American International Group Inc

NYSE:AIG USA Insurance - Diversified
Market Cap
$41.07 Billion
Market Cap Rank
#517 Global
#415 in USA
Share Price
$76.54
Change (1 day)
-0.26%
52-Week Range
$71.89 - $87.34
All Time High
$87.34
About

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exp… Read more

American International Group Inc (AIG) - Net Assets

Latest net assets as of December 2025: $41.16 Billion USD

Based on the latest financial reports, American International Group Inc (AIG) has net assets worth $41.16 Billion USD as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($161.25 Billion) and total liabilities ($120.09 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $41.16 Billion
% of Total Assets 25.53%
Annual Growth Rate 6.21%
5-Year Change -92.73%
10-Year Change -46.44%
Growth Volatility 135.15

American International Group Inc - Net Assets Trend (1985–2025)

This chart illustrates how American International Group Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for American International Group Inc (1985–2025)

The table below shows the annual net assets of American International Group Inc from 1985 to 2025.

Year Net Assets Change
2025-12-31 $41.16 Billion -3.26%
2024-12-31 $42.55 Billion -17.06%
2023-12-31 $51.30 Billion +21.47%
2022-12-31 $42.23 Billion -92.54%
2021-12-31 $565.95 Billion +3.10%
2020-12-31 $548.95 Billion +12.10%
2019-12-31 $489.71 Billion +754.51%
2018-12-31 $57.31 Billion -12.78%
2017-12-31 $65.71 Billion -14.51%
2016-12-31 $76.86 Billion -14.80%
2015-12-31 $90.21 Billion -15.91%
2014-12-31 $107.27 Billion +6.09%
2013-12-31 $101.11 Billion +2.13%
2012-12-31 $99.00 Billion -11.30%
2011-12-31 $111.61 Billion +27.03%
2010-12-31 $87.86 Billion -11.28%
2009-12-31 $99.03 Billion +57.89%
2008-12-31 $62.73 Billion -40.95%
2007-12-31 $106.22 Billion -3.12%
2006-12-31 $109.64 Billion +26.75%
2005-12-31 $86.50 Billion +13.23%
2004-12-31 $76.40 Billion +8.79%
2003-12-31 $70.22 Billion +14.64%
2002-12-31 $61.26 Billion +12.70%
2001-12-31 $54.35 Billion +178.50%
2000-12-31 $-69.24 Billion -302.45%
1999-12-31 $34.20 Billion +514.06%
1998-12-31 $-8.26 Billion -133.85%
1997-12-31 $24.40 Billion +8.72%
1996-12-31 $22.44 Billion +10.96%
1995-12-31 $20.23 Billion +21.69%
1994-12-31 $16.62 Billion +7.76%
1993-12-31 $15.42 Billion +19.73%
1992-12-31 $12.88 Billion +12.38%
1991-12-31 $11.46 Billion +15.74%
1990-12-31 $9.90 Billion +17.84%
1989-12-31 $8.41 Billion +20.03%
1988-12-31 $7.00 Billion +21.57%
1987-12-31 $5.76 Billion +18.33%
1986-12-31 $4.87 Billion +31.44%
1985-12-31 $3.70 Billion --

Equity Component Analysis

This analysis shows how different components contribute to American International Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 1133.1% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings $37.19 Billion 90.39%
Common Stock $4.77 Billion 11.59%
Other Comprehensive Income $-4.99 Billion -12.12%
Other Components $4.17 Billion 10.15%
Total Equity $41.14 Billion 100.00%

American International Group Inc Competitors by Market Cap

The table below lists competitors of American International Group Inc ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in American International Group Inc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 42,521,000,000 to 41,139,000,000, a change of -1,382,000,000 (-3.3%).
  • Net income of 3,096,000,000 contributed positively to equity growth.
  • Dividend payments of 976,000,000 reduced retained earnings.
  • Share repurchases of 5,836,000,000 reduced equity.
  • Other comprehensive income increased equity by 2,112,000,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $3.10 Billion +7.53%
Dividends Paid $976.00 Million -2.37%
Share Repurchases $5.84 Billion -14.19%
Other Comprehensive Income $2.11 Billion +5.13%
Other Changes $222.00 Million +0.54%
Total Change $- -3.25%

Book Value vs Market Value Analysis

This analysis compares American International Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.06x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 1.81x to 1.06x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1985-12-31 $42.29 $76.54 x
1986-12-31 $49.78 $76.54 x
1987-12-31 $60.22 $76.54 x
1988-12-31 $71.87 $76.54 x
1989-12-31 $86.74 $76.54 x
1990-12-31 $100.94 $76.54 x
1991-12-31 $112.73 $76.54 x
1992-12-31 $128.41 $76.54 x
1993-12-31 $152.41 $76.54 x
1994-12-31 $162.39 $76.54 x
1995-12-31 $198.29 $76.54 x
1996-12-31 $220.99 $76.54 x
1997-12-31 $207.53 $76.54 x
1998-12-31 $258.46 $76.54 x
1999-12-31 $251.37 $76.54 x
2000-12-31 $359.66 $76.54 x
2001-12-31 $393.58 $76.54 x
2002-12-31 $431.36 $76.54 x
2003-12-31 $531.13 $76.54 x
2004-12-31 $611.35 $76.54 x
2005-12-31 $658.57 $76.54 x
2006-12-31 $775.27 $76.54 x
2007-12-31 $737.50 $76.54 x
2008-12-31 $400.18 $76.54 x
2009-12-31 $515.97 $76.54 x
2010-12-31 $624.36 $76.54 x
2011-12-31 $56.43 $76.54 x
2012-12-31 $58.08 $76.54 x
2013-12-31 $67.83 $76.54 x
2014-12-31 $73.85 $76.54 x
2015-12-31 $67.19 $76.54 x
2016-12-31 $69.93 $76.54 x
2017-12-31 $70.03 $76.54 x
2018-12-31 $61.93 $76.54 x
2019-12-31 $73.83 $76.54 x
2020-12-31 $76.34 $76.54 x
2021-12-31 $76.26 $76.54 x
2022-12-31 $50.77 $76.54 x
2023-12-31 $62.53 $76.54 x
2024-12-31 $64.69 $76.54 x
2025-12-31 $72.14 $76.54 x

Capital Efficiency Dashboard

This dashboard shows how efficiently American International Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 7.53%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 73.45%
  • • Asset Turnover: 0.03x
  • • Equity Multiplier: 3.92x
  • Recent ROE (7.53%) is above the historical average (4.69%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1985 10.09% 6.63% 0.36x 4.20x $3.36 Million
1986 13.49% 7.53% 0.41x 4.32x $169.82 Million
1987 16.40% 8.47% 0.40x 4.84x $368.48 Million
1988 17.38% 9.21% 0.35x 5.34x $516.75 Million
1989 16.27% 10.08% 0.29x 5.49x $526.99 Million
1990 14.56% 9.70% 0.26x 5.87x $451.86 Million
1991 13.55% 9.83% 0.23x 6.05x $406.66 Million
1992 12.96% 9.70% 0.21x 6.25x $378.68 Million
1993 12.73% 10.38% 0.18x 6.64x $416.38 Million
1994 13.25% 18.48% 0.10x 6.96x $533.35 Million
1995 12.66% 19.28% 0.10x 6.77x $527.67 Million
1996 13.14% 11.22% 0.17x 6.73x $692.58 Million
1997 15.46% 12.52% 0.18x 6.83x $1.31 Billion
1998 14.22% 12.99% 0.17x 6.45x $1.27 Billion
1999 18.57% 13.60% 0.17x 8.05x $2.86 Billion
2000 13.99% 11.78% 0.18x 6.46x $1.90 Billion
2001 10.54% 8.90% 0.13x 9.45x $284.00 Million
2002 10.06% 8.83% 0.12x 9.63x $35.70 Million
2003 11.57% 10.20% 0.12x 9.63x $1.10 Billion
2004 12.25% 10.11% 0.12x 9.91x $1.81 Billion
2005 12.11% 9.62% 0.13x 9.87x $1.83 Billion
2006 13.82% 12.39% 0.12x 9.63x $3.88 Billion
2007 6.47% 5.63% 0.10x 11.07x $-3.38 Billion
2008 -188.37% -1439.81% 0.01x 16.32x $-104.56 Billion
2009 -15.68% -14.53% 0.09x 12.14x $-17.93 Billion
2010 9.13% 10.04% 0.12x 7.71x $-745.90 Million
2011 20.31% 31.52% 0.12x 5.45x $10.47 Billion
2012 3.51% 4.81% 0.13x 5.60x $-6.36 Billion
2013 9.04% 13.00% 0.13x 5.39x $-962.00 Million
2014 7.04% 11.65% 0.13x 4.82x $-3.16 Billion
2015 2.45% 3.73% 0.12x 5.54x $-6.77 Billion
2016 -1.11% -1.61% 0.11x 6.53x $-8.48 Billion
2017 -9.34% -12.19% 0.10x 7.65x $-12.60 Billion
2018 -0.01% -0.01% 0.10x 8.73x $-5.64 Billion
2019 5.10% 6.72% 0.09x 7.99x $-3.22 Billion
2020 -8.96% -13.56% 0.07x 8.84x $-12.58 Billion
2021 15.72% 19.94% 0.09x 9.04x $3.77 Billion
2022 25.57% 34.12% 0.06x 13.17x $6.23 Billion
2023 8.03% 13.03% 0.05x 11.89x $-892.10 Million
2024 -3.30% -5.15% 0.17x 3.79x $-5.66 Billion
2025 7.53% 73.45% 0.03x 3.92x $-1.02 Billion

Industry Comparison

This section compares American International Group Inc's net assets metrics with peer companies in the Insurance - Diversified industry.

Industry Context

  • Industry: Insurance - Diversified
  • Average net assets among peers: $20,716,270,556
  • Average return on equity (ROE) among peers: 13.21%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
American International Group Inc (AIG) $41.16 Billion 10.09% 2.92x $41.07 Billion
Alm. Brand A/S (ABDBY) $13.40 Billion 5.80% 1.64x $2.98 Billion
Arch Capital Group Ltd (ACGL) $2.48 Billion 10.34% 3.63x $32.16 Billion
ageas SA/NV (AGESF) $8.80 Billion 12.71% 10.19x $10.79 Billion
Aviva plc (AIVAF) $11.16 Billion 0.00% 0.03x $18.17 Billion
Allianz SE (ALIZF) $63.58 Billion 13.43% 14.46x $143.52 Billion
Assicurazioni Generali S.p.A (ARZGF) $18.35 Billion 18.39% 19.85x $30.45 Billion
AXA SA (AXAHF) $52.40 Billion 13.72% 11.30x $66.04 Billion
BB Seguridade Participacoes SA (BBSEY) $11.40 Billion 35.51% 0.17x $4.26 Billion
Bâloise Holding AG (BLHEF) $4.87 Billion 8.96% 14.09x $8.54 Billion