American Integrity Insurance Group, Inc.
American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and special… Read more
American Integrity Insurance Group, Inc. (AII) - Net Assets
Latest net assets as of December 2025: $337.02 Million USD
Based on the latest financial reports, American Integrity Insurance Group, Inc. (AII) has net assets worth $337.02 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.23 Billion) and total liabilities ($888.05 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $337.02 Million |
| % of Total Assets | 27.51% |
| Annual Growth Rate | 58.56% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 43.16 |
American Integrity Insurance Group, Inc. - Net Assets Trend (2023–2025)
This chart illustrates how American Integrity Insurance Group, Inc.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for American Integrity Insurance Group, Inc. (2023–2025)
The table below shows the annual net assets of American Integrity Insurance Group, Inc. from 2023 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $337.02 Million | +107.54% |
| 2024-12-31 | $162.39 Million | +21.22% |
| 2023-12-31 | $133.97 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to American Integrity Insurance Group, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 83.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $229.18 Million | 68.00% |
| Common Stock | $20.00K | 0.01% |
| Other Comprehensive Income | $1.93 Million | 0.57% |
| Other Components | $105.90 Million | 31.42% |
| Total Equity | $337.02 Million | 100.00% |
American Integrity Insurance Group, Inc. Competitors by Market Cap
The table below lists competitors of American Integrity Insurance Group, Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sesoda Corp
TW:1708
|
$227.10 Million |
|
Citic Press Corp
SHE:300788
|
$227.12 Million |
|
Sveafastigheter
ST:SVEAF
|
$227.13 Million |
|
Lotte Confectionery Co Ltd
KO:280360
|
$227.15 Million |
|
Changsha Tongcheng Holdings Co Ltd
SHE:000419
|
$227.08 Million |
|
Lumibird SA
PA:LBIRD
|
$227.06 Million |
|
Odfjell B
OL:ODFB
|
$227.05 Million |
|
7C Solarparken AG
PINK:SCPKF
|
$227.05 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in American Integrity Insurance Group, Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 162,392,000 to 337,022,000, a change of 174,630,000 (107.5%).
- Net income of 99,621,000 contributed positively to equity growth.
- Dividend payments of 22,875,000 reduced retained earnings.
- New share issuances of 93,000,000 increased equity.
- Other comprehensive income increased equity by 2,255,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $99.62 Million | +29.56% |
| Dividends Paid | $22.88 Million | -6.79% |
| Share Issuances | $93.00 Million | +27.59% |
| Other Comprehensive Income | $2.25 Million | +0.67% |
| Other Changes | $2.63 Million | +0.78% |
| Total Change | $- | 107.54% |
Book Value vs Market Value Analysis
This analysis compares American Integrity Insurance Group, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.98x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.81x to 0.98x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2023-12-31 | $6.84 | $19.19 | x |
| 2024-12-31 | $8.29 | $19.19 | x |
| 2025-12-31 | $19.55 | $19.19 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently American Integrity Insurance Group, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 29.56%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 36.03%
- • Asset Turnover: 0.23x
- • Equity Multiplier: 3.63x
- Recent ROE (29.56%) is above the historical average (27.42%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2023 | 28.21% | 18.82% | 0.23x | 6.43x | $24.40 Million |
| 2024 | 24.47% | 19.45% | 0.17x | 7.38x | $23.50 Million |
| 2025 | 29.56% | 36.03% | 0.23x | 3.63x | $65.92 Million |
Industry Comparison
This section compares American Integrity Insurance Group, Inc.'s net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $4,349,342,222
- Average return on equity (ROE) among peers: 14.54%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| American Integrity Insurance Group, Inc. (AII) | $337.02 Million | 28.21% | 2.63x | $227.08 Million |
| American Coastal Insurance Corp (ACIC) | $45.29 Million | -2.04% | 3.72x | $250.00 Million |
| American Financial Group Inc (AFG) | $1.95 Billion | -0.76% | 7.91x | $8.54 Billion |
| AmTrust Financial Services Inc Pref Series A (AFSIA) | $118.83 Million | 11.87% | 3.19x | $1.69 Billion |
| Aspen Insurance Holdings Limited (AHL) | $2.39 Billion | 15.82% | 1.78x | $14.67 Million |
| Assurant Inc (AIZ) | $3.37 Billion | 2.66% | 6.24x | $10.74 Billion |
| The Allstate Corporation (ALL) | $30.61 Billion | 33.59% | 2.91x | $53.61 Billion |
| Admiral Group plc (AMIGF) | $68.95 Million | 44.87% | 4.47x | $10.33 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $398.81 Million | 11.81% | 1.82x | $155.46 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $192.08 Million | 13.04% | 4.35x | $707.67 Million |