Atlantic Union Bankshares Corp
Atlantic Union Bankshares Corporation operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States. It operates in two segments, Wholesale Banking and Consumer Banking. The company accepts various deposit products, including checking, savings, time deposit, and money market accounts;… Read more
Atlantic Union Bankshares Corp (AUB) - Net Assets
Latest net assets as of December 2025: $5.01 Billion USD
Based on the latest financial reports, Atlantic Union Bankshares Corp (AUB) has net assets worth $5.01 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($37.59 Billion) and total liabilities ($32.58 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $5.01 Billion |
| % of Total Assets | 13.32% |
| Annual Growth Rate | 16.32% |
| 5-Year Change | 84.73% |
| 10-Year Change | 400.12% |
| Growth Volatility | 27.86 |
Atlantic Union Bankshares Corp - Net Assets Trend (1995–2025)
This chart illustrates how Atlantic Union Bankshares Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Atlantic Union Bankshares Corp (1995–2025)
The table below shows the annual net assets of Atlantic Union Bankshares Corp from 1995 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $5.01 Billion | +59.29% |
| 2024-12-31 | $3.14 Billion | +22.95% |
| 2023-12-31 | $2.56 Billion | +7.74% |
| 2022-12-31 | $2.37 Billion | -12.45% |
| 2021-12-31 | $2.71 Billion | +0.06% |
| 2020-12-31 | $2.71 Billion | +7.77% |
| 2019-12-31 | $2.51 Billion | +30.58% |
| 2018-12-31 | $1.92 Billion | +83.94% |
| 2017-12-31 | $1.05 Billion | +4.53% |
| 2016-12-31 | $1.00 Billion | +0.57% |
| 2015-12-31 | $995.37 Million | +1.86% |
| 2014-12-31 | $977.17 Million | +122.98% |
| 2013-12-31 | $438.24 Million | +0.55% |
| 2012-12-31 | $435.86 Million | +3.37% |
| 2011-12-31 | $421.64 Million | -1.51% |
| 2010-12-31 | $428.08 Million | +51.76% |
| 2009-12-31 | $282.09 Million | +3.03% |
| 2008-12-31 | $273.80 Million | +29.10% |
| 2007-12-31 | $212.08 Million | +6.35% |
| 2006-12-31 | $199.42 Million | +11.18% |
| 2005-12-31 | $179.36 Million | +10.20% |
| 2004-12-31 | $162.76 Million | +37.35% |
| 2003-12-31 | $118.50 Million | +12.33% |
| 2002-12-31 | $105.49 Million | +18.56% |
| 2001-12-31 | $88.98 Million | +13.56% |
| 2000-12-31 | $78.35 Million | +13.88% |
| 1999-12-31 | $68.80 Million | -6.27% |
| 1998-12-31 | $73.40 Million | +7.62% |
| 1997-12-31 | $68.20 Million | +16.38% |
| 1996-12-31 | $58.60 Million | +9.16% |
| 1995-12-31 | $53.68 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Atlantic Union Bankshares Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2960.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.18 Billion | 23.67% |
| Common Stock | $188.56 Million | 3.77% |
| Other Comprehensive Income | $-256.09 Million | -5.12% |
| Other Components | $3.89 Billion | 77.68% |
| Total Equity | $5.01 Billion | 100.00% |
Atlantic Union Bankshares Corp Competitors by Market Cap
The table below lists competitors of Atlantic Union Bankshares Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
KITE REALTY GRP SBI DL-01
F:FGC1
|
$4.81 Billion |
|
Canara Bank
NSE:CANBK
|
$4.81 Billion |
|
Teleflex Incorporated
NYSE:TFX
|
$4.81 Billion |
|
Taylor Wimpey plc
PINK:TWODF
|
$4.82 Billion |
|
LondonMetric Property Plc
PINK:LNSPF
|
$4.80 Billion |
|
Clicks Group Ltd
PINK:CLCGY
|
$4.80 Billion |
|
Jiangsu Hoperun Software Co Ltd
SHE:300339
|
$4.80 Billion |
|
Murphy Oil Corporation
NYSE:MUR
|
$4.80 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Atlantic Union Bankshares Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,142,879,000 to 5,006,398,000, a change of 1,863,519,000 (59.3%).
- Net income of 273,715,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 103,599,000.
- Other factors increased equity by 1,486,205,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $273.71 Million | +5.47% |
| Other Comprehensive Income | $103.60 Million | +2.07% |
| Other Changes | $1.49 Billion | +29.69% |
| Total Change | $- | 59.29% |
Book Value vs Market Value Analysis
This analysis compares Atlantic Union Bankshares Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.97x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 6.76x to 0.97x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1995-12-31 | $5.06 | $34.20 | x |
| 1996-12-31 | $5.28 | $34.20 | x |
| 1997-12-31 | $6.04 | $34.20 | x |
| 1998-12-31 | $6.55 | $34.20 | x |
| 1999-12-31 | $6.12 | $34.20 | x |
| 2000-12-31 | $6.92 | $34.20 | x |
| 2001-12-31 | $7.87 | $34.20 | x |
| 2002-12-31 | $9.21 | $34.20 | x |
| 2003-12-31 | $10.29 | $34.20 | x |
| 2004-12-31 | $12.77 | $34.20 | x |
| 2005-12-31 | $13.51 | $34.20 | x |
| 2006-12-31 | $14.88 | $34.20 | x |
| 2007-12-31 | $15.78 | $34.20 | x |
| 2008-12-31 | $20.22 | $34.20 | x |
| 2009-12-31 | $18.62 | $34.20 | x |
| 2010-12-31 | $16.94 | $34.20 | x |
| 2011-12-31 | $16.21 | $34.20 | x |
| 2012-12-31 | $16.83 | $34.20 | x |
| 2013-12-31 | $17.51 | $34.20 | x |
| 2014-12-31 | $21.18 | $34.20 | x |
| 2015-12-31 | $22.05 | $34.20 | x |
| 2016-12-31 | $22.81 | $34.20 | x |
| 2017-12-31 | $23.90 | $34.20 | x |
| 2018-12-31 | $29.20 | $34.20 | x |
| 2019-12-31 | $31.31 | $34.20 | x |
| 2020-12-31 | $34.34 | $34.20 | x |
| 2021-12-31 | $35.01 | $34.20 | x |
| 2022-12-31 | $31.66 | $34.20 | x |
| 2023-12-31 | $34.10 | $34.20 | x |
| 2024-12-31 | $35.75 | $34.20 | x |
| 2025-12-31 | $35.23 | $34.20 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Atlantic Union Bankshares Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.47%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.54%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 7.51x
- Recent ROE (5.47%) is below the historical average (8.98%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1995 | 12.58% | 31.48% | 0.04x | 9.41x | $1.38 Million |
| 1996 | 13.14% | 16.85% | 0.08x | 9.23x | $1.84 Million |
| 1997 | 12.02% | 16.60% | 0.08x | 9.03x | $1.38 Million |
| 1998 | 9.26% | 11.99% | 0.08x | 10.00x | $-540.00K |
| 1999 | 9.16% | 9.17% | 0.08x | 11.94x | $-580.00K |
| 2000 | 9.70% | 9.89% | 0.09x | 11.26x | $-235.20K |
| 2001 | 13.13% | 14.30% | 0.08x | 11.05x | $2.78 Million |
| 2002 | 13.75% | 17.53% | 0.07x | 10.58x | $3.96 Million |
| 2003 | 14.06% | 18.55% | 0.07x | 10.42x | $4.81 Million |
| 2004 | 11.01% | 17.26% | 0.06x | 10.27x | $1.65 Million |
| 2005 | 13.84% | 19.42% | 0.07x | 10.17x | $6.89 Million |
| 2006 | 13.03% | 31.65% | 0.04x | 10.50x | $6.05 Million |
| 2007 | 9.32% | 11.89% | 0.07x | 10.85x | $-1.45 Million |
| 2008 | 5.30% | 8.76% | 0.06x | 9.32x | $-12.87 Million |
| 2009 | 2.96% | 5.17% | 0.06x | 9.17x | $-19.85 Million |
| 2010 | 5.35% | 10.25% | 0.06x | 8.96x | $-19.89 Million |
| 2011 | 7.22% | 13.65% | 0.06x | 9.27x | $-11.72 Million |
| 2012 | 8.12% | 15.88% | 0.05x | 9.40x | $-8.18 Million |
| 2013 | 7.84% | 16.30% | 0.05x | 9.53x | $-9.46 Million |
| 2014 | 5.34% | 15.51% | 0.05x | 7.53x | $-45.55 Million |
| 2015 | 6.74% | 19.63% | 0.04x | 7.73x | $-32.46 Million |
| 2016 | 7.74% | 21.91% | 0.04x | 8.42x | $-22.63 Million |
| 2017 | 6.97% | 18.63% | 0.04x | 8.90x | $-31.71 Million |
| 2018 | 7.60% | 23.86% | 0.04x | 7.15x | $-46.21 Million |
| 2019 | 7.70% | 23.26% | 0.05x | 6.99x | $-57.78 Million |
| 2020 | 5.84% | 20.16% | 0.04x | 7.25x | $-112.62 Million |
| 2021 | 9.74% | 37.11% | 0.04x | 7.40x | $-7.09 Million |
| 2022 | 9.88% | 30.11% | 0.04x | 8.62x | $-2.76 Million |
| 2023 | 7.89% | 19.31% | 0.05x | 8.28x | $-53.81 Million |
| 2024 | 6.65% | 15.53% | 0.05x | 7.82x | $-105.16 Million |
| 2025 | 5.47% | 13.54% | 0.05x | 7.51x | $-226.92 Million |
Industry Comparison
This section compares Atlantic Union Bankshares Corp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $16,924,188,763
- Average return on equity (ROE) among peers: 8.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Atlantic Union Bankshares Corp (AUB) | $5.01 Billion | 12.58% | 6.51x | $4.80 Billion |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.91 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $474.47 Million |
| Addiko Bank AG (ADBKF) | $851.70 Million | 0.16% | 5.94x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $79.30 Million |
| Absa Group Limited (AGRPF) | $85.20 Billion | 14.06% | 10.26x | $6.72 Billion |
| AIB Group plc (AIBGY) | $13.66 Billion | 4.74% | 8.36x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $62.92 Billion | 9.95% | 6.60x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $5.78 Billion | 1.48% | 10.55x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $18.00 Million | 9.85% | 14.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |