TCI Finance Limited (TCIFINANCE) - Net Assets
Based on the latest financial reports, TCI Finance Limited (TCIFINANCE) has net assets worth Rs-749.82 Million INR (≈ $-8.11 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs78.82 Million ≈ $852.40K USD) and total liabilities (Rs828.64 Million ≈ $8.96 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check TCIFINANCE financial resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rs-749.82 Million |
| % of Total Assets | -951.32% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | -281.8% |
| Growth Volatility | 49.56 |
TCI Finance Limited - Net Assets Trend (2006–2025)
This chart illustrates how TCI Finance Limited's net assets have evolved over time, based on quarterly financial data. Also explore TCI Finance Limited total assets for the complete picture of this company's asset base.
Annual Net Assets for TCI Finance Limited (2006–2025)
The table below shows the annual net assets of TCI Finance Limited from 2006 to 2025. For live valuation and market cap data, see TCI Finance Limited market cap and net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | Rs-751.80 Million ≈ $-8.13 Million |
-18.66% |
| 2024-03-31 | Rs-633.60 Million ≈ $-6.85 Million |
-0.81% |
| 2023-03-31 | Rs-628.50 Million ≈ $-6.80 Million |
-34.45% |
| 2022-03-31 | Rs-467.46 Million ≈ $-5.06 Million |
-56.54% |
| 2021-03-31 | Rs-298.62 Million ≈ $-3.23 Million |
+30.68% |
| 2020-03-31 | Rs-430.77 Million ≈ $-4.66 Million |
-183.41% |
| 2019-03-31 | Rs516.45 Million ≈ $5.59 Million |
+10.66% |
| 2018-03-31 | Rs466.69 Million ≈ $5.05 Million |
+3.72% |
| 2017-03-31 | Rs449.95 Million ≈ $4.87 Million |
+8.81% |
| 2016-03-31 | Rs413.52 Million ≈ $4.47 Million |
+4.92% |
| 2015-03-31 | Rs394.15 Million ≈ $4.26 Million |
+20.84% |
| 2014-03-31 | Rs326.17 Million ≈ $3.53 Million |
+21.05% |
| 2013-03-31 | Rs269.46 Million ≈ $2.91 Million |
+2.47% |
| 2012-03-31 | Rs262.98 Million ≈ $2.84 Million |
+0.12% |
| 2011-03-31 | Rs262.65 Million ≈ $2.84 Million |
+16.72% |
| 2010-03-31 | Rs225.02 Million ≈ $2.43 Million |
-3.40% |
| 2009-03-31 | Rs232.94 Million ≈ $2.52 Million |
-4.28% |
| 2008-03-31 | Rs243.35 Million ≈ $2.63 Million |
-3.60% |
| 2007-03-31 | Rs252.44 Million ≈ $2.73 Million |
+5.50% |
| 2006-03-31 | Rs239.28 Million ≈ $2.59 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to TCI Finance Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 89370000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | Rs142.00 Million | % |
| Other Comprehensive Income | Rs-893.80 Million | % |
| Other Components | Rs893.70 Million | % |
| Total Equity | Rs-751.80 Million | 100.00% |
TCI Finance Limited Competitors by Market Cap
The table below lists competitors of TCI Finance Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Ion Energy Ltd
V:ION
|
$1.99 Million |
|
Jadestone Energy Inc
LSE:JSE
|
$1.99 Million |
|
Aclarion Inc
NASDAQ:ACON
|
$1.99 Million |
|
Biomotion Sciences Ordinary Shares
NASDAQ:SLXN
|
$1.99 Million |
|
Bluejay Diagnostics Inc
NASDAQ:BJDX
|
$1.99 Million |
|
Tessin Nordic Holding AB
ST:TESSIN
|
$1.99 Million |
|
Kancera AB (publ)
ST:KAN
|
$1.98 Million |
|
MEP Infrastructure Developers Limited
NSE:MEP
|
$1.98 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in TCI Finance Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from -633,598,000 to -751,800,000, a change of -118,202,000.
- Net income of 35,800,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 331,527,000.
- Other factors increased equity by 177,525,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rs35.80 Million | +4.76% |
| Other Comprehensive Income | Rs-331.53 Million | -44.1% |
| Other Changes | Rs177.53 Million | +23.61% |
| Total Change | Rs- | % |
Book Value vs Market Value Analysis
This analysis compares TCI Finance Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2006-03-31 | Rs18.59 | Rs14.29 | x |
| 2007-03-31 | Rs19.61 | Rs14.29 | x |
| 2008-03-31 | Rs18.90 | Rs14.29 | x |
| 2009-03-31 | Rs18.10 | Rs14.29 | x |
| 2010-03-31 | Rs17.48 | Rs14.29 | x |
| 2011-03-31 | Rs20.40 | Rs14.29 | x |
| 2012-03-31 | Rs20.43 | Rs14.29 | x |
| 2013-03-31 | Rs20.93 | Rs14.29 | x |
| 2014-03-31 | Rs25.34 | Rs14.29 | x |
| 2015-03-31 | Rs30.62 | Rs14.29 | x |
| 2016-03-31 | Rs32.12 | Rs14.29 | x |
| 2017-03-31 | Rs34.95 | Rs14.29 | x |
| 2018-03-31 | Rs36.25 | Rs14.29 | x |
| 2019-03-31 | Rs40.12 | Rs14.29 | x |
| 2020-03-31 | Rs-33.46 | Rs14.29 | x |
| 2021-03-31 | Rs-23.20 | Rs14.29 | x |
| 2022-03-31 | Rs-36.32 | Rs14.29 | x |
| 2023-03-31 | Rs-48.83 | Rs14.29 | x |
| 2024-03-31 | Rs-49.22 | Rs14.29 | x |
| 2025-03-31 | Rs-58.38 | Rs14.29 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently TCI Finance Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 53.19%
- • Asset Turnover: 0.90x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is below the historical average (3.59%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2006 | 3.97% | 37.38% | 0.08x | 1.41x | Rs-14.43 Million |
| 2007 | 5.21% | 42.52% | 0.09x | 1.36x | Rs-12.08 Million |
| 2008 | -2.31% | -21.16% | 0.07x | 1.51x | Rs-29.95 Million |
| 2009 | -4.21% | -58.88% | 0.03x | 2.57x | Rs-33.11 Million |
| 2010 | -3.52% | -15.41% | 0.06x | 3.76x | Rs-30.42 Million |
| 2011 | 14.33% | 35.33% | 0.11x | 3.80x | Rs11.37 Million |
| 2012 | 0.12% | 3.33% | 0.01x | 3.21x | Rs-25.97 Million |
| 2013 | 2.41% | 6.16% | 0.13x | 3.06x | Rs-20.46 Million |
| 2014 | 17.39% | 240.17% | 0.04x | 1.78x | Rs24.09 Million |
| 2015 | 17.30% | 93.16% | 0.08x | 2.34x | Rs28.79 Million |
| 2016 | 4.68% | 16.87% | 0.11x | 2.45x | Rs-21.98 Million |
| 2017 | 8.10% | 26.66% | 0.13x | 2.25x | Rs-8.57 Million |
| 2018 | 3.59% | 13.75% | 0.12x | 2.14x | Rs-29.93 Million |
| 2019 | 4.78% | 43.97% | 0.06x | 1.68x | Rs-26.98 Million |
| 2020 | 0.00% | -1353.66% | 0.06x | 0.00x | Rs-480.11 Million |
| 2021 | 0.00% | -184.02% | 0.05x | 0.00x | Rs-47.81 Million |
| 2022 | 0.00% | -714.12% | 0.07x | 0.00x | Rs-282.91 Million |
| 2023 | 0.00% | 0.00% | -0.03x | 0.00x | Rs37.75 Million |
| 2024 | 0.00% | -357.99% | 0.00x | 0.00x | Rs58.56 Million |
| 2025 | 0.00% | 53.19% | 0.90x | 0.00x | Rs110.98 Million |
Industry Comparison
This section compares TCI Finance Limited's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $37,628,750,405
- Average return on equity (ROE) among peers: 10.76%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| TCI Finance Limited (TCIFINANCE) | Rs-749.82 Million | 3.97% | N/A | $1.99 Million |
| Akme Fintrade India Ltd (AFIL) | $1.30 Billion | 0.00% | 2.50x | $41.31 Million |
| Arman Financial Services Limited (ARMANFIN) | $3.66 Billion | 25.65% | 4.57x | $169.77 Million |
| Baid Finserv Limited (BAIDFIN) | $108.03 Million | 5.96% | 2.17x | $19.08 Million |
| Bajaj Finance Limited (BAJFINANCE) | $96.00 Billion | 19.13% | 5.64x | $62.99 Billion |
| Capri Global Capital Limited (CGCL) | $38.37 Billion | 7.28% | 2.95x | $1.94 Billion |
| Cholamandalam Investment and Finance Company Limited (CHOLAFIN) | $22.87 Billion | 16.10% | 8.42x | $14.26 Billion |
| Cholamandalam Financial Holdings Limited (CHOLAHLDNG) | $162.58 Billion | 7.94% | 7.06x | $3.16 Billion |
| CREDITACCESS GRAMEEN LIMITED (CREDITACC) | $51.07 Billion | 16.18% | 3.28x | $2.25 Billion |
| CSL Finance Limited (CSLFINANCE) | $773.42 Million | 9.31% | 0.08x | $55.14 Million |
| DCM Financial Services Limited (DCMFINSERV) | $-439.02 Million | 0.00% | 0.00x | $1.13 Million |
About TCI Finance Limited
TCI Finance Limited operates as a is a non-deposit-taking, non-banking financial company in India. The company offers loans against securities, commercial vehicle finance, global IP convention, IP valuation, and patent trademark and copyright services, as well as other financial services. TCI Finance Limited was incorporated in 1973 and is based in Hyderabad, India.