The New India Assurance Company Limited Competitors by Market Cap

The table below lists competitors of The New India Assurance Company Limited ranked by their market capitalization.

Company	Market Cap
Graphic Packaging Holding Company NYSE:GPK	$2.86 Billion
Fortuna Silver Mines Inc TO:FVI	$2.86 Billion
CECEP Solar Energy Co Ltd SHE:000591	$2.87 Billion
Liechtensteinische Landesbank AG SW:LLBN	$2.87 Billion
Beijing United Information Technology Co Ltd SHG:603613	$2.86 Billion
Giantec Semiconductor Corp SHG:688123	$2.86 Billion
Anhui Shenjian New Materials Co Ltd SHE:002361	$2.86 Billion
Diodes Incorporated NASDAQ:DIOD	$2.86 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in The New India Assurance Company Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 454,389,300,000 to 441,832,000,000, a change of -12,557,300,000 (-2.8%).
Net income of 10,366,300,000 contributed positively to equity growth.
Dividend payments of 3,431,800,000 reduced retained earnings.
Other comprehensive income decreased equity by 38,571,200,000.
Other factors increased equity by 19,079,400,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rs10.37 Billion	+2.35%
Dividends Paid	Rs3.43 Billion	-0.78%
Other Comprehensive Income	Rs-38.57 Billion	-8.73%
Other Changes	Rs19.08 Billion	+4.32%
Total Change	Rs-	-2.76%

Book Value vs Market Value Analysis

This analysis compares The New India Assurance Company Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.60x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 1.71x to 0.60x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2013-03-31	Rs93.96	Rs160.60	x
2014-03-31	Rs106.72	Rs160.60	x
2015-03-31	Rs122.79	Rs160.60	x
2016-03-31	Rs119.09	Rs160.60	x
2017-03-31	Rs128.76	Rs160.60	x
2018-03-31	Rs149.80	Rs160.60	x
2019-03-31	Rs146.30	Rs160.60	x
2020-03-31	Rs130.74	Rs160.60	x
2021-03-31	Rs233.57	Rs160.60	x
2022-03-31	Rs241.83	Rs160.60	x
2023-03-31	Rs238.45	Rs160.60	x
2024-03-31	Rs275.72	Rs160.60	x
2025-03-31	Rs268.09	Rs160.60	x

Capital Efficiency Dashboard

This dashboard shows how efficiently The New India Assurance Company Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 2.35%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 2.35%
• Asset Turnover: 0.40x
• Equity Multiplier: 2.48x
Recent ROE (2.35%) is below the historical average (4.44%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2013	5.92%	7.35%	0.27x	3.01x	Rs-6.32 Billion
2014	4.72%	5.73%	0.27x	3.09x	Rs-9.29 Billion
2015	7.00%	8.19%	0.27x	3.11x	Rs-6.08 Billion
2016	4.90%	4.97%	0.30x	3.28x	Rs-10.01 Billion
2017	4.93%	4.66%	0.32x	3.31x	Rs-10.76 Billion
2018	8.87%	8.72%	0.32x	3.15x	Rs-2.79 Billion
2019	2.51%	2.19%	0.34x	3.34x	Rs-18.06 Billion
2020	6.69%	4.68%	0.40x	3.59x	Rs-7.12 Billion
2021	4.26%	4.88%	0.36x	2.40x	Rs-22.09 Billion
2022	0.49%	0.53%	0.38x	2.42x	Rs-37.91 Billion
2023	2.67%	2.51%	0.43x	2.50x	Rs-28.82 Billion
2024	2.46%	2.52%	0.41x	2.36x	Rs-34.27 Billion
2025	2.35%	2.35%	0.40x	2.48x	Rs-33.82 Billion

Industry Comparison

This section compares The New India Assurance Company Limited's net assets metrics with peer companies in the Insurance - Diversified industry.

Industry Context

Industry: Insurance - Diversified
Average net assets among peers: $43,514,477,000
Average return on equity (ROE) among peers: 15.23%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
The New India Assurance Company Limited (NIACL)	Rs288.61 Billion	5.92%	2.84x	$2.86 Billion
ICICI Lombard General Insurance Company Limited (ICICIGI)	$19.71 Billion	17.90%	5.46x	$9.50 Billion
Star Health and Allied Insurance Company Limited (STARHEALTH)	$67.32 Billion	12.55%	1.68x	$3.34 Billion

About The New India Assurance Company Limited

NSE:NIACL India Insurance - Diversified

Market Cap

$2.86 Billion

Rs264.67 Billion INR

Market Cap Rank

#5081 Global

#224 in India

Share Price

Rs160.60

Change (1 day)

-0.61%

52-Week Range

Rs117.82 - Rs204.35

All Time High

Rs354.88