American International Group Inc (AIG) - Net Assets
Based on the latest financial reports, American International Group Inc (AIG) has net assets worth $40.43 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($161.54 Billion) and total liabilities ($121.11 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check American International Group Inc (AIG) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $40.43 Billion |
| % of Total Assets | 25.03% |
| Annual Growth Rate | 6.21% |
| 5-Year Change | -92.73% |
| 10-Year Change | -46.44% |
| Growth Volatility | 135.15 |
American International Group Inc - Net Assets Trend (1985–2025)
This chart illustrates how American International Group Inc's net assets have evolved over time, based on quarterly financial data. See how many days can American International Group Inc fund operations to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for American International Group Inc (1985–2025)
The table below shows the annual net assets of American International Group Inc from 1985 to 2025. For live valuation and market cap data, see AIG market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $41.16 Billion | -3.26% |
| 2024-12-31 | $42.55 Billion | -17.06% |
| 2023-12-31 | $51.30 Billion | +21.47% |
| 2022-12-31 | $42.23 Billion | -92.54% |
| 2021-12-31 | $565.95 Billion | +3.10% |
| 2020-12-31 | $548.95 Billion | +12.10% |
| 2019-12-31 | $489.71 Billion | +754.51% |
| 2018-12-31 | $57.31 Billion | -12.78% |
| 2017-12-31 | $65.71 Billion | -14.51% |
| 2016-12-31 | $76.86 Billion | -14.80% |
| 2015-12-31 | $90.21 Billion | -15.91% |
| 2014-12-31 | $107.27 Billion | +6.09% |
| 2013-12-31 | $101.11 Billion | +2.13% |
| 2012-12-31 | $99.00 Billion | -11.30% |
| 2011-12-31 | $111.61 Billion | +27.03% |
| 2010-12-31 | $87.86 Billion | -11.28% |
| 2009-12-31 | $99.03 Billion | +57.89% |
| 2008-12-31 | $62.73 Billion | -40.95% |
| 2007-12-31 | $106.22 Billion | -3.12% |
| 2006-12-31 | $109.64 Billion | +26.75% |
| 2005-12-31 | $86.50 Billion | +13.23% |
| 2004-12-31 | $76.40 Billion | +8.79% |
| 2003-12-31 | $70.22 Billion | +14.64% |
| 2002-12-31 | $61.26 Billion | +12.70% |
| 2001-12-31 | $54.35 Billion | +178.50% |
| 2000-12-31 | $-69.24 Billion | -302.45% |
| 1999-12-31 | $34.20 Billion | +514.06% |
| 1998-12-31 | $-8.26 Billion | -133.85% |
| 1997-12-31 | $24.40 Billion | +8.72% |
| 1996-12-31 | $22.44 Billion | +10.96% |
| 1995-12-31 | $20.23 Billion | +21.69% |
| 1994-12-31 | $16.62 Billion | +7.76% |
| 1993-12-31 | $15.42 Billion | +19.73% |
| 1992-12-31 | $12.88 Billion | +12.38% |
| 1991-12-31 | $11.46 Billion | +15.74% |
| 1990-12-31 | $9.90 Billion | +17.84% |
| 1989-12-31 | $8.41 Billion | +20.03% |
| 1988-12-31 | $7.00 Billion | +21.57% |
| 1987-12-31 | $5.76 Billion | +18.33% |
| 1986-12-31 | $4.87 Billion | +31.44% |
| 1985-12-31 | $3.70 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to American International Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1133.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $37.19 Billion | 90.39% |
| Common Stock | $4.77 Billion | 11.59% |
| Other Comprehensive Income | $-4.99 Billion | -12.12% |
| Other Components | $4.17 Billion | 10.15% |
| Total Equity | $41.14 Billion | 100.00% |
American International Group Inc Competitors by Market Cap
The table below lists competitors of American International Group Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
KB Financial Group
KO:105560
|
$39.20 Billion |
|
Nokia Corp ADR
NYSE:NOK
|
$39.25 Billion |
|
Prudential plc
MX:PUKN
|
$39.25 Billion |
|
Garmin Ltd
F:GEY
|
$39.27 Billion |
|
Consolidated Edison Inc
NYSE:ED
|
$39.18 Billion |
|
Public Service Enterprise Group Inc
NYSE:PEG
|
$39.16 Billion |
|
Danone SA
F:BSND
|
$39.05 Billion |
|
ASSA ABLOY AB (publ)
ST:ASSA-B
|
$38.93 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in American International Group Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 42,521,000,000 to 41,139,000,000, a change of -1,382,000,000 (-3.3%).
- Net income of 3,096,000,000 contributed positively to equity growth.
- Dividend payments of 976,000,000 reduced retained earnings.
- Share repurchases of 5,836,000,000 reduced equity.
- Other comprehensive income increased equity by 2,112,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.10 Billion | +7.53% |
| Dividends Paid | $976.00 Million | -2.37% |
| Share Repurchases | $5.84 Billion | -14.19% |
| Other Comprehensive Income | $2.11 Billion | +5.13% |
| Other Changes | $222.00 Million | +0.54% |
| Total Change | $- | -3.25% |
Book Value vs Market Value Analysis
This analysis compares American International Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.03x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.75x to 1.03x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1985-12-31 | $42.29 | $74.02 | x |
| 1986-12-31 | $49.78 | $74.02 | x |
| 1987-12-31 | $60.22 | $74.02 | x |
| 1988-12-31 | $71.87 | $74.02 | x |
| 1989-12-31 | $86.74 | $74.02 | x |
| 1990-12-31 | $100.94 | $74.02 | x |
| 1991-12-31 | $112.73 | $74.02 | x |
| 1992-12-31 | $128.41 | $74.02 | x |
| 1993-12-31 | $152.41 | $74.02 | x |
| 1994-12-31 | $162.39 | $74.02 | x |
| 1995-12-31 | $198.29 | $74.02 | x |
| 1996-12-31 | $220.99 | $74.02 | x |
| 1997-12-31 | $207.53 | $74.02 | x |
| 1998-12-31 | $258.46 | $74.02 | x |
| 1999-12-31 | $251.37 | $74.02 | x |
| 2000-12-31 | $359.66 | $74.02 | x |
| 2001-12-31 | $393.58 | $74.02 | x |
| 2002-12-31 | $431.36 | $74.02 | x |
| 2003-12-31 | $531.13 | $74.02 | x |
| 2004-12-31 | $611.35 | $74.02 | x |
| 2005-12-31 | $658.57 | $74.02 | x |
| 2006-12-31 | $775.27 | $74.02 | x |
| 2007-12-31 | $737.50 | $74.02 | x |
| 2008-12-31 | $400.18 | $74.02 | x |
| 2009-12-31 | $515.97 | $74.02 | x |
| 2010-12-31 | $624.36 | $74.02 | x |
| 2011-12-31 | $56.43 | $74.02 | x |
| 2012-12-31 | $58.08 | $74.02 | x |
| 2013-12-31 | $67.83 | $74.02 | x |
| 2014-12-31 | $74.11 | $74.02 | x |
| 2015-12-31 | $67.60 | $74.02 | x |
| 2016-12-31 | $70.44 | $74.02 | x |
| 2017-12-31 | $70.61 | $74.02 | x |
| 2018-12-31 | $62.97 | $74.02 | x |
| 2019-12-31 | $550.54 | $74.02 | x |
| 2020-12-31 | $631.47 | $74.02 | x |
| 2021-12-31 | $654.36 | $74.02 | x |
| 2022-12-31 | $53.60 | $74.02 | x |
| 2023-12-31 | $62.53 | $74.02 | x |
| 2024-12-31 | $64.69 | $74.02 | x |
| 2025-12-31 | $72.14 | $74.02 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently American International Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.53%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 11.56%
- • Asset Turnover: 0.17x
- • Equity Multiplier: 3.92x
- Recent ROE (7.53%) is above the historical average (4.40%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1985 | 10.09% | 6.63% | 0.36x | 4.20x | $3.36 Million |
| 1986 | 13.49% | 7.53% | 0.41x | 4.32x | $169.82 Million |
| 1987 | 16.40% | 8.47% | 0.40x | 4.84x | $368.48 Million |
| 1988 | 17.38% | 9.21% | 0.35x | 5.34x | $516.75 Million |
| 1989 | 16.27% | 10.08% | 0.29x | 5.49x | $526.99 Million |
| 1990 | 14.56% | 9.70% | 0.26x | 5.87x | $451.86 Million |
| 1991 | 13.55% | 9.83% | 0.23x | 6.05x | $406.66 Million |
| 1992 | 12.96% | 9.70% | 0.21x | 6.25x | $378.68 Million |
| 1993 | 12.73% | 10.38% | 0.18x | 6.64x | $416.38 Million |
| 1994 | 13.25% | 18.48% | 0.10x | 6.96x | $533.35 Million |
| 1995 | 12.66% | 19.28% | 0.10x | 6.77x | $527.67 Million |
| 1996 | 13.14% | 11.22% | 0.17x | 6.73x | $692.58 Million |
| 1997 | 15.46% | 12.52% | 0.18x | 6.83x | $1.31 Billion |
| 1998 | 14.22% | 12.99% | 0.17x | 6.45x | $1.27 Billion |
| 1999 | 18.57% | 13.60% | 0.17x | 8.05x | $2.86 Billion |
| 2000 | 13.99% | 11.78% | 0.18x | 6.46x | $1.90 Billion |
| 2001 | 10.54% | 8.90% | 0.13x | 9.45x | $284.00 Million |
| 2002 | 10.06% | 8.83% | 0.12x | 9.63x | $35.70 Million |
| 2003 | 11.57% | 10.20% | 0.12x | 9.63x | $1.10 Billion |
| 2004 | 12.25% | 10.11% | 0.12x | 9.91x | $1.81 Billion |
| 2005 | 12.11% | 9.62% | 0.13x | 9.87x | $1.83 Billion |
| 2006 | 13.82% | 12.39% | 0.12x | 9.63x | $3.88 Billion |
| 2007 | 6.47% | 5.63% | 0.10x | 11.07x | $-3.38 Billion |
| 2008 | -188.37% | -1439.81% | 0.01x | 16.32x | $-104.56 Billion |
| 2009 | -15.68% | -14.53% | 0.09x | 12.14x | $-17.93 Billion |
| 2010 | 9.13% | 10.04% | 0.12x | 7.71x | $-745.90 Million |
| 2011 | 20.31% | 31.52% | 0.12x | 5.45x | $10.47 Billion |
| 2012 | 3.51% | 4.81% | 0.13x | 5.60x | $-6.36 Billion |
| 2013 | 9.04% | 13.00% | 0.13x | 5.39x | $-962.00 Million |
| 2014 | 7.02% | 11.65% | 0.13x | 4.81x | $-3.20 Billion |
| 2015 | 2.43% | 3.73% | 0.12x | 5.51x | $-6.83 Billion |
| 2016 | -1.10% | -1.61% | 0.11x | 6.48x | $-8.53 Billion |
| 2017 | -9.26% | -12.19% | 0.10x | 7.58x | $-12.65 Billion |
| 2018 | -0.01% | -0.01% | 0.10x | 8.58x | $-5.74 Billion |
| 2019 | 0.68% | 6.72% | 0.09x | 1.07x | $-45.62 Billion |
| 2020 | -1.08% | -13.56% | 0.07x | 1.07x | $-60.84 Billion |
| 2021 | 1.83% | 19.94% | 0.09x | 1.05x | $-46.23 Billion |
| 2022 | 24.21% | 34.12% | 0.06x | 12.47x | $6.00 Billion |
| 2023 | 8.03% | 13.03% | 0.05x | 11.89x | $-892.10 Million |
| 2024 | -3.30% | -5.15% | 0.17x | 3.79x | $-5.66 Billion |
| 2025 | 7.53% | 11.56% | 0.17x | 3.92x | $-1.02 Billion |
Industry Comparison
This section compares American International Group Inc's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $24,133,662,343
- Average return on equity (ROE) among peers: 7.87%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| American International Group Inc (AIG) | $40.43 Billion | 10.09% | 3.00x | $39.19 Billion |
| Arch Capital Group Ltd. (ACGL) | $12.32 Billion | 13.29% | 2.08x | $31.86 Billion |
| Brookfield Wealth Solutions Ltd. (BNT) | $8.85 Billion | 9.00% | 5.97x | $2.67 Billion |
| Berkshire Hathaway Inc (BRK-A) | $168.96 Billion | 6.07% | 1.32x | $370.98 Billion |
| Berkshire Hathaway Inc (BRK-B) | $5.38 Billion | 7.32% | 0.98x | $684.42 Billion |
| Enstar Group Limited (ESGR) | $514.04 Million | 12.02% | 3.70x | $5.04 Billion |
| FG Financial Group (FGF) | $7.43 Million | -1.62% | 0.37x | $6.32 Million |
| Fidelis Insurance Holdings Limited (FIHL) | $1.99 Billion | 2.65% | 3.18x | $1.79 Billion |
| Hartford Financial Services Group (HIG) | $18.88 Billion | 14.54% | 16.31x | $35.16 Billion |
| International General Insurance Holdings Ltd (IGIC) | $312.14 Million | 7.55% | 2.23x | $1.06 Billion |
About American International Group Inc
American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exp… Read more