Niva Bupa Health Insurance Company Limited
Niva Bupa Health Insurance Company Limited provides health insurance products in India. It offers health insurance plans, such as individual, family, NRIs, senior citizens, personal accident, critical illness; travel insurance, including international and studying abroad insurance plans; and corporate insurance comprising group and start up health, group personal accident and OPD coverage, and gr… Read more
Niva Bupa Health Insurance Company Limited (NIVABUPA) - Net Assets
Latest net assets as of March 2025: ₹44.94 Billion INR
Based on the latest financial reports, Niva Bupa Health Insurance Company Limited (NIVABUPA) has net assets worth ₹44.94 Billion INR as of March 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹97.60 Billion) and total liabilities (₹52.66 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹44.94 Billion |
| % of Total Assets | 46.04% |
| Annual Growth Rate | 15.34% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 15.39 |
Niva Bupa Health Insurance Company Limited - Net Assets Trend (2022–2025)
This chart illustrates how Niva Bupa Health Insurance Company Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Niva Bupa Health Insurance Company Limited (2022–2025)
The table below shows the annual net assets of Niva Bupa Health Insurance Company Limited from 2022 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹39.26 Billion | +0.30% |
| 2024-03-31 | ₹39.15 Billion | +37.09% |
| 2023-03-31 | ₹28.55 Billion | +11.61% |
| 2022-03-31 | ₹25.58 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Niva Bupa Health Insurance Company Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 30.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹7.18 Billion | 15.99% |
| Common Stock | ₹18.27 Billion | 40.65% |
| Other Components | ₹19.49 Billion | 43.36% |
| Total Equity | ₹44.94 Billion | 100.00% |
Niva Bupa Health Insurance Company Limited Competitors by Market Cap
The table below lists competitors of Niva Bupa Health Insurance Company Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Beijing Centergate Technologies Holding Co Ltd
SHE:000931
|
$356.80 Million |
|
Yujin Robot Co. Ltd
KQ:056080
|
$356.98 Million |
|
INDIA SHELTER FINANCE CORPORATION LIMITED
NSE:INDIASHLTR
|
$357.03 Million |
|
Beijing Infosec Technologies Co. Ltd. A
SHG:688201
|
$357.07 Million |
|
Contec Medical Systems Co Ltd
SHE:300869
|
$356.65 Million |
|
Shenzhen Kexin Communication Technologies Co Ltd
SHE:300565
|
$356.53 Million |
|
Kale Environmental Technology (Shanghai) Corporation
SHE:301070
|
$356.51 Million |
|
TSRC Corp
TW:2103
|
$356.45 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Niva Bupa Health Insurance Company Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 39,145,480,000 to 44,939,900,000, a change of 5,794,420,000 (14.8%).
- Net income of 2,135,200,000 contributed positively to equity growth.
- New share issuances of 7,977,400,000 increased equity.
- Other factors decreased equity by 4,318,180,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹2.14 Billion | +4.75% |
| Share Issuances | ₹7.98 Billion | +17.75% |
| Other Changes | ₹-4.32 Billion | -9.61% |
| Total Change | ₹- | 14.80% |
Book Value vs Market Value Analysis
This analysis compares Niva Bupa Health Insurance Company Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.83x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.11x to 2.83x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-03-31 | ₹14.00 | ₹71.59 | x |
| 2023-03-31 | ₹15.63 | ₹71.59 | x |
| 2024-03-31 | ₹21.43 | ₹71.59 | x |
| 2025-03-31 | ₹25.26 | ₹71.59 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Niva Bupa Health Insurance Company Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.75%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 3.75%
- • Asset Turnover: 0.58x
- • Equity Multiplier: 2.17x
- Recent ROE (4.75%) is above the historical average (-0.10%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | -7.68% | -10.68% | 0.68x | 1.06x | ₹-4.52 Billion |
| 2023 | 0.44% | 0.45% | 0.72x | 1.36x | ₹-2.73 Billion |
| 2024 | 2.09% | 1.99% | 0.66x | 1.58x | ₹-3.10 Billion |
| 2025 | 4.75% | 3.75% | 0.58x | 2.17x | ₹-2.36 Billion |
Industry Comparison
This section compares Niva Bupa Health Insurance Company Limited's net assets metrics with peer companies in the Insurance - Life industry.
Industry Context
- Industry: Insurance - Life
- Average net assets among peers: $273,333,696,451
- Average return on equity (ROE) among peers: 7.71%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Niva Bupa Health Insurance Company Limited (NIVABUPA) | ₹44.94 Billion | -7.68% | 1.17x | $356.73 Million |
| HDFC Life Insurance Company Limited (HDFCLIFE) | $161.55 Billion | 11.21% | 20.63x | $7.09 Billion |
| ICICI Prudential Life Insurance Company Limited (ICICIPRULI) | $119.34 Billion | 9.93% | 25.33x | $2.49 Billion |
| Life Insurance Corporation Of India (LICI) | $1.28 Trillion | 37.90% | 43.40x | $2.30 Billion |
| Max Financial Services Limited (MFSL) | $3.04 Billion | -31.71% | 1.01x | $4.92 Billion |
| Religare Enterprises Limited (RELIGARE) | $40.48 Billion | -1.18% | 5.78x | $446.38 Million |
| SBI Life Insurance Company Limited (SBILIFE) | $40.56 Billion | 20.09% | 17.27x | $21.64 Billion |