SRG HOUSING FINANCE ORD (BSE) (SRGHFL) - Net Assets
Based on the latest financial reports, SRG HOUSING FINANCE ORD (BSE) (SRGHFL) has net assets worth Rs2.79 Billion INR (≈ $30.20 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs9.83 Billion ≈ $106.32 Million USD) and total liabilities (Rs7.04 Billion ≈ $76.12 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check SRG HOUSING FINANCE ORD (BSE) (SRGHFL) asset resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs2.79 Billion |
| % of Total Assets | 28.4% |
| Annual Growth Rate | 28.67% |
| 5-Year Change | 181.96% |
| 10-Year Change | N/A |
| Growth Volatility | 17.95 |
SRG HOUSING FINANCE ORD (BSE) - Net Assets Trend (2020–2025)
This chart illustrates how SRG HOUSING FINANCE ORD (BSE)'s net assets have evolved over time, based on quarterly financial data. Also explore SRGHFL total assets for the complete picture of this company's asset base.
Annual Net Assets for SRG HOUSING FINANCE ORD (BSE) (2020–2025)
The table below shows the annual net assets of SRG HOUSING FINANCE ORD (BSE) from 2020 to 2025. For live valuation and market cap data, see SRG HOUSING FINANCE ORD (BSE) market cap and net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | Rs2.64 Billion ≈ $28.55 Million |
+65.31% |
| 2024-03-31 | Rs1.60 Billion ≈ $17.27 Million |
+19.82% |
| 2023-03-31 | Rs1.33 Billion ≈ $14.41 Million |
+17.16% |
| 2022-03-31 | Rs1.14 Billion ≈ $12.30 Million |
+21.50% |
| 2021-03-31 | Rs936.11 Million ≈ $10.12 Million |
+25.05% |
| 2020-03-31 | Rs748.56 Million ≈ $8.10 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to SRG HOUSING FINANCE ORD (BSE)'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 216.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rs1.18 Billion | 44.80% |
| Common Stock | Rs156.76 Million | 5.94% |
| Other Comprehensive Income | Rs322.26 Million | 12.21% |
| Other Components | Rs977.98 Million | 37.05% |
| Total Equity | Rs2.64 Billion | 100.00% |
SRG HOUSING FINANCE ORD (BSE) Competitors by Market Cap
The table below lists competitors of SRG HOUSING FINANCE ORD (BSE) ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Korea Refract
KO:010040
|
$48.01 Million |
|
Virgin Group Acquisition Corp II
NYSE:GROV
|
$48.01 Million |
|
Cufe Ltd
AU:CUF
|
$48.01 Million |
|
Toba Pulp Lestari Tbk
JK:INRU
|
$48.02 Million |
|
Findi Ltd
AU:FND
|
$47.97 Million |
|
IT City Public Company Limited
BK:IT
|
$47.97 Million |
|
GenMont Biotech Inc
TW:3164
|
$47.96 Million |
|
Energia Latina SA
SN:ENLASA
|
$47.96 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in SRG HOUSING FINANCE ORD (BSE)'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,596,683,000 to 2,639,494,000, a change of 1,042,811,000 (65.3%).
- Net income of 243,950,000 contributed positively to equity growth.
- New share issuances of 797,040,000 increased equity.
- Other comprehensive income increased equity by 40,978,000.
- Other factors decreased equity by 39,157,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs243.95 Million | +9.24% |
| Share Issuances | Rs797.04 Million | +30.2% |
| Other Comprehensive Income | Rs40.98 Million | +1.55% |
| Other Changes | Rs-39.16 Million | -1.48% |
| Total Change | Rs- | 65.31% |
Book Value vs Market Value Analysis
This analysis compares SRG HOUSING FINANCE ORD (BSE)'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.50x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 4.91x to 1.50x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-03-31 | Rs57.58 | Rs282.67 | x |
| 2021-03-31 | Rs72.01 | Rs282.67 | x |
| 2022-03-31 | Rs87.49 | Rs282.67 | x |
| 2023-03-31 | Rs101.17 | Rs282.67 | x |
| 2024-03-31 | Rs118.28 | Rs282.67 | x |
| 2025-03-31 | Rs188.65 | Rs282.67 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently SRG HOUSING FINANCE ORD (BSE) utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.24%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.22%
- • Asset Turnover: 0.16x
- • Equity Multiplier: 3.29x
- Recent ROE (9.24%) is below the historical average (16.20%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | 24.01% | 27.70% | 0.20x | 4.42x | Rs104.85 Million |
| 2021 | 20.12% | 27.98% | 0.17x | 4.20x | Rs94.73 Million |
| 2022 | 17.87% | 27.76% | 0.18x | 3.68x | Rs89.48 Million |
| 2023 | 12.80% | 20.43% | 0.16x | 3.85x | Rs37.31 Million |
| 2024 | 13.19% | 27.84% | 0.11x | 4.20x | Rs50.92 Million |
| 2025 | 9.24% | 17.22% | 0.16x | 3.29x | Rs-20.00 Million |
Industry Comparison
This section compares SRG HOUSING FINANCE ORD (BSE)'s net assets metrics with peer companies in the Mortgage Finance industry.
Industry Context
- Industry: Mortgage Finance
- Average net assets among peers: $17,541,565,896
- Average return on equity (ROE) among peers: 10.90%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| SRG HOUSING FINANCE ORD (BSE) (SRGHFL) | Rs2.79 Billion | 24.01% | 2.52x | $48.00 Million |
| Aadhar Housing Finance Ltd (AADHARHFC) | $26.93 Billion | 0.00% | 4.06x | $2.29 Billion |
| Aavas Financiers Limited (AAVAS) | $43.61 Billion | 13.17% | 3.27x | $1.18 Billion |
| Aptus Value Housing Finance India Limited (APTUS) | $19.79 Billion | 13.49% | 1.28x | $1.41 Billion |
| Bajaj Housing Finance (BAJAJHFL) | $36.58 Billion | 2.85% | 4.26x | $7.85 Billion |
| GIC Housing Finance Limited (GICHSGFIN) | $6.60 Billion | 15.59% | 9.18x | $88.24 Million |
| Home First Finance Company India Limited (HOMEFIRST) | $18.17 Billion | 12.56% | 2.71x | $1.31 Billion |
| INDIA SHELTER FINANCE CORPORATION LIMITED (INDIASHLTR) | $8.00 Billion | 3.80% | 0.67x | $951.30 Million |
| PNB Housing Finance Limited (PNBHOUSING) | $4.00 Billion | 19.37% | 10.09x | $2.95 Billion |
| Repco Home Finance Limited (REPCOHOME) | $1.35 Billion | 11.53% | 4.46x | $275.64 Million |
| Reliance Home Finance Limited (RHFL) | $10.38 Billion | 16.63% | 9.74x | $10.54 Million |
About SRG HOUSING FINANCE ORD (BSE)
SRG Housing Finance Limited operates as a housing finance company in India. The company offers home loans, including construction, repair renovation and extension, new purchase, resale home purchase, plot and construction, and builder/project loans; loans against residential and commercial properties; balance transfer loan; and top-up loans. It offers its services to low- and middle-income indivi… Read more