Atlantic Union Bankshares Corp (AUB) - Net Assets

Latest as of December 2025: $5.01 Billion USD

Based on the latest financial reports, Atlantic Union Bankshares Corp (AUB) has net assets worth $5.01 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($37.59 Billion) and total liabilities ($32.58 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check AUB financial resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric Value
Current Net Assets $5.01 Billion
% of Total Assets 13.32%
Annual Growth Rate 16.32%
5-Year Change 84.73%
10-Year Change 400.12%
Growth Volatility 27.86

Atlantic Union Bankshares Corp - Net Assets Trend (1995–2025)

This chart illustrates how Atlantic Union Bankshares Corp's net assets have evolved over time, based on quarterly financial data. Also explore AUB total asset value for the complete picture of this company's asset base.

Annual Net Assets for Atlantic Union Bankshares Corp (1995–2025)

The table below shows the annual net assets of Atlantic Union Bankshares Corp from 1995 to 2025. For live valuation and market cap data, see AUB market cap overview.

Year Net Assets Change
2025-12-31 $5.01 Billion +59.29%
2024-12-31 $3.14 Billion +22.95%
2023-12-31 $2.56 Billion +7.74%
2022-12-31 $2.37 Billion -12.45%
2021-12-31 $2.71 Billion +0.06%
2020-12-31 $2.71 Billion +7.77%
2019-12-31 $2.51 Billion +30.58%
2018-12-31 $1.92 Billion +83.94%
2017-12-31 $1.05 Billion +4.53%
2016-12-31 $1.00 Billion +0.57%
2015-12-31 $995.37 Million +1.86%
2014-12-31 $977.17 Million +122.98%
2013-12-31 $438.24 Million +0.55%
2012-12-31 $435.86 Million +3.37%
2011-12-31 $421.64 Million -1.51%
2010-12-31 $428.08 Million +51.76%
2009-12-31 $282.09 Million +3.03%
2008-12-31 $273.80 Million +29.10%
2007-12-31 $212.08 Million +6.35%
2006-12-31 $199.42 Million +11.18%
2005-12-31 $179.36 Million +10.20%
2004-12-31 $162.76 Million +37.35%
2003-12-31 $118.50 Million +12.33%
2002-12-31 $105.49 Million +18.56%
2001-12-31 $88.98 Million +13.56%
2000-12-31 $78.35 Million +13.88%
1999-12-31 $68.80 Million -6.27%
1998-12-31 $73.40 Million +7.62%
1997-12-31 $68.20 Million +16.38%
1996-12-31 $58.60 Million +9.16%
1995-12-31 $53.68 Million --

Equity Component Analysis

This analysis shows how different components contribute to Atlantic Union Bankshares Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 2960.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings $1.18 Billion 23.67%
Common Stock $188.56 Million 3.77%
Other Comprehensive Income $-256.09 Million -5.12%
Other Components $3.89 Billion 77.68%
Total Equity $5.01 Billion 100.00%

Atlantic Union Bankshares Corp Competitors by Market Cap

The table below lists competitors of Atlantic Union Bankshares Corp ranked by their market capitalization.

Company Market Cap
Oberbank AG
VI:OBS
 $5.38 Billion
CNX Resources Corp
NYSE:CNX
 $5.38 Billion
Genpact Limited
F:35G
 $5.38 Billion
BRF SA ADR
NYSE:BRFS
 $5.38 Billion
Maha Properti Indonesia Tbk PT
JK:MPRO
 $5.37 Billion
Blue Owl Capital Corporation
NYSE:OBDC
 $5.37 Billion
Zhejiang Weiming Environment Protection Co Ltd
SHG:603568
 $5.37 Billion
Shanghai Fudan Microelectronics Group Co Ltd
SHG:688385
 $5.37 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Atlantic Union Bankshares Corp's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 3,142,879,000 to 5,006,398,000, a change of 1,863,519,000 (59.3%).
  • Net income of 273,715,000 contributed positively to equity growth.
  • Other comprehensive income increased equity by 103,599,000.
  • Other factors increased equity by 1,486,205,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $273.71 Million +5.47%
Other Comprehensive Income $103.60 Million +2.07%
Other Changes $1.49 Billion +29.69%
Total Change $- 59.29%

Book Value vs Market Value Analysis

This analysis compares Atlantic Union Bankshares Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.08x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 7.49x to 1.08x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1995-12-31 $5.06 $37.91 x
1996-12-31 $5.28 $37.91 x
1997-12-31 $6.04 $37.91 x
1998-12-31 $6.55 $37.91 x
1999-12-31 $6.12 $37.91 x
2000-12-31 $6.92 $37.91 x
2001-12-31 $7.87 $37.91 x
2002-12-31 $9.21 $37.91 x
2003-12-31 $10.29 $37.91 x
2004-12-31 $12.77 $37.91 x
2005-12-31 $13.51 $37.91 x
2006-12-31 $14.88 $37.91 x
2007-12-31 $15.78 $37.91 x
2008-12-31 $20.22 $37.91 x
2009-12-31 $18.62 $37.91 x
2010-12-31 $16.94 $37.91 x
2011-12-31 $16.21 $37.91 x
2012-12-31 $16.83 $37.91 x
2013-12-31 $17.51 $37.91 x
2014-12-31 $21.18 $37.91 x
2015-12-31 $22.05 $37.91 x
2016-12-31 $22.81 $37.91 x
2017-12-31 $23.90 $37.91 x
2018-12-31 $29.20 $37.91 x
2019-12-31 $31.31 $37.91 x
2020-12-31 $34.34 $37.91 x
2021-12-31 $35.01 $37.91 x
2022-12-31 $31.66 $37.91 x
2023-12-31 $34.10 $37.91 x
2024-12-31 $35.75 $37.91 x
2025-12-31 $35.23 $37.91 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Atlantic Union Bankshares Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 5.47%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 13.54%
  • • Asset Turnover: 0.05x
  • • Equity Multiplier: 7.51x
  • Recent ROE (5.47%) is below the historical average (8.98%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1995 12.58% 31.48% 0.04x 9.41x $1.38 Million
1996 13.14% 16.85% 0.08x 9.23x $1.84 Million
1997 12.02% 16.60% 0.08x 9.03x $1.38 Million
1998 9.26% 11.99% 0.08x 10.00x $-540.00K
1999 9.16% 9.17% 0.08x 11.94x $-580.00K
2000 9.70% 9.89% 0.09x 11.26x $-235.20K
2001 13.13% 14.30% 0.08x 11.05x $2.78 Million
2002 13.75% 17.53% 0.07x 10.58x $3.96 Million
2003 14.06% 18.55% 0.07x 10.42x $4.81 Million
2004 11.01% 17.26% 0.06x 10.27x $1.65 Million
2005 13.84% 19.42% 0.07x 10.17x $6.89 Million
2006 13.03% 31.65% 0.04x 10.50x $6.05 Million
2007 9.32% 11.89% 0.07x 10.85x $-1.45 Million
2008 5.30% 8.76% 0.06x 9.32x $-12.87 Million
2009 2.96% 5.17% 0.06x 9.17x $-19.85 Million
2010 5.35% 10.25% 0.06x 8.96x $-19.89 Million
2011 7.22% 13.65% 0.06x 9.27x $-11.72 Million
2012 8.12% 15.88% 0.05x 9.40x $-8.18 Million
2013 7.84% 16.30% 0.05x 9.53x $-9.46 Million
2014 5.34% 15.51% 0.05x 7.53x $-45.55 Million
2015 6.74% 19.63% 0.04x 7.73x $-32.46 Million
2016 7.74% 21.91% 0.04x 8.42x $-22.63 Million
2017 6.97% 18.63% 0.04x 8.90x $-31.71 Million
2018 7.60% 23.86% 0.04x 7.15x $-46.21 Million
2019 7.70% 23.26% 0.05x 6.99x $-57.78 Million
2020 5.84% 20.16% 0.04x 7.25x $-112.62 Million
2021 9.74% 37.11% 0.04x 7.40x $-7.09 Million
2022 9.88% 30.11% 0.04x 8.62x $-2.76 Million
2023 7.89% 19.31% 0.05x 8.28x $-53.81 Million
2024 6.65% 15.53% 0.05x 7.82x $-105.16 Million
2025 5.47% 13.54% 0.05x 7.51x $-226.92 Million

Industry Comparison

This section compares Atlantic Union Bankshares Corp's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $552,557,300
  • Average return on equity (ROE) among peers: 11.02%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Atlantic Union Bankshares Corp (AUB) $5.01 Billion 12.58% 6.51x $5.37 Billion
Ameris Bancorp (ABCB) $1.46 Billion 8.31% 6.86x $4.95 Billion
Ameris Bancorp (ABCB) $120.94 Million 10.83% 9.48x $5.70 Billion
ACNB Corporation (ACNB) $74.01 Million 9.97% 11.77x $483.21 Million
Affinity Bancshares Inc (AFBI) $129.12 Million 4.21% 5.71x $135.98 Million
Alerus Financial Corp (ALRS) $153.31 Million 13.22% 8.01x $647.19 Million
Amalgamated Bank (AMAL) $535.82 Million 8.62% 10.16x $1.14 Billion
Amerant Bancorp Inc. (AMTB) $901.22 Million 12.53% 7.48x $962.39 Million
Arrow Financial Corporation (AROW) $72.29 Million 17.85% 12.85x $601.02 Million
Associated Banc-Corp (ASB) $2.02 Billion 12.80% 9.17x $5.20 Billion
AmeriServ Financial Inc (ASRV) $65.10 Million 11.83% 10.90x $62.60 Million

About Atlantic Union Bankshares Corp

NYSE:AUB USA Banks - Regional
Market Cap
$5.37 Billion
Market Cap Rank
#3412 Global
#1157 in USA
Share Price
$37.91
Change (1 day)
+0.69%
52-Week Range
$28.45 - $41.78
All Time High
$43.55
Categories
Companies in USA Banks - Regional Banking & Financial
About

Atlantic Union Bankshares Corporation operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States. It operates in two segments, Wholesale Banking and Consumer Banking. The company accepts various deposit products, including checking, savings, time deposit, and money market accounts;… Read more