American Integrity Insurance Group, Inc. (AII) - Net Assets
Based on the latest financial reports, American Integrity Insurance Group, Inc. (AII) has net assets worth $337.02 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.23 Billion) and total liabilities ($888.05 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check American Integrity Insurance Group, Inc. liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $337.02 Million |
| % of Total Assets | 27.51% |
| Annual Growth Rate | 58.56% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 43.16 |
American Integrity Insurance Group, Inc. - Net Assets Trend (2023–2025)
This chart illustrates how American Integrity Insurance Group, Inc.'s net assets have evolved over time, based on quarterly financial data. Also explore American Integrity Insurance Group, Inc. total assets for the complete picture of this company's asset base.
Annual Net Assets for American Integrity Insurance Group, Inc. (2023–2025)
The table below shows the annual net assets of American Integrity Insurance Group, Inc. from 2023 to 2025. For live valuation and market cap data, see AII stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $337.02 Million | +107.54% |
| 2024-12-31 | $162.39 Million | +21.22% |
| 2023-12-31 | $133.97 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to American Integrity Insurance Group, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 83.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $229.18 Million | 68.00% |
| Common Stock | $20.00K | 0.01% |
| Other Comprehensive Income | $1.93 Million | 0.57% |
| Other Components | $105.90 Million | 31.42% |
| Total Equity | $337.02 Million | 100.00% |
American Integrity Insurance Group, Inc. Competitors by Market Cap
The table below lists competitors of American Integrity Insurance Group, Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SDT Uzay ve Savunma Teknolojileri A.S.
IS:SDTTR
|
$326.06 Million |
|
Jindal Poly Films Limited
NSE:JINDALPOLY
|
$326.08 Million |
|
Guangzhou Seagull Kitchen And Bath Products Co Ltd
SHE:002084
|
$326.16 Million |
|
First Bancorp Inc
NASDAQ:FNLC
|
$326.16 Million |
|
CHECKPOINT THER. DL-0001
F:CZTA
|
$325.84 Million |
|
Radium Life Tech Co Ltd
TW:2547
|
$325.79 Million |
|
PCB Bancorp
NASDAQ:PCB
|
$325.72 Million |
|
NEXCOM International Co Ltd
TWO:8234
|
$325.70 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in American Integrity Insurance Group, Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 162,392,000 to 337,022,000, a change of 174,630,000 (107.5%).
- Net income of 99,621,000 contributed positively to equity growth.
- Dividend payments of 22,875,000 reduced retained earnings.
- New share issuances of 93,000,000 increased equity.
- Other comprehensive income increased equity by 2,255,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $99.62 Million | +29.56% |
| Dividends Paid | $22.88 Million | -6.79% |
| Share Issuances | $93.00 Million | +27.59% |
| Other Comprehensive Income | $2.25 Million | +0.67% |
| Other Changes | $2.63 Million | +0.78% |
| Total Change | $- | 107.54% |
Book Value vs Market Value Analysis
This analysis compares American Integrity Insurance Group, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.85x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.43x to 0.85x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2023-12-31 | $6.84 | $16.65 | x |
| 2024-12-31 | $8.29 | $16.65 | x |
| 2025-12-31 | $19.55 | $16.65 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently American Integrity Insurance Group, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 29.56%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 36.03%
- • Asset Turnover: 0.23x
- • Equity Multiplier: 3.63x
- Recent ROE (29.56%) is above the historical average (27.42%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2023 | 28.21% | 18.82% | 0.23x | 6.43x | $24.40 Million |
| 2024 | 24.47% | 19.45% | 0.17x | 7.38x | $23.50 Million |
| 2025 | 29.56% | 36.03% | 0.23x | 3.63x | $65.92 Million |
Industry Comparison
This section compares American Integrity Insurance Group, Inc.'s net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $6,895,070,778
- Average return on equity (ROE) among peers: 9.26%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| American Integrity Insurance Group, Inc. (AII) | $337.02 Million | 28.21% | 2.63x | $326.03 Million |
| American Coastal Insurance Corp (ACIC) | $331.96 Million | -17.45% | 7.13x | $509.05 Million |
| American Financial Group, Inc. (AFG) | $1.62 Billion | 10.50% | 0.71x | $10.96 Billion |
| Aspen Insurance Holdings Limited (AHL) | $3.37 Billion | 14.42% | 3.67x | $119.39 Million |
| Assurant Inc (AIZ) | $4.83 Billion | 10.12% | 5.15x | $10.94 Billion |
| The Allstate Corporation (ALL) | $21.37 Billion | 21.84% | 4.22x | $54.30 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $614.86 Million | 12.04% | 1.40x | $944.80 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $370.44 Million | 10.32% | 3.47x | $888.60 Million |
| Chubb Ltd (CB) | $22.97 Billion | 13.53% | 2.63x | $124.22 Billion |
| Cincinnati Financial Corporation (CINF) | $6.57 Billion | 7.99% | 1.85x | $24.98 Billion |
About American Integrity Insurance Group, Inc.
American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and special… Read more