Ambac Financial Group Inc

NYSE:AMBC USA Insurance - Specialty
Market Cap
$393.43 Million
Market Cap Rank
#12164 Global
#5288 in USA
Share Price
$8.98
Change (1 day)
-0.55%
52-Week Range
$6.53 - $10.08
All Time High
$26.78
About

Octave Specialty Group, Inc. operates as a financial services holding company. It operates in two segments, Specialty Property and Casualty Insurance; and Insurance Distribution. The Specialty Property and Casualty Insurance segment provides specialty property and casualty program insurance with a focus on commercial and personal liability risks. The Insurance Distribution segment offers specialt… Read more

Ambac Financial Group Inc (AMBC) - Net Assets

Latest net assets as of September 2025: $1.15 Billion USD

Based on the latest financial reports, Ambac Financial Group Inc (AMBC) has net assets worth $1.15 Billion USD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.15 Billion) and total liabilities ($1.00 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $1.15 Billion
% of Total Assets 53.42%
Annual Growth Rate 1.43%
5-Year Change 4.23%
10-Year Change -38.95%
Growth Volatility 50.59

Ambac Financial Group Inc - Net Assets Trend (1991–2024)

This chart illustrates how Ambac Financial Group Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Ambac Financial Group Inc (1991–2024)

The table below shows the annual net assets of Ambac Financial Group Inc from 1991 to 2024.

Year Net Assets Change
2024-12-31 $1.20 Billion -16.51%
2023-12-31 $1.43 Billion +8.08%
2022-12-31 $1.32 Billion +18.73%
2021-12-31 $1.12 Billion -2.70%
2020-12-31 $1.15 Billion -25.37%
2019-12-31 $1.54 Billion -5.89%
2018-12-31 $1.63 Billion -0.74%
2017-12-31 $1.65 Billion -16.82%
2016-12-31 $1.98 Billion +1.00%
2015-12-31 $1.96 Billion +17.00%
2014-12-31 $1.67 Billion +71.06%
2013-12-31 $978.42 Million +130.13%
2012-12-31 $-3.25 Billion -3.09%
2011-12-31 $-3.15 Billion -132.57%
2010-12-31 $-1.35 Billion +17.10%
2009-12-31 $-1.63 Billion +47.00%
2008-12-31 $-3.08 Billion -235.20%
2007-12-31 $2.28 Billion -63.13%
2006-12-31 $6.18 Billion +15.11%
2005-12-31 $5.37 Billion +6.92%
2004-12-31 $5.02 Billion +18.10%
2003-12-31 $4.25 Billion +17.36%
2002-12-31 $3.63 Billion +21.50%
2001-12-31 $2.98 Billion +14.93%
2000-12-31 $2.60 Billion +28.62%
1999-12-31 $2.02 Billion -3.70%
1998-12-31 $2.10 Billion +11.94%
1997-12-31 $1.87 Billion +15.94%
1996-12-31 $1.62 Billion +15.03%
1995-12-31 $1.40 Billion +35.85%
1994-12-31 $1.03 Billion -6.02%
1993-12-31 $1.10 Billion +27.68%
1992-12-31 $861.30 Million +15.24%
1991-12-31 $747.40 Million --

Equity Component Analysis

This analysis shows how different components contribute to Ambac Financial Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 174.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings $742.18 Million 86.61%
Common Stock $489.00K 0.06%
Other Comprehensive Income $-188.44 Million -21.99%
Other Components $302.67 Million 35.32%
Total Equity $856.91 Million 100.00%

Ambac Financial Group Inc Competitors by Market Cap

The table below lists competitors of Ambac Financial Group Inc ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Ambac Financial Group Inc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 1,362,000,000 to 856,906,000, a change of -505,094,000 (-37.1%).
  • Net loss of 556,449,000 reduced equity.
  • Share repurchases of 11,698,000 reduced equity.
  • Other comprehensive income decreased equity by 28,436,000.
  • Other factors increased equity by 91,489,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $-556.45 Million -64.94%
Share Repurchases $11.70 Million -1.37%
Other Comprehensive Income $-28.44 Million -3.32%
Other Changes $91.49 Million +10.68%
Total Change $- -37.08%

Book Value vs Market Value Analysis

This analysis compares Ambac Financial Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.49x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 1.25x to 0.49x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1991-12-31 $7.17 $8.98 x
1992-12-31 $8.20 $8.98 x
1993-12-31 $10.30 $8.98 x
1994-12-31 $9.74 $8.98 x
1995-12-31 $13.24 $8.98 x
1996-12-31 $15.26 $8.98 x
1997-12-31 $17.85 $8.98 x
1998-12-31 $19.56 $8.98 x
1999-12-31 $18.83 $8.98 x
2000-12-31 $24.17 $8.98 x
2001-12-31 $27.36 $8.98 x
2002-12-31 $33.27 $8.98 x
2003-12-31 $38.91 $8.98 x
2004-12-31 $45.28 $8.98 x
2005-12-31 $49.11 $8.98 x
2006-12-31 $57.51 $8.98 x
2007-12-31 $22.15 $8.98 x
2008-12-31 $-40.15 $8.98 x
2009-12-31 $-24.29 $8.98 x
2010-12-31 $-21.32 $8.98 x
2011-12-31 $-40.48 $8.98 x
2012-12-31 $-41.48 $8.98 x
2013-12-31 $14.98 $8.98 x
2014-12-31 $29.81 $8.98 x
2015-12-31 $36.62 $8.98 x
2016-12-31 $37.48 $8.98 x
2017-12-31 $30.44 $8.98 x
2018-12-31 $34.19 $8.98 x
2019-12-31 $32.14 $8.98 x
2020-12-31 $23.40 $8.98 x
2021-12-31 $22.31 $8.98 x
2022-12-31 $26.97 $8.98 x
2023-12-31 $29.26 $8.98 x
2024-12-31 $18.24 $8.98 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Ambac Financial Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): -64.94%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: -235.97%
  • • Asset Turnover: 0.03x
  • • Equity Multiplier: 9.40x
  • Recent ROE (-64.94%) is below the historical average (0.86%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1991 15.21% 60.70% 0.13x 1.92x $38.96 Million
1992 15.12% 54.11% 0.12x 2.41x $44.07 Million
1993 16.30% 54.73% 0.09x 3.46x $69.33 Million
1994 13.65% 60.25% 0.05x 4.15x $37.75 Million
1995 11.93% 59.33% 0.05x 3.78x $27.10 Million
1996 17.11% 61.01% 0.08x 3.64x $114.80 Million
1997 11.91% 58.42% 0.05x 4.41x $35.75 Million
1998 12.12% 55.58% 0.04x 5.35x $44.39 Million
1999 15.25% 57.73% 0.05x 5.62x $106.06 Million
2000 14.11% 41.08% 0.09x 3.90x $106.59 Million
2001 14.51% 45.72% 0.08x 4.11x $134.53 Million
2002 11.93% 44.51% 0.06x 4.24x $70.08 Million
2003 14.55% 48.65% 0.08x 3.94x $193.44 Million
2004 14.42% 51.70% 0.08x 3.70x $222.15 Million
2005 13.98% 46.53% 0.08x 3.67x $213.79 Million
2006 14.16% 47.81% 0.09x 3.28x $257.49 Million
2007 -142.47% 0.00% -0.18x 10.34x $-3.48 Billion
2008 0.00% 0.00% -0.16x 0.00x $-5.23 Billion
2009 0.00% 0.37% 0.21x 0.00x $243.39 Million
2010 0.00% -173.49% 0.01x 0.00x $-552.35 Million
2011 0.00% -669.90% 0.01x 0.00x $-1.58 Billion
2012 0.00% -29.73% 0.03x 0.00x $134.07 Million
2013 -35.87% -36.77% 0.03x 38.56x $-322.44 Million
2014 34.60% 120.00% 0.02x 17.98x $344.16 Million
2015 29.29% 76.55% 0.03x 14.08x $324.92 Million
2016 4.37% 14.91% 0.02x 13.21x $-96.55 Million
2017 -23.82% -53.41% 0.03x 16.79x $-467.11 Million
2018 16.77% 52.56% 0.03x 9.16x $107.80 Million
2019 -14.62% -43.55% 0.04x 9.02x $-363.70 Million
2020 -40.46% -280.13% 0.01x 12.24x $-545.00 Million
2021 -1.64% -6.88% 0.02x 11.85x $-120.80 Million
2022 41.63% 972.26% 0.01x 6.37x $396.05 Million
2023 0.27% 2.91% 0.02x 5.90x $-132.57 Million
2024 -64.94% -235.97% 0.03x 9.40x $-642.14 Million

Industry Comparison

This section compares Ambac Financial Group Inc's net assets metrics with peer companies in the Insurance - Specialty industry.

Industry Context

  • Industry: Insurance - Specialty
  • Average net assets among peers: $2,545,732,396
  • Average return on equity (ROE) among peers: 20.33%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Ambac Financial Group Inc (AMBC) $1.15 Billion 15.21% 0.87x $343.48 Million
ACMAT Corporation (ACMT) $31.30 Million 2.22% 0.84x $2.73 Million
Enact Holdings Inc (ACT) $4.10 Billion 17.17% 0.40x $1.08 Billion
Assured Guaranty Ltd (AGO) $6.55 Billion 7.95% 1.08x $3.63 Billion
AMERISAFE Inc (AMSF) $158.78 Million 23.53% 5.26x $612.03 Million
AXIS Capital Holdings Ltd (AXS) $5.87 Billion 10.94% 2.41x $7.47 Billion
Beazley plc (BZLYF) $1.50 Billion 8.67% 4.04x $6.37 Billion
Employers Holdings Inc (EIG) $144.61 Million 95.15% 20.40x $762.61 Million
Essent Group Ltd (ESNT) $4.46 Billion 18.63% 0.28x $5.45 Billion
First Acceptance Corp (FACO) $92.90 Million -1.32% 2.47x $134.82 Million