Bank of Marin Bancorp (BMRC) - Net Assets
Based on the latest financial reports, Bank of Marin Bancorp (BMRC) has net assets worth $394.65 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.90 Billion) and total liabilities ($3.51 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank of Marin Bancorp liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $394.65 Million |
| % of Total Assets | 10.11% |
| Annual Growth Rate | 10.92% |
| 5-Year Change | -12.37% |
| 10-Year Change | 71.17% |
| Growth Volatility | 11.89 |
Bank of Marin Bancorp - Net Assets Trend (1998–2025)
This chart illustrates how Bank of Marin Bancorp's net assets have evolved over time, based on quarterly financial data. Also explore total assets of Bank of Marin Bancorp for the complete picture of this company's asset base.
Annual Net Assets for Bank of Marin Bancorp (1998–2025)
The table below shows the annual net assets of Bank of Marin Bancorp from 1998 to 2025. For live valuation and market cap data, see Bank of Marin Bancorp (BMRC) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $394.65 Million | -9.36% |
| 2024-12-31 | $435.41 Million | -0.83% |
| 2023-12-31 | $439.06 Million | +6.54% |
| 2022-12-31 | $412.09 Million | -8.50% |
| 2021-12-31 | $450.37 Million | +25.71% |
| 2020-12-31 | $358.25 Million | +6.37% |
| 2019-12-31 | $336.79 Million | +6.44% |
| 2018-12-31 | $316.41 Million | +6.53% |
| 2017-12-31 | $297.02 Million | +28.83% |
| 2016-12-31 | $230.56 Million | +7.50% |
| 2015-12-31 | $214.47 Million | +7.22% |
| 2014-12-31 | $200.03 Million | +10.58% |
| 2013-12-31 | $180.89 Million | +19.17% |
| 2012-12-31 | $151.79 Million | +11.98% |
| 2011-12-31 | $135.55 Million | +11.18% |
| 2010-12-31 | $121.92 Million | +11.80% |
| 2009-12-31 | $109.05 Million | -13.14% |
| 2008-12-31 | $125.55 Million | +43.03% |
| 2007-12-31 | $87.77 Million | -1.96% |
| 2006-12-31 | $89.53 Million | +14.45% |
| 2005-12-31 | $78.22 Million | +19.22% |
| 2004-12-31 | $65.61 Million | +18.05% |
| 2003-12-31 | $55.58 Million | +17.96% |
| 2002-12-31 | $47.12 Million | +16.05% |
| 2001-12-31 | $40.60 Million | +18.19% |
| 2000-12-31 | $34.35 Million | +19.73% |
| 1999-12-31 | $28.69 Million | +19.40% |
| 1998-12-31 | $24.03 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank of Marin Bancorp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 19816300000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $198.16 Million | 50.21% |
| Common Stock | $214.91 Million | 54.46% |
| Other Comprehensive Income | $-18.42 Million | -4.67% |
| Total Equity | $394.65 Million | 100.00% |
Bank of Marin Bancorp Competitors by Market Cap
The table below lists competitors of Bank of Marin Bancorp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Hubei Forbon Technology Co Ltd
SHE:300387
|
$388.72 Million |
|
Schweiter Technologies AG
SW:SWTQ
|
$388.74 Million |
|
Jiangsu Fengshan Group Co Ltd
SHG:603810
|
$388.80 Million |
|
Shenzhen New Land Co Ltd
SHE:300778
|
$388.91 Million |
|
Qibu Co Ltd
SHG:603557
|
$388.63 Million |
|
Park Ohio Holdings Corp
NASDAQ:PKOH
|
$388.63 Million |
|
Pet Center Comércio e Participações S.A.
SA:PETZ3
|
$388.61 Million |
|
Pes Camanchaca
SN:CAMANCHACA
|
$388.57 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank of Marin Bancorp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 435,407,000 to 394,654,000, a change of -40,753,000 (-9.4%).
- Net income of 43,407,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 11,650,000.
- Other factors decreased equity by 95,810,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $43.41 Million | +11.0% |
| Other Comprehensive Income | $11.65 Million | +2.95% |
| Other Changes | $-95.81 Million | -24.28% |
| Total Change | $- | -9.36% |
Book Value vs Market Value Analysis
This analysis compares Bank of Marin Bancorp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.04x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 10.14x to 1.04x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1998-12-31 | $2.54 | $25.78 | x |
| 1999-12-31 | $2.88 | $25.78 | x |
| 2000-12-31 | $3.45 | $25.78 | x |
| 2001-12-31 | $2.36 | $25.78 | x |
| 2002-12-31 | $4.48 | $25.78 | x |
| 2003-12-31 | $5.35 | $25.78 | x |
| 2004-12-31 | $5.78 | $25.78 | x |
| 2005-12-31 | $6.73 | $25.78 | x |
| 2006-12-31 | $7.94 | $25.78 | x |
| 2007-12-31 | $8.23 | $25.78 | x |
| 2008-12-31 | $12.03 | $25.78 | x |
| 2009-12-31 | $10.40 | $25.78 | x |
| 2010-12-31 | $11.47 | $25.78 | x |
| 2011-12-31 | $12.59 | $25.78 | x |
| 2012-12-31 | $13.96 | $25.78 | x |
| 2013-12-31 | $16.27 | $25.78 | x |
| 2014-12-31 | $16.65 | $25.78 | x |
| 2015-12-31 | $17.68 | $25.78 | x |
| 2016-12-31 | $18.85 | $25.78 | x |
| 2017-12-31 | $23.67 | $25.78 | x |
| 2018-12-31 | $22.55 | $25.78 | x |
| 2019-12-31 | $24.42 | $25.78 | x |
| 2020-12-31 | $26.31 | $25.78 | x |
| 2021-12-31 | $31.23 | $25.78 | x |
| 2022-12-31 | $25.81 | $25.78 | x |
| 2023-12-31 | $27.40 | $25.78 | x |
| 2024-12-31 | $27.14 | $25.78 | x |
| 2025-12-31 | $24.82 | $25.78 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank of Marin Bancorp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.00%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 24.56%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 9.89x
- Recent ROE (11.00%) is above the historical average (10.48%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1998 | 12.60% | 163.59% | 0.01x | 12.19x | $625.00K |
| 1999 | 12.72% | 179.01% | 0.01x | 12.08x | $780.90K |
| 2000 | 13.17% | 39.07% | 0.03x | 11.04x | $1.09 Million |
| 2001 | 12.68% | 15.93% | 0.07x | 11.22x | $1.09 Million |
| 2002 | 13.25% | 18.32% | 0.06x | 11.44x | $1.53 Million |
| 2003 | 13.45% | 20.88% | 0.06x | 11.56x | $1.92 Million |
| 2004 | 14.51% | 23.08% | 0.06x | 11.23x | $2.96 Million |
| 2005 | 15.00% | 22.06% | 0.06x | 10.74x | $3.91 Million |
| 2006 | 13.27% | 19.08% | 0.07x | 9.79x | $2.93 Million |
| 2007 | 14.04% | 18.24% | 0.07x | 10.64x | $3.55 Million |
| 2008 | 9.68% | 18.83% | 0.06x | 8.36x | $-404.60K |
| 2009 | 11.71% | 19.66% | 0.06x | 10.29x | $1.86 Million |
| 2010 | 11.12% | 20.26% | 0.06x | 9.91x | $1.36 Million |
| 2011 | 11.48% | 20.65% | 0.05x | 10.28x | $2.01 Million |
| 2012 | 11.74% | 24.45% | 0.05x | 9.45x | $2.64 Million |
| 2013 | 7.89% | 20.79% | 0.04x | 9.98x | $-3.82 Million |
| 2014 | 9.88% | 24.16% | 0.05x | 8.93x | $-231.60K |
| 2015 | 8.60% | 23.45% | 0.04x | 9.47x | $-3.01 Million |
| 2016 | 10.03% | 27.35% | 0.04x | 8.78x | $77.70K |
| 2017 | 5.38% | 18.83% | 0.03x | 8.31x | $-13.73 Million |
| 2018 | 10.31% | 31.00% | 0.04x | 7.97x | $981.30K |
| 2019 | 10.17% | 31.26% | 0.04x | 8.04x | $562.20K |
| 2020 | 8.44% | 27.95% | 0.04x | 8.13x | $-5.58 Million |
| 2021 | 7.38% | 28.05% | 0.03x | 9.58x | $-11.81 Million |
| 2022 | 11.30% | 33.11% | 0.03x | 10.06x | $5.38 Million |
| 2023 | 4.53% | 14.04% | 0.04x | 8.66x | $-24.01 Million |
| 2024 | -1.93% | -7.23% | 0.03x | 8.50x | $-51.95 Million |
| 2025 | 11.00% | 24.56% | 0.05x | 9.89x | $3.94 Million |
Industry Comparison
This section compares Bank of Marin Bancorp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $260,431,200
- Average return on equity (ROE) among peers: 10.53%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank of Marin Bancorp (BMRC) | $394.65 Million | 12.60% | 8.89x | $388.72 Million |
| Ameris Bancorp (ABCB) | $63.00 Million | 11.43% | 9.69x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $71.80 Million | 9.61% | 9.10x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $45.08 Million | 2.57% | 4.16x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $707.65 Million | 15.04% | 10.67x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $949.39 Million |
| Arrow Financial Corporation (AROW) | $334.39 Million | 12.21% | 10.03x | $598.55 Million |
| Associated Banc-Corp (ASB) | $138.60 Million | 13.85% | 12.49x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $115.24 Million | 4.87% | 11.62x | $62.60 Million |
About Bank of Marin Bancorp
Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, a… Read more